MIRA INFORM REPORT

 

 

Report Date :

25.06.2013

 

IDENTIFICATION DETAILS

 

Name :

ADLABS ENTERTAINMENT LIMITED (w.e.f 27.04.2010)

 

 

Formerly Known As :

ADLABS ENTERTAINMENT PRIVATE LIMITED

 

 

Registered Office :

30/31 Sangdewadi, Khopoli Pali Road, Taluka – Khalapur – 410203, Maharashtra

 

 

Country :

India

 

 

Financials (as on) :

31.03.2012

 

 

Date of Incorporation :

10.02.2010

 

 

Com. Reg. No.:

11-199925

 

 

Capital Investment / Paid-up Capital :

Rs. 419.167 millions

 

 

CIN No.:

[Company Identification No.]

U92490MH2010PLC199925

 

 

PAN No.:

[Permanent Account No.]

AAICA2573P

 

 

Legal Form :

A Closely Held Public Limited Liability Company.

 

 

Line of Business :

Subject is engaged into Building and Running of Amusement Park.

(Name of Park “Adlabs Imagica”)

 

 

No. of Employees :

900 (Approximately)

 

 

RATING & COMMENTS

 

MIRA’s Rating :

B (36)

 

RATING

STATUS

PROPOSED CREDIT LINE

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

Small

 

Maximum Credit Limit :

USD 10000000

 

 

Status :

Recently Commenced Business Activity

 

 

Payment Behaviour :

Unknown

 

 

Litigation :

Clear

 

 

Comments :

Subject is a subsidiary of ‘Thrill Park Limited, India’. Even though the company was incorporated during February 2010, it recently commenced its business activity from April 2013.

 

The financial position of the company is sound and healthy. Trade relations are improving. Business is active. Payment terms are unknown.

 

The concern can be considered for business dealings with some caution.

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

EXTERNAL AGENCY RATING

 

Rating Agency Name

ICRA

Rating

Long term loans: BB-

Rating Explanation

Moderate risk of default.

Date

September 2012

 

 

RBI DEFAULTERS’ LIST STATUS

 

Subject’s name is not enlisted as a defaulter in the publicly available RBI Defaulters’ list.

 

 

EPF (Employee Provident Fund) DEFAULTERS’ LIST STATUS

 

Subject’s name is not enlisted as a defaulter in the publicly available EPF (Employee Provident Fund) Defaulters’ list as of 31-03-2012.

 

INFORMATION PARTED BY

 

Name :

Mr. Deepak Agarwal

Designation :

AUP in Account and Finance

Contact No.:

91-22-40680000

Date :

24.06.2013

 

 

LOCATIONS

 

Registered Office :

30/31 Sangdewadi, Khopoli Pali Road, Taluka – Khalapur – 410203, Maharashtra, India

Tel. No.:

Not Available

Fax No.:

Not Available

E-Mail :

Deepak.agarwal@adlabsentertainment.com

Ghanshyam.jhala@adlabsentertainment.com

Website :

http://www.adlabsentertainment.com

Location :

Owned

 

 

Corporate Office :

9th Floor, Lotus Business Park, New Link Road, Andheri (West), Mumbai – 400 053, Maharashtra, India

Tel. No.:

91-22-40680000 / 40680018

Fax No.:

91-22-40680088

E-Mail :

deepak.agarwal@walkwater.in

ghanshyam.jhala@walkwater.in

kapil.bagla@walkwater.in 

Website :

http://www.walkwater.in

 

 

DIRECTORS

 

As on 05.09.2012

 

Name :

Mr. Manmohan Ramanna Shetty 

Designation :

Director

Address :

21, Golden Beach, Ruia Park Road, Juhu, Mumbai – 400049, Maharashtra, India

Date of Birth/Age :

24.02.1948

Date of Appointment :

10.02.2012

DIN No.:

00013961

PAN No.:

AAIPS2569L

 

 

Name :

Mr. Kapil Vishnuprasad Bagla

Designation :

Whole-time Director

Address :

4A, 401-402, Himalaya Building, Asha Nagar, Off Western Express Highway, Kandivali (East), Mumbai – 400 101, Maharashtra, India

Date of Birth/Age :

09.10.1968

Qualification :

B.E., M.M.S.

Experience :

18 years

Date of Appointment :

01.04.2010

DIN No.:

00387814

PAN No.:

AABPB2274N

 

 

Name :

Mr. Praveen Chamanlala Nischol

Designation :

Additional Director

Address :

Rita Apartment, 1st Floor, 15 Golf Link Road, Khar (West), Mumbai – 400052, Maharashtra, India

Date of Birth/Age :

07.11.1948

Date of Appointment :

25.03.2013

DIN No.:

00269906

PAN No.:

 

 

 

KEY EXECUTIVES

 

 

Name :

G S Jhala

Designation :

Secretary

Address :

Bari Sadri House, 18 Naiyon Ki Talai, Udaipur – 313 001, Rajasthan, India

Date of Birth/Age :

04.07.1959

Date of Appointment :

10.02.2012

PAN No.:

ABMPJ8628G

 

 

Name :

Mr. Deepak Agarwal

Designation :

AUP in Account and Finance

 

 

MAJOR SHAREHOLDERS / SHAREHOLDING PATTERN

 

As on 05.09.2012

 

Names of Shareholders

 

No. of Shares

 

 

 

Thrill Park Limited, India 

 

43571341

Manmohan Shetty

 

1242

Shashikala Shetty

 

1775

Aarti Shetty

 

1775

Kapil Bagla

 

178

Chandir Gidwani

 

178

Deepak Agrawal

 

178

 

 

 

TOTAL

 

43576667

 

As on 07.12.2012

 

Names of Allottees

 

No. of Shares

 

 

 

Centrum Financial Services Limited, India

 

2945455

 

 

 

TOTAL

 

2945455

 

 

Equity Share Break up (Percentage of Total Equity)

 

As on 05.09.2012

 

Category

Percentage

Bodies corporate

99.99

Directors or relatives of Directors

0.01

Total

100.00

 

 

BUSINESS DETAILS

 

Line of Business :

Subject is engaged into Building and Running of Amusement Park.

(Name of Park “Adlabs Imagica”)

 

 

Imports :

 

Products :

Finished Goods

Countries :

·         China

·         Italy

·         USA

 

 

Terms :

 

Selling :

Cash and Credit

 

 

Purchasing :

Cash and Credit

 

GENERAL INFORMATION

 

Customers :

Others

 

 

No. of Employees :

900 (Approximately)

 

 

Bankers :

·         Union Bank, Andheri (West), Mumbai, Maharashtra, India

·         Syndicate Bank, Nariman Point Branch, Nariman Bhavan, Ground Floor, Nariman Point, Mumbai – 400 021, Maharashtra, India

 

 

Facilities :

Secured Loan

31.03.2012

(Rs. in Millions)

31.03.2011

(Rs. in Millions)

Short-term borrowings

 

 

Loans and advances from others

(Secured against mortgage of land held and owned by the company)

1950.125

201.905

Total

1950.125

201.905

 

 

 

Banking Relations :

--

 

 

Financial Institution:

IDBI Trusteeship Services Limited, Asian Building, Ground Floor, 17 R Kamani Marg, Ballard Estate, Mumbai – 400 001, Maharashtra, India

 

 

Auditors :

 

Name :

A. T. Jain and Company

Chartered Accountants

Address :

Mumbai, Maharashtra, India

PAN N Income-tax PAN of auditor or auditor's firm :

AABFA2587P

 

 

Holding Company :

Thrill Park Limited, India [CIN No.: U92190MH2007PLC175250]

 

 

Entities controlled by directors :

Walkwater Properties Private Limited

 

 

CAPITAL STRUCTURE

 

After 05.09.2012

 

Authorised Capital : Rs. 500.000 Millions

 

Issued, Subscribed & Paid-up Capital :Rs. 458.721 Millions

 

As on 31.03.2012

 

Authorised Capital :

No. of Shares

Type

Value

Amount

 

 

 

 

45000000

Equity Shares

Rs.10/- each

Rs. 450.000 Millions

 

 

 

 

 

Issued, Subscribed & Paid-up Capital :

No. of Shares

Type

Value

Amount

 

 

 

 

41916667

Equity Shares

Rs.10/- each

Rs. 419.167 Millions

 

 

 

 

 

 

 


 

FINANCIAL DATA

[all figures are in Rupees Millions]

 

ABRIDGED BALANCE SHEET

 

SOURCES OF FUNDS

 

 

31.03.2012

31.03.2011

I.        EQUITY AND LIABILITIES

 

 

 

(1)Shareholders' Funds

 

 

 

(a) Share Capital

 

419.167

372.676

(b) Reserves & Surplus

 

2084.777

1858.380

(c) Money received against share warrants

 

0.000

0.000

 

 

 

0

(2) Share Application money pending allotment

 

0.000

57.549

Total Shareholders’ Funds (1) + (2)

 

2503.944

2288.605

 

 

 

 

(3) Non-Current Liabilities

 

 

 

(a) long-term borrowings

 

30.705

252.999

(b) Deferred tax liabilities (Net)

 

0.000

0.000

(c) Other long term liabilities

 

0.000

0.000

(d) long-term provisions

 

0.964

0.000

Total Non-current Liabilities (3)

 

31.669

252.999

 

 

 

 

(4) Current Liabilities

 

 

 

(a) Short term borrowings

 

1950.125

201.905

(b) Trade payables

 

168.033

107.431

(c) Other current liabilities

 

15.142

2.548

(d) Short-term provisions

 

6.551

2.715

Total Current Liabilities (4)

 

2139.851

314.599

 

 

 

 

TOTAL

 

4675.464

2856.203

 

 

 

 

II.      ASSETS

 

 

 

(1) Non-current assets

 

 

 

(a) Fixed Assets

 

 

 

(i) Tangible assets

 

2301.237

2264.443

(ii) Intangible Assets

 

0.000

0.000

(iii) Capital work-in-progress

 

2155.902

443.380

(iv) Intangible assets under development

 

0.000

0.000

(b) Non-current Investments

 

0.000

0.000

(c) Deferred tax assets (net)

 

0.000

0.000

(d)  Long-term Loan and Advances

 

68.804

69.493

(e) Other Non-current assets

 

0.000

3.638

Total Non-Current Assets

 

4525.943

2780.954

 

 

 

 

(2) Current assets

 

 

 

(a) Current investments

 

0.000

0.000

(b) Inventories

 

0.000

0.000

(c) Trade receivables

 

0.000

0.000

(d) Cash and cash equivalents

 

61.896

65.305

(e) Short-term loans and advances

 

0.000

0.000

(f) Other current assets

 

87.625

9.944

Total Current Assets

 

149.521

75.249

 

 

 

 

TOTAL

 

4675.464

2856.203

 

SOURCES OF FUNDS

 

 

 

31.03.2010

SHAREHOLDERS FUNDS

 

 

 

1] Share Capital

 

 

313.842

2] Share Application Money

 

 

33.500

3] Reserves & Surplus

 

 

1564.213

4] (Accumulated Losses)

 

 

0.000

NETWORTH

 

 

1911.555

LOAN FUNDS

 

 

 

1] Secured Loans

 

 

0.000

2] Unsecured Loans

 

 

232.375

TOTAL BORROWING

 

 

232.375

DEFERRED TAX LIABILITIES

 

 

0.000

 

 

 

 

TOTAL

 

 

2143.930

 

 

 

 

APPLICATION OF FUNDS

 

 

 

 

 

 

 

FIXED ASSETS [Net Block]

 

 

2234.508

Capital work-in-progress

 

 

186.190

 

 

 

 

INVESTMENT

 

 

0.000

DEFERRED TAX ASSETS

 

 

0.000

 

 

 

 

CURRENT ASSETS, LOANS & ADVANCES

 

 

 

 

Inventories

 

 

0.000

 

Sundry Debtors

 

 

0.000

 

Cash & Bank Balances

 

 

5.746

 

Other Current Assets

 

 

69.553

 

Loans & Advances

 

 

0.000

Total Current Assets

 

 

75.299

Less : CURRENT LIABILITIES & PROVISIONS

 

 

 

 

Sundry Creditors

 
 

13.749

 

Other Current Liabilities

 

 

341.601

 

Provisions

 

 

0.000

Total Current Liabilities

 

 

355.350

Net Current Assets

 

 

(280.051)

 

 

 

 

MISCELLANEOUS EXPENSES

 

 

3.283

 

 

 

 

TOTAL

 

 

2143.930


PROFIT & LOSS ACCOUNT

 

 

PARTICULARS

 

31.03.2012

31.03.2011

31.03.2010

 

SALES

 

 

 

 

 

Income

0.000

0.000

0.000

 

 

Other Income

0.000

0.000

0.000

 

 

TOTAL                                    

0.000

0.000

0.000

 

 

 

 

 

Less

EXPENSES

 

 

 

 

 

Other Expenses

5.296

0.000

0.000

 

 

TOTAL                                    

5.296

0.000

0.000

 

 

 

 

 

Less

PROFIT BEFORE INTEREST, TAX, DEPRECIATION AND AMORTISATION

(5.296)

0.000

0.000

 

 

 

 

 

Less

FINANCIAL EXPENSES                        

0.000

0.000

0.000

 

 

 

 

 

 

PROFIT BEFORE TAX, DEPRECIATION AND AMORTISATION

(5.296)

0.000

0.000

 

 

 

 

 

Less/ Add

DEPRECIATION/ AMORTISATION                    

0.000

0.000

0.000

 

 

 

 

 

 

PROFIT BEFORE TAX

(5.296)

0.000

0.000

 

 

 

 

 

Less

TAX                                                                 

0.760

0.000

0.000

 

 

 

 

 

 

PROFIT AFTER TAX                

(6.056)

0.000

0.000

 

 

 

 

 

Add

PREVIOUS YEARS’ BALANCE BROUGHT FORWARD

0.000

0.000

0.000

 

 

 

 

 

 

BALANCE CARRIED TO THE B/S

0.000

0.000

0.000

 

 

 

 

 

 

EARNINGS IN FOREIGN CURRENCY

Nil

Nil

0.000

 

 

 

 

 

 

Earnings Per Share (Rs.)

(0.16)

0.00

0.00

 

KEY RATIOS

 

PARTICULARS

 

 

31.03.2012

31.03.2011

31.03.2010

PAT / Total Income

(%)

0.00

0.00

0.00

 

 

 

 

 

Net Profit Margin

(PBT/Sales)

(%)

0.00

0.00

0.00

 

 

 

 

 

Return on Total Assets

(PBT/Total Assets}

(%)

0.00

0.00

0.00

 

 

 

 

 

Return on Investment (ROI)

(PBT/Networth)

 

0.00

0.00

0.00

 

 

 

 

 

Debt Equity Ratio

(Total Debt /Networth)

 

0.08

0.20

0.12

 

 

 

 

 

Current Ratio

(Current Asset/Current Liability)

 

0.07

0.23

0.21

 

 

LOCAL AGENCY FURTHER INFORMATION

 

SUNDRY CREDITORS DETAILS:

 

Particulars

31.03.2012

31.03.2011

31.03.2010

 

(Rs. In Millions)

Sundry Creditors

168.033

107.431

13.749

 

 

 

 

Total

168.033

107.431

13.749

 

 

Sr. No.

Check List by Info Agents

Available in Report (Yes / No)

1]

Year of Establishment

Yes

2]

Locality of the firm

Yes

3]

Constitutions of the firm

Yes

4]

Premises details

No

5]

Type of Business

Yes

6]

Line of Business

Yes

7]

Promoter's background

Yes

8]

No. of employees

Yes

9]

Name of person contacted

Yes

10]

Designation of contact person

Yes

11]

Turnover of firm for last three years

Yes

12]

Profitability for last three years

Yes

13]

Reasons for variation <> 20%

--

14]

Estimation for coming financial year

No

15]

Capital in the business

Yes

16]

Details of sister concerns

Yes

17]

Major suppliers

No

18]

Major customers

No

19]

Payments terms

Yes

20]

Export / Import details (if applicable)

Yes

21]

Market information

--

22]

Litigations that the firm / promoter involved in

--

23]

Banking Details

Yes

24]

Banking facility details

Yes

25]

Conduct of the banking account

--

26]

Buyer visit details

--

27]

Financials, if provided

Yes

28]

Incorporation details, if applicable

Yes

29]

Last accounts filed at ROC

Yes

30]

Major Shareholders, if available

Yes

31]

Date of Birth of Proprietor/Partner/Director, if available

Yes

32]

PAN of Proprietor/Partner/Director, if available

Yes

33]

Voter ID No of Proprietor/Partner/Director, if available

No

34]

External Agency Rating, if available

Yes

 

NOTE: Registered office of the company has been shifted from30/31 Sngdewadi, Khopoli Pali Road, Taluka – Khalapur – 410206, Maharashtra, India to the present address w.e.f 22.04.2013

 

OPERATIONS:

 

Since previous years, the Company is involved in developing a mega-theme park project at village Sangdewadi, Khapoli, Tehsil. Khalapur, Dist. Raigad in the state of Maharashtra and the project is in advanced stages of implementation. The Company has completed acquisition of land for the project and the operations are expected to commence in FY 2013-14 as planned. The project, which is spread over an area of 300 Acres, comprises of a theme park, a Water park, Retail, Dining and Entertainment Area and a Family hotel.

 

During the year, and specifically in the first quarter of 2012, the Company has completed the process of securing project finance aggregating to Rs.14748.000 Millions from Consortium Banks through their Lead Bank (Lenders Agent) viz. Union Bank of India.

 

The Company successfully created requisite security for the above loan in favour of security trustees i.e. IDBI Trusteeship Services Limited.

.

All the necessary approvals, consents, permissions and sanctions for constructions of the Theme Park project are in place.

 

FUTURE PROSPECTS:

 

The Indian consumers are looking forward to a world class experience in amusement park entertainment and The Company has taken the initiative in creating a high quality multi-use entertainment destination in the country.

 

Mumbai, in particular, offers some entertainment options but there is no leisure destination that offers a variety of outdoor leisure and holiday fun activities of international standards at a single place. There exists a gap in the kind of entertainment facilities offered by current Indian players as compared to international counterparts There is a large population in the catchment area of the project with high disposable income. Also, there is a changing lifestyle with an increasing trend towards week-end destinations, getaways to entertainment and other leisure destinations.

 

Various State Governments, including the Government of Maharashtra, are encouraging development of tourism in their respective states and have identified amusement parks as one of the key areas to attract both tourists and investments. Their project has been awarded the Mega Project Status from the Tourism Department of the Government of Maharashtra,

 

UNSECURED LOAN

 

PARTICULARS

31.03.2012

(Rs. in Millions)

31.03.2011

(Rs. in Millions)

Long-term Borrowings

 

 

Loans and advances from related parties

30.705

252.999

Total

30.705

252.999

 

 

BANKERS CHARGES REPORT AS PER REGISTRY

 

Corporate identity number of the company

U92490MH2010PLC199925

Name of the company

ADLABS ENTERTAINMENT LIMITED

Address of the registered office or of the principal place of  business in India of the company

9th Floor, Lotus Business Park, New Link Road, Andheri (West), Mumbai – 400 053, Maharashtra, India

 

Email: ghanshyam.jhala@walkwater.in

This form is for

Modification of charge

Charge identification (ID) number of the charge to be modified

10343713

Type of charge

·         Uncalled share capital

·         Immovable property

·         Any interest in immovable property

·         Book debts

·         Movable property (not being pledge)

·         Floating charge

·         As per the Indenture of Mortgage dated 26/3/2012

Particular of charge holder

CIN: U92490MH2010PLC199925

 

IDBI Trusteeship Services Limited, Asian Building, Ground Floor, 17 R Kamani Marg, Ballard Estate, Mumbai – 400 001, Maharashtra, India

 

Email: itsl@idbitrustee.co.in

Nature of instrument creating charge

Indenture of mortgage dated 26-03-2012,executed in favour of IDBI Trusteeship Services Lmited as the security Trustee for the benefit of (a) Union Bank of India (b)Indian Overseas bank (c)Bank of Baroda (d) Bank of India (e)Corporation Bank (f) The Jammu and kashmir Bank (g)Syndicate bank (h) Vjaya Bank (i) Centrum Financial Services Ltd (j) Punjab and Sind Bank(k) Central bank of India (l) Life Insurance Corporation of India (m) Dena Bank (n) Tourism Finance Corporation of India Ltd;

Date of instrument Creating the charge

31.07.2012

Amount secured by the charge

Rs.14748.000 Millions

Brief of the principal terms an conditions and extent and operation of the charge

Rate of Interest

See the schedule of interest enclosed as an optional attachment to the form

 

Terms of Repayment

The repayment will be made in 108 installments .The first re-payment installment will be due on the April,30,2014.The last re-payment installment shall be paid on March 31,2023.

 

Margin

2:1

 

Extent and Operation of the charge

As per clause 3.1 of the Indenture of Mortgage dated 26-03-2102.

 

Others

As per the Indenture of Mortgage dated 26-03-2012.

Short particulars of the property or asset(s) charged (including complete address and location of the property)

A first ranking charge on land admeasuring 250.09 ACres, buildings, located at the project site at Khopoli, Taluka. Khalapur, Dist. Raigad (Maharashtra)

 

A first ranking charge on tangible moveable assets (both present and future) including movable plant and machinery, machinery spares, equipment and other moveables of the Borrower.

 

A first ranking charge on all project documents and approvals both present and future.

 

A first charge on all Insurance Contracts (along with agreed bank clause) present an future.

 

A first charge on the trust and retention accounts together with permitted Investments ,all moneys and securities lying to the credit of such accounts or liable to be credited to such accounts.

 

A first charge on the book debts operating cash flows, receivables, commissions, revenue, and currents assets.

 

Including any monies received under any letter of credit, guarantee and performance bond provided by any party to the project documents and other amounts owing to and received by the borrower.

 

All intangible assets of the Borrower including but not limited to goodwill, trademarks and patents, present and future

 

Other assets of the borrower, both present and future including the uncalled capital(in respect of any partly paid shares issued by the borrower ) and cash in hand.

 

Other assets as per the Indenture of Mortgage dated 26-03-2012.

Particulars of the present modification

Indenture of Additional Security executed on 31st July, 2012 between the Company and IDBI Trusteeship Services Limited for mortgaging additional land of 48.3250 Acres of land at Taluk Khalapur Dist. Raigad in state of Maharasthra,in addition to 250.09 acres already mortgaged earlier in March,2012.The total land mortgaged  now aggregates to 298.4 Acres in compliance with the Loan documents.

 

FIXED ASSETS

 

Tangible assets

 

·         Land

·         Plant and equipment

·         Other plant and equipment

·         Furniture and fixtures

·         Vehicles

·         Motor vehicles

·         Office equipment

·         Computer equipments


 

CMT REPORT (Corruption, Money Laundering & Terrorism]

 

The Public Notice information has been collected from various sources including but not limited to: The Courts, India Prisons Service, Interpol, etc.

 

1]         INFORMATION ON DESIGNATED PARTY

No exist designating subject or any of its beneficial owners, controlling shareholders or senior officers as terrorist or terrorist organization or whom notice had been received that all financial transactions involving their assets have been blocked or convicted, found guilty or against whom a judgement or order had been entered in a proceedings for violating money-laundering, anti-corruption or bribery or international economic or anti-terrorism sanction laws or whose assets were seized, blocked, frozen or ordered forfeited for violation of money laundering or international anti-terrorism laws.

 

2]         Court Declaration :

No exist to suggest that subject is or was the subject of any formal or informal allegations, prosecutions or other official proceeding for making any prohibited payments or other improper payments to government officials for engaging in prohibited transactions or with designated parties.

 

3]         Asset Declaration :

No exist to suggest that the property or assets of the subject are derived from criminal conduct or a prohibited transaction.

 

4]         Record on Financial Crime :

            Charges or conviction registered against subject:                                                              None

 

5]         on Violation of Anti-Corruption Laws :

            Charges or investigation registered against subject:                                                          None

 

6]         on Int’l Anti-Money Laundering Laws/Standards :

            Charges or investigation registered against subject:                                                          None

 

7]         Criminal Records

No available information exist that suggest that subject or any of its principals have been formally charged or convicted by a competent governmental authority for any financial crime or under any formal investigation by a competent government authority for any violation of anti-corruption laws or international anti-money laundering laws or standard.

 

8]         Affiliation with Government :

No record exists to suggest that any director or indirect owners, controlling shareholders, director, officer or employee of the company is a government official or a family member or close business associate of a Government official.

 

9]         Compensation Package :

Our market survey revealed that the amount of compensation sought by the subject is fair and reasonable and comparable to compensation paid to others for similar services.

 

10]        Press Report :

            No press reports / filings exists on the subject.

 


 

CORPORATE GOVERNANCE

 

MIRA INFORM as part of its Due Diligence do provide comments on Corporate Governance to identify management and governance. These factors often have been predictive and in some cases have created vulnerabilities to credit deterioration.

 

Our Governance Assessment focuses principally on the interactions between a company’s management, its Board of Directors, Shareholders and other financial stakeholders.

 

 

CONTRAVENTION

 

Subject is not known to have contravened any existing local laws, regulations or policies that prohibit, restrict or otherwise affect the terms and conditions that could be included in the agreement with the subject.

 

 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.59.73

UK Pound

1

Rs.91.82

Euro

1

Rs.78.23

 

 

INFORMATION DETAILS

 

Information Gathered by :

PDT

 

 

Report Prepared by :

KVT

 


 

SCORE & RATING EXPLANATIONS

 

SCORE FACTORS

 

RANGE

POINTS

HISTORY

1~10

3

PAID-UP CAPITAL

1~10

4

OPERATING SCALE

1~10

4

FINANCIAL CONDITION

 

 

--BUSINESS SCALE

1~10

4

--PROFITABILIRY

1~10

3

--LIQUIDITY

1~10

5

--LEVERAGE

1~10

4

--RESERVES

1~10

5

--CREDIT LINES

1~10

4

--MARGINS

-5~5

--

DEMERIT POINTS

 

 

--BANK CHARGES

YES/NO

YES

--LITIGATION

YES/NO

NO

--OTHER ADVERSE INFORMATION

YES/NO

NO

MERIT POINTS

 

 

--SOLE DISTRIBUTORSHIP

YES/NO

NO

--EXPORT ACTIVITIES

YES/NO

NO

--AFFILIATION

YES/NO

YES

--LISTED

YES/NO

NO

--OTHER MERIT FACTORS

YES/NO

YES

DEFAULTER

 

 

--RBI

YES/NO

NO

--EPF

YES/NO

NO

TOTAL

 

36

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 


 

RATING EXPLANATIONS

 

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

NB

NEW BUSINESS

 

 

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.