MIRA INFORM REPORT

 

 

Report Date :

25.06.2013

 

IDENTIFICATION DETAILS

 

Name :

ALFA LAVAL INDIA LIMITED

 

 

Registered Office :

Mumbai-Pune Road, Dapodi, Pune–411 012, Maharashtra

 

 

Country :

India

 

 

Financials (as on) :

31.12.2011

 

 

Date of Incorporation :

15.12.1937

 

 

Com. Reg. No.:

11-002732

 

 

Capital Investment / Paid-up Capital :

Rs.181.600 Millions

 

 

CIN No.:

[Company Identification No.]

U29299PN1937PLC002732

 

 

Legal Form :

A Closely Held Public Limited Liability Company 

 

 

Line of Business :

Subject is engaged in the manufacture and sale of industrial equipment and process solutions.

 

 

No. of Employees :

Information denied by the management.

 

 

 

RATING & COMMENTS

 

MIRA’s Rating :

Aa (73)

 

RATING

STATUS

 

PROPOSED CREDIT LINE

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

Large

 

Maximum Credit Limit :

USD 19580000

 

 

Status :

Excellent

 

 

Payment Behaviour :

Regular

 

 

Litigation :

Clear

 

 

Comments :

Subject is a part of Alfa Laval Group. It is a well established and reputed company having an excellent track record. Financial position is good. Fundamentals are strong and healthy. Trade relations are decent. Payments are regular and as per commitments.

 

The company can be considered good for any business dealings at usual trade terms and conditions.

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

 

EXTERNAL AGENCY RATING

 

Rating Agency Name

CRISIL

Rating

AA+ (Long Term Rating)

Rating Explanation

High degree of safety to carry very low credit risk.

Date

11.09.2012

 

 

Rating Agency Name

CRISIL

Rating

A1+

Rating Explanation

Very strong degree of safety. It carry lowest credit risk.

Date

11.09.2012

 

 

RBI DEFAULTERS’ LIST STATUS

 

Subject’s name is not enlisted as a defaulter in the publicly available RBI Defaulters’ list.

 

 

EPF (Employee Provident Fund) DEFAULTERS’ LIST STATUS

 

Subject’s name is not enlisted as a defaulter in the publicly available EPF (Employee Provident Fund) Defaulters’ list as of 31-03-2012.

 

 

INFORMATION DECLINED BY

 

Name :

Mr. Bala Krishnan

Designation :

Assistant Company Secretary

Contact No.:

91-20-67341100/210

Date :

24.06.2013

 

 

LOCATIONS

 

Registered Office :

Mumbai-Pune Road, Dapodi, Pune–411 012, Maharashtra, India

Tel. No.:

91-20-27107100/ 66119100/ 27147721/ 7728/ 776321/ 797711

Fax No.:

91-20-27147711/ 779479

E-Mail :

alil.inverstorservices@alfalaval.com

info@alfalaval.co.in

cp.balakrishnan@alfalaval.com

Website :

http://www.alfalaval.com

 

 

Factory 1 :

Gat No.30 to 33 and 74 to 82, Sarole Veer Road, Sarole – 412 205, Taluka Bhor, District Pune, Maharashtra, India

Tel. No.:

91-2113-282367

Fax No.:

91-2113-282301

E-Mail :

india.info@alfalaval.com

 

 

Factory 2 :

E-7/ E-8, M.I.D.C. Estate, Satara - 415 004, Maharashtra, India

Tel. No.:

91-2162-244503

Fax No.:

91-2162-244268

 

 

Head Office / Sales and Corporate Office :

Office No. 301, Global Port Building Survey No. 45/1-10, Mumbai Bangalore Highway Baner Pune-411045, Maharashtra, India

Tel. No.:

91-20-67341100

Fax No.:

91-20-67341115

 

 

Parts and Service Centre :

Plot No. R-674, MIDC Rebale, TTC Industrial Area, Post Ghansoli, Navi Mumbai - 400 701, Maharashtra, India

Tel. No.:

91-22-27691832

Fax No.:

91-22-27607834

 

 

Sales Office :

Located At:

 

·         Gujarat

·         Karnataka

·         Tamilnadu

·         West Bengal

·         Madhya Pradesh

·         Andhra Pradesh

·         Mumbai

·         New Delhi

 

 

DIRECTORS

 

AS ON 30.04.2013

 

Name :

Jose Antonio Hernanz Arroyo

Designation :

Managing Director

Address :

13-3, Avenida De Torrelodones, Madrid-28250, Spain

Date of Birth/Age :

16.04.1952

Date of Appointment :

01.01.2010

DIN No.:

02848196

 

 

Name :

Henrik Hakan Mattias Holm

Designation :

Director

Address :

Flat No. C-1/F-68, MacDonnell Road, Mid Levels, Hong Kong 

Date of Birth/Age :

04.03.1970

Date of Appointment :

21.06.2012

DIN No.:

05336337

 

 

Name :

Mr. Raymond John Field

Designation :

Director 

Address :

41 D, Pat Heung, Ha Che Tsuen, Yuen Long, Hong Kong, China

Date of Birth/Age :

11.05.1954

Date of Appointment :

27.07.2011

DIN No.:

00867545

 

 

Name :

Mr. Manoj Diwakar Barve

Designation :

Director

Address :

Flat No. 11, Kumar Padmlya, S.No. 160/1, Building No. A-5, DP Road, Aundh, Pune-411007, Maharashtra, India

Date of Birth/Age :

12.12.1964

Date of Appointment :

21.06.2012

DIN No.:

03097616

 

 

Name :

Kanulal Gorane Bhatu

Designation :

Director

Address :

B-402, Surobhi Park, S. No. 161/162, DP Road, Aundh, Pune-411007, Maharashtra, India

Date of Birth/Age :

13.09.1968

Date of Appointment :

21.06.2012

DIN No.:

03516243

 

 

KEY EXECUTIVES

 

Name :

Mr. Viswanathan Chandrasekhar

Designation :

Company Secretary

Address :

C3/18 and 19, Salunke Vihar Road, Oxford Comforts, Wanowrie, Pune-411040, Maharashtra, India

Date of Birth/Age :

20.01.1958

Date of Appointment :

20.08.1993

PAN No.:

AANPC6399P

 

 

Name :

Mr. Bala Krishnan

Designation :

Assistant Company Secretary

 

 

MAJOR SHAREHOLDERS / SHAREHOLDING PATTERN

 

AS ON 30.04.2013

 

NOTE: SHAREHOLDING DETAILS FILE ATTACHED.

 

 

AS ON 30.04.2013

 

Equity Share Breakup

Percentage of Holding

Category

 

Foreign holdings [Foreign institutional investors, Foreign Companies, Foreign Financial Institutions, Non-resident Indian or Overseas corporate bodies or others]

98.00

Bodies corporate

0.18

Other top fifty shareholders

0.45

Others

1.34

Nationalized or other banks

0.03

TOTAL

100.00

 

 

BUSINESS DETAILS

 

Line of Business :

Subject is engaged in the manufacture and sale of industrial equipment and process solutions.

 

 

Products :

ITC Code

Product Descriptions

84211905

Decanters

84211910

Separators

841950

Heat Exchangers

 

 

GENERAL INFORMATION

 

No. of Employees :

Information denied by the management.

 

 

Bankers :

·         Bank of India

·         Standard Chartered Bank

·         Bank of Maharashtra

·         Industrial Development Bank of India Limited

·         The Hong Kong and Shanghai Banking Corporation Limited

 

 

 

Banking Relations :

--

 

 

Auditors :

 

Name :

S R Batliboi and Associates

Chartered Accountant

Address :

C-401, Fourth Floor, Panchshil Tech Park, Yerwada, Pune-411006, Maharashtra, India

PAN No:

AABFS3421N

 

 

Holding Company :

Alfa Laval Corporate AB Sweden

 

 

Ultimate Holding Company :

Alfa Laval AB Sweden

 

 

Fellow Subsidiaries :

Australia

Alfa Laval Australia Pty Limited

 

Belgium

Alfa Laval Corporate AB Belgian Branch

 

Brazil

Alfa Laval Ltda

 

Bulgaria

Alfa Laval Limited

 

Canada

Alfa Laval Inc

 

Greece

Alfa Laval AEBE

 

Hungary

Alfa Laval Kft

 

India

·         Alfa Laval Support Services Private Limited

·         Tranter India Private Limited

 

Indonesia

PT Alfa Laval

 

Italy

·         Alfa Laval SpA

·         Astepo S.r.l

·         Alfa Laval Parma S.r.l

 

Chile

Alfa Laval S.A.C.I.

 

China

·         Alfa Laval (China) Limited

·         Alfa Laval Flow Equipment (Kunshan) Company Limited

·         Alfa Laval (Jiangyin) Manufacturing Company Limited

·         Alfa Laval (Shanghai) Technologies Company

·         Wuxi MCD Gasket Company Limited

 

Japan

Alfa Laval KK

 

South Korea

Alfa Laval Korea Limited

 

Czech Republic

Alfa Laval Spol S.R.O.

 

Malaysia

Alfa Laval (Malaysia) Sdn Bhd

 

Denmark

·         Alfa Laval Copenhagen A/S

·         Alfa Laval Tank Equipment A/S

·         Alfa Laval Kolding A/S

·         Alfa Laval Nakskov A/S

·         Alfa Laval Nordic A/S

·         Scandi Brew

 

Netherlands

·         Alfa Laval Groningen B.V.

·         Alfa Laval Merco B.V.

·         Alfa Laval Benelux N.V-S.A.

·         Alfa Laval Benelux B.V.

 

Finland

·         Alfa Laval Nordic OY

·         Alfa Laval Vantaa OY

 

Norway

Alfa Laval Nordic A/S

 

France

·         Alfa Laval Vicarb SAS

·         Alfa Laval SAS

·         Alfa Laval Spiral SAS

·         Alfa Laval Moatti SAS

·         MCD SAS

·         Packinox SA

 

Phillipines

Alfa Laval Philippines Inc

 

Poland

·         Alfa Laval Polska Sp. z. o. o

·         Alfa Laval Krakow Sp.z .o. o

 

Germany

Alfa Laval (Germany) Mid Europe GmbH

 

Portugal

Alfa Laval Portugal Ltda

 

Qatar

Alfa Laval Service Operations Qatar LLC

 

Russia

AO Alfa Laval Potok

 

Singapore

Alfa Laval Singapore Pte Limited

 

South Africa

Alfa Laval (Pty) Limited

 

Spain

Alfa Laval Iberia SA

 

Sweden

·         Alfa Laval Tumba AB

·         Alfa Laval Treasury International AB

·         Alfa Laval Holding AB

·         Alfa Laval Lund AB

·         Alfa Laval Nordic AB

·         Alfa Laval (Thailand) Limited

 

Taiwan

Alfa Laval Taiwan Limited

 

Thailand

Alfa Laval Quality Moving AB

 

Turkey

Alfa Laval Makine Sanayii ve Ticaret Limited. Sti

 

UAE

Alfa Laval Middle East Limited

 

United Kingdom

·         Alfa Laval Limited

·         Alfa Laval Pumps Limited

 

USA

·         Alfa Laval Inc

·         Alfa Laval Thermal Inc

·         Alfa Laval Distribution Inc

 

Venezuela

Alfa Laval Venezolana S.A.

 

 

CAPITAL STRUCTURE

 

AS ON 31.12.2011

 

Authorised Capital :

 

No. of Shares

Type

Value

Amount

 

 

 

 

20000000

Equity Shares

Rs.10/- each

Rs. 200.000 Millions

 

 

 

 

 

Issued Capital :

 

No. of Shares

Type

Value

Amount

 

 

 

 

18160567

Equity Shares

Rs.10/- each

Rs. 181.610 Millions

 

 

 

 

 

Subscribed & Paid-up Capital :

 

No. of Shares

Type

Value

Amount

 

 

 

 

18160483*

Equity Shares

Rs.10/- each

Rs. 181.600 Millions

 

 

 

 

 

 

NOTES

 

a)       441,845 9/10 (Previous year 441,845 9/10) equity shares of Rs.10 each have been allotted as fully paid up pursuant to contracts for consideration other than cash;

 

b)       29,988 (Previous year 29,988) equity shares of Rs.10 each have been allotted as fully paid up, pursuant to the right exercised by a lender of converting a part of the loan advanced by them to the Company;

 

c)       8,822,989 (Previous year 8,822,989) equity shares of Rs.10 each have been allotted as fully paid up Bonus shares by capitalization of general reserve, securities premium, capital reserve and export reserve.

 

* includes 16,120,281 (Previous year 16,120,281) Equity shares of Rs.10 each held by Alfa Laval Corporate AB, Sweden the Holding Company (Alfa Laval AB, the Ultimate Holding Company)


 

FINANCIAL DATA

[all figures are in Rupees Millions]

 

ABRIDGED BALANCE SHEET

 

SOURCES OF FUNDS

 

31.12.2011

31.12.2010

31.12.2009

SHAREHOLDERS FUNDS

 

 

 

1] Share Capital

181.600

181.600

181.600

2] Share Application Money

0.000

0.000

0.000

3] Reserves & Surplus

4715.020

4040.740

3593.070

4] (Accumulated Losses)

0.000

0.000

0.000

NETWORTH

4896.620

4222.340

3774.670

LOAN FUNDS

 

 

 

1] Secured Loans

0.000

0.000

0.000

2] Unsecured Loans

0.000

0.000

46.060

TOTAL BORROWING

0.000

0.000

46.060

DEFERRED TAX LIABILITIES

0.000

0.000

0.000

 

 

 

 

TOTAL

4896.620

4222.340

3820.730

 

 

 

 

APPLICATION OF FUNDS

 

 

 

 

 

 

 

FIXED ASSETS [Net Block]

1152.310

964.950

977.760

Capital work-in-progress

267.550

116.490

23.580

 

 

 

 

INVESTMENT

548.780

1305.510

1233.850

DEFERREX TAX ASSETS

141.930

82.360

32.890

 

 

 

 

CURRENT ASSETS, LOANS & ADVANCES

 

 

 

 

Inventories

2377.050
1994.610
1759.940

 

Sundry Debtors

2593.280
1980.990
1766.140

 

Cash & Bank Balances

1075.160
522.710
395.050

 

Other Current Assets

247.270
240.180
284.180

 

Loans & Advances

1148.910
918.100
605.640

Total Current Assets

7441.670

5656.590

4810.950

Less : CURRENT LIABILITIES & PROVISIONS

 

 

 

 

Sundry Creditors

1959.560
1529.830
1221.520

 

Other Current Liabilities

2216.180
1405.740
1294.670

 

Provisions

479.880
967.990
742.110

Total Current Liabilities

4655.620

3903.560

3258.300

Net Current Assets

2786.050
1753.030
1552.650

 

 

 

 

MISCELLANEOUS EXPENSES

0.000

0.000

0.000

 

 

 

 

TOTAL

4896.620

4222.340

3820.730


 

PROFIT & LOSS ACCOUNT

 

 

PARTICULARS

 

31.12.2011

31.12.2010

31.12.2009

 

SALES

 

 

 

 

 

Income

11541.740

8360.340

8875.730

 

 

Other Income

409.000

231.990

121.130

 

 

TOTAL                                     (A)

11950.740

8592.330

8996.860

 

 

 

 

 

Less

EXPENSES

 

 

 

 

 

Consumption materials changes inventories

7003.720

4605.650

0.000

 

 

Manufacturing service costs

687.820

495.650

6990.440

 

 

Contract cost

231.530

137.990

0.000

 

 

Employee related expenses

974.110

809.270

0.000

 

 

Administrative selling other expenses

1009.400

753.280

0.000

 

 

TOTAL                                     (B)

9906.580

6801.840

6990.440

 

 

 

 

 

Less

PROFIT BEFORE INTEREST, TAX, DEPRECIATION AND AMORTISATION (A-B)      (C)

2044.160

1790.490

2006.420

 

 

 

 

 

Less

FINANCIAL EXPENSES                         (D)

0.620

5.300

5.250

 

 

 

 

 

 

PROFIT BEFORE TAX, DEPRECIATION AND AMORTISATION (C-D)                                       (E)

2043.540

1785.190

2001.170

 

 

 

 

 

Less/ Add

DEPRECIATION/ AMORTISATION                     (F)

139.340

127.100

129.570

 

 

 

 

 

 

PROFIT BEFORE TAX (E-F)                               (G)

1904.200

1658.090

1871.600

 

 

 

 

 

Less

TAX                                                                  (H)

598.830

576.880

638.210

 

 

 

 

 

 

PROFIT AFTER TAX (G-H)                                (I)

1305.370

1081.210

1233.390

 

 

 

 

 

Add

PREVIOUS YEARS’ BALANCE BROUGHT FORWARD

2218.740

1880.070

1301.850

 

 

 

 

 

Less

APPROPRIATIONS

 

 

 

 

 

Transfer to General Reserve

131.000

109.000

124.000

 

 

Dividend

544.810

544.810

454.010

 

 

Tax on Dividend

86.280

88.730

77.160

 

BALANCE CARRIED TO THE B/S

2762.020

2218.740

1880.070

 

 

 

 

 

 

EARNINGS IN FOREIGN CURRENCY

 

 

 

 

 

Export Earnings

4735.140

2609.150

NA

 

 

Commission Earnings

2.300

3.360

NA

 

 

Other Earnings

41.460

93.270

NA

 

TOTAL EARNINGS

4778.900

2705.780

NA

 

 

 

 

 

 

IMPORTS

 

 

 

 

 

Raw Materials

2623.790

1600.020

NA

 

 

Stores & Spares

210.040

196.120

NA

 

 

Capital Goods

227.100

48.580

NA

 

TOTAL IMPORTS

3060.930

1844.720

NA

 

 

 

 

 

 

Earnings Per Share (Rs.)

71.88

59.54

67.92

 

 

KEY RATIOS

 

PARTICULARS

 

 

31.12.2011

31.12.2010

31.12.2009

PAT / Total Income

(%)

10.92

12.58

13.70

 

 

 

 

 

Net Profit Margin

(PBT/Sales)

(%)

16.50

19.83

21.08

 

 

 

 

 

Return on Total Assets

(PBT/Total Assets}

(%)

21.80

24.73

32.33

 

 

 

 

 

Return on Investment (ROI)

(PBT/Networth)

 

0.39

0.39

0.49

 

 

 

 

 

Debt Equity Ratio

(Total Debts/Networth)

 

0.00

0.00

0.01

 

 

 

 

 

Current Ratio

(Current Asset/Current Liability)

 

1.60

1.45

1.47

 

 

LOCAL AGENCY FURTHER INFORMATION

 

 

Sr. No.

Check List by Info Agents

Available in Report (Yes / No)

1]

Year of Establishment

Yes

2]

Locality of the firm

Yes

3]

Constitutions of the firm

Yes

4]

Premises details

No

5]

Type of Business

Yes

6]

Line of Business

Yes

7]

Promoter's background

Yes

8]

No. of employees

No

9]

Name of person contacted

Yes

10]

Designation of contact person

Yes

11]

Turnover of firm for last three years

Yes

12]

Profitability for last three years

Yes

13]

Reasons for variation <> 20%

--

14]

Estimation for coming financial year

No

15]

Capital in the business

Yes

16]

Details of sister concerns

Yes

17]

Major suppliers

No

18]

Major customers

No

19]

Payments terms

No

20]

Export / Import details (if applicable)

Yes

21]

Market information

--

22]

Litigations that the firm / promoter involved in

--

23]

Banking Details

Yes

24]

Banking facility details

No

25]

Conduct of the banking account

--

26]

Buyer visit details

--

27]

Financials, if provided

Yes

28]

Incorporation details, if applicable

Yes

29]

Last accounts filed at ROC

No

30]

Major Shareholders, if available

Yes

31]

PAN of Proprietor/Partner/Director, if available

No

32]

Date of Birth of Proprietor/Partner/Director, if available

Yes

33]

Voter ID No of Proprietor/Partner/Director, if available

No

34]

External Agency Rating, if available

Yes

 

 

SUNDRY CREDITORS DETAILS

(Rs. In Millions)

Particulars

 

31.12.2011

31.12.2010

31.12.2009

Sundry Creditors

 

 

 

Creditors due small micro enterprises

16.730

8.660

8.350

Creditors due others

1942.830

1521.170

1213.170

TOTAL

1959.560

1529.830

1221.520

 

 

NATURE OF OPERATIONS

 

Subject is engaged in the manufacture and sale of industrial equipment and process solutions. The Company sells high speed separators heat exchangers and flow equipment amongst other products besides offering process solutions to various industries.

 

 

OPERATIONS AND FINANCIAL RESULTS

 

In the wake of an uncertain business environment that pervaded during the year, the order intake, in the aggregate, moved past the 10 billion rupee mark to Rs 11,126.59 Millions (2010: Rs. 9,052.87 Millions) registering an increase of about 23% over the previous year with some major orders from the Food industry and a very good flow of business from the Principals. The healthy order backlog at the commencement of the year helped in augmentation of the sales revenues which also crossed the ten billion rupee mark to reach Rs.11,541.74 Millions (2010: Rs.8,360.34 Millions) reflecting an increase of about

 

38% year on year with exchange gain, export benefits and profit on sale of mutual fund investments boosting the other income, the total income for the year was at Rs.11,950.74 Millions (2010:Rs.8,592.33 Millions). While the earnings before depreciation, interest and taxation regained the two billion rupee mark, the overall profitability could not grow in line with the sales turnover growth due to higher provisioning and incidence of higher costs. The financial performance of the Company for the year

 

 

DELISTING OF EQUITY SHARES:

 

The Company had received a communication from Alfa Laval Corporate AB, Sweden, the Promoter, informing of its decision to seek a voluntary delisting of the equity shares of the Company from the stock exchanges on which they are presently listed, being Bombay Stock Exchange Limited and National Stock Exchange of India Limited in  accordance with the Securities and Exchange Board of India ( Delisting of Equity Shares) Regulations, 2009 with the objectives of obtaining full ownership of the Company and of providing an exit opportunity to the public shareholders. This was followed up with further communications by the Promoter conveying the floor price of Rs.2,045/- per equity share and an indicative offer price of Rs.2,850/- per equity share. The Promoter who currently holds 88.77% of the paid-up equity share capital of the Company is proposing to acquire from the Public shareholders the outstanding 2,040,202 Equity Shares constituting 11.23% of the paid-up equity share capital of the Company through a reverse book building process scheduled to be conducted between February 15, 2012 and February 22, 2012 which will determine the exit price for the Promoter to decide thereon. The acquisition of the equity shares by the Promoter is conditional upon a minimum of 1,020,101 equity shares being tendered at or below the exit price so as to cause the Promoter’s shareholding to increase to 94.38% of the paid-up equity share capital of the Company. Meanwhile, the Company has applied for and obtained the in principle approval from the above Stock Exchanges for the proposed voluntary delisting of the equity shares of the Company

 

 

FIXED ASSETS

 

·          Free Hold Land

·          Leasehold Land

·          Buildings and Roads

·          Plant and Machinery

·          Furniture and Fixtures

·          Vehicles

·          Computer Software

 

 

 


CMT REPORT (Corruption, Money Laundering & Terrorism]

 

The Public Notice information has been collected from various sources including but not limited to: The Courts, India Prisons Service, Interpol, etc.

 

1]         INFORMATION ON DESIGNATED PARTY

No exist designating subject or any of its beneficial owners, controlling shareholders or senior officers as terrorist or terrorist organization or whom notice had been received that all financial transactions involving their assets have been blocked or convicted, found guilty or against whom a judgement or order had been entered in a proceedings for violating money-laundering, anti-corruption or bribery or international economic or anti-terrorism sanction laws or whose assets were seized, blocked, frozen or ordered forfeited for violation of money laundering or international anti-terrorism laws.

 

2]         Court Declaration :

No records exist to suggest that subject is or was the subject of any formal or informal allegations, prosecutions or other official proeeding for making any prohibited payments or other improper payments to government officials for engaging in prohibited transactions or with designated parties.

 

3]         Asset Declaration :

No records exist to suggest that the property or assets of the subject are derived from criminal conduct or a prohibited transaction.

 

4]         Record on Financial Crime :

            Charges or conviction registered against subject:                                                  None

 

5]         Records on Violation of Anti-Corruption Laws :

            Charges or investigation registered against subject:                                                          None

 

6]         Records on Int’l Anti-Money Laundering Laws/Standards :

            Charges or investigation registered against subject:                                                          None

 

7]         Criminal Records

No available information exist that suggest that subject or any of its principals have been formally charged or convicted by a competent governmental authority for any financial crime or under any formal investigation by a competent government authority for any violation of anti-corruption laws or international anti-money laundering laws or standard.

 

8]         Affiliation with Government :

No record exists to suggest that any director or indirect owners, controlling shareholders, director, officer or employee of the company is a government official or a family member or close business associate of a Government official.

 

9]         Compensation Package :

Our market survey revealed that the amount of compensation sought by the subject is fair and reasonable and comparable to compensation paid to others for similar services.

 

10]        Press Report :

            No press reports / filings exists on the subject.

 

 

 

 

CORPORATE GOVERNANCE

 

MIRA INFORM as part of its Due Diligence do provide comments on Corporate Governance to identify management and governance. These factors often have been predictive and in some cases have created vulnerabilities to credit deterioration.

 

Our Governance Assessment focuses principally on the interactions between a company’s management, its Board of Directors, Shareholders and other financial stakeholders.

 

 

CONTRAVENTION

 

Subject is not known to have contravened any existing local laws, regulations or policies that prohibit, restrict or otherwise affect the terms and conditions that could be included in the agreement with the subject.

 

 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs. 59.73

UK Pound

1

Rs. 91.81

Euro

1

Rs. 78.23

 

 

INFORMATION DETAILS

 

Information Gathered by :

PDT

 

 

Report Prepared by :

DPT


 

SCORE & RATING EXPLANATIONS

 

SCORE FACTORS

 

RANGE

POINTS

HISTORY

1~10

9

PAID-UP CAPITAL

1~10

8

OPERATING SCALE

1~10

8

FINANCIAL CONDITION

 

 

--BUSINESS SCALE

1~10

8

--PROFITABILIRY

1~10

8

--LIQUIDITY

1~10

8

--LEVERAGE

1~10

8

--RESERVES

1~10

8

--CREDIT LINES

1~10

8

--MARGINS

-5~5

-

DEMERIT POINTS

 

 

--BANK CHARGES

YES/NO

NO

--LITIGATION

YES/NO

NO

--OTHER ADVERSE INFORMATION

YES/NO

NO

MERIT POINTS

 

 

--SOLE DISTRIBUTORSHIP

YES/NO

NO

--EXPORT ACTIVITIES

YES/NO

YES

--AFFILIATION

YES/NO

YES

--LISTED

YES/NO

NO

--OTHER MERIT FACTORS

YES/NO

NO

TOTAL

 

73

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 


 

RATING EXPLANATIONS

 

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

-

NB

                                       New Business

-

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.