MIRA INFORM REPORT

 

 

Report Date :

25.06.2013

 

IDENTIFICATION DETAILS

 

Name :

MOHAMED AKBARI & SONS

 

 

Registered Office :

Road No. 328, Block 356, Sheikh Salman Highway, P O Box 102, Manama

 

 

Country :

Bahrain

 

 

Financials (as on) :

31.12.2012

 

 

Date of Incorporation :

11.07.1999

 

 

Com. Reg. No.:

192-5

 

 

Legal Form :

General Partnership

 

 

Line of Business :

Wholesalers and retailers of household appliances, kitchen equipment, cutlery, hotel and restaurant equipment

 

 

No. of Employees :

13

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory 

Payment Behaviour :

No  Complaints

Litigation :

Clear 

 

NOTES:

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – March 31st 2013

 

Country Name

Previous Rating

(31.12.2012)

Current Rating

(31.03.2013)

Bahrain

B1

B1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

Bahrain ECONOMIC OVERVIEW

 

Bahrain has taken great strides in diversifying its economy and its highly developed communication and transport facilities make Bahrain home to numerous multinational firms with business in the Gulf. As part of its diversification plans, Bahrain implemented a Free Trade Agreement (FTA) with the US in August 2006, the first FTA between the US and a Gulf state. Bahrain's economy, however, continues to depend heavily on oil. Petroleum production and refining account for more than 60% of Bahrain's export receipts, 70% of government revenues, and 11% of GDP. Other major economic activities are production of aluminum - Bahrain's second biggest export after oil - finance, and construction. Bahrain competes with Malaysia as a worldwide center for Islamic banking and continues to seek new natural gas supplies as feedstock to support its expanding petrochemical and aluminum industries. In 2011 and 2012, Bahrain experienced economic setbacks as a result of domestic unrest, however, several factors indicate that the economy is beginning to recover, such as the return of the formula one race and tourist cruise ships to Bahrain. Economic policies aimed at restoring confidence in Bahrain's economy, such as the suspension of an expatriate labor tax and frequent bailouts of Gulf Air, will make Bahrain's foremost long-term economic challenges - youth unemployment and the growth of government debt - more difficult to address.

 

Source : CIA

SUMMARY

 

Company Name                                     : MOHAMED AKBARI & SONS

Country of Origin                                    : Bahrain

Legal Form                                            : General Partnership

Registration Date                                   : 11th July 1999

Commercial Registration Number                        : 192-5

Chamber Membership Number                : 629

Partners Capital                                     : BD 130,000

Total Workforce                                     : 13

Activities                                               : Wholesalers and retailers of household appliances, kitchen equipment,

                                                              cutlery, hotel and restaurant equipment.

Financial Condition                                 : Fair

Payments                                             : Nothing detrimental uncovered

Operating Trend                                     : Steady


COMPANY NAME

 

MOHAMED AKBARI & SONS

 

 

Company ADDRESS

 

Registered & Physical Address

Location            : Road No. 328, Block 356, Sheikh Salman Highway

PO Box             : 102

Town                 : Manama

Country             : Bahrain

Telephone         : (973-17) 246400 / 223084

Facsimile          : (973-17) 273301

Mobile               : (973-39) 685233 / 632639

Email                : makbari@batelco.com.bh

 

Premises

Subject operates from a small suite of offices, a showroom and a warehouse that are rented and located in the Central Business Area of Manama.

 

 

KEY PRINCIPALS

 

     Name                                                                                              Position

·       Fahmi Mohamed Abdulrahman Mohamed Akbari                                              Managing Partner

·       Shukri Mohamed Abdulrahman Mohamed Akbari                                 Partner

·       Salah Mohamed Abdulrahman Mohamed Akbari                                              Partner

·       Sharif Tanagat                                                                                   Financial Controller

·       Ibrahim Punakkan                                                                             Sales Manager

·       Magie Varghese                                                                                Administration Executive

 

 

LEGAL FORM & OWNERS

 

Date of Establishment  : 11th July 1999

 

Legal Form                  : General Partnership

 

Commercial Reg. No.  : 192-5

 

Chamber Member No. : 629

 

Partners Capital           : BD 130,000

 


Name of Partner (s)

·       Fahmi Mohamed Abdulrahman Mohamed Akbari

·       Shukri Mohamed Abdulrahman Mohamed Akbari

·       Salah Mohamed Abdulrahman Mohamed Akbari

 

 

OPERATIONS

 

Activities: Engaged in the wholesale and retail of household appliances, kitchen equipment, cutlery, hotel and

     restaurant equipment.

 

Import Countries: India, Italy, Germany, United Kingdom, China and the United Arab Emirates.

 

International Suppliers:

 

·       Manek Steel             India

·       Shibo Aluminium       India

·       Svanera                    Italy

·       Sunnex                    China

·       Emsa                       Germany

·       Zenker                      Germany

·       Mitchel Copper          United Kingdom

·       Backerson                United Arab Emirates    

 

Operating Trend: Steady

 

Subject has a workforce of 13 employees.

 

 

FINANCIAL DATA

 

Financial highlights provided by local sources are given below:

 

Currency: Bahraini Dinar (BD)

 

                                                Year Ending 31/12/11:                Year Ending 31/12/12:

 

Total Sales                                BD 1,340,000                            BD 1,725,000

 

Local sources consider subject’s financial condition to be Fair.

 

The above financial figures are based on estimations by our local sources.

 

 

BANKERS

 

·       National Bank of Bahrain BSC

Government Road

PO Box: 106

Manama

Tel: (973-17) 258800

     Fax: (973-17) 263876

 

 

PAYMENT HISTORY

 

No complaints regarding subject’s payments have been reported.

 

 

GENERAL COMMENTS

 

During the course of this investigation nothing detrimental was uncovered regarding subject’s operating history or the manner in which payments are fulfilled. As such the business is considered to be a fair trade risk.

 

 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.59.73

UK Pound

1

Rs.91.82

Euro

1

Rs.78.23

 

INFORMATION DETAILS

 

Report Prepared by :

MNL

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

----

NB

New Business

----

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.