MIRA INFORM REPORT

 

 

Report Date :

26.06.2013

 

IDENTIFICATION DETAILS

 

Name :

BASICLINE  INTERNATIONAL  LTD.

 

 

Registered Office :

Room 1214-1218, 12/F., Peninsula Centre, 67 Mody Road, Tsimshatsui East, Kowloon

 

 

Country :

Hong Kong

 

 

Date of Incorporation :

17.08.1990

 

 

Com. Reg. No.:

14008555

 

 

Legal Form :

Private Limited Company

 

 

Line of Business :

Importer, Re-exporter and Wholesaler of all kinds of garments, fabrics and other textiles.

 

 

No. of Employees :

25.  (Including associates)

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

Payment Behaviour :

No Complaints

Litigation :

Clear

 

 

NOTES :

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – March 31st, 2013

 

Country Name

Previous Rating

(31.12.2012)

Current Rating

(31.03.2013)

Hong Kong

A2

A2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 


 

HONG KONG - ECONOMIC OVERVIEW

 

Hong Kong has a free market economy, highly dependent on international trade and finance - the value of goods and services trade, including the sizable share of re-exports, is about four times GDP. Hong Kong levies excise duties on only four commodities, namely: hard alcohol, tobacco, hydrocarbon oil, and methyl alcohol. There are no quotas or dumping laws. Hong Kong's open economy left it exposed to the global economic slowdown that began in 2008. Although increasing integration with China, through trade, tourism, and financial links, helped it to make an initial recovery more quickly than many observers anticipated, it again faces a possible slowdown as exports to the Euro zone and US slump. The Hong Kong government is promoting the Special Administrative Region (SAR) as the site for Chinese renminbi (RMB) internationalization. Hong Kong residents are allowed to establish RMB-denominated savings accounts; RMB-denominated corporate and Chinese government bonds have been issued in Hong Kong; and RMB trade settlement is allowed. The territory far exceeded the RMB conversion quota set by Beijing for trade settlements in 2010 due to the growth of earnings from exports to the mainland. RMB deposits grew to roughly 9.1% of total system deposits in Hong Kong by the end of 2012, an increase of 59% from the previous year. The government is pursuing efforts to introduce additional use of RMB in Hong Kong financial markets and is seeking to expand the RMB quota. The mainland has long been Hong Kong's largest trading partner, accounting for about half of Hong Kong's exports by value. Hong Kong's natural resources are limited, and food and raw materials must be imported. As a result of China's easing of travel restrictions, the number of mainland tourists to the territory has surged from 4.5 million in 2001 to 34.9 million in 2012, outnumbering visitors from all other countries combined. Hong Kong has also established itself as the premier stock market for Chinese firms seeking to list abroad. In 2012 mainland Chinese companies constituted about 46.6% of the firms listed on the Hong Kong Stock Exchange and accounted for about 57.4% of the Exchange's market capitalization. During the past decade, as Hong Kong's manufacturing industry moved to the mainland, its service industry has grown rapidly. Growth slowed to 5% in 2011, and less than 2% in 2012. Credit expansion and tight housing supply conditions caused Hong Kong property prices to rise rapidly and inflation to rise 4.1% in 2012. Lower and middle income segments of the population are increasingly unable to afford adequate housing. Hong Kong continues to link its currency closely to the US dollar, maintaining an arrangement established in 1983.

Source : CIA


Company name and address

 

BASICLINE  INTERNATIONAL  LTD.

 

 

ADDRESS:       Room 1214-1218, 12/F., Peninsula Centre, 67 Mody Road, Tsimshatsui East, Kowloon, Hong Kong.

 

PHONE:                        852-3552 5500,  2723 3156,  3552 5700

 

FAX:                 852-3552 5501,  3552 5503

 

E-MAIL:                        basicline@basicline.com.hk

nanik@basicline.com.hk

rajesh@basicline.com.hk

 

 

MANAGEMENT

 

Managing Director:  Mr. Prishotam Ramchand Mirpuri

 

 

SUMMARY

 

Incorporated on:             17th August, 1990.

 

Organization:                 Private Limited Company.

 

Capital:                         Nominal:           HK$5,000,000.00

Issued:              HK$5,000,000.00

 

Business Category:        Importer, Re-exporter and Wholesaler.

 

Employees:                   25.  (Including associates)

 

Main Dealing Banker:     The Hongkong & Shanghai Banking Corp. Ltd., Hong Kong.

 

Banking Relation:           Satisfactory.


ADDRESS

 

Registered Head Office:-

Room 1214-1218, 12/F., Peninsula Centre, 67 Mody Road, Tsimshatsui East, Kowloon, Hong Kong.

 

Associated Companies:-

Euroline Overseas Co. Ltd., British Virgin Islands.

PK Manufacturing Corporation, Philippines.

Wing Fat Enterprises Ltd., Bangladesh.

Wing Fat Enterprises Ltd., China.

Wing Fat Enterprises Ltd., Hong Kong.  (same address)

Wing Fat Enterprises Ltd., India.

 

 

BUSINESS REGISTRATION NUMBER

 

14008555

 

 

COMPANY FILE NUMBER

 

 0285216

 

 

MANAGEMENT

 

Managing Director:  Mr. Prishotam Ramchand Mirpuri

Contact Person:  Mr. Nanik Jhamtani

 

 

CAPITAL

 

Nominal Share Capital: HK$5,000,000.00 (Divided into 5,000,000 shares of HK$1.00 each)

 

Issued Share Capital: HK$5,000,000.00

 

 

SHAREHOLDERS

(As per registry dated 17-08-2012)

 

Name

Occupation

No. of shares

Asha Prishotam MIRPURI

Merchant

2,483,000

Prishotam Ramchand MIRPURI

Merchant

2,517,000

 

 

––––––––

 

Total:

5,000,000

=======

 

 

DIRECTORS

(As per registry dated 17-08-2012)

 

Name

(Nationality)

 

Address

Asha Prishotam MIRPURI

Room 1214-1218, 12/F., Peninsula Centre, 67 Mody Road, Tsimshatsui East, Kowloon, Hong Kong.

 

Prishotam Ramchand MIRPURI

Room 1214-1218, 12/F., Peninsula Centre, 67 Mody Road, Tsimshatsui East, Kowloon, Hong Kong.

 

 

SECRETARY

(As per registry dated 17-08-2012)

 

Name

(Nationality)

 

Address

Nari Valiram NIHALCHAND

Flat D, 6/F., Booman House, 33-U Jordan Road, Kowloon, Hong Kong.

 

 

HISTORY

 

The subject was incorporated on 17th August, 1990 as a private limited liability company under the Hong Kong Companies Ordinance.

Formerly the subject was located at 3/F., Hart House, 12-14 Hart Avenue, Tsimshatsui, Kowloon, Hong Kong, moved to the present address in September 2004.

Apart from these, neither material change nor amendment has been ever traced and noted.

 

 

OPERATIONS

 

Activities:                      Importer, Re-exporter and Wholesaler.

 

Lines:                           All kinds of garments, fabrics and other textiles.

 

Employees:                   25.  (Including associates)

 

Commodities Imported:   Imported from Europe, China, India, etc.

 

Markets:                       South Africa, Asian countries, etc.

 

Terms/Sales:                 L/C or as per contracted.

 

Terms/Buying:               As per contracted.

 

 

MEMBERSHIP

 

The Indian Chamber of Commerce Hong Kong, Hong Kong.

 

 

FINANCIAL INFORMATION

 

Nominal Share Capital:   HK$5,000,000.00 (Divided into 5,000,000 shares of HK$1.00 each)

 

Issued Share Capital:     HK$5,000,000.00

 

Mortgage or Charge:       (See attachment)

 

Profit or Loss:                Business is profitable.

 

Condition:                      Keeping in a satisfactory condition.

 

Facilities:                      Actively using general banking facilities.

 

Payment:                      Met as contracted.

 

Commercial Morality:     Satisfactory.

 

Bankers:-

The Hongkong & Shanghai Banking Corp. Ltd., Hong Kong.

Industrial & Commercial Bank of China (Asia) Ltd., Hong Kong.

 

Standing:                      Good.

 

 

GENERAL

 

Basicline International Ltd. is a private limited company joint owned by Mr. Prishotam Ramchand Mirpuri and Mr. Asha Prishotam Mirpuri, both of whom are the members of an Indian family.  The former is holding 50.34% interests while the latter, holding 49.66%.  The Mirpuri are also directors of the subject and have got the right to reside in Hong Kong permanently as they are Hong Kong ID Card holders.

The subject is a garment, fabric and other textile product importer and re‑exporter.  Commodities are mainly imported from India, the Philippines and China while its re-exported markets are Asian countries and South Africa.  Business has been steady.

The subject has had an associated company known as Wing Fat Enterprises Ltd. [Wing Fat] located at the same operating address.  Having issued 2 million ordinary shares of HK$1.00 each, Wing Fat is a wholly owned subsidiary of Euroline Overseas Co. Ltd. which is a BVI-registered firm.  Wing Fat is chiefly controlled by Mr. Seema Rajesh Mirpuri who is an Indian.  The subject and Wing Fat are engaged in the same lines of business.

Currently Wing Fat has had associated companies in Mumbai of India, Dhaka of Bangladesh and Guangzhou of China.

The subject has had associated company PK Manufacturing Corporation [PKMC] which is in the Philippines.  Located at Pasay City, Manila, the Philippines, PKMC is a garment manufacturer which is also operated by the Mirpuri family.

Having a history of more than twenty-two years and ten months, the subject has developed long term business ties with a number of firms in India and buyers in South Africa.  Business is active.

In order to penetrate the international market further, the subject has taken part in fairs and exhibitions held in Hong Kong and other foreign large cities.  For instance, the subject took part in the fair held in Las Vegas, the United States in February, 2010.

The subject is a member of The Indian Chamber of Commerce Hong Kong, Hong Kong.

On the whole, consider it good for normal business engagements.

 

 

REMARKS

 

            Property information of the company:-

            Property Location:          3/F., Hart House, 12 & 14 Hart Avenue, Kowloon, Hong Kong.

Owner:  Basicline International Ltd.

Date of Purchase:  n.a.

Purchased Price:  n.a.

Incumbrances:-

Date of Mortgage

Amount Consideration

Mortgagee

Nature

30-11-1993

-

The Hongkong & Shanghai Banking Corp. Ltd., Hong Kong.

Mortgage to secure general banking facilities jointly with Rajesh Prishotam Mirpuri and Asha Prishotam Mirpuri

 

 

MORTGAGE OR CHARGE

 

Date

Particulars

Amount

30-11-1993

Instrument:        Mortgage (Jointly with Rajesh Prishotam Mirpuri and Asha Prishotam Mirpuri)

Property:

10/170th parts or shares of and in Kowloon Inland Lot No. 10349 (3/F. of Hart House, 12-14 Hart Avenue, Kowloon, Hong Kong.)

Mortgagee:        The Hongkong & Shanghai Banking Corp. Ltd., Hong Kong.

To secure general banking facilities

23-01-2008

Instrument:        Assignment of DC Proceeds re export bills restricted to other banks for negotiation/payment

Property:

By way of assignment or agreement to assign in each case as beneficial owner.  All monies in any currency representing proceeds payable or to be paid to the Customer under the Documentary Credits, all the Customer’s right, title and interest in the said Documentary Credits and the benefit of all powers and remedies for enforcing the Documentary Credits

Mortgagee:        The Hongkong & Shanghai Banking Corp. Ltd., Hong Kong.

All loans or other advances made or to be made by the Bank to the Customer against documents submitted under a Documentary Credit, all monies and liabilities in any currency owing by the Customer to the Bank at any time, whether separately or jointly, actually or contingently, present or future, interest on all loans and advances and such monies and all expenses of the Bank in perfecting or enforcing the Assignment

 


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.59.70

UK Pound

1

Rs.92.25

Euro

1

Rs.78.38

 

 

INFORMATION DETAILS

 

Report Prepared by :

PRL

 

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.