MIRA INFORM REPORT

 

 

Report Date :

26.06.2013

 

IDENTIFICATION DETAILS

 

Name :

LULU CENTRE LLC

 

 

Registered Office :

Za’abeel Street, Al Karama, PO Box: 60188, Dubai

 

 

Country :

United Arab Emirates

 

 

Date of Incorporation :

05.09.1983

 

 

Com. Reg. No.:

45329

 

 

Legal Form :

Limited Liability Company

 

 

Line of Business :

Owners and operators of a shopping centre.

 

 

No. of Employees :

200

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Good

 

 

Payment Behaviour :

Regular

 

 

Litigation :

Clear

 

NOTES:

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – March, 31st, 2013

 

Country Name

Previous Rating

(31.12.2012)

Current Rating

(31.03.2013)

United Arab Emirates

A2

A2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

UNITED ARAB EMIRATES - ECONOMIC OVERVIEW

 

The UAE has an open economy with a high per capita income and a sizable annual trade surplus. Successful efforts at economic diversification have reduced the portion of GDP based on oil and gas output to 25%. Since the discovery of oil in the UAE more than 30 years ago, the country has undergone a profound transformation from an impoverished region of small desert principalities to a modern state with a high standard of living. The government has increased spending on job creation and infrastructure expansion and is opening up utilities to greater private sector involvement. In April 2004, the UAE signed a Trade and Investment Framework Agreement with Washington and in November 2004 agreed to undertake negotiations toward a Free Trade Agreement with the US; however, those talks have not moved forward. The country's Free Trade Zones - offering 100% foreign ownership and zero taxes - are helping to attract foreign investors. The global financial crisis, tight international credit, and deflated asset prices constricted the economy in 2009. UAE authorities tried to blunt the crisis by increasing spending and boosting liquidity in the banking sector. The crisis hit Dubai hardest, as it was heavily exposed to depressed real estate prices. Dubai lacked sufficient cash to meet its debt obligations, prompting global concern about its solvency. The UAE Central Bank and Abu Dhabi-based banks bought the largest shares. In December 2009 Dubai received an additional $10 billion loan from the emirate of Abu Dhabi. Dependence on oil, a large expatriate workforce, and growing inflation pressures are significant long-term challenges. The UAE's strategic plan for the next few years focuses on diversification and creating more opportunities for nationals through improved education and increased private sector employment.

 

Source : CIA


SUMMARY

 

Company Name                                     : LULU CENTRE LLC

Country of Origin                                    : Dubai, United Arab Emirates

Legal Form                                            : Limited Liability Company – LLC

Registration Date                                   : 5th September 1983

Commercial Registration Number                        : 45329, Dubai

Trade Licence Number                            : 202321

Chamber Membership Number                : 11009

Issued Capital                                        : UAE Dh 3,000,000

Paid up Capital                                      : UAE Dh 3,000,000

Total Workforce                                     : 200

Activities                                               : Owners and operators of a shopping centre.

Financial Condition                                 : Undetermined

Payments                                             : Nothing detrimental uncovered

 


COMPANY NAME

 

LULU CENTRE LLC

 

 

ADDRESS

 

Registered & Physical Address

 

Street               : Za’abeel Street

Area                 : Al Karama

PO Box             : 60188

Town                 : Dubai

Country             : United Arab Emirates

 

Telephone         : (971-4) 3351415

Facsimile          : (971-4) 3353354

Email                : emke@emkegroup.co.ae

 

Premises

 

Subject operates from a large suite of offices that are rented and located in the Central Business Area of Dubai.

 

 

KEY PRINCIPALS

 

Name                                                               Nationality                   Position

 

Yousuf Ali Masaliam Veettil Abdulqader               Indian                            Managing Director

 

Hamad Rashid Hamad Al Mutawa Aldhaheri         Emirati                          Director

 

 

LEGAL FORM & OWNERS

 

Date of Establishment  : 5th September 1983

 

Legal Form                  : Limited Liability Company – LLC

 

Commercial Reg. No.  : 45329, Dubai

 

Trade Licence No.       : 202321 (Expires 04/09/2013)

 

Chamber Member No. : 11009

 

Issued Capital              : UAE Dh 3,000,000

 

Paid up Capital            : UAE Dh 3,000,000

 

Name of Shareholder (s)                                                          Percentage

 

Hamad Rashid Hamad Al Mutawa Aldhaheri                                 51%

 

Yousuf Ali Masaliam Veettil Abdulqader                                       49%

 

 

AFFILIATED COMPANIES

 

Subject is a member of the well-known EMKE Group which has operations dating back to 1966. It has diversified activities covering the department store/supermarket and hypermarket business, as well as the import and distribution of food stuff and consumer staple goods, garment manufacturing and also information technology training.

 

Based in the United Arab Emirates, the EMKE Group’s activities span the globe with operational bases in India, Hong Kong, Thailand, Indonesia, Kenya, Tanzania, Spain and other Middle East countries such as Oman, Qatar and Kuwait.

 

The EMKE Group consists of the following concerns:

 

EMKE General Trading

Al Qusais

PO Box: 60188

Dubai

Tel: (971-4) 2670077

Fax: (971-4) 2670088

 

Al Tayeb Meat Est

Mina Free Zone

PO Box: 4048

Abu Dhabi

Tel: (971-2) 6732141

Fax: (971-2) 6732144

 

Al Tayeb Cold Stores LLC

Mina Free Port

PO Box: 4048

Abu Dhabi

Tel: (971-2) 6731831 / 6730393

Fax: (971-2) 6731124

Email: altcs@emirates.net.ae

 

Gulf Star Est

PO Box: 27608

Abu Dhabi

Tel: (971-2) 4481200

Fax: (971-2) 4481718

 

Huda Shipping International

Mina Zayed

PO Box: 4048

Abu Dhabi

Tel: (971-2) 6224226

Fax: (971-2) 6224244

 

Syscoms Information Technology

Liwa Street

PO Box: 4048

Abu Dhabi

Tel: (971-2) 6224226

Fax: (971-2) 6224244

 

Asif Jewellery

Hamdan Street
PO Box: 4048
Abu Dhabi
Tel: (971-2) 6331366 
Fax: (971-2) 6334466

 

EMKE Stores

Mina

PO Box: 4048

Abu Dhabi

Tel: (971-2) 6732131

Fax: (971-2) 6732151

 

Emke Commodities (Kenya) Ltd

PO Box: 1556

Mombasa

Kenya

Tel: (254-11) 434463

Fax: (254-11) 432390

 

EMKE Tanzania Ltd

PO Box: 40652

Dar Ed Salaam

Tanzania

 

EMKE Garments (Kenya) Ltd

PO Box: 1556

Mombasa

Kenya

Tel: (254-11) 432585

Fax: (254-11) 432390

 

Fair Exports (India) Pvt. Ltd

501 Madhava Bandra Kurla Complex

Bandra (East)

Mumbai 400051

India

 

E K Prima Exports Thailand Ltd

64/16 Sukhumvil Soi-20

Bangkok 10110

Thailand

 

E K Prima Exports HongKong Ltd

Yu Cheong Ind Centre, Room 5K

1 Wong Chuk Yeung Street

Fotan

Hong Kong

 

P.T.E.K. Prima Ekspor Indonesia

J1, Mangga Dua Raya

Block C 12

Jakarta 14430

Indonesia

Tel: (62-21) 6128791/ 6128792

Fax: (62-21) 6019438

 

Y Tex Fashions

San Joaquin, 99-101 

Bajos 1, 08922

Santa Coloma Degramnet

Barcelona

Spain

 

Lulu Centre LLC

EMKE Group Building

Muroor Road

PO Box: 4048

Abu Dhabi

Tel: (971-2) 6734348 / 6411200 / 6421800 / 6422877 / 6731124

Fax: (971-2) 6734345

 

 

OPERATIONS

 

Activities:         Engaged as owners and operators of a shopping centre, selling electronic products, electrical appliances, computers, games, readymade garments and textile.

 

Subject has a workforce of 200 employees.

 

 

FINANCIAL DATA

 

Companies registered in Dubai, United Arab Emirates are not legally required to make their accounts public and no financial information was released by the company or submitted by outside sources.

 

 

BANKERS

 

Commercial Bank of Dubai

Baniyas Street

PO Box: 1709

Deira

Dubai

Tel: (971-4) 2227121 / 2253222

Fax: (971-4) 2220943 / 2254565

 

 

PAYMENT HISTORY

 

No complaints regarding subject’s payments have been reported.

 

 

GENERAL COMMENTS

 

Please note that the PO Box 4048 and telephone number 971-2 6731124 belong to the subject’s sister company that is located in Abu Dhabi.

 

During the course of this investigation nothing detrimental was uncovered regarding subject’s operating history or the manner in which payments are fulfilled. As such the company is considered to be a fair trade risk.

 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.59.70

UK Pound

1

Rs.92.25

Euro

1

Rs.78.38

 

INFORMATION DETAILS

 

Report Prepared by :

SDA

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

----

NB

New Business

----

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.