MIRA INFORM REPORT

 

 

Report Date :

27.06.2013

 

IDENTIFICATION DETAILS

 

Name :

ALLIANCE TIRE COMPANY LTD.

 

 

Formerly Known As :

ALLIANCE TIRE COMPANY (1992) LTD.

 

 

Registered Office :

P.O. Box 48 (3810001) 1 Friedlander Street Industrial Zone Hadera 3850001

 

 

Country :

Israel

 

 

Financials (as on) :

31.03.2013

 

 

Date of Incorporation :

27.05.1992

 

 

Legal Form :

Private Limited Company

 

 

Line of Business :

Developers, manufacturers, importers, marketers and exporters of Off-Highway Tires (OHT), specializing in Agricultural, Forestry, Industrial and OTR tires.

 

 

No. of Employees :

739 employees serving the ALLIANCE Group in Israel

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

Payment Behaviour :

Slow but correct

Litigation :

Clear

 

 

NOTES :

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – March 31st, 2013

 

Country Name

Previous Rating

(31.12.2012)

Current Rating

(31.03.2013)

Israel

A2

A2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 

ISRAEL - ECONOMIC OVERVIEW

 

Israel has a technologically advanced market economy. Its major imports include crude oil, grains, raw materials, and military equipment. Cut diamonds, high-technology equipment, and pharmaceuticals are among the leading exports. Israel usually posts sizable trade deficits, which are covered by tourism and other service exports, as well as significant foreign investment inflows. The global financial crisis of 2008-09 spurred a brief recession in Israel, but the country entered the crisis with solid fundamentals - following years of prudent fiscal policy and a resilient banking sector. The economy has recovered better than most advanced, comparably sized economies. In 2010, Israel formally acceded to the OECD. Israel's economy also has weathered the Arab Spring because strong trade ties outside the Middle East have insulated the economy from spillover effects. Natural gasfields discovered off Israel's coast during the past two years have brightened Israel's energy security outlook. The Leviathan field was one of the world's largest offshore natural gas finds this past decade, and production from the Tama field is expected to meet all of Israel's natural gas demand beginning mid-2013. In mid-2011, public protests arose around income inequality and rising housing and commodity prices. The government formed committees to address some of the grievances but has maintained that it will not engage in deficit spending to satisfy populist demands.

Source : CIA


Company name and address

           

ALLIANCE TIRE COMPANY LTD.

(Also known as ATG – ALLIANCE TIRE GROUP)

Telephone 972 4 624 06 24; 624 05 00

Fax           972 4 624 05 55

P.O. Box 48 (3810001)

1 Friedlander Street

Industrial Zone

HADERA   3850001            ISRAEL

 

 

HISTORY & LEGAL FORMATION

 

Originally incorporated as a private limited company, registered as per file  No. 51-168849-1 on the 27.05.1992.

Originally registered under the name C.D.K. INDUSTRIES LTD., which changed to ALLIANCE TIRE COMPANY (1992) LTD. on 05.11.1992, which changed to the present name on 17.02.2010.

Subject was established in view of assuming the assets continuing activities of 2 companies (ALLIANCE TIRES & RUBBER ENTERPRISES LTD. and SHIMSHON TIRES & RUBBER CO. LTD., both now liquidated), who had been active in the tire industry 40 years earlier.

 

Converted into a public limited liability company and registered as such as per file No. 52-003873-8 on the 18.02.1993.

On the 24.05.1993, published a prospectus offering shares to the public on the Tel Aviv Stock Exchange (TASE).

 

Following the completion of subject's acquisition by new shareholders (see below), its shares were de-listed from trade on 08.07.2007 (yet bonds are still traded by the public via TASE). Consequently, on 02.07.2007 subject was re-converted into a private limited company (same latest registration number).

 

 

SHARE CAPITAL

 

Authorized share capital NIS 1,000.00, divided into -

                1,000 ordinary share of NIS 1.00 each,

of which 150 shares amounting to NIS 150.00 were issued.

 

 

SHAREHOLDERS

 

Subject is fully owned by WARBURG MERGERS (2007) LTD., a wholly-owned subsidiary of ALLIANCE TIRE GROUP B.V. (hereafter ATG), a Dutch firm controlled by:

1.    WP IX HOLDINGS, 75.2% B.V., (held by the global private equity fund WARBURG-PINCUS,

2.    COHORE INVESTMENTS LTD., 21.3%, owned by an Indian entrepreneur, Mr. Yogesh Mahansaria.

 

A/m shareholders acquired full ownership in subject from Eliezer Fishman, former controlling shareholder (some 60%, others held some 16%), according to a company value of US$ 48 million. Deal was completed in June 2007.

 

In April 2013 ATG shareholders signed an agreement for the sale of their holdings (all of WP's shares and part COHORE's) in ATG to KKR & Co. L.P, in which KKR may hold up to 90% in ATG. Deal is waiting approvals.

 

 

DIRECTORS

 

1.      Israel (Izea) Tchetchik, Chairman,

2.      Yogesh Mahansaria,

3.      Mahadevia Vishal Kashyap,

4.      Jacob Enoch,

5.      Raviv Zoller,

6.      Ms. Tali Yaron-Eldar.

 

 

GENERAL MANAGER

 

Ozcan Demirbas.

 

 

BUSINESS

 

Developers, manufacturers, importers, marketers and exporters of Off-Highway Tires (OHT), specializing in Agricultural, Forestry, Industrial and OTR tires. As part of its service to large local clients, subject offers tire maintenance support.

Using brand names: Top-Star, All-Star, Everest and Alliance.

Tires from import comprise 46.4% of Group's sales in 2012 (45.3% in 2011, 49.2% in 2010).

Note: in mid 2012 subject sold its subsidiary ALLIANCE MARKETING ISRAEL, which served as Group's tire import arm.

 

94.9% of ALLIANCE Group sales are for export (91.5% in 2011 89% in 2010), to some 96 countries. In 2012, 62.7% of all sales were to the U.S.A, 37.7% to Europe, and 5.1% to the local market. Rest of sales is to other countries.

 

All local sales are carried out by former subsidiary ALLIANCE MARKETING ISRAEL LTD. which will continue to sale subject's products in Israel (subject itself only sells for export). Among Group’s local clients: Ministry of Defense, BEZEQ THE ISRAELI TELECOMMUNICATIONS CO. and vehicle leasing companies.

 

Among foreign raw materials suppliers: LANXSSES, EXXON (both for rubber).

Tires are imported from China, Taiwan and the U.S.A.

 

Operating from 3 plants, on total built area of 115,000 sq. meters, (plant and headquarters), on a plot of 220,000 sq. meters, in 1 Friedlander Street, Industrial Zone, Hadera, and branches in the Netherlands and USA.

Subject operated from warehouses in USA and in Italy.

 

Having 739 employees serving the ALLIANCE Group in Israel (had 759 employees as of end of 2011).

 

 

MEANS

 

Consolidated B/S shows:

                                                                                         US$ (thousands)

ASSETS                                                                31.12.2012            31.03.2013

Current assets:

     Cash and cash equivalents                                          16,875                  26,752

     Other financial assets                                                   1,150                    3,059

     Customers                                                                 49,424                  65,337

     Other debtors                                                               6,646                    6,255

     Other assets                                                                4,803                    3,957

     Stock                                                                         86,855                  90,500

                                                                                    165,753                 195,860

Non-current assets:

     Fixed assets (net)                                                       62,204                  59,711

     Intangible assets                                                        15,079                  14,880

     Other non-current assets                                               3,712                    4,347

                                                                                      80,995                  78,938

                                                                                    246,748                 274,798

                                                                                  =======              =======

 

LIABILITIES

Current liabilities                                                            117,934                 141,168

Non-current liabilities                                                       31,055                  32,304

Equity                                                                             97,759                 101,326

                                                                                    246,748                 274,798

                                                                                  =======              =======

 

A/m deal for the acquisition of some 90% of ATG was according to subjects reported value of US$ 500 million.

 

As of 31.03.2013 accrued orders are US$ 28.9 million.

 

In September 2005, it was reported that subject completed a NIS 40 million capital raise in a public placement of bonds.

In August 2010 subject issued bonds via TASE, raising NIS 135 million.

 

Subject reported that in 31.12.2010 it did not meet one of its financial covenants. Subject received a waiver from the banks on that covenant.

 

In 2008 US$ 9 million were invested in machinery and equipment, US$ 7.7 million in 2009 and US$ 7.1 million in 2010.

 

Subject is an "Approved Enterprise", and as such entitled to tax benefits and State incentives.

 

There are 18 charges for unlimited amounts registered on the company's assets, in favor of Israel Discount Bank Ltd., Bank Hapoalim Ltd., Bank Leumi Le’Israel Ltd., Mizrahi Tefahot Bank Ltd. and a leasing company (last 3 charges placed March-April 2013).

 

 

REVENUES

 

                                                                        Consolidated Statements of Income

                                                                                        US$ (thousands)

                                                                               Year ended December 31st

                                                                             2010                 2011               2012

Sales                                                                   304,817             401,442             420,590

 

Gross profit                                                           53,425              81,220              88,220

 

Operating income (loss)                                             (10)              36,144              33,035

 

Profit (loss) before income tax                               (1,089)              25,361              26,894

 

Net income (loss) for the period                                 (680)              17,378              22,410

                                                                         =======          =======          =======

 

 

 

Consolidate sales for the first 3 months of 2013 were US$ 102,005,000 (16% decrease compared to the parallel period in 2012), making a gross profit of  US$ 22,795,000, an operating income of US$ 9,472,000, and a net profit of US$ 7,293,000.

 

 

OTHER COMPANIES

 

ALLIANCETIRE AMERICAS. INC. (formerly ALLIANCE TIRE CO. (1992) U.S.A. INC), 100%, marketer of subject's products in the U.S.A. and Canada,

ALLIANCE TIRE EUROPE B.V., 100%, the Netherlands

ALLIANCE TIRE AFRICA (PTY)

Subject has also non-active subsidiaries.

 

 

BANKERS

 

Israel Discount Bank Ltd., Main Branch (No. 070), Haifa.

Bank Hapoalim Ltd., Hadera Branch (No. 620), Hadera.

Bank Leumi Le’Israel Ltd., Netanya Business Branch (No. 717), Netanya.

 

CHARACTER AND REPUTATION

 

Nothing unfavorable learned.

 

ALLIANCE Group went through rough times during several years facing the depression in global markets in their fields due to the global economic crisis, adversely hitting the automotive market, which lead to the fall in orders to subject from automotive manufacturers. In June 2009 it was reported that ALLIANCE TIRE Group, as part of Group's reorganization, ceased to manufacture conventional tires, and sold this activity and production line to ATC TIRES PVT of India, a company controlled by subject's shareholders. The Group took streamlining measures, mainly by massive dismissals and re-organization process. As part of the cost-saving plan in the end of 2008 all marketing activities of ALLIANCE TIRE MARKETING SOUTH (1998) LTD. were merged into ALLIANCE MARKETING ISRAEL. Also subject closed its distribution centers in Beit Shemesh and Kiryat Malachi.

Group also went through a global re-organization process, which started after the acquisition by the new shareholders, as well as in view of the global market conditions. As part of the process, structural changes in the global Group were made. These changes and the recovery trend in global markets led subject’s situation to improve.

The reorganization continued, and in September 2012 subject completed the sale of ALLIANCE MARKETING ISRAEL LTD. (importers, purchasers from parent company and marketers in Israel of pneumatic tires of various sorts) to 3rd parties for NIS 77 million.

 

Subject is the largest tire manufacturer in Israel.

There are some 80 brands of tires sold by some 35 importers in the local fiercely competitive market, and subject estimates its market share at 20%.

 

Subject is ISO-9001:2000 certified.

 

In 2004 it was reported that subject will be included in the US Government Authorized Suppliers list.

 

In July 2007 a group of the current shareholders completed the acquisition of control in subject from FISHMAN Group, in a form of "Reverse Triangular Merger" and subject became a subsidiary of the Israeli company WARBURG MERGERS (2007) LTD. As part of the transaction, WARBURG-PINCUS, a global private equity fund, struck subject from trade in the local stock exchange. It was reported that the new shareholders planned to offer the new merged company shares to the public in a foreign stock exchange and receive a higher price than from the local stock exchange (so far did not materialized, presumably to unfavorable market conditions).

 

In May 2009 subject’s Board approved the sale of old machinery and equipment for the manufacturing of private cars tires to an affiliate in India for US$ 500,000.

 

In December 2009 subject's USA subsidiary completed the purchase the "Primex" and "Galaxy" tire brands (heavy duty tires) of the GPX company which went into Chapter 11, for the total sum of US$ 43 million in cash plus US$ 5.3 million of liabilities.

 

In November 2011 an explosion in a water tank occurred, which halted Group's manufacturing activities for a month. Subject is covered by insurance. In December 2011 production returned to normal.

 

 

 

SUMMARY

 

Good for trade engagements.

 

 

Note: Since February 2013 Israel Post has started using a new area code method of 7 digits (the old method of 5 digits is no longer valid).

 

 


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.59.70

UK Pound

1

Rs.92.25

Euro

1

Rs.78.38

 

 

INFORMATION DETAILS

 

Report Prepared by :

PRL

 

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.