MIRA INFORM REPORT

 

 

Report Date :

27.06.2013

 

IDENTIFICATION DETAILS

 

Name :

L2G INDUSTRIAL LTDA

 

 

Registered Office :

Estrada União Industria, Nº 128, Km 130, Galpão 01 Centro 25870-000 -  Comendador Levy Gasparian/Rj

 

 

Country :

Brazil

 

 

Financials (as on) :

31.03.2013

 

 

Date of Incorporation :

06.06.2000

 

 

Legal Form :

Limited Liability Company

 

 

Line of Business :

Manufacture of Chemicals for The Textile Industry

 

 

No. of Employees :

110

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

 

 

Payment Behaviour :

No Complaints

 

 

Litigation :

Clear

 

NOTES:

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – March, 31st, 2013

 

Country Name

Previous Rating

(31.12.2012)

Current Rating

(31.03.2013)

Brazil

A2

A2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 

BRAZIL - ECONOMIC OVERVIEW

 

Characterized by large and well-developed agricultural, mining, manufacturing, and service sectors, Brazil's economy outweighs that of all other South American countries, and Brazil is expanding its presence in world markets. Since 2003, Brazil has steadily improved its macroeconomic stability, building up foreign reserves, and reducing its debt profile by shifting its debt burden toward real denominated and domestically held instruments. In 2008, Brazil became a net external creditor and two ratings agencies awarded investment grade status to its debt. After strong growth in 2007 and 2008, the onset of the global financial crisis hit Brazil in 2008. Brazil experienced two quarters of recession, as global demand for Brazil's commodity-based exports dwindled and external credit dried up. However, Brazil was one of the first emerging markets to begin a recovery. In 2010, consumer and investor confidence revived and GDP growth reached 7.5%, the highest growth rate in the past 25 years. Rising inflation led the authorities to take measures to cool the economy; these actions and the deteriorating international economic situation slowed growth to 2.7% in 2011, and 1.3% in 2012. Unemployment is at historic lows and Brazil's traditionally high level of income inequality has declined for each of the last 14 years. Brazil's historically high interest rates have made it an attractive destination for foreign investors. Large capital inflows over the past several years have contributed to the appreciation of the currency, hurting the competitiveness of Brazilian manufacturing and leading the government to intervene in foreign exchange markets and raise taxes on some foreign capital inflows. President Dilma ROUSSEFF has retained the previous administration's commitment to inflation targeting by the central bank, a floating exchange rate, and fiscal restraint. In an effort to boost growth, in 2012 the administration implemented a somewhat more expansionary monetary policy that has failed to stimulate much growth.

Source : CIA


Company name

 

L2G INDUSTRIAL LTDA

 

 

ADDRESSES

 

MAIN ADDRESS:

ESTRADA UNIÃO INDUSTRIA, Nº 128, KM 130, GALPÃO 01 CENTRO

ZIP CODE/CITY:

25870-000 -  COMENDADOR LEVY GASPARIAN/RJ

 

 

PHONE:

24 2254-1200 / 24 9257-0392

FAX:

24 2254-1202

E-MAIL:

comercio.exterior@hi-techquimica.com.br

WEB SITE:

www.hi-techquimica.com.br

 

BRANCHES:

 

 

 

ADDRESS:

AVENIDA AMAZONAS,92 - BAIRRO UNIVERSITÁRIO

ZIP CODE/CITY:

55016-430 CARUARU/PE

PHONE:

81 3721-8447

CNPJ:

03.883.438/0004-04

STATE REGISTER:

0400154-04

 

 

ADDRESS:

ESTRADA UNIÃO INDUSTRIA, Nº 70, KM 130 - CENTRO

ZIP CODE/CITY:

25870-000 COMENDADOR LEVY GASPARIAN/RJ

 

 

LEGAL DATA

 

MAIN ACTIVITIES:

 

MANUFACTURE OF CHEMICALS FOR THE TEXTILE INDUSTRY.

 

LEGAL FORM:

LIMITED LIABILITY COMPANY

 

 

INCORPORATION DATE:

06/06/2000

REGISTER DATE:

06/06/2000

BALANCE SHEET FILING DATE:

31/12

TAX CONTRIBUTOR NUMBER(CNPJ):

03.883.438/0001-53

STATE REGISTER:

77.051.015

 

 

SHARE CAPITAL:

R$ 17.000,00

 

BOARD OF DIRECTORS:

 

 

 

RENATA FARIA PEREIRA CHEHAB

MANAGING PARTNER

ADRIANA FARIA RODRIGUES MONTEIRO

MANAGING PARTNER

 

 

AUTHORIZED USE OF SIGNATURE

 

THE MANAGING PARTNERS ARE AUTHORIZED TO SIGN ON BEHALF OF THE COMPANY.

 

 

SHAREHOLDERS / PARTNERS:

 

 

 

RENATA FARIA PEREIRA CHEHAB

R$ 16.660,00

ADRIANA FARIA RODRIGUES MONTEIRO

R$    340,00

 

AFFILIATES / SUBSIDIARIES:

 

 

 

A SCAN THROUGH OUTSIDE SOURCES SHOWED THE SUBJECT AND/OR PARTNERS HAS/HAVE THE FOLLOWING UNCONFIRMED HOLDINGS:

 

 

NKG DESENVOLVIMENTO DE NEGÓCIOS LTDA

 

SERRATUR AGÊNCIA DE VIAGENS E TURISMO LTDA

 

LGF LEVY GESTÃO EM FINANÇAS LTDA

 

 

 

COMPANY'S BACKGROUND

 

THE SUBJECT WAS ESTABLISHED ON JUNE 02, 2000 AS WALNUT BOUTIQUE LTDA. TO BE ENGAGED IN THE SAID LINE OF BUSINESS. LATER IT ADOPTED THE ABOVE MENTIONED NAME AND UP TO DATE IT IS STILL OPERATING WITHIN THE GENERAL SCENE REPORTED HEREIN.

 

TRADE NAME: "HI TECH".

 

PARTNERS:

 

RENATA FARIA PEREIRA CHEHAB: BRAZILIAN, MARRIED, ENTREPRENEUR, RESIDENTIAL ADDRESS AT RUA CORONEL VEIGA, 855/303, CENTRO, ZIP CODE 25655-151, PETRÓPOLIS/RJ, HOLDER OF DOCUMENTS RG 09408661-8 IFP/RJ AND CPF 032.551.397-08;

 

ADRIANA FARIA RODRIGUES MONTEIRO: BRAZILIAN, MARRIED, ENTREPRENEUR, RESIDENTIAL ADDRESS AT RUA MARECHAL HERMES DA FONSECA, 777, BAIRRO QUARTEIRÃO INGELHEIM, ZIP CODE 25675-281, PETRÓPOLIS/RJ, HOLDER OF DOCUMENTS RG 08512181-2 IFP/RJ AND CPF 019.589.627-08.

 

FURTHER DETAILS ARE SO FAR NOT KNOWN.

 

PUBLIC INFORMATION:

 

NO DETRIMENTAL FILES WERE FOUND.

 

 

 

FINANCIAL INFORMATION

 

GENERAL BALANCE SHEETS AS OF 31/03/2013, 31/12/2012 AND 31/12/2011.

( FIGURES ARE IN REAIS ).

 

ASSETS

 

 

 

CURRENT:

31/03/2013

31/12/2012

31/12/2011

 

 

 

 

CASH AND BANKS

711.508,50

1.236.769,01

742.557,28

CLIENTS

4.231.864,09

4.809.657,51

4.202.368,54

INVENTORY

1.895.527,00

1.740.575,00

1.825.043,40

DOUBTFUL DEBTORS

-126.955,92

-144.289,73

-126.071,06

OTHER CREDITS

769.262,78

435.552,51

92.520,17

 

----------------

----------------

----------------

TOTAL CURRENT ASSETS

7.481.206,45

8.078.264,30

6.736.418,33

 

FIXED ASSETS:

 

 

 

 

 

 

 

FIXED ASSETS

10.366.054,29

10.170.281,74

6.070.308,18

DEPRECIATIONS

-1.036.605,43

-1.017.028,17

-607.030,82

 

----------------

----------------

----------------

TOTAL FIXED ASSETS

9.329.448,86

9.153.253,57

5.463.277,36

 

================

================

================

TOTAL ASSETS

16.810.655,31

17.231.517,87

12.199.695,69

 

LIABILITIES:

 

 

 

CURRENT:

31/03/2013

31/12/2012

31/12/2011

 

 

 

 

SUPPLIERS

637.228,28

613.599,71

627.645,84

OBLIGATIONS/THIRD PARTIES

454.754,20

496.184,41

538.852,62

LOANS AND FINANCING

1.899.160,21

1.978.058,61

789.335,31

TRIBUTARY OBLIGATIONS

606.533,44

1.808.212,93

1.692.493,96

 

----------------

----------------

----------------

TOTAL CURRENT LIABILITIES

3.597.676,13

4.896.055,66

3.648.327,73

 

LONG TERM LIABILITIES:

 

 

 

 

 

 

 

FINANCING

2.761.121,49

2.665.901,39

1.905.515,49

 

----------------

----------------

----------------

TOTAL LONG TERM LIABILITIES

2.761.121,49

2.665.901,39

1.905.515,49

 

NET EQUITY:

 

 

 

 

 

 

 

SHARE CAPITAL

17.000,00

17.000,00

17.000,00

ACCRUED PROFIT (LOSS)

10.434.857,69

9.652.560,82

6.628.852,48

 

----------------

----------------

----------------

TOTAL NET EQUITY

10.451.857,69

9.669.560,82

6.645.852,48

 

================

================

================

TOTAL LIABILITIES

16.810.655,31

17.231.517,87

12.199.695,70

 

PROFIT AND LOSS ACCOUNTS AS OF 31/03/2013, 31/12/2012 AND 31/12/2011.

( FIGURES ARE IN REAIS ).

 

 

31/03/2013

31/12/2012

31/12/2011

 

 

 

 

NET SALES

5.998.954,64

24.789.994,17

21.845.990,93

(-) COST OF SOLD GOODS

2.684.260,41

11.455.689,19

9.989.910,19

 

----------------

----------------

----------------

GROSS PROFIT

3.314.694,23

13.334.304,98

11.856.080,74

OPERATING REVENUE (EXPENSE)

-2.035.471,62

-8.322.661,66

-7.287.032,10

FINANCIAL REVENUE(EXPENSE)

-103.015,25

-466.630,68

-261.721,22

 

----------------

----------------

----------------

OPERATIONAL PROFIT (LOSS)

1.176.207,36

4.545.012,64

4.307.327,42

CONTRIBUTION/INCOME TAX

-393.910,50

-1.521.304,30

-1.440.491,32

 

----------------

----------------

----------------

NET PROFIT (LOSS)

782.296,86

3.023.708,34

2.866.836,10

 

MONTHLY SALES

 

  2013

 

 

 

---------------------

 

 

JANUARY

R$ 2.228.329,00

 

 

FEBRUARY

R$ 2.053.670,00

 

 

MARCH

R$ 2.219.967,00

 

 

APRIL

R$ 2.539.656,00

 

 

MAY

R$ 2.589.982,00

 

 

JUNE

 

 

 

JULY

 

 

 

AUGUST

 

 

 

SEPTEMBER

 

 

 

OCTOBER

 

 

 

NOVEMBER

 

 

 

DECEMBER

 

 

 

TOTAL

R$ 11.631.604,00

 

 

 

RATIOS:

31/03/2013

31/12/2012

31/12/2011

 

QUICK RATIO

1,55

 

1,29

 

1,35

 

CURRENT RATIO

2,08

 

1,65

 

1,85

 

ACCOUNTS RECEIVABLE TURNOVER

1,42

TIMES

5,15

TIMES

5,20

TIMES

DAYS' SALES IN RECEIVABLES

63,49

DAYS

69,85

DAYS

69,25

DAYS

INVENTORY TURNOVER

1,42

TIMES

6,58

TIMES

5,47

TIMES

ACCOUNTS PAYABLE PERIOD

21,37

DAYS

19,28

DAYS

22,62

DAYS

RETURN ON ASSETS

,36

TIMES

1,44

TIMES

1,79

TIMES

SALES TURNOVER ON NET EQUITY

,57

TIMES

2,56

TIMES

3,29

TIMES

NET WORTH TIE-UP

,99

 

1,05

 

,91

 

INDEBTEDNESS

,61

 

,78

 

,84

 

EQUITY RATIO

62,17

%

56,12

%

54,48

%

WORKING CAPITAL RATIO

107,95

%

65,00

%

84,64

%

GENERAL SOLVENCY

2,64

 

2,28

 

2,20

 

RETURN ON NET EQUITY

7,48

%

31,27

%

43,14

%

RETURN ON SALES (PROFIT MARGIN)

13,04

%

12,20

%

13,12

%

GROSS PROFIT MARGIN

55,25

%

53,79

%

54,27

%

OPERATIONAL RESULT

19,61

%

18,33

%

19,72

%

SALES TURNOVER ON LIABILITIES

1,67

TIMES

5,06

TIMES

5,99

TIMES

FOREIGN CURRENCY ON ASSETS

 

 

 

 

 

 

FOREIGN CURRENCY ON LIABILITIES

 

 

 

 

 

 

 

EXCHANGE RATE:

 

 

US$ 1,00 = R$ 2,25

 - OFFICIAL RATE ON 24/06/2013

US$ 1,00 = R$ 1,82

 - OFFICIAL RATE ON 31/03/2013

US$ 1,00 = R$ 2,04

 - OFFICIAL RATE ON 31/12/2012

US$ 1,00 = R$ 1,87

 - OFFICIAL RATE ON 31/12/2011

 

COMMENTS ON THE FINANCIAL INFORMATION:

 

FOLLOWS ATTACHED WORKSHEET WITH MAIN FINANCIAL RATIOS.

 

THE ANNUAL FIGURES FOR 2012 SHOW A NORMAL FINANCIAL STANDING. THE LEVEL OF INDEBTEDNESS WAS CONSIDERED ACCEPTABLE AND BUT IT HAD GOOD LIQUIDITY RATIOS AND POSITIVE WORKING CAPITAL, CONSIDERED SUFFICIENT TO COVER THE SHORT TERM DEBTS. IT ALSO SHOWED GROWING SALES AND POSTED PROFIT.

 

THE INTERIM FIGURES FOR MARCH 2013 SHOW THAT THE LEVEL OF INDEBTEDNESS DECREASED AND THE LIQUIDITY WAS ALSO IMPROVED. FURTHER, IT SHOWS DOWNWARD SALES TREND BUT POSITIVE RESULT WAS MADE.

 

REAL ESTATE:

 

NOT AVAILABLE

 

VEHICLES:

 

NOT AVAILABLE

 

MACHINES:

 

NOT AVAILABLE

 

 

INSURANCE

 

NOT AVAILABLE.

 

 

BANKING REFERENCES

 

 

BRANCH/PHONE:

 

BANCO DO BRASIL S/A

2995-5 / 32 3231-0505

 

BANCO BRADESCO S/A

3505-0 / 32 3237-1757

 

 

REMARKS: IN BRAZIL THE BANKS ARE PROHIBITED BY LAW TO PROVIDE INFORMATION OR ANY KIND OF COMMENTS ABOUT THEIR CLIENTS. DUE TO THIS LAW PROHIBITION WE ARE UNABLE TO PROVIDE ANY BANKING DETAILS.

 

ACCORDING TO THE CENTRAL BANK OF BRAZIL OFFICIAL REPORT, THE COMPANY HAS NO RETURNED CHECKS UP TO DATE. (IN THE TERMS OF "CIRCULAR 1682 BRAZILIAN CENTRAL BANK").

 

 

ACTIVITIES COMMENTS

 

MANUFACTURE OF CHEMICALS FOR THE TEXTILE INDUSTRY SUCH AS BLEACHES, CLOTH SOFTENER, SOAPS AND RELATED.

 

IMPORT AND EXPORT:

 

  IMPORTS FROM:

CHINA, UNITED STATES, INDIA AND TURKEY. VALUE (ANNUALLY) US$ 700.000,00.

 

  EXPORTS TO:

PORTUGAL, COLOMBIA, PERU, HONDURAS, GUATEMALA AND COSTA RICA. VALUE (ANNUALLY) US$ 300.000,00.

 

MAIN CLIENTS:

 

 

 

 

 

DOMESTIC CLIENTS:

 

 

NOT AVAILABLE.

 

 

 

STAFF:

 

THE COMPANY HAS: 110 EMPLOYEE(S)

 

 

CONCEPT AND FULFILMENT

 

THE SUBJECT WAS ESTABLISHED IN 2000. SO FAR IT HAS A CLEAR TRADE HISTORY BUT SLOW PAYMENT BEHAVIOR.

 

NEVERTHELESS, AS NO DETRIMENTAL FILES ARE REGISTERED, IT MAY BE NOTED THAT THE SUBJECT MEETS ITS TRADE AND FINANCIAL COMMITMENTS PROPERLY.

 

THE COMPANY HAS TRADE RELATIONS WITH SOME LOCAL SUPPLIERS BUT UP TO DATE ONLY SMALL PAYMENTS WERE REPORTED AND THE SUBJECT IS NOT SAID TO BE USER OF TRADE CREDIT FACILITIES.

 

 

MAIN SUPPLIERS:

 

 

 

 

 

DOMESTIC SUPPLIERS:

 

PHONE:

DYSTAR IND. COM. DE PRODUTOS QUIMICOS

 

11 4689-0572

RUDNICK COMERCIO DE PRODUTOS QUIMICOS LTDA

 

11 4617-8400

WORLD MINERALS DO BRASIL

 

19 3888-2100

 

FOREIGN SUPPLIERS:

COUNTRY:

 

AGROSAN

TURKEY

 

ROHAN DYES

INDIA

 

ULTERION INTERNATIONAL LLC

UNITED STATES

 

 

PAYMENT HISTORY:

 

5 SUPPLIERS REPORTED PAYMENTS:

   TOTAL AMOUNT:  R$ 207.059,00

 

AMOUNT OF INVOICES PAID: 31

TOTAL OF PROMPT PAYMENTS: 4,9%

TOTAL OF DELAYED PAYMENTS: 95,1%

 

HIGHEST INVOICE: R$ 197.000,00

HIGHEST CREDIT: R$ 197.000,00

 

OUTSTANDING INVOICES DUE WITHIN THE NEXT 30 DAYS:

 

---------------------------

SUPPLIERS:

INVOICES:

TOTAL AMOUNT:

DUE WITHIN 30 DAYS

1

1

R$ 250,14

 

 

FINAL OPINION

 

THE SUBJECT IS A WELL-ESTABLISHED COMPANY IN BUSINESS SINCE 2000. UP TO DATE IT HAS A NORMAL FINANCIAL STANDING, A CLEAR TRADE HISTORY NO ADVERSE INFORMATION IS NOTED.

 

BASED ON THE GENERAL INFORMATION AVAILABLE IT IS BELIEVED THAT GOOD TRADE RELATIONS MAY BE ESTABLISHED. CREDIT FACILITIES MAY BE EXTENDED WITHIN TERMS AND AMOUNTS ADEQUATE TO THE COMPANY'S FINANCIAL STRENGTH.

 

 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.59.85

UK Pound

1

Rs.92.30

Euro

1

Rs.78.22

 

INFORMATION DETAILS

 

Report Prepared by :

SDA

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

----

NB

New Business

----

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.