MIRA INFORM REPORT

 

 

Report Date :            

29.06.2013

 

IDENTIFICATION DETAILS

 

Name :

A B C TISSUE PRODUCTS PTY LTD

 

 

Formerly Known as:

A B C TISSUE PTY LTD

 

 

Registered Office :

34-36 Redfern Street, Wetherill Park, New South Wales, Zip/postal code 2164

 

 

Country :

Australia

 

 

Financials (as on) : 

30.06.2011

 

 

Date of Incorporation :

18.04.1986

 

 

Com. Reg. No.:

003085112

 

 

Legal Form :

Australian Proprietary Company

 

 

Line of Business :

Manufacturing and wholesale of tissue and related products.

 

 

No. of Employees :

593

 

RATING & COMMENTS

 

MIRA’s Rating :

A

 

RATING

STATUS

PROPOSED CREDIT LINE

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

Fairly Large

 

Status :

Good

 

 

Payment Behaviour :

Regular

 

 

Litigation :

Clear 

 

NOTES:

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – March 31st 2013

 

Country Name

Previous Rating

(31.12.2012)

Current Rating

(31.03.2013)

Australia

a1

a1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 


 

Australia - ECONOMIC OVERVIEW

 

The Australian economy has experienced continuous growth and features low unemployment, contained inflation, very low public debt, and a strong and stable financial system. By 2012, Australia had experienced more than 20 years of continued economic growth, averaging 3.5% a year. Demand for resources and energy from Asia and especially China has grown rapidly, creating a channel for resources investments and growth in commodity exports. The high Australian dollar has hurt the manufacturing sector, while the services sector is the largest part of the Australian economy, accounting for about 70% of GDP and 75% of jobs. Australia was comparatively unaffected by the global financial crisis as the banking system has remained strong and inflation is under control. Australia has benefited from a dramatic surge in its terms of trade in recent years, stemming from rising global commodity prices. Australia is a significant exporter of natural resources, energy, and food. Australia's abundant and diverse natural resources attract high levels of foreign investment and include extensive reserves of coal, iron ore, copper, gold, natural gas, uranium, and renewable energy sources. A series of major investments, such as the US$40 billion Gorgon Liquid Natural Gas project, will significantly expand the resources sector. Australia is an open market with minimal restrictions on imports of goods and services. The process of opening up has increased productivity, stimulated growth, and made the economy more flexible and dynamic. Australia plays an active role in the World Trade Organization, APEC, the G20, and other trade forums. Australia has bilateral free trade agreements (FTAs) with Chile, Malaysia, New Zealand, Singapore, Thailand, and the US, has a regional FTA with ASEAN and New Zealand, is negotiating agreements with China, India, Indonesia, Japan, and the Republic of Korea, as well as with its Pacific neighbors and the Gulf Cooperation Council countries, and is also working on the Trans-Pacific Partnership Agreement with Brunei Darussalam, Canada, Chile, Malaysia, Mexico, New Zealand, Peru, Singapore, the US, and Vietnam.

 

Source : CIA


 

 Bottom of Form

Identification details  Bottom of Form

 

 

Verified Address

Subject name :              A B C TISSUE PRODUCTS PTY LTD

 

Business address :        34-36 Redfern Street

Town :                          Wetherill Park

Province :                     New South Wales

Zip/postal code :           2164

Country :                       Australia

Tel :                              +61 2 87872222

Fax :                             +61 2 87872280

Website :                      www.abctissue.com

 

 

Registered address :     34-36 Redfern Street

Town :                          Wetherill Park

Province :                     New South Wales

Zip/postal code :           2164

Country :                       Australia

 

 

Summary details

 

Executive Summary

Date founded or registered :      18/04/1986

Legal form :                              Australian Proprietary Company

Chief executive :                       Henry Kei Shing Ngai

Issued & paid up capital             AUD 22,703,446

Sales turnover :                         AUD 348,120,845 (Consolidated 12 months, 30/06/2011)

Net income :                             AUD 31,801,711 (Consolidated 12 months, 30/06/2011)

Total fixed assets :                    AUD 395,774,434 (Consolidated 12 months, 30/06/2011)

Line of business :                      Manufacturing and wholesale of tissue and related products.

Staff employed :                       593 employees

 

 

Credit risk opinion

 

Company Analysis

Country risk :                             Country risk is minimal

Operation trend :                       Operational trend is progressing

Management experience :          Management is adequately experienced

Financial performance :             Financial performance is good

Organization structure :              Organizational structure is consistent

Detrimental :                             No detrimental found

Payment history :                      No payment delays noted

 

Statutory details

 

Registry Data

Registration date :         18/04/1986

Legal form :                  Australian Proprietary Company

Registration no              Australian Company Number: 003085112

Registered authority :    Australian Securities and Investments Commission

Fiscal/ Tax no :             Australian Business Number: 33003085112

Registry status :            Live/Active

Previous name :            A B C TISSUE PTY LTD (initial)

Change of legal form :   None reported.

Other registration :         A BETTER CHOICE TISSUE PRODUCTS is a business name owned by the

Subject registered on 29/10/1999 under business registration number: V9509207.

 

 

Management / directors

 

Key Management

Name :                          Henry Kei Shing Ngai

Designation :                Managing Director

 

Name :                          Sunny Siu Kei Ngai

Designation :                Company Secretary

 

 

Board of directors / other appointments

 

Appointments

Name :                          Chek Ming Ly

Designation :                Director

Appointment date :        29/06/05

Address :                      56 George Street

Canley Heights, NSW 2166

Australia

Biography :                   Born on 01-12-1956 in Phnom Penh, Cambodia.

 

 

Name :                          Henry Kei Shing Ngai

Designation :                Director

Appointment date :        18/04/86

Address :                      5-6 Moree Place

Bossley Park, NSW 2176

Australia

Biography :                   Born on 10-02-1946 in Canton, China.

 


Name :                          Sunny Siu Kei Ngai

Designation :                Company Secretary

Appointment date :        12/11/91

Address :                      89 Peninsula Drive

Breakfast Point, NSW 2137

Australia

Biography : Born on 27-08-1969 in Canton, China.

Staff employed :           593 employees

 

Key Advisors

Auditors :                      ERNST & YOUNG

'Ernst & Young Centre'

680 George Street

Sydney, NSW 2000

Australia

 

 

Share capital

 

Composition

Authorized Capital :       AUD 22,703,446

No of shares :               22,123,650 Ordinary Shares

Share par value :           No par value

Issued capital :              AUD 22,703,446

Paid up capital :            AUD 22,703,446

 

 

ownership / shareholders

 

How listed :                               Full List

 

Composition

Shareholder name :       Bong Tran

Address :                      Unit 9, 9-13 Hill Street

Cabramatta, NSW 2166

Australia

No. of shares :              21,769 Ordinary shares

 

Shareholder name :       Leng Tran

Address :                      13 The Grove

Fairfield, NSW 2165

Australia

No. of shares :              47,934 Ordinary shares

 

Shareholder name :       Ratha Phyrum Ta

Address :                      C/o A B C TISSUE PRODUCTS PTY LTD

34-36 Redfern Street

Wetherill Park, NSW 2164

Australia

No. of shares :              78,495 Ordinary shares

 

 

Shareholder name :       Chea Sieng Ly

Address :                      323 Hamilton Road

Fairfield West, NSW 2165

Australia

No. of shares :              81,635 Ordinary shares

 

Shareholder name         Siv Lang Ly

Address :                      56 George Street

Canley Heights, NSW 2166

Australia

No. of shares :              104,660 Ordinary shares

 

Shareholder name :       Hour Sea Ly

Address :                      Unit 22, 9-13 Hill Street

Cabramatta, NSW 2166

Australia

No. of shares :              108,847 Ordinary shares

 

 

Shareholder name :       Tungi Tsai

Address :                      C/o CHAN LI MACHINERY CO., LTD.

No. 103 Wencheng Road

Taishan Hsiang

Taipei Hsien 243

Taiwan

No. of shares :              500,000 Ordinary shares

 

Shareholder name :       HONG KONG OVERSEAS INVESTMENT LIMITED

Address :                      RM 1005-6, 1st Floor, Ha Lung Building

25-29 Ko Shing Street

Sai Ying Pun

Hong Kong

No. of shares :              3,897,754 Ordinary shares

 

Shareholder name :       Chek Ming Ly

Address :                      56 George Street

Canley Heights, NSW 2166

Australia

No. of shares :              317,693 Ordinary shares

 

Shareholder name :       Henry Kei Shing Ngai

Address :                      5-6 Moree Place

Bossley Park, NSW 2176

Australia

No. of shares :              15,007,730 Ordinary shares

 

Comments :                  Other shareholders include:

 


Shareholder name:        Terence Maxwell Leckie

Address:                       76 The Appian Way, Mount Vernon, NSW 2759, Australia

No. of shares:               10,000 Ordinary Shares

 

Shareholder name:        Kenneth Wong Hon Ki

Address:                       Room 829 Wah Lok House, Wah Fu Estate, Aberdeen, Hong Kong

No. of shares:               10,466 Ordinary Shares

 

Shareholder name:        Loretta Lau

Address:                       39 Gollan Avenue, Oatlands, NSW 2117, Australia

No. of shares:               52,330 Ordinary Shares

 

Shareholder name:        Anna Lai Chang Ngai

Address:                       13-14 Albion Close, Bossley Park, NSW 2176, Australia

No. of shares:               489,646 Ordinary Shares

 

Shareholder name:        Anny Lai Lai Ngai

Address:                       Cnr Roscommon Road & Nesdale Avenue, Wiri, Auckland 2025, New Zealand

No. of shares:               515,811 Ordinary Shares

 

Shareholder name:        Sunny Siu Kei Ngai

Address:                       89 Peninsula Drive, Breakfast Point, NSW 2137, Australia

No. of shares:               560,673 Ordinary Shares

 

Shareholder name:        Sona Siou

Address:                       13-14 Albion Close, Bossley Park, NSW 2176, Australia

No. of shares:               104,660 Ordinary Shares

 

Shareholder name:        Chek Houy Ly

Address:                       42A Glen Logan Road, Bossley Park, NSW 2176, Australia

No. of shares:               138,847 Ordinary shares

 

 

Related companies & corporate Affiliations

 

Structure

Name :              HONG KONG OVERSEAS INVESTMENT LIMITED

Affiliation type : Shareholder

Address :          RM 1005-6, 1st Floor, Ha Lung Building

25-29 Ko Shing Street

Sai Ying Pun

Hong Kong


Name :              QUEENSLAND TISSUE PRODUCTS PTY LTD

Affiliation type : Wholly-owned Subsidiary

Address :          45-57 Antimony Street

Carole Park, QLD 4300

Australia

 

Name :              A.B.C. PAPER & PAPER MILLS PTY. LIMITED

Affiliation type : Wholly-owned Subsidiary

Address :          34-36 Redfern Street

Wetherill Park, NSW 2164

Australia

 

Name :              PACIFIC DISTRIBUTOR PTY LTD

Affiliation type : Wholly-owned Subsidiary

Address :          34-36 Redfern Street

Wetherill Park, NSW 2164

Australia

 

Name :              ABC TISSUE PRODUCTS (QLD) PTY LTD

Affiliation type : Wholly-owned Subsidiary

Address :          34-36 Redfern Street

Wetherill Park, NSW 2164

Australia

Comments :      Dormant.

 

Name :              ABC TISSUE PRODUCTS (VIC) PTY LTD

Affiliation type : Wholly-owned Subsidiary

Address :          34-36 Redfern Street

Wetherill Park, NSW 2164

Australia

Comments :      Dormant.

 

Name :              AUSTRALIA RECYCLING PTY LTD

Affiliation type : Wholly-owned Subsidiary

Address :          34-36 Redfern Street

Wetherill Park, NSW 2164

Australia

Comments :      Dormant.

 

Name :              ABC TISSUE PRODUCTS (NZ) LIMITED

Affiliation type : Associate

Address :          44 Noel Burnside Road

Wiri, Auckland 2025

New Zealand

 


Bank & mortgages

 

Bank Details

Name of bank :                         National Australia Bank Limited

Address :                     Australia

Account details :           Current Account

 

Comments :                 It is generally not the policy of local banks to provide credit status information to

non related parties, however interested parties would be advised to consult first

with the Subject if banker's references are required.

 

Mortgages :                  None reported.

 

Legal Fillings

Bankruptcy fillings :       None reported.

Court judgements :        None reported.

Tax liens :                     None reported.

Others :                        None reported.

 

 

financial data

 

Description

Source of financial statement :   Commercial Registry Filings

Financial statement date :          30/06/11

Type of accounts :                    Full audited

Currency :                                 Australia Dollar (AUD)

Exchange rate :                         1 USD = AUD 1.08 as of 25-06-2013

 

Summarized Financial Information

Consolidation type :                  Consolidated                            Consolidated

Currency :                                 Australia Dollar (AUD)                Australia Dollar (AUD)

Denomination :                          (x1) One                                    (x1) One

Date of financial year end :        30/06/11                                    30/06/10

Length of accounts :                 12 months                                 12 months

Sale turnover / Income :             348,120,845                              307,024,271

Gross profit :                            127,735,581                              111,156,164

Operating profit :                       49,017,597                                35,095,296

Profit before tax :                      43,590,438                                36,151,059

Net income :                             31,801,711                               25,324,569

Non current assets :                  187,219,310                             201,766,818

Current assets :                         208,555,124                             160,836,135

Inventories :                              108,334,353                              97,084,130

Total assets :                            395,774,434                            362,602,953

Current liabilities :                      157,969,158                              153,846,902

Non current liabilities :               94,293,914                                97,026,400

Total liabilities :                         252,263,072                              250,873,302

Share equity :                            143,511,362                              111,729,651

Reserve :                                  27,198,712                                27,198,712

Retained earning :                     94,740,209                                62,938,498

Comments :                              The consolidated financial information above relates to the Subject and its

subsidiaries.

 

The Subject's latest financial information is not available with the Australian

Securities and Investments Commission.

 

Operation details

 

Main activities :                                     The Subject engages in manufacturing and wholesale of tissue and related

products.

 

Product & services :

Serviettes

Toilet tissues

Facial tissues

Dispensers

Hand towels

Hand cleanser systems

Foam Soap

Brand : ABC

 

Purchases

International :                China, India, Indonesia, Vietnam, Malaysia, Taiwan, Thailand

 

Sales

Local :                          Yes

International :                Worldwide

 

Property & Assets

Premises :                    The Subject operates from premises at the verified heading address

consisting of a production facility, warehouse and administrative office.

 

Branches :                    None reported.

 

 

Summarized country risk

 

Central bank                                          :   Reserve Bank of Australia

Reserve of foreign exchange & gold      :   US$ 43.879 billion

Gross domestic product – GDP             :   US$ 1.586 trillion

 

GPP (Purchasing power parity)              :   954.296 billion of International dollars

 

GDP per capita - current prices              :   US$ 68,916

 

GDP - composition by sector                :   agriculture: 4% industry: 25.6% services: 70.4%

 

Inflation            :                                               2009: 1.8%

2010: 2.8%

2011: 3.4%

 

Unemployment rate                               2009: 5.6 %

2010: 5.2 %

2011:5.1 %

 

Public debt

(General Government gross

debt as a % GDP)                                 2009:  16.9%

2010:  20.4%

2011:    22.9 %

 

Government bond ratings                      Standard & Poor's: AAA-/Stable/A-1+

Moody's rating: Aaa

Moody's outlook: STA

 

Market value of publicly traded shares    US$ 1.258 trillion

 

Largest companies in the country           Commonwealth Bank (Banking), BHP Billiton (Materials), Westpac

Banking Group (Banking), Rio Tinto (Materials), National Australia Bank (Banking), ANZ Banking (Banking), Telstra (Telecommunications)

 

Trade & Competitiveness Overview

 

Total exports                                        US$210.7 billion

 

Exports commodities                           coal, iron ore, gold, meat, wool, alumina, wheat

 

Total imports                                        US$187.2 billion

 

Imports commodities                            machinery and transport equipment, computers and office machines, telecommunication equipment and parts, crude oil and petroleum products

 

Export - major partners                          Japan 18.9%, China 14.2%, South Korea 8%, US 6%, NZ 5.6%, India

5.5%, UK 4.2%

 

Import - major partners                          China 15.5%, US 12.8%, Japan 9.6%, Singapore 5.6%, Germany

5.2%, UK 4.3%, Thailand 4.2%

 

FDI Inflows                                           2009: US$46,843 million

2009: US$25,716 million

2010: US$32,472 million

 

 

 

FDI Outflows                                                                          2008: US$33,604 million

2009: US$ 16,160 million

2010: US$26,431 million

 

 

Best countries for doing business         :   10 out of 183 countries

Global competitiveness ranking              :   20 (ranking by country on a basis of 142, the first is the best)

 

 

Country and Population Overview

Total population                                   : 22.23 million

Total area                                            : 7,692,024 km2

Capital                                                 :  Canberra

Currency                                                                                                      :   Australian Dollars (AUD)

Internet users as % of total population   : 76%

 

 

Payment history

 

 

Purchase Term

Local :                          Prepayment, D/P, Bank transfer, Prepayment, Credit 30-120 days

International :                L/C, D/P, Telegraphic transfer, Prepayment, Credit 30-120 days

 

 

Sales Term

Local :                          Prepayment, D/P, Bank transfer, Prepayment, Credit 30-120 days

International :                L/C, D/P, Telegraphic transfer, Prepayment, Credit 30-120 days

 

 

Trade Reference/ Payment Behaviour

Comments :                  As local and international trade references were not supplied, the Subject's

payment track record history cannot be appropriately determined but based

on our research, payments are believed to be met without delay.

 

 

Investigation Note

Sources :                      Interviews and material provided by the Subject

Other official and local business sources


 FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.59.70

UK Pound

1

Rs.91.14

Euro

1

Rs.77.98

 

INFORMATION DETAILS

 

Report Prepared by :

MNL

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

----

NB

New Business

----

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

 

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.