MIRA INFORM REPORT

 

 

 

Report Date :

01.03.2013

 

IDENTIFICATION DETAILS

 

Name :

SONAL PLASRUB INDUSTRIES PRIVATE LIMITED – 211357 (PRELIMINARY REPORT)

 

 

Registered Office :

L-25, M.I.D.C., Tarapur Industrial Area, District – Thane, Boisar, Mumbai – 401506, Maharashtra

 

 

Country :

India

 

 

Financials (as on) :

31.03.2008

 

 

Date of Incorporation :

13.07.1987

 

 

Com. Reg. No.:

11-044045

 

 

CIN No.:

[Company Identification No.]

U51900MH1987PTC044045

 

 

TAN No.:

[Tax Deduction & Collection Account No.]

MUMS39964B

 

 

Legal Form :

Private Limited Liability Company

 

 

Line of Business :

Manufacturer of Chemicals

 

 

RATING & COMMENTS

 

MIRA’s Rating :

Ca (19)

 

RATING

STATUS

PROPOSED CREDIT LINE

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

Limited with full security

 

Status :

Moderate

 

 

Payment Behaviour :

Slow

 

 

Litigation :

Clear

 

 

Comments :

Subject is a well established company having moderate track. There appears to be huge accumulated losses recorded by the company. However trade relations are reported as fair. Business is active. Payments are reported to be slow.

 

Company can be considered for business dealings on a safe and secured trade terms and conditions.  

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – June 30, 2012

 

Country Name

Previous Rating

(31.03.2012)

Current Rating

(30.06.2012)

India

A1

A1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 

INDIAN ECONOMIC OVERVIEW

 

India is developing into an open-market economy, yet traces of its past autarkic policies remain. Economic liberalization, including industrial deregulation, privatization of state-owned enterprises, and reduced controls on foreign trade and investment, began in the early 1990s and has served to accelerate the country's growth, which has averaged more than 7% per year since 1997. India's diverse economy encompasses traditional village farming, modern agriculture, handicrafts, a wide range of modern industries, and a multitude of services. Slightly more than half of the work force is in agriculture, but services are the major source of economic growth, accounting for more than half of India's output, with only one-third of its labor force. India has capitalized on its large educated English-speaking population to become a major exporter of information technology services and software workers. In 2010, the Indian economy rebounded robustly from the global financial crisis - in large part because of strong domestic demand - and growth exceeded 8% year-on-year in real terms. However, India's economic growth in 2011 slowed because of persistently high inflation and interest rates and little progress on economic reforms. High international crude prices have exacerbated the government's fuel subsidy expenditures contributing to a higher fiscal deficit, and a worsening current account deficit. Little economic reform took place in 2011 largely due to corruption scandals that have slowed legislative work. India's medium-term growth outlook is positive due to a young population and corresponding low dependency ratio, healthy savings and investment rates, and increasing integration into the global economy. India has many long-term challenges that it has not yet fully addressed, including widespread poverty, inadequate physical and social infrastructure, limited non-agricultural employment opportunities, scarce access to quality basic and higher education, and accommodating rural-to-urban migration.

Source : CIA

 

 

 

LOCATIONS

 

Registered Office :

L-25, M.I.D.C., Tarapur Industrial Area, District – Thane, Boisar, Mumbai – 401506, Maharashtra, India

Tel. No.:

91-2525-273980

Fax No.:

91-2525-270324

E-Mail :

purecha@vsnl.com

ranjan@tinfc1066.com

Website :

http://www.purechagroup.com

 

 

Mumbai Office :

404, Rimsan Estate Premises Co-op Society, Chincholi Bunder Road, Malad (West), Mumbai – 400064, Maharashtra, India

Tel. No.:

91-22-40949499

Fax No.:

91-22-40949488

E-Mail :

purecha@vsnl.com

 

 

DIRECTORS

 

Name :

Mr. Prabodh Keshvji Purecha

Designation :

Director

Address :

23, Rameshwar Ram Gally Opposite, S. V. Road, Kandivali West, Mumbai – 400067, Maharashtra, India 

Date of Birth/Age :

22.05.1945

Date of Appointment :

08.11.2004

 

 

Name :

Mr. Manish Anil Purecha

Designation :

Director

Address :

23, Rameshwar Ram Gally Opposite, S. V. Road, Kandivali West, Mumbai – 400067, Maharashtra, India 

Date of Birth/Age :

30.10.1975

Date of Appointment :

30.03.1997

 

 

Name :

Mr. Prashant Keshavji Purecha

Designation :

Director

Address :

23, Rameshwar Ram Gally Opposite, S. V. Road, Kandivali West, Mumbai – 400067, Maharashtra, India 

Date of Birth/Age :

19.12.1962

Date of Appointment :

30.03.1997

 

 

MAJOR SHAREHOLDERS / SHAREHOLDING PATTERN

 

As on 31.03.2007

 

Names of Shareholders

 

No. of Shares

 

Mrs. Roopa P Purecha

Mr. Prabodh K Purecha

 

970

Mr. Prabodh K Purecha

Mrs. Roopa P Purecha

 

1700

Mrs. Bansari P Purecha

Mr. Prashant K Purecha

 

1000

Mr. Prashant K Purecha

Mrs. Bansari P Purecha

 

1000

Mr. Anil K Purecha

Mrs. Minaxi A Purecha

 

1380

Mr. Anil K Purecha

Mr. Manish A Purecha

 

550

Mr. Anil k Purecha (HUF)

Mrs. Minaxi A Purecha

 

150

Mr. Jigar Mahesh Torpani

 

600

Ms. Rakhee Prabodh Purecha

 

600

Priyanka Enterprises

 

50

Total

 

8000

 

AS ON 31.03.2008

 

Equity Share Breakup

 

Percentage of Holding

Category

 

 

Directors or relatives of directors

 

100.00

 

 

BUSINESS DETAILS

 

Line of Business :

Manufacturer of Chemicals

 

 

Exports :

 

Countries :

v      USA

v      France

v      Germany

v      China

v      Korea

v      Brazil

 

 

GENERAL INFORMATION

 

No. of Employees :

60

 

 

Bankers :

v       The Kapol Co Operative Bank Limited

             1402/03, Dalamal Tower 211, Nariman Point, Mumbai – 400 021

 

v      ICICI Bank, Mumbai

 

v      Bank of Baroda

 

v      City Bank

 

v      State Bank of India

 

 

Facilities :

Secured Loan

Rs in Millions (31.03.2008)

 

 

Cash Credit from Kapol Bank

5.060

Bank Overdraft from Kapol Bank

11.735

Kapol Bank (T/L A/c)

2.903

Tata Motors Limited

0.060

Total

19.758

 

 

 

Banking Relations :

Satisfactory

 

 

Auditors :

 

Name :

Jagdish H Shetty

Chartered Accountants

Address :

1, Chaitanya Co-op Housing Society Limited, Dada Patilwadi Road, Thane – 400602, Maharashtra, India

 

 

Associates/Subsidiaries :

Carp Fine Chem

 Line of business : Manufacturer of Chemicals

 

 

CAPITAL STRUCTURE

 

Authorised Capital :

No. of Shares

Type

Value

Amount

 

 

 

 

8000

Equity Shares

Rs. 100 each

Rs. 0.800 Million

2000

13.5 % Cumulative Preference Shares

Rs. 100 each

Rs. 0.200 Million

 

Total

 

Rs. 1.000 Million

 

Issued, Subscribed & Paid-up Capital :

No. of Shares

Type

Value

Amount

 

 

 

 

8000

Equity Shares

Rs. 100 each

Rs. 0.800 Million

 

 

 

 

 


 

FINANCIAL DATA

[all figures are in Rupees Millions]

 

 

ABRIDGED BALANCE SHEET

 

SOURCES OF FUNDS

 

31.03.2008

31.03.2007

31.03.2006

SHAREHOLDERS FUNDS

 

 

 

1] Share Capital

0.800

0.800

0.800

2] Share Application Money

0.000

0.000

0.000

3] Reserves & Surplus

2.844

2.844

2.844

4] (Accumulated Losses)

(18.472)

(22.193)

(14.364)

NETWORTH

(14.828)

(18.549)

(10.720)

LOAN FUNDS

 

 

 

1] Secured Loans

19.758

7.686

4.371

2] Unsecured Loans

22.224

19.160

16.806

TOTAL BORROWING

41.982

26.846

21.177

DEFERRED TAX LIABILITIES

0.000

0.000

0.000

 

 

 

 

TOTAL

27.154

8.297

10.457

 

 

 

 

APPLICATION OF FUNDS

 

 

 

 

 

 

 

FIXED ASSETS [Net Block]

15.583

13.356

8.781

Capital work-in-progress

0.000

0.000

0.000

 

 

 

 

INVESTMENT

0.427

0.102

0.102

DEFERREX TAX ASSETS

0.000

0.000

0.000

 

 

 

 

CURRENT ASSETS, LOANS & ADVANCES

 

 

 

 

Inventories

21.690

11.230

11.693

 

Sundry Debtors

17.306

8.657

11.654

 

Cash & Bank Balances

1.733

0.277

0.448

 

Other Current Assets

0.000

0.000

0.000

 

Loans & Advances

1.195

1.018

1.086

Total Current Assets

41.924

21.182

24.881

Less : CURRENT LIABILITIES & PROVISIONS

 

 

 

 

Current Liabilities

30.780

26.343

23.307

 

Provisions

0.000

0.000

0.000

Total Current Liabilities

30.780

26.343

23.307

Net Current Assets

11.144

(5.161)

1.574

 

 

 

 

MISCELLANEOUS EXPENSES

0.000

0.000

0.000

 

 

 

 

TOTAL

27.154

8.297

10.457

 

 


PROFIT & LOSS ACCOUNT

 

PARTICULARS

 

31.03.2008

31.03.2007

31.03.2006

 

 

 

 

Sales Turnover and Other Income

68.210

34.975

63.140

Total Income

68.210

34.975

63.140

 

 

 

 

Profit/(Loss) Before Tax

3.721

(7.829)

1.541

Provision for Taxation

0.000

0.000

0.000

Profit/(Loss) After Tax

3.721

(7.829)

1.541

 

 

 

 

Total Expenditure

64.789

42.804

61.599

 

 

 

 

Earnings Per Share (Rs.)

465.125

--

--

 

KEY RATIOS

 

PARTICULARS

 

 

31.03.2008

31.03.2007

31.03.2006

PAT / Total Income

(%)

5.45

(22.38)

2.44

 

 

 

 

 

Return on Total Assets

(PBT/Total Assets}

(%)

6.47

(22.66)

4.58

 

 

 

 

 

Return on Investment (ROI)

(PBT/Networth)

 

(0.25)

0.42

(0.14)

 

 

 

 

 

Debt Equity Ratio

(Total Liability/Networth)

 

(4.90)

(2.87)

(4.15)

 

 

 

 

 

Current Ratio

(Current Asset/Current Liability)

 

1.36

0.80

1.07

 

 

LOCAL AGENCY FURTHER INFORMATION

 

Note

 

Registered office of the company has been shifted from A/29 Noble Chambers 4th Floor Ghoga Street, Mumbai – 400001, Maharashtra, India to the present address w.e.f. 21.11.2007

 

 

Foreign Exchange Earnings :

 

Activities relating to exports, initiatives taken to increase exports, development of new export markets for products and services, and exports plans.

 

During the year, total exports of the company in Rupee terms amount to Rs. 13.131 Millions 

 

 

Fixed Assets

 

  • Building
  • Computer
  • Electric Instrument
  • Fax Machine
  • Fire Extinguisher
  • Furniture and Fixtures
  • Lease hold Land
  • Mobile
  • Moulds
  • Pager
  • Plant and Machinery
  • Tools and Equipment
  • Typewriter
  • Vehicles and Motors
  • Air-condition

 

 

AS PER WEBSITE

 

The Purecha Group of Industries was established in 1997 with the determination and positive approach of the Purecha Brothers the group established Maneksha Pharmachem in and then got an even better market hold with establishing subject. 


They specialize in Fine Chemicals, Specialty Chemicals and Bromination Compounds. As one of India's leading chemical manufacturing companies the Purecha Group has an excellent and modernly equipped R and D dept. Their company's future is one of leadership in a widening spectrum of Specialty market. Their goal is to continue to grow profitably through focused marketing, superior product and application development and unexcelled service. At the Purecha Group they are banking for the future by achieving excellence and specialty today.


To meet the purchaser need in today's complex chemical market; their diverse services provide their customers with unparallel flexibility and responsiveness. Their unique integrated manufacturing capabilities enable them to control every step of the manufacturing process, ensuring their customers a superior, high quality end product.

 

 

 


CMT REPORT (Corruption, Money Laundering & Terrorism]

 

The Public Notice information has been collected from various sources including but not limited to: The Courts, India Prisons Service, Interpol, etc.

 

1]         INFORMATION ON DESIGNATED PARTY

No exist designating subject or any of its beneficial owners, controlling shareholders or senior officers as terrorist or terrorist organization or whom notice had been received that all financial transactions involving their assets have been blocked or convicted, found guilty or against whom a judgement or order had been entered in a proceedings for violating money-laundering, anti-corruption or bribery or international economic or anti-terrorism sanction laws or whose assets were seized, blocked, frozen or ordered forfeited for violation of money laundering or international anti-terrorism laws.

 

2]         Court Declaration :

No records exist to suggest that subject is or was the subject of any formal or informal allegations, prosecutions or other official proceeding for making any prohibited payments or other improper payments to government officials for engaging in prohibited transactions or with designated parties.

 

3]         Asset Declaration :

No records exist to suggest that the property or assets of the subject are derived from criminal conduct or a prohibited transaction.

 

4]         Record on Financial Crime :

            Charges or conviction registered against subject:                                                              None

 

5]         Records on Violation of Anti-Corruption Laws :

            Charges or investigation registered against subject:                                                          None

 

6]         Records on Int’l Anti-Money Laundering Laws/Standards :

            Charges or investigation registered against subject:                                                          None

 

7]         Criminal Records

No available information exist that suggest that subject or any of its principals have been formally charged or convicted by a competent governmental authority for any financial crime or under any formal investigation by a competent government authority for any violation of anti-corruption laws or international anti-money laundering laws or standard.

 

8]         Affiliation with Government :

No record exists to suggest that any director or indirect owners, controlling shareholders, director, officer or employee of the company is a government official or a family member or close business associate of a Government official.

 

9]         Compensation Package :

Our market survey revealed that the amount of compensation sought by the subject is fair and reasonable and comparable to compensation paid to others for similar services.

 

10]        Press Report :

            No press reports / filings exists on the subject.

 


 

CORPORATE GOVERNANCE

 

MIRA INFORM as part of its Due Diligence do provide comments on Corporate Governance to identify management and governance. These factors often have been predictive and in some cases have created vulnerabilities to credit deterioration.

 

Our Governance Assessment focuses principally on the interactions between a company’s management, its Board of Directors, Shareholders and other financial stakeholders.

 

 

CONTRAVENTION

 

Subject is not known to have contravened any existing local laws, regulations or policies that prohibit, restrict or otherwise affect the terms and conditions that could be included in the agreement with the subject.

 

 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.53.77

UK Pound

1

Rs.81.57

Euro

1

Rs.70.68

 

 

INFORMATION DETAILS

 

Report Prepared by :

NTH

 

 


 

SCORE & RATING EXPLANATIONS

 

SCORE FACTORS

 

RANGE

POINTS

HISTORY

1~10

5

PAID-UP CAPITAL

1~10

3

OPERATING SCALE

1~10

2

FINANCIAL CONDITION

 

 

--BUSINESS SCALE

1~10

2

--PROFITABILIRY

1~10

1

--LIQUIDITY

1~10

2

--LEVERAGE

1~10

1

--RESERVES

1~10

1

--CREDIT LINES

1~10

2

--MARGINS

-5~5

--

DEMERIT POINTS

 

 

--BANK CHARGES

YES/NO

YES

--LITIGATION

YES/NO

NO

--OTHER ADVERSE INFORMATION

YES/NO

NO

MERIT POINTS

 

 

--SOLE DISTRIBUTORSHIP

YES/NO

NO

--EXPORT ACTIVITIES

YES/NO

NO

--AFFILIATION

YES/NO

NO

--LISTED

YES/NO

NO

--OTHER MERIT FACTORS

YES/NO

YES

TOTAL

 

19

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 


 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

NR

In view of the lack of information, we have no basis upon which to recommend credit dealings

No Rating

 

 

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.