MIRA INFORM REPORT

 

 

Report Date :

07.03.2013

                                                

IDENTIFICATION DETAILS

 

Name :

AVIV - RECYCLING INDUSTRIES LTD.

 

 

Registered Office :

P.O. Box 127 Farm No. 8 Kfar Truman 7315000

 

 

Country :

Israel

 

 

Date of Incorporation :

31.03.1991

 

 

Legal Form :

Private Limited Company

 

 

Line of Business :

Marketers and exporters of recycled plastic, operating a plastic recycling plant, producing P.E.T. flakes

 

 

No. of Employees :

100

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

 

 

Payment Behaviour :

No Complaints

 

 

Litigation :

Clear

 

NOTES:

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – June 30th, 2012

 

Country Name

Previous Rating

(31.03.2012)

Current Rating

(30.06.2012)

Israel

A2

A2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 

 

israel - ECONOMIC OVERVIEW

 

Israel has a technologically advanced market economy. It depends on imports of crude oil, grains, raw materials, and military equipment. Cut diamonds, high-technology equipment, and agricultural products (fruits and vegetables) are the leading exports. Israel usually posts sizable trade deficits, which are covered by tourism and other service exports, as well as significant foreign investment inflows. The global financial crisis of 2008-09 spurred a brief recession in Israel, but the country entered the crisis with solid fundamentals - following years of prudent fiscal policy and a resilient banking sector. The economy has recovered better than most advanced, comparably sized economies. In 2010, Israel formally acceded to the OECD. Natural gasfields discovered off Israel's coast during the past two years have brightened Israel's energy security outlook. The Leviathan field was one of the world's largest offshore natural gas finds this past decade. In mid-2011, public protests arose around income inequality and rising housing and commodity prices. The government formed committees to address some of the grievances but has maintained that it will not engage in deficit spending to satisfy populist demands.

 

Source : CIA

 

 


Company name and address

 

AVIV - RECYCLING INDUSTRIES LTD.

Telephone         972 3 970 29 93

Fax                   972 3 970 29 96

P.O. Box 127

Farm No. 8

Kfar Truman 7315000 Israel

 

 

HISTORY & LEGAL FORMATION

 

A private limited company, incorporated as per file No. 51-155811-6 on the 31.03.1991.

 

 

SHARE CAPITAL

 

Authorized share capital NIS 2,700,000.00, divided into -

            2,700,000 ordinary shares of NIS 1.00 each,

of which 1,000,000 shares amounting to NIS 1,000,000.00 were issued.

 

 

SHAREHOLDERS

 

1.         Itzhak Mizrahi, 35%,

2.         Mrs. Aliza Mizrahi, 35%,

3.         ISRAEL PLASTICS INC., 15%, a foreign company owned by Mizrahi family,

4.         Ziv Mizrahi, 3.75%,

5.         Ms. Dafna Ben Yaakov, 3.75%,

6.         Yaron Mizrahi, 3.75%,

7.         Oded Mizrahi, 3.75%.

In practice, subject is owned by Mizrahi family.

 

 

DIRECTORS

 

1.         Itzhak Mizrahi, General Manager,

2.         Mrs. Aliza Mizrahi

 

 

BUSINESS

 

Marketers and exporters of recycled plastic, operating a plastic recycling plant, producing P.E.T. flakes. Subject uses mainly plastic bottles, and enjoys incentives from the Ministry of Environmental Protection.

 

20% of sales are export.

 

Subject signed a contract with local municipalities, positioning at street corners containers for collecting plastic bottles (P.E.T) for recycling.

 

Operating from office premises, owned by the Mizrahi family, in Farm No. 8, Kfar Truman, and from an owned plant, on an area of 25,000 sq. meters, in Ramat Hovav.

 

Having 100 employees.

 

 

MEANS

 

Financial data not forthcoming.

 

Subject is an “Approved Enterprise” and as such entitled for State support, grants and tax relief.

In May 1998 the Israeli Investment Centre (IIC) approved a US$ 4.7 million investment plan for the expansion of subject’s plant.

 

There are 7 charges for unlimited amounts registered on the company's assets (financial assets, fixed assets and equipments), in favor of Bank Leumi Le'Israel Ltd., Union Bank of Israel Ltd. and Mizrahi Tefahot Bank Ltd. (last 3 charges placed February-November 2011).

 

 

REVENUES

 

Sales figures not forthcoming.

 

 

OTHER COMPANIES

 

ISRAEL PLASTICS INC., a foreign company registered also in Israel, incorporated in 1952 and owned by Mizrahi family.

 

 

BANKERS

 

Union Bank of Israel Ltd., Jerusalem Main Branch (No. 051), Jerusalem.

 Mizrahi Tefahot Bank Ltd., Keshet Airport City Branch (No. 418), Lod.

 

 

 

 

 

CHARACTER AND REPUTATION

 

Although itself being an environmental plant, subject was involved in environmental violations. In June 2011 it was reported that the Chief of Ramat Hovav Council ordered an administrative closing of subject's plant due to a fire which broke out, which was caused by violations of fire regulations and faults in plants maintenance.

Also in June 2011 it was reported that the Ministry of Environmental Protection ordered a criminal investigation against subject's plant in Ramat Hovav, due to sewerage violations.

 

Apart from that, nothing unfavorable learned.

 

Subject's officials refused to disclose financial data.

 

Subject is the largest local plant of plastic recycling, processing some 6,000 tons per year. Subject won the tender of the Ministry of Environmental Protection for the recycling of plastic bottles, collects the plastic bottles from containers stationed at municipalities

 

The Society of Israel Plastic & Rubber Industry published data on the sector for 2011: The sector’s turnover (both local and for export) reached US$ 5,075 million, representing 15% increase from 2009 (after 4% decrease from 2008, affected by the global crisis).

Sales for export by the Plastic and Rubber Industry also grew by some 15% in 2011 up to US$ 1,882 million, after in 2010 exports returned to 2008 levels, prior to the global economic crisis. The growth trend in export –in US$ terms- was halted in 2012 with 2.7% decrease from 2011, reaching US$ 1,831 million.

 

Sales breakdown: 30% of the Plastic & Rubber sector's sales are Household Products, 23% - Agriculture, 16% - Packaging, 9% - Building sector, 9% Industry, 5% Furniture, 4% - Compounds (rest is to other fields).

 

According to the Central Bureau of Statistics, import of Plastic and Rubber raw material for the local industry in 2012 summed up to NIS 9,037 million, 6% increase from 2011, keeping the growth trend from 2010 and 2009, though in a well lower pace.

 

Investment in imported machinery and equipment to the Plastic & Rubber industry climbed 25.6% from 2010 totaling NIS 632.3 million in 2011. This is after in 2010 it rose by 8.1%, while level of import in 2010 was just fractionally higher than 2009, far from record 2007 & 2008 years.

 

 

SUMMARY

 

Notwithstanding the refusal to disclose financial details, considered good for trade engagements.

Maximum unsecured credit recommended US$ 100,000.

 

Note: Since the beginning of February 2013 Israel Post has started using a new area code method of 7 digits (the old method of 5 digits is no longer valid).

 


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.54.70

UK Pound

1

Rs.82.79

Euro

1

Rs.71.43

 

INFORMATION DETAILS

 

Report Prepared by :

SDA

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

----

NB

New Business

----

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.