MIRA INFORM REPORT

 

 

Report Date :

07.03.2013

 

IDENTIFICATION DETAILS

 

Name :

DELTA FOR TRADING CORP IMPORT AND EXPORT

 

 

Registered Office :

169 Autostrade Road, Sakr Koreish, New Maadi, Cairo

 

 

Country :

Egypt 

 

 

Financials (as on) :

31.12.2012

 

 

Year of Establishments:

1978

 

 

Com. Reg. No.:

221805, Cairo

 

 

Legal Form :

Sole Proprietorship

 

 

Line of Business :

Import of tyres and chemicals and the export of fresh fruits and vegetables, as well as medicinal and aromatic herbs

 

 

No. of Employees :

30

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

 

 

Payment Behaviour :

Regular 

 

 

Litigation :

Clear 

 

NOTES:

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – June 30th, 2012

 

Country Name

Previous Rating

(31.03.2012)

Current Rating

(30.06.2012)

Egypt

A2

A2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

Egypt - ECONOMIC OVERVIEW

 

Occupying the northeast corner of the African continent, Egypt is bisected by the highly fertile Nile valley, where most economic activity takes place. Egypt's economy was highly centralized during the rule of former President Gamal Abdel NASSER but opened up considerably under former Presidents Anwar EL-SADAT and Mohamed Hosni MUBARAK. Cairo from 2004 to 2008 aggressively pursued economic reforms to attract foreign investment and facilitate GDP growth. Despite the relatively high levels of economic growth in recent years, living conditions for the average Egyptian remained poor and contributed to public discontent. After unrest erupted in January 2011, the Egyptian Government drastically increased social spending to address public dissatisfaction, but political uncertainty at the same time caused economic growth to slow significantly, reducing the government's revenues. Tourism, manufacturing, and construction are among the hardest hit sectors of the Egyptian economy, and economic growth is likely to remain slow at least through 2012. The government is utilizing foreign exchange reserves to support the Egyptian pound and Egypt may seek a loan from the International Monetary Fund.

 

 

Source : CIA

 

 

SUMMARY

 

Company Name                                     : DELTA FOR TRADING CORP IMPORT AND EXPORT

Country of Origin                                    : Egypt

Legal Form                                            : Sole Proprietorship

Start Date                                             : 1978

Registration Date                                   : 15th November 1982

Commercial Registration Number            : 221805, Cairo

Tax Card Number                                   : 100-048-307

Invested Capital                                     : £E 10,000,000

Total Workforce                                     : 30

Activities                                               : Import of tyres and chemicals and the export of fresh fruits and vegetables, as well as medicinal and aromatic herbs.

Financial Condition                                 : Fair

Payments                                             : Nothing detrimental uncovered

Operating Trend                                     : Steady

Person Interviewed                                 : Mohamed Fathi Abd El Ghani Hamed, Assistant General Manager

 

 

 


COMPANY NAME

 

DELTA FOR TRADING CORP IMPORT AND EXPORT

 

 

Company ADDRESS

 

Registered & Physical Address

Street               : 169 Autostrade Road

Area                 : Sakr Koreish, New Maadi

Town                 : Cairo

Country             : Egypt

Telephone         : (20-2) 25190766 / 25190955 / 25192823

Facsimile          : (20-2) 27539045

Mobile               : (20-16) 6122299 / (20-10) 1017589 / 66122299

Email                : deltacorp@link.com.eg

 

Premises

Subject operates from a small suite of offices and a warehouse that are rented and located in the Suburban Business Area of Cairo.

 

 

KEY PRINCIPALS

 

     Name                                                                                              Position

 

·       Fathi Abd El Ghani Hamed                                                                 Proprietor & General Manager

 

·       Mohamed Fathi Abd El Ghani Hamed                                     Assistant General Manager

 

·       Mohamed El Arabi                                                                             Financial Controller

 

·       Abd El Ghani Abd El Ghani                                                                Administration Manager

 

·       Moustafa Shehata                                                                             Sales Manager

 

 

LEGAL FORM & OWNERS

 

Date of Establishment  : 1978 (However subject was registered on 15th November 1982)

 

Legal Form                  : Sole Proprietorship

 

Commercial Reg. No.  : 221805, Cairo

 

Tax Card No.               : 100-048-307

 

Invested Capital           : £E 10,000,000

 

Mr Fathi Abd El Ghani Hamed is the sole proprietor of the business.

 

 

OPERATIONS

 

Activities: Engaged in the import of tyres and chemicals, including hydrogen peroxide, soda ash, acetic acid, citric acid, ammonium chloride, caustic soda, solvents, phosphoric acid, and magnesium carbonate.

 

Subject is also engaged in the export of fresh fruits and vegetables, as well as medicinal and aromatic herbs.

 

International Suppliers:

 

·         Serla Seems Hypo Ltd               India

 

Import Countries: India, Italy, France, Germany, China, Thailand and Japan.

 

Brand Names: SEE GING, LONG MARCH and SHAANXI

 

Operating Trend: Steady

 

Subject has a workforce of 30 employees.

 

 

FINANCIAL DATA

 

Financial highlights provided by local sources are given below:

 

Currency: Egyptian Pound (£E)

 

                                                Year Ending 31/12/11:                Year Ending 31/12/12:

 

Total Sales                                £E 13,710,000                           £E 14,180,000

 

Local sources consider subject’s financial condition to be Fair.

 

The above financial figures are based on estimations by our local sources.

 

 

BANKERS

 

·       Islamic International Bank for Investment & Development

4 Addi Street

Dokki, Giza

Cairo

Tel: (20-2) 27489973

Fax: (20-2) 23498501

·       Banque Misr

151 Mohamed Farid Street

Cairo

Tel: (20-2) 33912711 / 33912106

Fax: (20-2) 33919779

 

·       National Bank of Egypt

24 Sherif Street

     Cairo

     Tel: (20-2) 33924175

     Fax: (20-2) 33924143

 

 

PAYMENT HISTORY

 

No complaints regarding subject’s payments have been reported.

 

Date of transaction                              May 2005

Amount overdue                         0

Payment terms                                      60 days

Payment Method                                   Letters of Credit

Paying record                                        No Complaints

Currency                                               US Dollars

 

 

GENERAL COMMENTS

 

Local sources report that the subject’s operating history is clear with payment obligations met in a generally timely manner. The financial position is satisfactory and the business is deemed a fair trade risk.

 

 


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.54.71

UK Pound

1

Rs.82.79

Euro

1

Rs.71.43

 

INFORMATION DETAILS

 

Report Prepared by :

MNL

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

----

NB

New Business

----

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.