MIRA INFORM REPORT

 

 

Report Date :

08.03.2013

 

IDENTIFICATION DETAILS

 

Name :

TECHNOVAA PLASTIC INDUSTRIES PRIVATE LIMITED (w.e.f. 21.02.2011)

 

 

Formerly Known As :

TECHNOPACK INDIA PLASTIC INDUSTRIES PRIVATE LIMITED

 

 

Registered Office :

Unit No. 822, C Wing, Atrium Building, Next to Marriot, Court Yard, Chakala, Andheri Kurla Road, Andheri (East), Mumbai – 400 059, Maharashtra

 

 

Country :

India

 

 

Financials (as on) :

31.03.2012

 

 

Date of Incorporation :

08.06.2010

 

 

Com. Reg. No.:

11-203882

 

 

Capital Investment / Paid-up Capital :

Rs. 33.199 Millions

 

 

CIN No.:

[Company Identification No.]

U25203MH2010PTC203882

 

 

TAN No.:

[Tax Deduction & Collection Account No.]

MUMT16448F

 

 

Legal Form :

Private Limited Liability Company

 

 

Line of Business :

Manufacturer and Dealer in all types of plastics and its raw materials like plasticizers, packaging materials, lubricants and stabilizers.

 

 

No. of Employees :

Information declined by the management

 

 

RATING & COMMENTS

 

MIRA’s Rating :

B (27)

 

RATING

STATUS

 

PROPOSED CREDIT LINE

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

Small

 

Maximum Credit Limit :

USD 532000

 

 

Status :

Project under implementation

 

 

Payment Behaviour :

Unknown

 

 

Litigation :

Clear

 

 

Comments :

Eventhough the company was incorporated in the year June 2010, they have not yet started with core business activity.

 

As per the available financial the networth appears to be satisfactory.

 

The external borrowing seems to be huge.

 

Business is active. Payments are unknown.

 

The company can be considered for business dealings with great caution.

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

 

INDIAN ECONOMIC OVERVIEW

 

India is developing into an open-market economy, yet traces of its past autarkic policies remain. Economic liberalization, including industrial deregulation, privatization of state-owned enterprises, and reduced controls on foreign trade and investment, began in the early 1990s and has served to accelerate the country's growth, which has averaged more than 7% per year since 1997. India's diverse economy encompasses traditional village farming, modern agriculture, handicrafts, a wide range of modern industries, and a multitude of services. Slightly more than half of the work force is in agriculture, but services are the major source of economic growth, accounting for more than half of India's output, with only one-third of its labor force. India has capitalized on its large educated English-speaking population to become a major exporter of information technology services and software workers. In 2010, the Indian economy rebounded robustly from the global financial crisis - in large part because of strong domestic demand - and growth exceeded 8% year-on-year in real terms. However, India's economic growth in 2011 slowed because of persistently high inflation and interest rates and little progress on economic reforms. High international crude prices have exacerbated the government's fuel subsidy expenditures contributing to a higher fiscal deficit, and a worsening current account deficit. Little economic reform took place in 2011 largely due to corruption scandals that have slowed legislative work. India's medium-term growth outlook is positive due to a young population and corresponding low dependency ratio, healthy savings and investment rates, and increasing integration into the global economy. India has many long-term challenges that it has not yet fully addressed, including widespread poverty, inadequate physical and social infrastructure, limited non-agricultural employment opportunities, scarce access to quality basic and higher education, and accommodating rural-to-urban migration.

Source : CIA

 

 

RBI DEFAULTERS’ LIST STATUS

 

Subject’s name is not enlisted as a defaulter in the publicly available RBI Defaulters’ list.

 

 

EPF (Employee Provident Fund) DEFAULTERS’ LIST STATUS

 

Subject’s name is not enlisted as a defaulter in the publicly available EPF (Employee Provident Fund) Defaulters’ list as of 31-03-2012.

 

 

INFORMATION DECLINED BY

 

Name :

Mr. Dinesh

Designation :

Chief Executive Officer 

Contact No.:

91-9825015535

Date :

06.03.2013

 

 

LOCATIONS

 

Registered Office :

Unit No. 822, C Wing, Atrium Building, Next to Marriot, Court Yard, Chakala, Andheri Kurla Road, Andheri (East), Mumbai – 400059, Maharashtra, India

Tel. No.:

91-22-61293786

Mobile No.:

91-9825015535 (Mr. Dinesh)

Fax No.:

91-22-61293799

E-Mail :

keyur.shah@hsa.co.in

Website :

 

 

 

Factory :

Survey No. 1256 and 1261, Raipur-Jhulasan Road, Rajpur, Kadi Mehasana – 382715, Gujarat, India

 

 

Communication Address :

32, World Business House, Near Parimal Garden. Ellisbridge, Ahmedabad – 380006, Gujarat, India

Tel. No.:

91-79-26560677

E-Mail :

India.technovaa@darvesh.com

 

 

DIRECTORS

 

AS ON 05.09.2012

 

Name :

Mr. Talib Hassan Darvesh

Designation :

Director

Address :

Nova Industries LLC-Direct, P.O. Box 6512, Dubai 6512, United Arab Emirates

Date of Birth/Age :

29.06.1981

Date of Appointment :

08.06.2010

DIN No.:

02237655

 

 

Name :

Mr. Ahsan Hassan Darvesh

Designation :

Director

Address :

P.O. Box No. 2194, Elegant Furniture MFG LLC, Dubai 2194, United Arab Emirates

Date of Birth/Age :

18.02.1978

Date of Appointment :

08.06.2010

DIN No.:

02275018

 

 

KEY EXECUTIVES

 

Name :

Mr. Dinesh

Designation :

Chief Executive Officer 

 

 

MAJOR SHAREHOLDERS / SHAREHOLDING PATTERN

 

AS ON 05.09.2012

 

Names of Shareholders

 

No. of Shares

 

Talib Darvesh

 

1100236

Ahsan Darvesh

 

427175

Hassan Darvesh

 

4431656

 

 

 

Total

 

5959067

 

 

AS ON 31.12.2012

 

Names of Allottees

 

No. of Shares

 

Hassan Darvesh

 

505805

Talib Darvesh

 

163303

Ahsan Darvesh

 

163303

 

 

 

Total

 

832411

 

 

AS ON 05.09.2012

 

Equity Share Breakup

 

Percentage of Holding

Category

 

 

Directors or relatives of directors

 

100.00

Total

 

100.00

 

 

BUSINESS DETAILS

 

Line of Business :

Manufacturer and Dealer in all types of plastics and its raw materials like plasticizers, packaging materials, lubricants and stabilizers.

 

 

GENERAL INFORMATION

 

Suppliers :

Ř       D.J Chavda Construction Company

Ř       Hilti India Private Limited

Ř       Jay Umiya Traders

Ř       Manthan Enterprise

Ř       Mega Star Trading Company L.L.C.

Ř       Radix Innovations Private Limited

Ř       Ravish Enterprise

Ř       Sankalp Performed Systems Private Limited (Steel Bldg)

Ř       Sintex Industries Limited

Ř       Nikshal Properties Private Limited

Ř       Yogi Derasari and Associates

Ř       Uttar Gujarat Vij Company Limited

Ř       G M Kapadia and Company

 

 

No. of Employees :

Information declined by the management

 

 

Bankers :

Ř       Bank of Baroda, Opposite Dinbhai Towers, Lal Darwaja Bhadra, Ahmedabad – 380001, Gujarat, India

Ř       Bank of India

Ř       Indusind Bank Limited

Ř       IDBI Bank Limited

 

 

Facilities :

 

Secured Loans

31.03.2012

31.03.2011

 

 

(Rs. In Millions)

Term loan BOB

257.437

0.000

Total

257.437

0.000

 

 

 

 

 

Banking Relations :

--

 

 

Auditors :

 

Name :

Yogi Derasari and Associates

Chartered Accountants

Address :

D-202, Rajshree Enclave, Opposite Tulip Citadel, Shreyas Tekra, Manekbaug, Ahmedabad – 380015, Gujarat, India

Income-tax PAN of auditor or auditor's firm :

AEMPD7255C

 

 

Enterprise in which Directors and Key Managerial Personnel have significant influence :

Ř       Darvesh Fire and Safety Industries Private Limited

Ř       Mega Star Trading LLC

 

 

CAPITAL STRUCTURE

 

AS ON 05.09.2012

 

Authorised Capital :

No. of Shares

Type

Value

Amount

 

 

 

 

10,000,000

Equity Shares

Rs. 10/- each

Rs. 100.000 Millions

 

 

 

 

 

Issued, Subscribed & Paid-up Capital :

No. of Shares

Type

Value

Amount

 

 

 

 

5,959,067

Equity Shares

Rs. 10/- each

Rs. 59.591 Millions

 

 

 

 

 

 

AS ON 31.03.2012

 

Authorised Capital : Not Available

 

Paid-up Capital :

No. of Shares

Type

Value

Amount

 

 

 

 

3,319,904

Equity Shares

Rs. 10/- each

Rs. 33.199 Millions

 

 

 

 


 

FINANCIAL DATA

[all figures are in Rupees Millions]

 

ABRIDGED BALANCE SHEET

 

SOURCES OF FUNDS

 

 

31.03.2012

31.03.2011

SHAREHOLDERS FUNDS

 

 

 

1] Share Capital

 

33.199

0.100

2] Share Application Money

 

65.397

47.757

3] Reserves & Surplus

 

34.424

0.000

4] (Accumulated Losses)

 

0.000

0.000

NETWORTH

 

133.020

47.857

LOAN FUNDS

 

 

 

1] Secured Loans

 

257.437

0.000

2] Unsecured Loans

 

24.396

0.000

TOTAL BORROWING

 

281.833

0.000

DEFERRED TAX LIABILITIES

 

0.000

0.000

 

 

 

 

TOTAL

 

414.853

47.857

 

 

 

 

APPLICATION OF FUNDS

 

 

 

 

 

 

 

FIXED ASSETS [Net Block]

 

150.073

75.380

Capital work-in-progress

 

253.419

0.000

 

 

 

 

INVESTMENT

 

0.015

0.000

DEFERRED TAX ASSETS

 

0.000

0.000

 

 

 

 

CURRENT ASSETS, LOANS & ADVANCES

 

 

 

 

Inventories

 

0.000

0.000

 

Sundry Debtors

 

0.000

0.000

 

Cash & Bank Balances

 

0.564

1.493

 

Other Current Assets

 

0.670

0.670

 

Loans & Advances

 

17.093

0.603

Total Current Assets

 

18.327

2.766

Less : CURRENT LIABILITIES & PROVISIONS

 

 

 

 

Sundry Creditors

 

6.334

30.269

 

Other Current Liabilities

 

0.000

0.000

 

Provisions

 

0.647

0.020

Total Current Liabilities

 

6.981

30.289

Net Current Assets

 

11.346

(27.523)

 

 

 

 

MISCELLANEOUS EXPENSES

 

0.000

0.000

 

 

 

 

TOTAL

 

414.853

47.857

 

 

 

KEY RATIOS

 

PARTICULARS

 

 

 

31.03.2012

31.03.2011

Debt Equity Ratio

(Total Debt/Networth)

 

 

2.12

0.00

 

 

 

 

 

Current Ratio

(Current Asset/Current Liability)

 

 

2.63

0.09

 

 

LOCAL AGENCY FURTHER INFORMATION

 

 

SUNDRY CREDITORS DETAILS:

 

Particulars

31.03.2012

(Rs. In Millions)

31.03.2011

(Rs. In Millions)

Creditors Due others

6.334

30.269

 

 

SUNDRY CREDITORS PARTIAL DETAILS:

 

Particulars

31.03.2012

(Rs. In Millions)

31.03.2011

(Rs. In Millions)

D.J Chavda Construction Company

0.369

0.000

Dinesh Muzumdar-Salary

0.156

0.252

Godiawala Tours and Travels

0.058

0.000

Hilti India Private Limited

0.314

0.000

Jay Umiya Traders

0.031

0.000

Kaushal Patel Salary

0.014

0.000

Keyur J Shah

0.020

0.000

Krushak R Bhavsar - Salary

0.071

0.000

Manthan Enterprise

0.043

0.000

Mega Star Trading Company L.L.C.

1.131

0.000

Radix Innovations Private Limited

0.182

0.000

Rakesh Dere - Salary

0.011

0.000

Ravish Enterprise

0.065

0.000

S.Ramesh Salary Exp

0.096

0.000

Sankalp Performed Systems Private Limited (Steel Bldg )

0.435

0.000

Sintex Industries Limited

0.025

0.000

Uttar Gujarat Vij Company Limited

0.057

0.000

Nikshal Properties Private Limited

4.600

29.600

Yogi Derasari and Associates

0.090

0.005

G M Kapadia and Company

0.000

0.313

 

 

Sr. No.

Check List by Info Agents

Available in Report (Yes / No)

1]

Year of Establishment

Yes

2]

Locality of the firm

Yes

3]

Constitutions of the firm

Yes

4]

Premises details

No

5]

Type of Business

Yes

6]

Line of Business

Yes

7]

Promoter's background

Yes

8]

No. of employees

No

9]

Name of person contacted

Yes

10]

Designation of contact person

Yes

11]

Turnover of firm for last three years

No

12]

Profitability for last three years

No

13]

Reasons for variation <> 20%

--

14]

Estimation for coming financial year

No

15]

Capital in the business

Yes

16]

Details of sister concerns

Yes

17]

Major suppliers

Yes

18]

Major customers

No

19]

Payments terms

No

20]

Export / Import details (if applicable)

No

21]

Market information

--

22]

Litigations that the firm / promoter involved in

--

23]

Banking Details

Yes

24]

Banking facility details

Yes

25]

Conduct of the banking account

--

26]

Buyer visit details

--

27]

Financials, if provided

Yes

28]

Incorporation details, if applicable

Yes

29]

Last accounts filed at ROC

Yes

30]

Major Shareholders, if available

Yes

31]

Date of Birth of Proprietor/Partner/Director, if available

Yes

32]

PAN of Proprietor/Partner/Director, if available

No

33]

Voter ID No of Proprietor/Partner/Director, if available

No

34]

External Agency Rating, if available

No

 

 

UNSECURED LOANS

 

Unsecured Loans

31.03.2012

31.03.2011

 

 

(Rs. In Millions)

Darvesh Fire and Safety Ind. Private Limited

21.902

0.000

Raheel Sanjeev Patel

1.247

0.000

Ashini Sanjeev Patel

1.247

0.000

Total

24.396

0.000

 

 

Note:

 

The registered address of the company has been shifted from Hoor Manzil, 7 Perry Cross Road, Bandra (West), Mumbai - 400050, Maharashtra, India to the present w.e.f.28.12.2010

 

 

OPERATIONS AND FINANCIAL RESULTS

 

The Company has not yet started any manufacturing / commercial activity during the Financial Year ended 31st March, 2012.

 

The Company has completed the construction of factory shed at kadi, Mehsana and had in place machineries for CPP and Metaliser and is planning to commence the commercial production of CPP and Metallsing Division in the 1st week of September 2012.

 

 

DELAY IN COMMENCEMENT OF OPERATIONS

 

The commercial production of CPP films and Metallizer Divisions are likely to be delayed and are proposed to commence in the 1st week of September 2012. The Company is proposing to defer the stretch film division as the ordered machine with desired modifications suggested by the Company has not been supplied yet. The management is planning to replace the stretch film division with another line of CPP film subject to feasibility study. It may also be noted that the Paper Core division will be started in the month of October, 2012.

 

 

BANKERS CHARGES REPORT AS PER REGISTRY

 

Corporate identity number of the company

U25203MH2010PTC203882

Name of the company

TECHNOVAA PLASTIC INDUSTRIES PRIVATE LIMITED

Address of the registered office or of the principal place of  business in India of the company

Unit No. 822, C Wing, Atrium Building, Next to Marriot, Court Yard, Chakala, Andheri Kurla Road, Andheri (East), Mumbai – 400 059, Maharashtra, India

Email: keyur.shah@hsa.co.in

This form is for

Creation of charge

Type of charge

Immovable property

Particular of charge holder

Bank of Baroda, Opposite Dinbhai Towers, Lal Darwaja Bhadra, Ahmedabad – 380001, Gujarat, India

Email: bhadra@bankofbaroda.com

Nature of description of the instrument creating or modifying the charge

Memorandum of Entry dated 13.04.2012 registered with sub-registrar vide instrument of Deposit of Title Deed dated 09.05.2012

Date of instrument Creating the charge

13.04.2012

Amount secured by the charge

Rs. 1136.200 Millions

Brief particulars of the principal terms an conditions and extent and operation of the charge

Rate of Interest

CC - 2.75% + BR PRSNTLY 13.50% P. A. MNTHLY RESTS

TL - 2.75% + BR PRSNTLY 13.5% P. A. mnthly rest or such rate as may be prescribed by bank fm time to time

LC - 60% of Appl Rate BG - 50% of Appl Rate

 

Terms of Repayment

Term Loan - 36 Quaterly Instalments First 16 - Rs 17.500 Millions Each, Next 190.000 – 28.800 Millions Each, Last 36th - Rs.290.000 Millions  Commencing FM 12 Months of First Disbursement

Capex LC - On Due Date

Cash Credit - On Demand / Annual Review

BK Guarantee - On Demand / Annual Review

 

Margin

Term Loan - 15%

Inland/Foreign LC -

CC Stocks - 25%

CC Book Debts - 40%

BG - 15%

 

Extent and Operation of the charge

First and exclusive charge over the Immovable Properties of the Company in favour of the BANK OF BARODA

 

Others

Amount Rs. in Millions

Term Loan  856.200

              LC    (400.000)

CC STK/BD    180.000

BK GUA          100.000

TOTAL            1136.200

 

Short particulars of the property charged

Land bearing Consolidated Survey No. 1256 and Survey No. 1261 along with the construction constructed / to be constructed thereon situate lying and being at Mouje  Rajpur, Taluka - Kadi, District - Mehsana of Memorandum of Entry

 

 

FIXED ASSETS:

 

Ř       Land

Ř       Building

Ř       Plant and Machinery

Ř       Office Equipment

Ř       Computers

Ř       Furniture

Ř       Vehicles

 

 

 

 

CMT REPORT (Corruption, Money Laundering & Terrorism]

 

The Public Notice information has been collected from various sources including but not limited to: The Courts, India Prisons Service, Interpol, etc.

 

1]         INFORMATION ON DESIGNATED PARTY

No exist designating subject or any of its beneficial owners, controlling shareholders or senior officers as terrorist or terrorist organization or whom notice had been received that all financial transactions involving their assets have been blocked or convicted, found guilty or against whom a judgement or order had been entered in a proceedings for violating money-laundering, anti-corruption or bribery or international economic or anti-terrorism sanction laws or whose assets were seized, blocked, frozen or ordered forfeited for violation of money laundering or international anti-terrorism laws.

 

2]         Court Declaration :

No exist to suggest that subject is or was the subject of any formal or informal allegations, prosecutions or other official proceeding for making any prohibited payments or other improper payments to government officials for engaging in prohibited transactions or with designated parties.

 

3]         Asset Declaration :

No records exist to suggest that the property or assets of the subject are derived from criminal conduct or a prohibited transaction.

 

4]         Record on Financial Crime :

            Charges or conviction registered against subject:                                                              None

 

5]         Records on Violation of Anti-Corruption Laws :

            Charges or investigation registered against subject:                                                          None

 

6]         Records on Int’l Anti-Money Laundering Laws/Standards :

            Charges or investigation registered against subject:                                                          None

 

7]         Criminal Records

No available information exist that suggest that subject or any of its principals have been formally charged or convicted by a competent governmental authority for any financial crime or under any formal investigation by a competent government authority for any violation of anti-corruption laws or international anti-money laundering laws or standard.

 

8]         Affiliation with Government :

No record exists to suggest that any director or indirect owners, controlling shareholders, director, officer or employee of the company is a government official or a family member or close business associate of a Government official.

 

9]         Compensation Package :

Our market survey revealed that the amount of compensation sought by the subject is fair and reasonable and comparable to compensation paid to others for similar services.

 

10]        Press Report :

            No press reports / filings exists on the subject.

 


 

CORPORATE GOVERNANCE

 

MIRA INFORM as part of its Due Diligence do provide comments on Corporate Governance to identify management and governance. These factors often have been predictive and in some cases have created vulnerabilities to credit deterioration.

 

Our Governance Assessment focuses principally on the interactions between a company’s management, its Board of Directors, Shareholders and other financial stakeholders.

 

 

CONTRAVENTION

 

Subject is not known to have contravened any existing local laws, regulations or policies that prohibit, restrict or otherwise affect the terms and conditions that could be included in the agreement with the subject.

 

 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs. 54.74

UK Pound

1

Rs. 82.14

Euro

1

Rs. 71.13

 

 

INFORMATION DETAILS

 

Information Gathered by :

SVA

 

 

Report Prepared by :

BVA

 


 

SCORE & RATING EXPLANATIONS

 

SCORE FACTORS

 

RANGE

POINTS

HISTORY

1~10

3

PAID-UP CAPITAL

1~10

3

OPERATING SCALE

1~10

3

FINANCIAL CONDITION

 

 

--BUSINESS SCALE

1~10

3

--PROFITABILIRY

1~10

3

--LIQUIDITY

1~10

3

--LEVERAGE

1~10

3

--RESERVES

1~10

3

--CREDIT LINES

1~10

3

--MARGINS

-5~5

--

DEMERIT POINTS

 

 

--BANK CHARGES

YES/NO

YES

--LITIGATION

YES/NO

NO

--OTHER ADVERSE INFORMATION

YES/NO

NO

MERIT POINTS

 

 

--SOLE DISTRIBUTORSHIP

YES/NO

NO

--EXPORT ACTIVITIES

YES/NO

NO

--AFFILIATION

YES/NO

YES

--LISTED

YES/NO

NO

--OTHER MERIT FACTORS

YES/NO

YES

DEFAULTERS 

 

 

--RBI

YES/NO

NO

--EPF

YES/NO

NO

TOTAL

 

27

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 


 

RATING EXPLANATIONS

 

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

-

NB

                                       New Business

-

 

 

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.