MIRA INFORM REPORT

 

 

Report Date :

11.03.2013

 

IDENTIFICATION DETAILS

 

Name :

NEW BENSON TRADING (PVT) LTD

 

 

Registered Office :

#.186, Bankshall Street, Colombo-11

 

 

Country :

Sri Lanka

 

 

Financials (as on) : 

31.03.2012

 

 

Date of Incorporation :

27.05.2009

 

 

Com. Reg. No.:

PV 67913

 

 

Legal Form :

Private Limited Liability Company (In Operation)

 

 

Line of Business :

Import, Export and distribute of Food Commodities

 

 

No. of Employees :

Approximately 200

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory 

 

 

Payment Behaviour :

Regular 

 

 

Litigation :

Clear 

 

 

NOTES:

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – June 30th, 2012

 

Country Name

Previous Rating

(31.03.2012)

Current Rating

(30.06.2012)

Sri Lanka

A2

A2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

Sri Lanka - ECONOMIC OVERVIEW

 

Sri Lanka continues to experience strong economic growth, driven by large-scale reconstruction and development projects following the end of the 26-year conflict with the LTTE. Sri Lanka is pursuing a combination of government directed policies, private investment, both foreign and domestic, to spur growth in disadvantaged areas, develop small and medium enterprises, and increase agricultural productivity. The government struggles with high debt interest payments, a bloated civil service, and historically high budget deficits. However recent reforms to the tax code have resulted in higher revenue and lower budget deficits in recent years. The 2008-09 global financial crisis and recession exposed Sri Lanka's economic vulnerabilities and nearly caused a balance of payments crisis. Growth slowed to 3.5% in 2009. Economic activity rebounded strongly with the end of the war and an IMF agreement, resulting in two straight years of high growth in 2010 and 2011. Per capita income of $5,600 on a purchasing power parity basis is among the highest in the region.

 

 

Source : CIA

 

 


GENERAL

Basic information at a glance

    

Name of Subject of Inquiry

:

NEW BENSON TRADING (PVT) LTD

Legal Form  & Status

:

Private Limited Liability Company (In Operation)

Managing Director

:

J. M. Jesanco Coonghe

Primary Line of Business

:

Import, Export and distribute of Food Commodities

Place of Business

:

 

# 186, Bankshall Street,

Colombo – 11,

Sri Lanka.

 

Tel. No: (00 94 11)  233 2475 /247 2193

Fax No: (00 94 11)   247 2074

 

E-mail: benson.trading@yahoo.com

 

No. of Employees

:

Approximately 200

 

 

 

 

 

 

 

 

 

 

 


COMPANY DETAILS 

Registration and Shareholder Details

 

Registration No

:

PV 67913

Date of Registration

:

27th May 2009

Registered Office

:

#.186, Bankshall Street, Colombo-11, Sri Lanka.

Board of Directors

As At

31st December 2012

:

J. M. Jesanco Coonghe

Managing

Director

J. J. Jerry Coonghe

  Director

Issued Share Capital

:

Rs   20.00

Nominal Value of Share

:

Rs   10.00

 

 Share Holders

As At

31st December 2012

:

Share Holders

No. of

Shares

J. M. Jesanco Coonghe

01

J. J. Jerry Coonghe

01

Auditors

:

Management Accounts

Company Secretaries

:

Corporate Management Systems (Pvt) Ltd

Bankers

:

 

DFCC Bank, Union Bank, HNB Plc, Commercial Bank PLC, Seylan Bank PLC, Bank of Ceylon, Nations Trust Bank

 

 

 

 

 

 

 


FINANCIAL DETAILS

Most recent available Financial Information

 

THE COMPANY HAS PROVIDED INFORMATION ON ITS FINANCES- 2011/2012

                                                                                   

Income Statement

For the year Ending

31st March,2012

(Sri Lankan Rupees)

 

A

Revenue

:

2,624,693,813

 

B

 Cost of Sales

:

2,577,166,283

 

C

 Gross Profit

:

47,577,530

 

D

Other Income

:

42,895

 

E

Administration Cost

:

                  ( 10,834,395)

 

F

Distribution Cost

:

(1,584,388)

 

G

Finance & Other Cost

:

(18,684,170)

 

H

Net Profit / (Loss) before Tax

:

16,517,472

 

I

Taxation

:

(4,481,463)

 

J

Net Profit / (Loss) After Tax:

:

12,036,009

 

 

 


 

THE COMPANY HAS PROVIDED INFORMATION ON ITS FINANCE

 

BALANCE SHEET

For the Year Ending 31st March, 2012

(Sri Lankan Rupees)

 

a)

Non-current Assets

:

7,902,464

 

b)

Investment

:

-

 

c)

Current Assets

:

261,719,054

 

d)

Current Liability

:

143,554,706

 

e)

Non-current liability

:

103,778,570

 

f)

Total Liabilities

:

247,333,276

 

g)

Total Assets

:

269,621,518

 

h)

 

Net Worth

 

:

22,288,242

 

 

 

CURRENT INVESTIGATION

 

·         History.

The Subject Company is NEW BENSON TRADING (PVT) LTD is a Private Limited Liability Company incorporated on 27th May 2009 under registration number PV 67913.

 

·         Location.

                 The Subject Company is located at the client #.186, Bankshall Street, Colombo-11


 

·         Operational Details.

 

General

The subject company primary line of business is Import, Export and distribute of Food Commodities

                  The subject company from 2010 to 2012, the export number of the first three suppliers   

                  Countries accounted for 100.00% of the total import number of New Benson Trading PVT. 

                  LTD. The top supplier Countries are Canada (100 %).

 

Products

Lentils, Red Split Lentil, Beans, Soybeans…etc

                     

Import Countries

India, China, Taiwan, Australia, Pakistan, Canada

 

No of Employees

                   Approximately 200

 

·         Directors’ Details

 

01)

Name

J. M. Jesanco Coonghe

ID Number

630512328 V

Nationality

Sri Lankan

Gender

Male

Date of Birth

20th  February 1963

Age

49 Years

 

 

02)

Name

J. J. Jerry Coonghe

ID Number

750460739 V

Nationality

Sri Lankan

Gender

Male

Date of Birth

15th  February 1975

Age

37 Years

 

·         Financial Data

The company has provided information on its finances- for the year 2011/2012

 

·         Trade references

                   The subject company provided the following trade references:

 

·         Credit Recommendations

No computerised data bases exist to make checks whether the partners or the company has any legal action or lawsuit initiated against any of them but informal (but not in-depth) checks do not indicate any such cases in the public knowledge

 

 


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.54.40

UK Pound

1

Rs.81.57

Euro

1

Rs.71.24

 

INFORMATION DETAILS

 

Report Prepared by :

MNL

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

----

NB

New Business

----

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.