MIRA INFORM REPORT

 

 

Report Date :

13.03.2013

 

IDENTIFICATION DETAILS

 

Name :

EAST MARINE RESOURCES SDN. BHD.

 

 

Registered Office :

43b, 2nd Floor, Jalan Satu, Kaw 16, Jalan Batu Tiga, Berkeley New Town Centre, 41300 Klang, Selangor

 

 

Country :

Malaysia

 

 

Financials (as on) : 

31.12.2010

 

 

Date of Incorporation :

28.02.2008

 

 

Com. Reg. No.:

807980-X

 

 

Legal Form :

Private Limited (Limited By Share)

 

 

Line of Business :

Trading of food products, dry chillies

 

 

No. of Employees :

10

 

RATING & COMMENTS

 

MIRA’s Rating :

B

 

RATING

STATUS

PROPOSED CREDIT LINE

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

Small

 

Status :

Moderate            

 

 

Payment Behaviour :

No  Complaints

 

 

Litigation :

Clear 

 

NOTES:

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – June 30th, 2012

 

Country Name

Previous Rating

(31.03.2012)

Current Rating

(30.06.2012)

Malaysia

A2

A2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

malaysia - ECONOMIC OVERVIEW

 

Malaysia, a middle-income country, has transformed itself since the 1970s from a producer of raw materials into an emerging multi-sector economy. Under current Prime Minister NAJIB, Malaysia is attempting to achieve high-income status by 2020 and to move farther up the value-added production chain by attracting investments in Islamic finance, high technology industries, biotechnology, and services. The NAJIB administration also is continuing efforts to boost domestic demand and reduce the economy's dependence on exports. Nevertheless, exports - particularly of electronics, oil and gas, palm oil and rubber - remain a significant driver of the economy. As an oil and gas exporter, Malaysia has profited from higher world energy prices, although the rising cost of domestic gasoline and diesel fuel, combined with strained government finances, has forced Kuala Lumpur to begin to reduce government subsidies. The government is also trying to lessen its dependence on state oil producer Petronas. The oil and gas sector supplies more than 40% of government revenue. The central bank maintains healthy foreign exchange reserves, and a well-developed regulatory regime has limited Malaysia''s exposure to riskier financial instruments and the global financial crisis. Nevertheless, Malaysia could be vulnerable to a fall in commodity prices or a general slowdown in global economic activity because exports are a major component of GDP. In order to attract increased investment, NAJIB has raised possible revisions to the special economic and social preferences accorded to ethnic Malays under the New Economic Policy of 1970, but he has encountered significant opposition, especially from Malay nationalists and other vested interests.

 

Source : CIA

 

* Adopted abbreviations :

SC - Subject Company (the company enquired by you)

 

 

N/A - Not Applicable

 

 

EXECUTIVE SUMMARY

 

 

REGISTRATION NO.

:

807980-X

COMPANY NAME

:

EAST MARINE RESOURCES SDN. BHD.

FORMER NAME

:

N/A

INCORPORATION DATE

:

28/02/2008

 

 

 

 

 

 

COMPANY STATUS

:

EXIST

LEGAL FORM

:

PRIVATE LIMITED (LIMITED BY SHARE)

LISTED STATUS

:

NO

 

 

 

 

 

 

REGISTERED ADDRESS

:

43B, 2ND FLOOR, JALAN SATU, KAW 16, JALAN BATU TIGA, BERKELEY NEW TOWN CENTRE, 41300 KLANG, SELANGOR, MALAYSIA.

BUSINESS ADDRESS

:

129 JLN BUKIT KUDA, 41300 KLANG, SELANGOR, MALAYSIA.

TEL.NO.

:

03-33430166

FAX.NO.

:

03-33437166

CONTACT PERSON

:

TAN YEW HUAT ( DIRECTOR )

 

 

 

INDUSTRY CODE

:

46329

PRINCIPAL ACTIVITY

:

TRADING OF FOOD PRODUCTS, DRY CHILLIES

AUTHORISED CAPITAL

:

MYR 500,000.00 DIVIDED INTO
ORDINARY SHARE 500,000.00 OF MYR 1.00 EACH.

ISSUED AND PAID UP CAPITAL

:

MYR 200,000.00 DIVIDED INTO
ORDINARY SHARES 158,255 CASH AND 41,745 OTHERWISE OF MYR 1.00 EACH.

 

 

 

SALES

:

MYR 19,307,633 [2010]

NET WORTH

:

MYR 457,297 [2010]

 

 

 

STAFF STRENGTH

:

10 [2013]

BANKER (S)

:

HONG LEONG BANK BHD

LITIGATION

:

CLEAR

DEFAULTER CHECK

:

CLEAR

FINANCIAL CONDITION

:

N/A

PAYMENT

:

N/A

MANAGEMENT CAPABILITY

:

AVERAGE

 

 

 

COMMERCIAL RISK

:

HIGH

CURRENCY EXPOSURE

:

MODERATE

GENERAL REPUTATION

:

SATISFACTORY

INDUSTRY OUTLOOK

:

AVERAGE GROWTH

 

HISTORY / BACKGROUND


The SC is a private limited company and is allowed to have a minimum of one and a maximum of forty-nine shareholders. As a private limited company, the SC must have at least two directors. A private limited company is a separate legal entity from its shareholders. As a separate legal entity, the SC is capable of owning assets, entering into contracts, sue or be sued by other companies. The liabilities of the shareholders are to the extent of the equity they have taken up and the creditors cannot claim on shareholders' personal assets even if the SC is insolvent. The SC is governed by the Companies Act, 1965 and the company must file its annual returns, together with its financial statements with the Registrar of Companies.

The SC is principally engaged in the (as a / as an) trading of food products, dry chillies.

The SC is not listed on Bursa Malaysia (Malaysia Stock Exchange).


 

The major shareholder(s) of the SC are shown as follows :



Name

Address

IC/PP/Loc No

Shareholding

(%)

MR. TAN YEW HUAT +

146, TAMAN AUN SAY, 34000 TAIPING, PERAK, MALAYSIA.

720219-08-5375

160,000.00

80.00

MR. LIEW WAI CHENG +

1B-26-8 PEARL POINT CONDO, JALAN SEPADU 3, OFF JALAN KLANG LAMA, 58200 KUALA LUMPUR, WILAYAH PERSEKUTUAN, MALAYSIA.

730619-08-5525

30,000.00

15.00

MS. CHEW MAN YEONG +

1410 JALAN KAPOR, PANDAMARAN, 42000 PELABUHAN KLANG, SELANGOR, MALAYSIA.

861218-43-5520

10,000.00

5.00

 

 

 

---------------

------

 

 

 

200,000.00

100.00

 

 

 

============

=====


+ Also Director

 





DIRECTORS



DIRECTOR 1

 

Name Of Subject

:

MS. CHEW MAN YEONG

Address

:

1410 JALAN KAPOR, PANDAMARAN, 42000 PELABUHAN KLANG, SELANGOR, MALAYSIA.

 

 

 

New IC No

:

861218-43-5520

Date of Birth

:

18/12/1986

 

 

 

Nationality

:

MALAYSIAN

Date of Appointment

:

22/09/2008

 

 

 

 

 

 

 

 

 

 

 

 

 

DIRECTOR 2

 

Name Of Subject

:

MR. LIEW WAI CHENG

Address

:

1B-26-8 PEARL POINT CONDO, JALAN SEPADU 3, OFF JALAN KLANG LAMA, 58200 KUALA LUMPUR, WILAYAH PERSEKUTUAN, MALAYSIA.

 

 

 

New IC No

:

730619-08-5525

Date of Birth

:

19/06/1973

 

 

 

Nationality

:

MALAYSIAN

Date of Appointment

:

22/09/2008

 

 

 

 

 

 

 

 

 

 

 

 

 

DIRECTOR 3

 

Name Of Subject

:

MR. TAN YEW HUAT

Address

:

146, TAMAN AUN SAY, 34000 TAIPING, PERAK, MALAYSIA.

 

 

 

New IC No

:

720219-08-5375

Date of Birth

:

19/02/1972

 

 

 

Nationality

:

MALAYSIAN

Date of Appointment

:

28/02/2008

 

 

 

 

 

 

 

 

 

 

 

 



MANAGEMENT

 

 

 

1)

Name of Subject

:

TAN YEW HUAT

 

Position

:

DIRECTOR

 

 

 

AUDITOR

 

Auditor

:

K.S. SOON AND COMPANY

Auditor' Address

:

2104-A, JALAN MERU, 41050 KLANG, SELANGOR, MALAYSIA.

 

 

 

 

 

 

 

 

 

COMPANY SECRETARIES

 

1)

Company Secretary

:

MS. WONG YOKE QUI

 

 

 

 

 

New IC No

:

570814-10-6088

 

Address

:

26 JALAN SETIA IMPIAN U13/6D, SETIA ALAM, SEKSYEN U13, 40170 SHAH ALAM, SELANGOR, MALAYSIA.

 

 

 

 

 

 

 

BANKING


Banking relations are maintained principally with :

1)

Name

:

HONG LEONG BANK BHD

 

 

 

 

 

The SC enjoys normal banking routine with above mentioned banker(s). No adverse record was found during our investigation.

 

 

ENCUMBRANCE (S)



ENCUMBRANCE 1

Date of Creation

:

05/01/2012

Description Of Charge

:

N/A

Amount Secured

:

N/A

Description Of Property Affected

:

N/A

Name & Address Of Chargee

:

HONG LEONG BANK BERHAD

 

 

 

 

 

 

 

Form 40 Dated 10/01/2012

Registered and Numbered 1 In The Register of Charges

 

LEGAL CHECK AGAINST SC


* A check has been conducted in our databank againt the SC whether the subject has been involved in any litigation. Our databank consists of 99% of the wound up companies in Malaysia.

No legal action was found in our databank.

No winding up petition was found in our databank.

DEFAULTER CHECK AGAINST SC


* We have checked through the SC in our defaulters' database which comprised of debtors that have been blacklisted by our customers and debtors that have been placed or assigned to us for collection since 1990. Information was provided by third party where the debt amount can be disputed. Please check with creditors for confirmation as alleged debts may have been paid since recorded or are being disputed.

No blacklisted record & debt collection case was found in our defaulters' databank.

PAYMENT RECORD

 

SOURCES OF RAW MATERIALS:

Local

:

YES

Overseas

:

YES

 

 

 

 

CLIENTELE

 

Local

:

YES

Percentage

:

100%

Domestic Markets

:

MALAYSIA

Overseas

:

NO

 

 

 

 

 

 

 

 

 

Credit Term

:

30 DAYS

 

 

 

 

 

 

Payment Mode

:

CASH
CHEQUES

Type of Customer

:

END USERS,DEALERS

 

 

 

 

 

 

 

 

 

 

 

 

 

OPERATIONS

 

Goods Traded

:

FOOD PRODUCTS

 

 

 

Ownership of premises

:

LEASED/RENTED

 

Total Number of Employees:

 

YEAR

2013

2012

2011

2010

2009

2008

 

 

 


 

GROUP

N/A

N/A

N/A

N/A

N/A

N/A

 

 

 

COMPANY

10

10

10

10

8

5

 

 

 

 

Branch

:

NO

Other Information:


The SC is principally engaged in the (as a / as an) trading of food products, dry chillies.

The SC supplies food products such as rice, flour, chillies, canned food and others.

The SC keeps stock of the products.

The SC food products are of various brands.

 

 

PROJECTS


No projects found in our databank

CURRENT INVESTIGATION

 

Latest fresh investigations carried out on the SC indicated that :

Telephone Number Provided By Client

:

0333430166

Current Telephone Number

:

03-33430166

Match

:

YES

 

 

 

Address Provided by Client

:

129 JLN BUKIT KUDA,41300,KLANG,SELANGOR.

Current Address

:

129 JLN BUKIT KUDA, 41300 KLANG, SELANGOR, MALAYSIA.

Match

:

YES

 

 

 

Latest Financial Accounts

:

NO

 

Other Investigations

we contacted one of the staff from the SC and she provided some information on the SC.

FINANCIAL ANALYSIS

 

 

The SC's latest financial accounts are up to 2010 which is out dated in our opinion. Therefore, our comment on the SC financial performance is restricted thereto.

 

 

 

 

 

 

 

Overall financial condition of the SC : N/A

 

 

 

MALAYSIA ECONOMIC / INDUSTRY OUTLOOK

 

Major Economic Indicators:

2008

2009

2010

2011*

2012**

 

 

 

 

 

 

Population ( Million)

27.73

28.13

28.35

28.70

29.10

Gross Domestic Products ( % )

4.6

<0.5>

7.2

5.5

5.3

Domestic Demand ( % )

6.9

2.9

6.3

4.8

7.6

Private Expenditure ( % )

7.1

<2.7>

8.1

7.0

8.7

Consumption ( % )

8.4

0.7

6.7

6.3

7.1

Investment ( % )

1.5

<17.2>

17.7

16.2

15.9

Public Expenditure ( % )

6.5

5.2

3.8

7.6

4.7

Consumption ( % )

11.6

3.1

0.2

8.9

3.0

Investment ( % )

0.7

8.0

2.8

0.6

7.0

 

 

 

 

 

 

Balance of Trade ( MYR Million )

129,563

89,650

118,356

116,058

-

Government Finance ( MYR Million )

<34,462>

<28,450>

<40,482>

<45,511>

<43,021>

Government Finance to GDP / Fiscal Deficit ( % )

<4.8>

<4.8>

<5.6>

<5.4>

<4.7>

Inflation ( % Change in Composite CPI)

<3.3>

<5.2>

5.1

3.1

-

Unemployment Rate

3.7

4.5

3.9

3.3

-

 

 

 

 

 

 

Net International Reserves ( MYR Billion )

388

331

329

415

-

Average Risk-Weighted Capital Adequacy Ratio ( % )

1.91

2.87

2.20

3.50

-

Average 3 Months of Non-performing Loans ( % )

13.24

11.08

15.30

14.80

-

Average Base Lending Rate ( % )

6.72

5.53

6.30

6.60

-

Business Loans Disbursed( % )

11.6

10.5

14.7

15.3

-

Foreign Investment ( MYR Million )

23,261.4

22,156.8

22,517.9

23,546.1

-

Consumer Loans ( % )

-

-

-

-

-

 

 

 

 

 

 

Registration of New Companies ( No. )

41,599

41,578

44,148

-

-

Registration of New Companies ( % )

<4.0>

<0.1>

6.2

-

-

Liquidation of Companies ( No. )

27,992

39,075

25,585

-

-

Liquidation of Companies ( % )

23.7

39.6

<34.5>

-

-

 

 

 

 

 

 

Registration of New Business ( No. )

269,866

312,581

271,414

-

-

Registration of New Business ( % )

-

-

-

-

-

Business Dissolved ( No. )

18,885

19,345

19,738

-

-

Business Dissolved ( % )

<7.6>

2.4

2.0

-

-

 

 

 

 

 

 

Sales of New Passenger Cars (' 000 Unit )

497.5

486.3

543.6

363.0

-

Cellular Phone Subscribers ( Million )

25.1

30.1

32.8

35.3

-

Tourist Arrival ( Million Persons )

21.5

23.6

24.6

25.3

-

Hotel Occupancy Rate ( % )

68.0

58.0

63.0

51.3

-

 

 

 

 

 

 

Credit Cards Spending ( % )

17.1

12.8

14.1

15.6

-

Bad Cheque Offenders (No.)

34,834

36,667

33,568

27,208

-

Individual Bankruptcy ( No.)

13,907

16,228

18,119

16,155

-

Individual Bankruptcy ( % )

5.1

16.7

11.7

<10.8>

-

 

INDUSTRIES ( % of Growth ):

2008

2009

2010

2011*

2012**

 

 

 

 

 

 

Agriculture

3.6

0.4

2.1

4.7

4.1

Palm Oil

7.0

<1.1>

<3.4>

7.3

-

Rubber

<1.1>

<19.8>

9.9

6.4

-

Forestry & Logging

<1.5>

<5.9>

<3.3>

<4.7>

-

Fishing

4.0

5.5

5.6

2.8

-

Other Agriculture

5.9

9.0

7.9

8.5

-

Industry Non-Performing Loans ( MYR Million )

393.0

413.7

508.4

634.1

-

% of Industry Non-Performing Loans

<2.0>

1.3

2.1

3.2

-

 

 

 

 

 

 

Mining

<0.8>

<3.8>

0.2

<2.4>

2.5

Oil & Gas

12.7

2.1

0.5

<1.7>

-

Other Mining

-

-

-

-

-

Industry Non-performing Loans ( MYR Million )

36.0

44.2

49.7

46.5

-

% of Industry Non-performing Loans

0.1

0.1

0.1

0.1

-

 

 

 

 

 

 

Manufacturing #

1.3

<9.4>

11.4

5.6

4.5

Exported-oriented Industries

2.7

<19.0>

12.1

2.8

-

Electrical & Electronics

2.4

<30.3>

28.4

<4.9>

-

Rubber Products

4.2

<10.1>

25.3

15.4

-

Wood Products

<6.0>

<24.1>

20.1

<7.3>

-

Textiles & Apparel

1.9

<19.5>

<0.4>

14.8

-

Domestic-oriented Industries

9.9

<9.8>

16.3

6.3

-

Food, Beverages & Tobacco

9.5

0.2

3.0

4.2

-

Chemical & Chemical Products

1.4

<7.7>

16.2

5.6

-

Plastic Products

6.5

<9.1>

2.4

3.8

-

Iron & Steel

16.8

<32.7>

29.3

2.4

-

Fabricated Metal Products

14.7

<2.5>

14.9

25.2

-

Non-metallic Mineral

8.3

<15.5>

20.2

16.3

-

Transport Equipment

27.1

<13.5>

36.5

<9.4>

-

Paper & Paper Products

8.6

<5.0>

18.7

15.6

-

Crude Oil Refineries

7.8

0.2

<11.4>

9.3

-

Industry Non-Performing Loans ( MYR Million )

5,729.4

6,007.3

6,217.5

6,537.2

-

% of Industry Non-Performing Loans

16.8

18.3

23.8

25.7

-

 

 

 

 

 

 

Construction

2.1

5.8

5.1

4.4

7.0

Industry Non-Performing Loans ( MYR Million )

4,149.8

3,241.8

4,038.5

3,856.9

-

% of Industry Non-Performing Loans

12.2

9.9

10.7

10.2

-

 

 

 

 

 

 

Services

7.3

2.6

6.5

6.4

6.5

Electric, Gas & Water

5.0

0.4

8.5

5.6

4.8

Transport, Storage & Communication

7.8

1.6

7.7

6.5

7.3

Wholesale, Retail, Hotel & Restaurant

10.0

2.8

4.7

5.2

6.9

Finance, Insurance & Real Estate

9.2

3.8

6.1

6.3

6.5

Government Services

8.6

2.0

6.7

7.6

5.6

Other Services

5.9

4.4

4.2

5.4

5.7

Industry Non-Performing Loans ( MYR Million )

8,281.4

6,631.3

7,384.6

6,825.2

-

% of Industry Non-Performing Loans

24.3

20.2

25.7

23.4

-

 

 

 

 

 

 

 

 

 

 

 

 

* Estimate / Preliminary

 

 

 

 

 

** Forecast

 

 

 

 

 

# Based On Manufacturing Production Index
(Source : Department of Statistics / Economic Report / Bank Negara Report)

 

INDUSTRY ANALYSIS

 

MSIC CODE

46329 : Wholesale of other foodstuffs

46329 : Wholesale of other foodstuffs

 

 

INDUSTRY :

TRADING

 

 

 


The wholesale and retail trade sector grew 7.1% in the first half of the year 2011 supported by strong consumer spending amid favourable labour market conditions and sustained disposable income. This was reflected in the higher distributive trade index which increased 15.9%, with wholesale and retail trade indices increasing 19.2% and 7.8%, respectively.


It is anticipated that the retail industry will grow 6.0 per cent in the year 2012.


Malaysia's retail sector for 2011 is expected to grow 6 per cent or RM81.59 billion worth of retail sales, similar to the year 2010, due to concerns of high oil prices, declining purchasing power and high cost of doing business. The Middle East and North Africa civil wars have caused the world oil prices to climb. This has led to further rise in the cost of running retail businesses, especially in terms of transportation cost. Many retailers have no choice but to pass the increased cost to end consumers. At the same time, natural disasters (tsunamis, floods, droughts, snow storms, tornadoes and earthquakes) that occurred in all parts of the world has also led to a shortage in the supply of food and raw materials. The phenomenon has pushed retail prices up.In addition, the continual removal of government subsidies since 2010 has pushed inflation upwards. Consequently, rising prices of retail goods contributed to an expectation of moderate performance.


During the first seven months of 2011, other consumption indicators such as imports of consumption goods and credit card spending increased 12.8% and 11.8%, respectively. Sales of motor vehicles declined 3% on account of supply chain disruptions following devastating March 2011 earthquake and tsunami in Japan.


Growth of the sector is anticipated to remain encouraging with ongoing efforts by the Government to increase its contribution to the economy. Major initiatives include increasing the number of large format stores such as hypermarkets, superstores and departmental stores are carried out to boost the economy.


Meanwhile, the Government has introduced the Retail Shop Transformation (TUKAR) programme. Under this programme, selected large format retailers will assist small retailers to improve their premises and layout which include attractive product display shelves, enhanced lighting and point-of-sales system to manage product inventory,

 

 

OVERALL INDUSTRY OUTLOOK : Average Growth

 

CREDIT RISK EVALUATION & RECOMMENDATION

 

 

Incorporated in 2008, the SC is a Private Limited company, focusing on trading of food products and dry chillies. The SC has been in business for 5 years and it has slowly been building up contact with its clients while competing in the industry. However, it has yet to enjoy a stable market shares as it need to compete many well established players in the same field. With a weak shareholders' backing, the SC's capital position is weak. Inadequate capital may be a constraint to the SC as it limits its ability to expand its business in future. The capital standing of the SC is weak. The SC may face difficulties to expand its business compared to other large corporation.


Investigation revealed that the SC concentrates only on the local market. This narrow market segment has placed the SC at high business risk and limits its business expansion opportunities. Any adverse changes to the local economy might have a negative impact on the SC's business performance. Being a small company, the SC's business operation is supported by 10 employees. Overall, we regard that the SC's management capability is average.


No latest financial accounts were filed with the Registry office during our inspection. Therefore, our comment on the SC's overall financial performance are restricted thereto.


The SC's supplier are from both the local and overseas countries. This will eliminates the risk of dependency on deliveries from a number of key suppliers and insufficient quantities of its raw materials.


The industry shows an upward trend and this trend is very likely to sustain in the near terms. Hence, the SC is expected to benefit from the favourable outlook of the industry. The SC however faces moderate business risk as it has to compete with many well established players in the same field.


Due to the unavailability of the SC's latest financial information and based on our assessment, we recommend credit be proceeded to the SC with guarantee.



 

PROFIT AND LOSS ACCOUNT

 

 

THE FINANCIAL STATEMENTS WERE PREPARED IN ACCORDANCE WITH MALAYSIAN FINANCIAL REPORTING STANDARDS(FRS)

EAST MARINE RESOURCES SDN. BHD.

 

Financial Year End

31/12/2010

31/12/2009

31/12/2008

Months

12

12

12

Consolidated Account

Company

Company

Company

Audited Account

YES

YES

YES

Unqualified Auditor's Report (Clean Opinion)

YES

YES

YES

Financial Type

FULL

FULL

FULL

Currency

MYR

MYR

MYR

 

 

 

 

TURNOVER

19,307,633

12,542,319

4,095,562

 

----------------

----------------

----------------

Total Turnover

19,307,633

12,542,319

4,095,562

 

----------------

----------------

----------------

 

 

 

 

PROFIT/(LOSS) FROM OPERATIONS

269,640

54,408

40,424

 

----------------

----------------

----------------

PROFIT/(LOSS) BEFORE TAXATION

269,640

54,408

40,424

Taxation

<72,721>

<17,140>

<17,314>

 

----------------

----------------

----------------

PROFIT/(LOSS) AFTER TAXATION

196,919

37,268

23,110

 

----------------

----------------

----------------

RETAINED PROFIT/(LOSS) BROUGHT FORWARD

 

 

 

As previously reported

60,378

23,110

-

 

----------------

----------------

----------------

As restated

60,378

23,110

-

 

----------------

----------------

----------------

PROFIT AVAILABLE FOR APPROPRIATIONS

257,297

60,378

23,110

 

----------------

----------------

----------------

RETAINED PROFIT/(LOSS) CARRIED FORWARD

257,297

60,378

23,110

 

=============

=============

=============

 

 

 

 

INTEREST EXPENSE (as per notes to P&L)

 

 

 

Hire purchase

15,623

15,152

3,903

Others

13,000

-

-

 

----------------

----------------

----------------

 

28,623

15,152

3,903

 

 

 

BALANCE SHEET

 

 

EAST MARINE RESOURCES SDN. BHD.

 

ASSETS EMPLOYED:

 

 

 

FIXED ASSETS

320,138

386,075

267,208

 

 

 

 

 

----------------

----------------

----------------

TOTAL LONG TERM ASSETS

320,138

386,075

267,208

 

 

 

 

CURRENT ASSETS

 

 

 

Stocks

419,919

283,028

74,088

Trade debtors

4,586,299

2,793,081

1,103,545

Other debtors, deposits & prepayments

219,090

168,419

98,800

Amount due from director

-

63,670

-

Cash & bank balances

545,154

58,694

123,398

 

----------------

----------------

----------------

TOTAL CURRENT ASSETS

5,770,462

3,366,892

1,399,831

 

----------------

----------------

----------------

TOTAL ASSET

6,090,600

3,752,967

1,667,039

 

=============

=============

=============

 

 

 

 

CURRENT LIABILITIES

 

 

 

Trade creditors

4,055,424

2,823,893

821,557

Other creditors & accruals

742,758

349,243

371,355

Hire purchase & lease creditors

75,039

70,621

30,758

Amounts owing to director

547,438

-

36,155

Provision for taxation

55,200

16,519

15,087

 

----------------

----------------

----------------

TOTAL CURRENT LIABILITIES

5,475,859

3,260,276

1,274,912

 

----------------

----------------

----------------

NET CURRENT ASSETS/(LIABILITIES)

294,603

106,616

124,919

 

----------------

----------------

----------------

TOTAL NET ASSETS

614,741

492,691

392,127

 

=============

=============

=============

 

 

 

 

SHARE CAPITAL

 

 

 

Ordinary share capital

200,000

200,000

100,000

 

----------------

----------------

----------------

TOTAL SHARE CAPITAL

200,000

200,000

100,000

 

 

 

 

RESERVES

 

 

 

Retained profit/(loss) carried forward

257,297

60,378

23,110

Others

-

-

100,000

 

----------------

----------------

----------------

TOTAL RESERVES

257,297

60,378

123,110

 

 

 

 

 

----------------

----------------

----------------

SHAREHOLDERS' FUNDS/EQUITY

457,297

260,378

223,110

 

 

 

 

LONG TERM LIABILITIES

 

 

 

Hire purchase creditors

153,798

228,837

166,790

Deferred taxation

3,646

3,476

2,227

 

----------------

----------------

----------------

TOTAL LONG TERM LIABILITIES

157,444

232,313

169,017

 

----------------

----------------

----------------

 

614,741

492,691

392,127

 

=============

=============

=============

 

 

 

 

 

 

 

FINANCIAL RATIO

 

 

EAST MARINE RESOURCES SDN. BHD.

 

TYPES OF FUNDS

 

 

 

Cash

545,154

58,694

123,398

Net Liquid Funds

545,154

58,694

123,398

Net Liquid Assets

<125,316>

<176,412>

50,831

Net Current Assets/(Liabilities)

294,603

106,616

124,919

Net Tangible Assets

614,741

492,691

392,127

Net Monetary Assets

<282,760>

<408,725>

<118,186>

BALANCE SHEET ITEMS

 

 

 

Total Borrowings

228,837

299,458

197,548

Total Liabilities

5,633,303

3,492,589

1,443,929

Total Assets

6,090,600

3,752,967

1,667,039

Net Assets

614,741

492,691

392,127

Net Assets Backing

457,297

260,378

223,110

Shareholders' Funds

457,297

260,378

223,110

Total Share Capital

200,000

200,000

100,000

Total Reserves

257,297

60,378

123,110

LIQUIDITY (Times)

 

 

 

Cash Ratio

0.10

0.02

0.10

Liquid Ratio

0.98

0.95

1.04

Current Ratio

1.05

1.03

1.10

WORKING CAPITAL CONTROL (Days)

 

 

 

Stock Ratio

8

8

7

Debtors Ratio

87

81

98

Creditors Ratio

77

82

73

SOLVENCY RATIOS (Times)

 

 

 

Gearing Ratio

0.50

1.15

0.89

Liabilities Ratio

12.32

13.41

6.47

Times Interest Earned Ratio

10.42

4.59

11.36

Assets Backing Ratio

3.07

2.46

1.96

PERFORMANCE RATIO (%)

 

 

 

Operating Profit Margin

1.40

0.43

0.99

Net Profit Margin

1.02

0.30

0.56

Return On Net Assets

48.52

14.12

11.30

Return On Capital Employed

43.24

12.35

10.48

Return On Shareholders' Funds/Equity

43.06

14.31

10.36

Dividend Pay Out Ratio (Times)

0.00

0.00

0.00

NOTES TO ACCOUNTS

 

 

 

Contingent Liabilities

0

0

0




 


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.54.34

UK Pound

1

Rs.80.89

Euro

1

Rs.70.73

 

INFORMATION DETAILS

 

Report Prepared by :

MNL

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

----

NB

New Business

----

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.