MIRA INFORM REPORT

 

 

Report Date :

13.03.2013

 

IDENTIFICATION DETAILS

 

Name :

REWON SA

 

 

Registered Office :

ul. Brukowa 8, 91-341 Łódź

 

 

Country :

Poland

 

 

Financials (as on) :

31.12.2011

 

 

Date of Incorporation :

19.07.2001

 

 

Com. Reg. No.:

29581 KRS

 

 

Legal Form :

Joint Stock Company

 

 

Line of Business :

Production of socks and children tights

 

 

No. of Employees :

Not available 

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory 

 

 

Payment Behaviour :

Usually Correct 

 

 

Litigation :

Clear 

 

NOTES:

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – June 30th, 2012

 

Country Name

Previous Rating

(31.03.2012)

Current Rating

(30.06.2012)

Poland

A2

A2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 

Poland - ECONOMIC OVERVIEW

 

Poland has pursued a policy of economic liberalization since 1990 and today stands out as a success story among transition economies. It is the only country in the European Union to avoid a recession through the 2008-09 economic downturn, although GDP per capita is still much below the EU average. Since 2004, EU membership and access to EU structural funds have provided a major boost to the economy. Unemployment has been 2% more than the EU average. Inflation reached a low of about 2.6% in 2010 due to the global economic slowdown, but climbed to 4.3% in 2011. Poland's economic performance could improve over the longer term if the country addresses some of the remaining deficiencies in its road and rail infrastructure and its business environment. An inefficient commercial court system, a rigid labor code, bureaucratic red tape, burdensome tax system, and persistent low-level corruption keep the private sector from performing up to its full potential. Weak revenues, together with rising demands to fund healthcare, education, and the state pension system caused the public sector budget deficit to rise to 7.8% of GDP in 2010, but the PO/PSL coalition government, which came to power in November 2007, took measures to shore up public finances - including increasing contributions to the public pension scheme at the expense of private pension funds - and reduced the deficit to 2.9% of GDP in 2011. For 2012 the coalition government has proposed further deficit-reducing reforms and to fulfill its promise to enact business-friendly reforms

 

Source : CIA

 


EXECUTIVE SUMMARY

 

Identification details

 

Full name:                     REWON SA

Stat.no.                         471183895

Tax ID PL                      7251020127

Reg.no.                         29581 KRS

 

Registered address:       ul. Brukowa 8, 91-341 Łódź

Phone:                          42 2723900

Fax:                              42 2723927

E-mail:                          rewon@rewon.pl

Website:                       www.rewon.pl

Other locations              no

 

Legal form                     Joint Stock Company

Registration date:           19.07.2001

Activity since                 27.11.1995

Age:                             18 years

 

 

Owners

 

Shareholders                 PHIL WON KOREA Ltd.

 

 

Management

 

President                                  Dariusz Robert Jarosiński

Shares in other companies         Exist

 

 

Basic figures

 

Employment                  150 pers. (2011)

Net profit (PLN)              0,77 MLN (2011)

Gross margin                 5,42 % (2011)

Total assets (PLN)         18,64 MLN (2011)

Equity (PLN)                  11,32 MLN (2011)

Total liabilities (PLN)      7,32 MLN (2011)

Working capital (PLN)    1,15 MLN (2011)

 


Payment Manner

In available sources, payment delays have not been noted

Comments on the evaluation

We would like to draw your attention to: - long period of liabilities repayment

 

 

REGISTRY DATA

ISTRY DATA ^ go to top

Legal form                     Joint Stock Company (6)

Stat.no.                         471183895

Tax ID PL                      7251020127

Establishment               27.11.1995 (6)

Registration:                  19.07.2001, District Court Łódź, XX Department, KRS 29581

Data concerning previous registrations:

01.12.1995, District Court Łódź, RHB 5710

 

 

Main activity

 

Production of socks and children tights

 

sector code NACE 2007

(C.14.31.Z)

 

Branches

Manufacture of knitted and crocheted articles

 

 

OWNERS & MANAGERS

 

 Share Capital                                                                                                          PLN 4 158 000

Share capital divided into 4158 shares of PLN 1 000,00 each

An in-kind contribution has been made and valued at

PLN  3 597 000

 

Shareholders

Shareholder

Shares

Value

 

PHIL WON KOREA Ltd.

Seul, 141 Hungin Jung, Korea, Republic of

50.00%

PLN

2 079 000

 

Dariusz Robert Jarosihski PERSONAL ID NO. (PESEL) 67012101031 ul. Gotycka 7, 91 -520 Lodz

44.71%

PLN

1 859 042

 

Maria Wisniewska-Jarosihska

5.29%

PLN

219 958

 

Management

 

Dariusz Robert Jarosihski PERSONAL ID NO. (PESEL) 67012101031 ul. Gotycka 7, 91 -520 Lodz

- president

 

 

Seung Pil Kim

1803 RMI Samsungapt 106 Dong 155 Jun Nong Dong-Dong Dea Moon Ku, Seul, Korea, Republic of

- vice president

Representation:

Each member of the management board individually. In the case of sale agreements and sale of production machines, sale of vehicles and credit agreements, it is required the representation of two members of the board or one member of the board and a proxy jointly.

 

Supervisory board,

Norbert Jerzy Jarosihski

PERSONAL ID NO. (PESEL) 79071000675

Marianna Rejkowska

PERSONAL ID NO. (PESEL) 40041403 161

Danuta Dojnik

PERSONAL ID NO. (PESEL) 471 10100969

Sung Ho Yoo Korea, Republic of

Joung Hee Song

Won Jae Lee

 

 

BUSINESS LINKS

 

Shares in other companies

 

REKO MARIANNA REJKOWSKA sp. k.

ul. Brukowa 8, 91 -341 Lodz

Comandite sum: PLN 100 000,00

 

Data concerning shares in other companies are valid as at: 18.02.2013.

 

Connections:

 

Dariusz Robert Jarosihski

 

ARDI SPOtKAZ O.O.

NIP 9471072104

ul. Brukowa 8, 91 -341 Lodz

  shareholder: PLN 2 876 500,00

  president

"ENDOM" sp. z o.o.

NIP 9471947488

ul. Brukowa 8, 91 -341 Lodz

• president

"SANTA" sp. z o.o.

NIP 7251958075

ul. Wigury 19, 90-302 Lodz

• member of board of directors

"CENTRUM MEDYCZNE - SZPITAL SWIETEJ RODZINY" sp. z o.o.

NIP 7251958081

ul. Wigury 19, 90-302 Lodz

• vice president

Marianna Rejkowska

 

"ENDOM" sp. z o.o.

NIP 9471947488

ul. Brukowa 8, 91 -341 Lodz

• member of board of directors

 

REKO MARIANNA REJKOWSKA sp. k.

ul. Brukowa 8, 91 -341 Lodz

•general partner • member of representation unit

Joung Hee Song

 

Won Jae Lee

 

Maria Wisniewska-Jarosihska

 

Sung Ho Yoo

 

Seung Pil Kim

 

Connections have not been determined due to no possibility of identification of

 

the persons or subjects which appear in the company.

 

Data concerning connections are valid at 18.02.2013.

 

 

 

Key business figures

(Recent years)

 

 

201 1

y/y

2010

y/y

2009

y/y

2008

Employment

150

(-10%)

166

(+12%)

148

(-27%)

204

 

Sector financial data – unconsolidated (ths.)

 

 

01.01.2011 - 31.12.2011

y/y

01.01.2010 - 31.12.2010

y/y

01.01.2009 - 31.12.2009

y/y

01.01.2008 - 31.12.2008

Net sales

13 983

(+1%)

13 786

(+20%)

1 1 426

(-38%)

18 601

Net profit

769

(+37%)

561

(-16%)

669

(+37%)

488

EBITDA

2 040

(+6%)

1 918

(+13%)

1 688

(+3%)

1 636

EBITDA in %

14,59%

(+4%)

13,91%

(-5%)

14,77%

(+67%)

8,80%

Total assets

18 639

(+10%)

16 873

(+9%)

15 434

(-13%)

17 802

Equity

1 1 317

(+7%)

10 548

(+5%)

9 987

(+7%)

9 318

Total liabilities

7 322

(+15%)

6 325

(+16%)

5 447

(-35%)

8 484

Working capital

890

(-17%)

1 085

(+40%)

772

(-5%)

818

 

 

Further locations

 

Locations:         ul. Brukowa 8, 91-341 Łódź (seat)

Phone:              42 2723900

Fax:                  42 2723927

E-mail:              m.kasinska@rewon.pl

rewon@rewon.pl

Website:           www.rewon.pl 

 

ITIONAL

Additional information

 

ul. Brukowa 8, 91-341 todz (co-ownership)

built-up plot no. 56/10, of area 2 708 sq.m. (Land and Mortgage Register LDIM/ 00141250/1)

 

 

(ownership)

plot no. 56/12, of area 925 sq.m. (Land and Mortgage Register LD IM/00141251/8)

Book value of buildings as at 3 1. 12.201 I

PLN

I 409 950

Book value of lands as at 31.12.201 I

PLN

532 981

Verification of information on real estate ownership position through the Real Estate Register is not covered by the standard report.

 

Certificates:                               ISO 9001:2008

 

General information                    The company is a member of the Cotton Chamber (Izba Bawełny) in Gdynia

(Gdynia Cotton Association).

 

The company repeatedly benefited from the financial support of the European Union, among others it obtained a certificate of quality and increase of the export sales. The subject has not decided to cooperate in elaboration of this report yet.

If we obtain any further information, we will send it in the.

 

Banks                                       Bank Polska Kasa Opieki SA

VIII O. w Łodzi (12403419)

ul. Brukowa 6, 91-341 Łódź

Acc.no. 88124034191111000035571665

 

 

Financial analysis 

 

FINANCIAL ANALYSIS ^ go to top

LIQUIDITY                                            COMPANY                                            SECTOR (C.14.31.Z)

01.01.2011- 01.01.2010- 01.01.2009- 01.01.2008-       2011            2010     2009    2008

31.12.2011  31.12.2010 31.12.2009. 31.12.2008. 

 

Current ratio (CR)

current assets

current liabilities             1,18                  1,90      1,46                  1,70                  1,56      1,64   1,59         1,68

 

Quick ratio (QR)

curr.assets

-inventories-prepaym.

current liabilities             0,60                  1,20      0,49                  0,71                  0,79      0,92      0,89      0,92

 

Cash Ratio

 

cash

current liabilities             0,09                  0,07      0,08                  0,27                  0,15      0,22      0,13      0,12

 

 


 

PROFITABILITY                                    COMPANY                                                        SECTOR (C.14.31.Z)

01.01.2011-  01.01.2010- 01.01.2009-   01.01.2008-          2011    2010    2009     2008

31.12.2011  31.12.2010  31.12.2009    31.12.2008 

Return on sale (ROS)

net profit

turnover             5,50           3,94             4,83                  2,99                  7,02      6,72      6,18      6,41

 

Return on assets (ROA)

net profit

total assets                   4,13      3,32                  4,34                  2,74                  7,46      7,25      6,75      7,10

 

Return on equity (ROE)

net profit

equity                           6,79      5,32                  6,70                  5,24                  14,21    13,96    13,26    13,61

 

 

Effectiveness ratios                                             company                                sector (C.14.31.Z)

 

01.01.201 1­31.12.201 1

01.01.2010­31.12.2010

01.01.2009­31.12.2009

01.01.2008­31.12.2008

201 1

2010

2009

2008

Debt collection period (days)

 

short-term receivables x number of days net sales

57 *

44 ■►

50 ■+•

50 *

81

81

88

86

Stock turnover (days)

stocks x days turnover

94 ■►

87 %

1 15 %

165 *

96

82

8C

82

 

 

DEBT RATIOS

COMPANY

SECTOR (C.I4.3I.Z)

01.01.2011­31.12.2011

01.01.2010­31.12.2010

01.01.2009­31.12.2009

01.01.2008­31.12.2008

201 1

2010

2009

2008

Average payables payment period

creditors (liabilities) x days turnover

168,01 *

134,44 ■►

123,04 *

171,65 *

127,67

1 16,45

1 16,87

109,20

Debt ratio

total debt (liabilities) total assets

39,28 ■►

37,49 ■►

35,29 *

47,66 ■►

47,49

48,04

49,06

47,85

 

Ratio comparisons sheet (C.14.31.Z)

 

 

201 1

 

2010

2009

LIQUIDITY

 

 

Current ratio (CR)

WORSE -24%

 

BETTER +15%

WORSE -8%

Quick ratio (QR)

WORSE -24%

 

BETTER +30%

WORSE -44%

Cash Ratio

WORSE -40%

 

WORSE -68%

WORSE -38%

PROFITABILITY

 

 

Return on sale (ROS)

WORSE -21%

 

WORSE -41%

WORSE -21%

Return on assets (ROA)

WORSE -44%

 

WORSE -54%

WORSE -35%

Return on equity (ROE)

WORSE -52%

 

WORSE -61%

WORSE -49%

EFFECTIVNESS RATIOS

 

 

Debt collection period (days)

BETTER -29%

 

BETTER -45%

BETTER -42%

Stock turnover (days)

BETTER-1%

 

WORSE +6%

WORSE +43%

DEBT RATIOS

 

 

Average payables payment period

WORSE +31%

 

WORSE +15%

WORSE +5%

Debt ratio

BETTER -17%

 

BETTER-21%

BETTER -28%

 

Ratio- based trend comparison sheet (C.14.31.Z)

 

201 1

 

2010

2009

 

 

 

 

 

LIQUIDITY

 

 

Current ratio (CR)

WORSE -800%

 

 

BETTER +780%

WORSE -166%

Quick ratio (QR)

WORSE -361%

 

BETTER +2266%

WORSE -633%

Cash Ratio

BETTER +128%

 

WORSE -1 1 1%

WORSE -2000%

PROFITABILITY

 

 

Return on sale (ROS)

BETTER +420%

 

WORSE -264%

BETTER +900%

Return on assets (ROA)

BETTER +285%

 

WORSE -304%

BETTER +557%

Return on equity (ROE)

BETTER +488%

 

WORSE -297%

BETTER +517%

EFFECTIVNESS RATIOS

 

 

Debt collection period (days)

WORSE +7729%

 

WORSE +2%

BETTER -67%

Stock turnover (days)

BETTER -48%

 

BETTER-1281%

BETTER-2510%

 

Sector ratios according to Central Statistical Office (GUS)

 

The above is based on simplifying assumption that the following means a "BETTER" result:

 

LIQUIDITY

 

Higher ratio value                                                                   

-Current ratio (CR)

-Quick ratio (QR)

-Cash Ratio

PROFITABILITY

-Return on sale (ROS)

-Return on assets (ROA)

-Return on equity (ROE)

 

Lower Ratio Value

EFFECTIVNESS RATIOS

-Debt collection period (days)

-Stock turnover (days)

DEBT RATIOS

-Average payables payment period

-Debt ratio

 

 

Financial statements

 

Source of financial data

Monitor Polski B

Monitor Polski B

Court

Monitor Polski B

Statement

annual

annual

annual

annual

Personal balance sheet as at(ths.PLN)

31.12.2011

share

31.12.2010

share

31.12.2009

share

31.12.2008

share |

-A. Fixed assets

1 1 053

(59%)

6 932

(41%)

8 627

(56%)

4 766

(27%)

1.    Intangible assets

230

(1%)

320

(2%)

217

(1%)

22

(0.1%)

1. Costs of finished development works

9

1 1

(0.1%)

 

 

3. Other intangible assets

221

(1%)

309

(2%)

217

(1%)

22

(0.1%)

II.  Tangible assets

3 629

(20%)

4 335

(26%)

4 293

(28%)

4 620

(26%)

1. Fixed goods

3 545

(19%)

4 267

(25%)

4 056

(26%)

4 562

(26%)

a) land

533

533

533

533

b) buildings, premises, facilities

1 410

1 626

1 627

1 776

c) machinery and equipment

1 443

1 966

1 757

2 125

d) fleet of motor vehicles

 

 

 

53

e) other fixed goods

159

142

138

75

2. Fixed goods under construction

84

(0.5%)

69

(0.4%)

156

(1%)

58

(0.3%)

3. Prepayments for fixed goods under construction

 

 

82

(0.5%)

 

IV.  Long term investments

7 091

(38%)

2 232

(13%)

4 100

(27%)

 

3. Long term financial assets

7 091

(38%)

2 232

(13%)

4 100

(27%)

 

a) in affiliated companies

7 091

 

 

 

- participations or shares

7 091

 

 

 

b) Other

 

2 232

4 100

 

- granted loans

 

2 232

4 100

 

V. Long-term prepayments and accrued income

102

(0.5%)

45

(0.3%)

17

(0.1%)

124

(0.7%)

1. Deferred tax assets

102

(0.5%)

45

(0.3%)

17

(0.1%)

124

(0.7%)

-B. Current assets

7 586

(41%)

9 941

(59%)

6 807

(44%)

13 035

(73%)

1. Stock

3 632

(20%)

3 426

(20%)

4 399

(29%)

7 385

(42%)

1. Raw materials

797

(4%)

559

(3%)

747

(5%)

854

(5%)

2. Semi-finished products and work-in-progress

339

(2%)

316

(2%)

276

(2%)

802

(5%)

3. Finished products

2 150

(12%)

2 169

(13%)

2 796

(18%)

4 761

(27%)

4. Goods for re-sale

47

(0.2%)

127

(0.8%)

431

(3%)

846

(5%)

5. Advance payments

301

(2%)

256

(2%)

149

(1%)

122

(0.7%)

II. Short-term receivables

2 187

(12%)

1 721

(10%)

1 932

(13%)

2 247

(13%)

2. Other receivables

2 187

(12%)

1 721

(10%)

1 932

(13%)

2 247

(13%)

a) Due to deliveries and

services with payment period:

1 684

1 374

1 580

1 857

- up to 12 months

1 684

1 374

1 580

1 857

b) Due to taxes,

subsidies, insurances, duties, etc

189

44

94

260

c) Other

313

302

258

129

III. Short term investments

1 645

(9%)

4 591

(27%)

356

(2%)

3 190

(18%)

1. Short-term financial assets

1 645

(9%)

4 591

(27%)

356

(2%)

3 190

(18%)

 

b) Other

1 089

4 248

 

1 082

- granted loans

1 089

4 248

 

1 082

c) cash and other liquid assets

556

343

356

2 108

- cash in hand and on bank account 556

316

328

 

- other liquid assets

 

27

28

 

IV. Short-term prepayments and accrued income

122 (0.7%)

202 (i%)

12 1 (0.8%)

213 (,%)

-D. Total assets

18 639 (ioo%)

16 873 (ioo%)

15 434 (ioo%)

17 802 (ioo%)

 

 

Statement

annual

 

annual

 

annual

 

annual |

Personal balance sheet as at(ths.PLN)

31.12.2011

share

31.12.2010

share

31.12.2009

share

31.12.2008

share |

-A. Shareholders' equity

1 1 317

(61%)

10 548

(63%)

9 987

(65%)

9 318

(52%)

1.    Basic share capital

4 158

(22%)

4 158

(25%)

4 158

(27%)

4 158

(23%)

IV.  Statutory reserve capital

6 390

(34%)

5 829

(35%)

5 160

(33%)

4 672

(26%)

VIII. Net profit (loss)

769

(4%)

561

(3%)

669

(4%)

488

(3%)

-B. Liabilities and reserves for liabilities

7 322

(39%)

6 325

(38%)

5 447

(35%)

8 484

(48%)

1.    Reserves for liabilities

229

(1%)

174

(1%)

188

(1%)

52

(0.3%)

1. Deferred income tax reserves

229

(1%)

174

(1%)

106

(0.7%)

52

(0.3%)

3. Other reserves

 

 

 

 

82

(0.5%)

 

- short-term

 

 

 

 

82

 

 

II.  Long-term liabilities

5

 

387

(2%)

 

 

 

2. Other liabilities

5

 

387

(2%)

 

 

 

a) Loans

5

 

387

 

 

 

 

III. Short-term liabilities

6 433

(35%)

5 241

(31%)

4 674

(30%)

7 666

(43%)

2. Other liabilities

6 433

(35%)

5 241

(31%)

4 674

(30%)

7 666

(43%)

a) Loans

3 642

 

2 795

 

2819

 

3 1 17

d)Due to deliveries and

services with payment period:

1 849

 

1 423

 

1 530

 

3 447

- up to 12 months

1 849

 

1 423

 

1 530

 

3 447

e) Advances received

18

 

 

 

 

 

150

g) Due to taxes,

subsidies, insurances, duties, etc

459

 

605

 

1 12

 

476

h) Due to salaries

210

 

301

 

181

 

425

i) Other

255

 

1 17

 

33

 

51

IV. Accruals and deferred income

656

(4%)

524

(3%)

584

(4%)

766

(4%)

2. Other accruals

656

(4%)

524

(3%)

584

(4%)

766

(4%)

- long-term

41 1

 

333

 

395

 

 

- short-term

245

 

191

 

188

 

 

-D. Total liabilities

18 639

(100%)

16 873

(100%)

15 434

(100%)

17 802

(100%)

 


 

Source of financial data

Monitor Polski B

Monitor Polski B

Court

 

Monitor Polski B

Statement

annual

annual

annual

 

annual

individual PROFIT AND LOSS ACCOUNT (ths.PLN)

01.01.2011­31.12.2011

y/y

01.01.2010­31.12.2010

y/y

01.01.2009­31.12.2009

y/y

01.01.2008­31.12.2008

-A. Income from sales and similar

13 983

(+1%)

13 786

(+21%)

1 1 426

(-39%)

18 601

1.    Net income on sales

13 936

(0%)

13 969

(+4%)

13 485

(-10%)

14 958

II.  Change in value of stock ( +, -)

-80

(-84%)

-490

(-80%)

-2 494

(-219%)

2 099

III. Sales of goods for own use

88

(+87%)

47

(-11%)

53

(-66%)

157

IV.  Income from sales of goods and materials

39

(-85%)

259

(-32%)

383

(-72%)

1 387

-B. Operational costs

13 225

(+2%)

12 950

(+20%)

10 766

(-41%)

18 108

1. Depreciation

932

(-2%)

952

(+9%)

874

(-3%)

905

II.  Materials and energy

4 502

(0%)

4 488

(+40%)

3 210

(-45%)

5 787

III. Third party services

2 885

(+45%)

1 984

(+17%)

1 689

(-12%)

1 920

IV.  Taxes and duties

29

(-50%)

58

(+4%)

56

(-47%)

105

V.    Salaries and wages

3 757

(-7%)

4 022

(+12%)

3 595

(-46%)

6 661

VI.  Social security

673

(-15%)

793

(+27%)

626

(-43%)

1 089

VII. Other

401

(+17%)

344

(+11%)

309

(-25%)

413

Vlll.Costs of goods and materials sold

46

(-85%)

308

(-24%)

407

(-67%)

1 229

-C. Profit on sale

758

(-9%)

836

(+27%)

660

(+34%)

493

-D. Other operating incomes

535

(+109%)

256

(-12%)

291

(-38%)

473

1.    Incomes from disposal non-financial assets

17

 

10

 

49

II. Subsidies

423

(+119%)

193

(+5%)

184

(-47%)

344

III. Other operating incomes

95

(+53%)

62

(-36%)

97

(+20%)

81

-E. Other operating costs

186

(+48%)

126

(-8%)

137

(-41%)

234

II.  Goodwill revaluation

 

 

0

 

13

III. Other operating costs

186

(+48%)

126

(-8%)

137

(-38%)

221

-F. Profit on operating activities

1 107

(+15%)

966

(+19%)

813

(+11%)

732

-G. Financial incomes

408

(+65%)

248

(-30%)

356

(-5%)

374

II.  Interest received

408

(+106%)

198

(-44%)

356

(+111%)

169

V. Other

 

50

205

-H. Financial costs

509

(+17%)

436

(+35%)

324

(-30%)

462

1. Interest

407

(+48%)

275

(+21%)

227

(-36%)

357

IV. Other

103

(-36%)

161

(+66%)

97

(-8%)

105

-1. Profit on economic activity

1 006

(+29%)

778

(-8%)

845

(+31%)

644

-K. Gross profit

1 006

(+29%)

778

(-8%)

845

(+31%)

644

-L. Corporation tax

237

(+9%)

217

(+23%)

176

(+2%)

173

-M. Other statutory charges

 

 

-18

-N. Net profit

769

(+37%)

561

(-16%)

669

(+37%)

488

 

 

AUDITOR

 

Balance sheet as at 31.12.2011

Janina Świecimska Biuro Rachunkowe Biegłego Rewidenta, ul. Łaskowice 139, 93-469 Łódź           No. 1128

 

Balance sheet as at 31.12.2010

Janina Świecimska Biuro Rachunkowe Biegłego Rewidenta, ul. Łaskowice 139, 93-469 Łódź           No. 1128

Expert auditor mgr Janina Świecimska                                                                                         No. 4715/4064

 

Balance sheet as at 31.12.2008

Janina Świecimska Biuro Rachunkowe Biegłego Rewidenta, ul. Łaskowice 139, 93-469 Łódź           No. 1128

Expert auditor mgr Janina Świecimska                                                                                         No. 4715/4064

 

Remarks

In the court files, no financial report for the last financial period. According to paragraph 53 point 1 of Ustawa o Rachunkowości (resolution about accountancy) year financial report of the company should be approved by approval body no longer than 6 months after the balance day. Within 14 days from approval, financial report should be submitted to the register court.

 


FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.54.34

UK Pound

1

Rs.80.89

Euro

1

Rs.70.73

 

INFORMATION DETAILS

 

Report Prepared by :

MNL

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

----

NB

New Business

----

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.