MIRA INFORM REPORT

 

 

Report Date :

15.03.2013

 

IDENTIFICATION DETAILS

 

Name :

TRADED RAW MATERIALS (PTY)LTD

 

 

Registered Office :

CNR Kassier & J.B. Mlintosh, Shongweni, Pinetown, 3624

 

 

Country :

South Africa

 

 

Date of Incorporation :

09.03.2011

 

 

Com. Reg. No.:

M2011/005566/07

 

 

Legal Form :

Private Company

 

 

Line of Business :

Wholesale trade in agricultural raw materials and livestock

 

 

No. of Employees :

11

 

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

Payment Behaviour :

No Complaints

Litigation :

Clear

 

 

NOTES :

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – June 30th, 2012

 

Country Name

Previous Rating

(31.03.2011)

Current Rating

(30.06.2012)

South Africa

A2

A2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 

SOUTH AFRICA - ECONOMIC OVERVIEW

 

South Africa is a middle-income, emerging market with an abundant supply of natural resources; well-developed financial, legal, communications, energy, and transport sectors; a stock exchange that is the 18th largest in the world; and modern infrastructure supporting a relatively efficient distribution of goods to major urban centers throughout the region. Growth was robust from 2004 to 2007 as South Africa reaped the benefits of macroeconomic stability and a global commodities boom but began to slow in the second half of 2007 due to an electricity crisis and the subsequent global financial crisis' impact on commodity prices and demand. GDP fell nearly 2% in 2009 but recovered in 2010-11. Unemployment remains high and outdated infrastructure has constrained growth. State power supplier Eskom encountered problems with aging plants and meeting electricity demand necessitating "load-shedding" cuts in 2007 and 2008 to residents and businesses in the major cities. Daunting economic problems remain from the apartheid era - especially poverty, lack of economic empowerment among the disadvantaged groups, and a shortage of public transportation. South Africa''s economic policy is fiscally conservative focusing on controlling inflation and attaining a budget surplus. The current government largely follows these prudent policies but must contend with the impact of the global crisis and is facing growing pressure from special interest groups to use state-owned enterprises to deliver basic services to low-income areas and to increase job growth.

Source : CIA


Summary

 

Subject Name

TRADED RAW MATERIALS (PTY)LTD

Country

South Africa

Requested Credit Limit

$ 15000000.00

Enquiry Terms

COD

Account Review

Recommended Every 6 Months

Subject Contact Person

JAMES SIMPSON - 0317692930

Assessment

This is a well-established and well -connected business. On investigation contact was made with the Director JAMES SIMPSON. Awaiting further Trade References. Please the available information on the subject below.

 

 

Company Information

 

Registered Name

TRADED RAW MATERIALS (PTY)LTD

Trading as/ Division Name

None

Previous Name

None

Date of Name Change

Jul 18 2011 12:00AM

Registration Number

M2011/005566/07

Registration Date

2011/03/09

Date Commenced Trading

2011-03-09

Age of Business

2 Years

History of Business

The subject was established as a new business in 2011 an operations commenced immediately.

History of Principals

None

Shareholders/Members/Partners of subject and % holding

30 % - GORDON SIMPSON, 30 % - FREDERICK NEILANDS, 40 % - JAMES SIMPSON

Authorised Share Capital

R1000.00

Issued Share Capital/Members Contribution

R 100.00

Status

In Business

Operations Assessment

Manufacture raw material

Industry/ Customers

Whoesalers

Export

 

Export Countries

 

Import

Yes

Import Countries

China,India

Major Industry Code / SICC

61210

Definition of Code

Wholesale trade in agricultural raw materials and livestock

Head Office Physical Address

CNR Kassier & J.B. Mlintosh, SHONGWENI, PINETOWN, 3624

Head Office Postal Address

P O BOX 33024, HILLCREST, 3610

Current Tel Number

0317692930

Cell Number

None

Current Fax Number

0317692054

Current Email Address

None

Web Site Address

None

Comments

The address provided by the director namely : 271 KENYON HOWDEN ROAD, MONCLAIR, Western Cape, 4011, belongs to the subjects auditor.

 

 

Auditors Information

 

Company Registered Name

CASSIDY AND ASSOCIATES CC

Trading Name

 

Registration Number

B1996/059905/23

Physical Address

271 KENYON HOWDEN ROAD, MONTCLAIR, 4011

Postal Address

P O BOX 33024, MONTCLAIR, 4061

Contact Person

KEVIN

Contact Number

0314629292

Email

 

Principals

1

Judgements Against Subject

NONE

Judgements Against Principals

NONE

Subject Verified as Client

Yes

Practice Number

121984

VAT Number

4770163048

Tax Number

9200096205

BEE Status

 

Financial Year End

February

No of years in Business

2

Website

NONE

Comment

 

 

 

Previous Auditors

 

Company Name

Phone Number

Time with previous auditors

Comment

DOUGLASDIX-PEEK

 

2

 

 

 


Tax Information

 

Vat Number

4170258802

Status

ACTIVE

Vat Liable Date

 

Tax Number

9806412152

Tax Clearance Expire Date

 

Financial Year End

DECEMBER

Comment

 

 

Black Economic Empowerment Information - No Information on

 

Record ISO Information - No Information on Record

 

Workman's compensation

 

Registered

Yes

Compliance Certified

Yes

Comment

 

Company Structure

 

Subsidiaries

 

Subsidiary Company

TEXTILE (PTY) LTD

Shareholding

60% TRADED RAW MATERIAL (PTY) LTD

Registration Number

 

Import / Export

 

Comment

 

Employees

Number of Employees

11

1. Salaried employees

11

2. Waged employees

 

3. Permanent employees

11

4. Casual employees

 

5. Contracted employees

 

Comment

 

Company Fleet

Company Fleet

No of vehicles:

Ownerd/Leased

Value

Outstanding Balance

Fleet Operations

 

 

 

 

The Fleet is made up of

2

Comment

 

Light delivery Vehicles

2 Owned

 

 

 

Offices

 

Offices

Offices

Head Office Owned/ Rented

Leased

Rental Company

RENT

Owned by

INVESTMENT PROPERTIES

Value

 

Bond

 

Bank

 

Lease Agreement

5 YEARS

Lease Expire Date

 

Type of Premises

WAREHOUSE

Comment

 

 

Branch Information - No Information on Record

 

Management Overview

 

Organisation Chart

 

Level

Position

Name

Comment

 

      1                    I                DIRECTOR               I        GORDON

1                    I                DIRECTOR               I      FREDERICK NEILANDS


 

1                    I                DIRECTOR               I          JAMES SIMPSON


 

Company Structure (Ownership)

 

Note: One level up and all levels down

 

Holding

Company

Sub

Comment

40% JAMES SIMPSON

TRADED RAW MATERIAL (PTY) LTD

 

 

30% GORDON SIMPSO

TRADED RAW MATERIALS (PTY) LTD

 

 

30% FREDERICK NEILANDS

TARDED RAW MATERIAL (PTY) LTD

 

 

 

Key Deals - No Information on Record

 

Trade References

 

Trade Reference nr

Supplier

Contact

Surety Value

Notarial Bonds

Comment

 

1

PAPELA FREIGHT

0313323563

2

WORLD TRUCK FACT

0317005725

 

 

 

3

EXPRESS TRADE

0317055290

 

Adverse Information on Subject

 

Judgements - No information on record

 

BusinessRescue - No Information on Record

 

Default Listing - No information on record

 

Notarial Bonds - No information on record

 

Bank Information

 

Bank

ABSA

Branch

PINETOWN

Brach Code

632005

Bank Account Number

4078064765

Type of Account

CURRENT

Account Name

TRADED RAW MATERIALS (PTY) LTD

Overdraft Facilities

YES

Bank Code

C FOR R 1 500 000

Bank Comment

The subject's bankers consider them good for all business normal engagement.

 

Bank Code History - No Information on Record

 

Previous Bank Account Information - No Information on Record

 

Deeds Information - No information on record

 

Principals

 

Number of Principals

3

Average Age of Active Principals

54

Active Principals

 

Principal - 1of 3 GORDON SIMPSON

Surname

SIMPSON

First Name

GORDON

Other Names

 

Marital Status

 

ID Number

5105135102087

Verified ID Number

Yes

Current Age

62

Designation

DIRECTOR

Status

Active

Appointment Date

2011/03/23

Physical Address (at time of Appointment)

41 SHORTLANDS AVENUE, HILLCREST, 3650

Postal Address

41 SHORTLANDS AVENUE, HILLCREST, 3650

Current Tel Number

0317692930

Cell number

0823757752

Shareholding/Membership

30 %

 

Principal's Adverse - No information on record

 

Business Information forGORDON SIMPSON

 

Principal Current Business Interests

 

Company Name

Registration No

Status

Age of Business

Judgements

Liquidation

Comment

TEXTILE RAW MATERIAL AGENCIES (PTY)LTD

M1999/011497/07

In Business

13 Years 9 Months

0

No

 

TRADED RAW

MATERIALS

(PTY)LTD

M2011/005566/07

In Business

2 Years

0

No

 

 

Principal Previous Business Interest

Average Age of Previous Business                        I                                   23 Years

 

Company Name

Registration No

Status

Age of Business

Judgements

Liquidation

Comment

SARDINE FEVER CC

B1987/020852/23

Deregistration Final

25 Years 6 Months

0

No

 

SIMCO TRADING CC

B1990/028621/23

Deregistration Final

22 Years 6 Months

0

No

 

 

Principal's Deeds Information - No information on record

 

Principal - 2of 3 FREDERICK NEILANDS

Surname

NEILANDS

First Name

FREDERICK

Other Names

 

Marital Status

 

ID Number

4607195045180

Verified ID Number

Yes

Current Age

67

Designation

DIRECTOR

Status

Active

Appointment Date

2011/03/23

Physical Address (at time of Appointment)

4 ZIMBALI RIDGE, ZIMBALI COASTAL FOREST ESTATE, BALLITO, 3610

Postal Address

P.O BOX 709, NEW GERMANY, 3610

Current Tel Number

0317692930

Cell number

0825661397

Shareholding/Membership

30 %

 

Principal's Adverse - No information on record

 

Business Information forFREDERICK NEILANDS

Principal Current Business Interests

 

Company Name

Registration No

Status

Age of Business

Judgements

Liquidation

Comment

R NIELANDS

4607195045107

 

Unknown

0

No

 

NEOVISTA

PROPERTIES

(PTY)LTD

M2000/021959/07

In Business

12 Years 7 Months

0

No

 

TRADED RAW

MATERIALS

(PTY)LTD

M2011/005566/07

In Business

2 Years

0

No

 

 

Principal Previous Business Interests

Average Age of Previous Business                        I                                   14 Years

 

Company Name

Registration No

Status

Age of Business

Judgements

Liquidation

Comment

NO 317

BRACHENWOOD VILLAGE (PTY)LTD

M1997/021124/07

Deregistration Final

15 Years 3 Months

0

No

 

TEXTILE RAW MATERIAL AGENCIES (PTY)LTD

M1999/011497/07

In Business

13 Years 9 Months

0

No

 

 

Principal's Deeds Information - No information on record

 

 

Principal - 3of 3 JAMES SIMPSON

Surname

SIMPSON

First Name

JAMES

Other Names

 

Marital Status

 

ID Number

7805275024086

Verified ID Number

Yes

Current Age

35

Designation

DIRECTOR

Status

Active

Appointment Date

2011/03/23

Physical Address (at time of Appointment)

2 CLIFF ROAD, HILLCREST, 3610

Postal Address

P.O BOX 6310, NEW GERMANY, 3610

Current Tel Number

0317692930

Cell number

0828769924

Shareholding/Membership

40 %

 

Principal's Adverse - No information on record

 

Business Information forJAMES SIMPSON

Principal Current Business Interests

Company Name

Registration No

Status

Age of Business

Judgements

Liquidation

Comment

TRADED RAW

MATERIALS

(PTY)LTD

M2011/005566/07

In Business

2 Years

0

No

 

 


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.54.44

UK Pound

1

Rs.81.33

Euro

1

Rs.70.50

 

 

INFORMATION DETAILS

 

Report Prepared by :

PRL

 

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.