MIRA INFORM REPORT

 

 

Report Date :

16.03.2013

 

IDENTIFICATION DETAILS

 

Name :

ALBARKA ENTERPRISES NIGERIA LIMITED

 

 

Registered Office :

25, Ilofa Road, Ilorin, Kwara State

 

 

Country :

Nigeria

 

 

Date of Incorporation :

23.09.1980

 

 

Com. Reg. No.:

RC: 35216

 

 

Legal Form :

Private Limited Company

 

 

Line of Business :

Not Available

 

 

No. of Employees :

Not Available

 

RATING & COMMENTS

 

MIRA’s Rating :

B

 

RATING

STATUS

PROPOSED CREDIT LINE

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

Small

 

Status :

Moderate

Payment Behaviour :

Unknown

Litigation :

Unknown

 

 


NOTES :

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – June 30th, 2012

 

Country Name

Previous Rating

(31.03.2011)

Current Rating

(30.06.2012)

Nigeria

B1

B1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 

NIGERIA - ECONOMIC OVERVIEW

 

Oil-rich Nigeria has been hobbled by political instability, corruption, inadequate infrastructure, and poor macroeconomic management, but in 2008 began pursuing economic reforms. Nigeria's former military rulers failed to diversify the economy away from its overdependence on the capital-intensive oil sector, which provides 95% of foreign exchange earnings and about 80% of budgetary revenues. Following the signing of an IMF stand-by agreement in August 2000, Nigeria received a debt-restructuring deal from the Paris Club and a $1 billion credit from the IMF, both contingent on economic reforms. Nigeria pulled out of its IMF program in April 2002, after failing to meet spending and exchange rate targets, making it ineligible for additional debt forgiveness from the Paris Club. In November 2005, Abuja won Paris Club approval for a debt-relief deal that eliminated $18 billion of debt in exchange for $12 billion in payments - a total package worth $30 billion of Nigeria's total $37 billion external debt. Since 2008 the government has begun to show the political will to implement the market-oriented reforms urged by the IMF, such as modernizing the banking system, removing subsidies, and resolving regional disputes over the distribution of earnings from the oil industry. GDP rose strongly in 2007-11 because of growth in non-oil sectors and robust global crude oil prices. President JONATHAN has established an economic team that includes experienced and reputable members and has announced plans to increase transparency, diversify economic growth, and improve fiscal management. Lack of infrastructure and slow implementation of reforms are key impediments to growth. The government is working toward developing stronger public-private partnerships for roads, agriculture, and power. Nigeria's financial sector was hurt by the global financial and economic crises, but the Central Bank governor has taken measures to restructure and strengthen the sector to include imposing mandatory higher minimum capital requirements.

Source : CIA


Company name

 

ALBARKA ENTERPRISES

 

 

OPERATIONS

 

The company’s line of business could not be determined

 

 

IDENTIFICATION

 

COMPANY NAME:                                ALBARKA ENTERPRISES

REGISTERED NAME:                           ALBARKA ENTERPRISES NIGERIA LIMITED

REGISTERED ADDRESS:                     25, Ilofa Road, Ilorin, Kwara State, Nigeria

HEAD OFFICE ADDRESS:                    Navy Gate Warehouse, Okokomaiko, Badagry Expressway,

Lagos State, Nigeria (Does not exist at the address)

 

Currency: All monetary quoted in this report are in Nigerian Naira, the local currency or unless otherwise stated. The exchange rate is N155 to 1 US $.

  

 

SUMMARY

 

NATURE OF PREMISES:                      Leased office space approximately 500 square meters

DATE INCORPORATED:                       23rd September 1980

YEAR BEGAN OPERATIONS:               1980

LEGAL FORM:                                      Private Limited Company

REGISTRATION NO:                             RC: 35216

SHARE CAPITAL:                                 20,000.00

ISSUED CAPITAL:                                20,000.00

PAID-UP CAPITAL:                               20,000.00

STAFF STRENGHT:                              Undetermined

 

 


OWNERSHIP/SHAREHOLDING STRUCTURE

 

  1. Jerome Ade                 

25, Ilofa Road, Ilorin, Kwara State, Nigeria

 

  1. Grace Biola

25, Ilofa Road, Ilorin, Kwara State, Nigeria

 

 

DIRECTORS  

                                                                                               

  1. Jerome Ade
  2. Grace Biola

 

 

BACKGROUND

 

Albarka Enterprises Nigeria Limited was incorporated on 23rd September, 1980 with Registration Number (RC: 35216) with 20,000.00 share capital.

 

We visited Km. 22, Navy Gate Warehouse, Okokomaiko, Badagry Expressway, Lagos State, Nigeria. The premises consist of a three (3) storey building known as NOWA Shopping Complex. It is well fenced and the buildings are painted cream. The complex is numbered from A to D and the major business in the premises is Sales of building materials imported from Asian countries.

 

Having gone round the premises, the occupants confirmed that the company is not known to them. Mr. Uzoigwe Chuka C. the CEO of Mac-Zek Nigeria Limited, a dealer in building materials such as PVC ceiling panels and steel doors (234-803-307-8604, 808-227-4368, Email: uprightmerchant@yahoo.com, maczek71@yahoo.com) stated that the company is not known. Though, he added that it would have been easy to identify the company through their shop number like shop D1 or C5 etc.  All efforts to locate or contact the company proved abortive as there was no contact phone number(s) to reach them and no available information on the company could be obtained through our secondary sources.

 

Conclusion: Based on our visit, inability to locate the company at the supplied address, we are of the opinion that the company does not exist in that address. As such, we advise that any business relationship with the company should be done with extreme caution until the company provides the correct/current address and verified. 

 

PERFORMANCE RANKING

 

* Quality of Management:          GOOD

* Ethics & Integrity:                     UNDETERMINED

* Ownership Structure:               GOOD

 

 

FINANCES

 

The company’s Audited Accounts was not available as at the time of compiling this report. Therefore, we could not speak on the financial status of the company.

 

 

INDUSTRIAL OVERVIEW/ OPERATING ENVIRONMENT

 

UNDETERMINED DUE TO INSUFFICIENT INFORMATION

 

CMT REPORT (Corruption, Money Laundering & Terrorism)

UNDETERMINED DUE TO INSUFFICIENT INFORMATION


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.54.16

UK Pound

1

Rs.81.74

Euro

1

Rs.70.50

 

 

INFORMATION DETAILS

 

Report Prepared by :

PRL

 

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.