MIRA INFORM REPORT

 

 

Report Date :

16.03.2013

 

IDENTIFICATION DETAILS

 

Name :

C.V. INDO JAYA PUTRA

 

 

Registered Office :

Pakuwon City Blok H2/16 (Sorento) Surabaya 60111, East Java

 

 

Country :

Indonesia

 

 

Year of Incorporation :

2000

 

 

Legal Form :

Partnership with sleeping partner

 

 

Line of Business :

Trading, Import and Distribution of Food Chemical Products

 

 

No. of Employees :

50 persons

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

Payment Behaviour :

No Complaints

Litigation :

Clear

 

 


NOTES :

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – June 30th, 2012

 

Country Name

Previous Rating

(31.03.2011)

Current Rating

(30.06.2012)

Indonesia

B1

B1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 

INDONESIA - ECONOMIC OVERVIEW

 

Indonesia, a vast polyglot nation, grew an estimated 6.1% and 6.4% in 2010 and 2011, respectively. The government made economic advances under the first administration of President YUDHOYONO (2004-09), introducing significant reforms in the financial sector, including tax and customs reforms, the use of Treasury bills, and capital market development and supervision. During the global financial crisis, Indonesia outperformed its regional neighbors and joined China and India as the only G20 members posting growth in 2009. The government has promoted fiscally conservative policies, resulting in a debt-to-GDP ratio of less than 25%, a small current account surplus, a fiscal deficit below 2%, and historically low rates of inflation. Fitch and Moody's upgraded Indonesia's credit rating to investment grade in December 2011. Indonesia still struggles with poverty and unemployment, inadequate infrastructure, corruption, a complex regulatory environment, and unequal resource distribution among regions. The government in 2012 faces the ongoing challenge of improving Indonesia's insufficient infrastructure to remove impediments to economic growth, labor unrest over wages, and reducing its fuel subsidy program in the face of rising oil prices.

Source : CIA


Name of Company

 

C.V. INDO JAYA PUTRA

 

 

Address

 

Head Office

Pakuwon City Blok H2/16 (Sorento)

Surabaya 60111, East Java

Indonesia

Phone               - (62-31) 5997100

Fax                   - (62-31) 5997300

Email                - ijp_888@yahoo.com

Building Area    - 2 storey

Office Space    - 140 sq. meters

Region              - Residential

Status               - Owned

 

Factory (Food Color Blending)

Jl. Lebak Permai Utara II/12

Surabaya 60134

East Java

Indonesia

Phone               - (62-31) 3823257, 3817858

Fax                   - (62-31) 3810198

 

Branches

a.   Kompleks Pergudangan & Industri

      Ringan “MUTIARA NIAGA” Kav. 2

      Jl. Marina, Semarang 50144

      Indonesia

      Phone         - (62-24) 7606053, (62-888) 6724046

      Fax.            - (62-24) 7606053

b.  Pergudangan Kosambi Permai Blok JJ-25

      Jl. Raya Perancis, Kosambi-Dadap

      Jakarta 15212

      Indonesia

      Phone         - (62-21) 29031478, (62-888) 09730435

      Fax.            - (62-21) 29031478

 

 

Registration data

 

Date of Incorporation :

2000

 

 

Legal Form :

C.V. (Commanditaire Vennootschap) or partnership with sleeping partner

 

Company Reg. No. :

Not Required

 

Company Status :

Private National Company

 

Permit by the Government Department :

Not Available

 

Related Company :

None

 

 

CAPITAL AND OWNERSHIP

 

Capital Structure :

Authorized Capital                           - Rp. 1,500 million

 

Owners :

a. Mr.  Sugijanto  Kwok (Active Partner)

b. Mrs. Widiana  (Silent Partner)

 

 

BUSINESS ACTIVITIES

 

Lines of Business :

a. Trading, Import and Distribution of Food Chemical Products

b. Food Color Blending

 

Production Capacity :

None

 

Total Investment :

None

 

Started Operation :

2000

 

Brand Name :

None

 

Technical Assistance :

None

 

Number of Employee :

50 persons

 

Marketing Area :

Local    - 100%

 

Main Customers :

a. Food Chemicals Shops

b. Food and Beverage Industries, etc

 

Market Situation :

Very Competitive

 

Main Competitors :

a. P.T. MULTI KIMIA

b. P.T. TANDES LAUTAN

c. P.T. PANCASAKTI PRAKARSAMULYA

d. P.T. ASKRIKIMA UTAMA, etc

 

Business Trend :

Growing

 

 

BANKER, AUDITOR & LITIGATION

 

B a n k e r :

P.T. Bank CENTRAL ASIA Tbk

Jl. Raya Darmo No. 12

Surabaya, East Java

Indonesia

 

Auditor :

Internal Auditor

 

Litigation :

No litigation record in our database

 

 

FINANCIAL FIGURE

 

Annual Sales (estimated) :

2009 – Rp.   9.2 billion

2010 – Rp. 10.3 billion

2011 – Rp. 18.5 billion

2012 – Rp. 26.0 billion

 

Net Profit (estimated) :

2009 – Rp.   460 million

2010 – Rp.   510 million

2011 – Rp.    916 million

2012 – Rp. 1,290 million

Payment Manner :

Above Average

 

Financial Comments :

Satisfactory

 

 

KEY EXECUTIVES

 

Board of Management :

Director                                          - Mr. Sugijanto Kwok

 

Board of Commissioners :

None

 

Signatories :

Director (Mr. Sugijanto Kwok) is only the authorized person to sign the loan on behalf of the company

 

 

CAPABILITIES

 

Management Capability :

G o o d

 

Business Morality :

G o o d

 

Credit Risk :

Below Average

 

Credit Recommendation :

Credit can be proceeded normally

 

Proposed Credit Limit :

Moderate amount

 

 

OVERALL PERFORMANCE

 

      C.V. INDO JAYA PUTRA (C.V. IJP) was established in the 2000’s in Surabaya, East Java with the legal status of C.V. (Commanditaire Vennootschap) or Partnership with Sleeping Partner. The founding owners of the company are Mr. Sugijanto Kwok as the active partner and his wife Mrs. Widiana as silent partner. Both of are Indonesian business family of Chinese extraction. As in common in cases of companies with C.V. status, there is no mention in the company’s notary act of its capital structure. But going by the company’s conditions, we estimate its capital at some Rp. 1,500 million and it will be rising in line with the progress of its business operation.

 

      C.V. IJP had been operating in 2000 in trading, importer and distribution of food chemicals and food colour.   Miss Tati, a senior staff of the company explained that the company imported of food colour chemical from India and trading food color from local manufacturer.  Then, the Company is committing to provide and serve food industries with Premium Quality food colour for healthy public has an ide to build their own color blending which named UNICOL, with well certificate from BPOM and Halal certificate from MUI. 

 

      As well as a specialist in color blending, the Company also trading and distribution of other food chemical like acetic acid, aspartame, caustic soda flake, citric acid, cyclohexylamine, sodium benzoate, sodium bicarbonate, sodium chloride, sodium cyclamate, sodium hyposulfite, sodium hypochloride, gum Arabic, pine oil, soda ash dense, corn starch, sodium methabisulfite, sodium nitrate, sodium saccharine, sodium sulphate, STPP, sulfamic acid and mono sodium glutamate which are imported from China, India, Taiwan, Norway and other countries.   Most of its food colour and chemical products are distributed to food chemicals shops, food and beverage industries, biscuit and snack industries and also traditional market in East Java and Central Java.  And now, by embracing small to large business companies, the company trade more food chemicals, and establish branch offices at Semarang (Central Java) and at Jakarta to serve the western part of Indonesia.  We observed that at present, C.V. IJP is classified as a medium sized company of its kind in the country of which the operation has been growing in the last three years.

 

Generally, the demand for food chemicals, food colors and food ingredients had significantly rising by 8% to 10% per year in the last five years, in line with the growth of food and beverage industries, snack food industries including instant noodle, biscuit, confectioneries, pharmaceutical, cosmetic industries, etc.  But, as from October 2008, the demand growth for food chemicals and food colors has kept on dwindling as an impact of global economic crisis as told above.  The demand was increasing in the early 2009 due to economic condition was gradually recovery in the country. The growth rate is now estimated at 6% to 7% per year in the next three years.  Market competition is very tight due to a large number of similar companies operating in the country.  Business position of C.V. IJP is favorable for it has controlled a wide marketing network at home and abroad and their product has been widely known among consumers in the country.

 

      Until this time C.V. IJP has not been registered with Indonesian Stock Exchange, so that they shall not obliged to announce their financial statement. We observed that total sales turnover of the company in 2010 amounted to Rp. 10.3 billion increased to Rp. 18.5 billion in 2011 rose again to Rp. 26.0 billion in 2012 and projected to go on rising by at least 12% in 2013.   The operation in 2012 yielded an estimated net profit of at least Rp. 1.29 billion and the company has an estimated total networth of at least Rp. 5.0 billion.   So far, we did not heard that the company having been black listed by the Central Bank (Bank Indonesia).  The company usually pays its debts punctually to suppliers.  

 

The management of C.V. IJP is headed by Mr. Sugijanto Kwok (43), a businessman with experience for some 15 years in trading and distribution of food colour and chemicals products.  In daily activities, he is assisted by his wife Mrs. Widiana (40).   The management is also handled by a number of professional managers in this business, having maintained a wide business relation with private businessmen at home and abroad as well as with government authorities. We observed that management’s reputation in said business is sufficiently fairly good. The company’s litigation record is clean and it has not registered with the black list of Bank of Indonesia.  C.V. INDO JAYA PUTRA is appraised fairly good for business transaction.



FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.54.16

UK Pound

1

Rs.81.74

Euro

1

Rs.70.50

 

 

INFORMATION DETAILS

 

Report Prepared by :

PRL

 

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.