MIRA INFORM REPORT

 

 

Report Date :

16.03.2013

 

IDENTIFICATION DETAILS

 

Name :

J A TRADING (PVT) LTD

 

 

Registered Office :

# 327C, Moors Lane, Warana Road, Thihariya

 

 

Country :

Sri Lanka

 

 

Date of Incorporation :

09.06.2010

 

 

Com. Reg. No.:

PV 72614

 

 

Legal Form :

Private Limited Liability Company (In Operation)

 

 

Line of Business :

Import & distribution of Tobacco leaves and Cotton Yarn

 

 

No. of Employees :

Approx. 05

 

RATING & COMMENTS

 

MIRA’s Rating :

B

 

RATING

STATUS

PROPOSED CREDIT LINE

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

Small

 

Status :

Moderate  

 

 

Payment Behaviour :

No  Complaints

 

 

Litigation :

Clear 

 


 

NOTES:

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – June 30th, 2012

 

Country Name

Previous Rating

(31.03.2012)

Current Rating

(30.06.2012)

Sri Lanka

A2

A2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 

Sri Lanka - ECONOMIC OVERVIEW

 

Sri Lanka continues to experience strong economic growth, driven by large-scale reconstruction and development projects following the end of the 26-year conflict with the LTTE. Sri Lanka is pursuing a combination of government directed policies, private investment, both foreign and domestic, to spur growth in disadvantaged areas, develop small and medium enterprises, and increase agricultural productivity. The government struggles with high debt interest payments, a bloated civil service, and historically high budget deficits. However recent reforms to the tax code have resulted in higher revenue and lower budget deficits in recent years. The 2008-09 global financial crisis and recession exposed Sri Lanka's economic vulnerabilities and nearly caused a balance of payments crisis. Growth slowed to 3.5% in 2009. Economic activity rebounded strongly with the end of the war and an IMF agreement, resulting in two straight years of high growth in 2010 and 2011. Per capita income of $5,600 on a purchasing power parity basis is among the highest in the region.

 

 

Source : CIA

 

 


GENERAL

Basic information at a glance

     

Name of Subject of Inquiry

:

J A TRADING (PVT) LTD

Legal Form  & Status

:

Private Limited Liability Company (In Operation)

Managing Director

:

S. Junaideen

Primary Line of Business

:

Import & distribution of Tobacco leaves and Cotton Yarn

Place of Business & Canning Factory

:

 

# 327/C, Moors Lane, Warana Road,

Thihariya.

Sri Lanka.

 

Tel./Fax  No: (00 94 33) 227 2083

Mobile:  (00 94 77) 341 7305 (Mr. Junaideen, MD)

 

E-mail: jatrading@gmail.com

 

 

 

No. of Employees

:

Approx. 05

 

COMPANY DETAILS 

Registration and Shareholder Details

 

Registration No

:

PV 72614

Date of Registration

:

9th June, 2010

Registered Office/Address

:

# 327C, Moors Lane, Warana Road, Thihariya, Sri Lanka.

Board of Directors

As At

09th June 2010

:

Sathardeen Junaideen

Managing

Director

Junaideen Akif

  Director

Issued Share Capital

:

Rs   20.00

Nominal Value of Share

:

Rs   10.00

 

 Share Holders

As At

09th June 2010

:

Share Holders

No. of

Shares

Sathardeen Junaideen

01

Junaideen Akif

01

Auditors

:

Not Disclosed

Company Secretaries

:

Junaideen Akif

Bankers

:

Not disclosed

 

 

FINANCIAL DETAILS

Most recent available Financial Information

 

THE COMPANY HAS PROVIDED INFORMATION ON ITS FINANCES- 2011/2012

                                                                                 

Based on the corporate laws of Sri Lanka, legal entities which are Private Company with   Limited   

Liability is not required to make public disclosure of their annual financials. Therefore no financials

are available for this entity

 

 

CURRENT INVESTIGATION

 

·         History.

The Subject Company J A TRADING (PVT) LTD is a Private Limited Liability Company incorporated on 09th June, 2010 under registration number PV 72614.

 

·         Location.

                 The Subject Company is located at the client # # 327C, Moors Lane, Warana 

                  Road, Thihariya, Sri Lanka, a town on the Colombo- Kandy Highway 1, approx. 35 kilo

                  meters from Colombo city


 

·         Operational Details.

 

General

The subject company primary line of business is Import and distribution of Tobacco Leaves and Cotton for “Beedi” manufacturers and apparel industries in Sri Lanka.

 

Products

Tobacco Leaves

Cotton Yarn

 

                   Import Countries

 India

 

No of Employees

                   Approx. 05

 

·         Directors’ Details

 

01)

Name

Sathardeen Junaideen

ID Number

673512224V

Nationality

Sri Lankan

Gender

Male

Date of Birth

16th  December 1967

Age

45 Years

 

02)

Name

Junaideen Akif

ID Number

930590835V

Nationality

Sri Lankan

Gender

Male

Date of Birth

28 February 1993

Age

20 Years

·         Financial Data

                 Based on the corporate laws of Sri Lanka, legal entities which are Private Company with  

                  Limited Liability is not required to make public disclosure of their annual financials.

                  Therefore no financials are available for this entity.

 

·         Credit Recommendations

                 Since no financial information has been forthcoming from the company, it is not possible to

                 comment on the merits or otherwise of the company.

 

No computerised data bases exist to make checks whether the partners or the company has any legal action or lawsuit initiated against any of them but informal (but not in-depth) checks do not indicate any such cases in the public knowledge


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.54.16

UK Pound

1

Rs.81.74

Euro

1

Rs.70.50

 

INFORMATION DETAILS

 

Report Prepared by :

MNL

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

----

NB

New Business

----

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.