MIRA INFORM REPORT

 

 

Report Date :

16.03.2013

 

IDENTIFICATION DETAILS

 

Name :

PLEXUS COTTON LIMITED

 

 

Formerly Known As :

SOFTWORTHY LIMITED.

 

 

Registered Office :

20 Chapel Street, Liverpool, L3 9ag.

 

 

Country :

United Kingdom 

 

 

Financials (as on) :

31.12.2011

 

 

Date of Incorporation :

15.10.1990

 

 

Com. Reg. No.:

02548312

 

 

Legal Form :

Private Limited Company

 

 

Line of Business :

Cotton Merchants

 

 

No. of Employees :

1,413 employees

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Good

Payment Behaviour :

No Complaints

Litigation :

Clear

NOTES:

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – March 31st, 2012

 

Country Name

Previous Rating

(31.12.2011)

Current Rating

(31.03.2012)

United Kingdom 

A1

A1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 


 

United Kingdom - ECONOMIC OVERVIEW

 

The UK, a leading trading power and financial center, is the third largest economy in Europe after Germany and France. Over the past two decades, the government has greatly reduced public ownership and contained the growth of social welfare programs. Agriculture is intensive, highly mechanized, and efficient by European standards, producing about 60% of food needs with less than 2% of the labor force. The UK has large coal, natural gas, and oil resources, but its oil and natural gas reserves are declining and the UK became a net importer of energy in 2005. Services, particularly banking, insurance, and business services, account by far for the largest proportion of GDP while industry continues to decline in importance. After emerging from recession in 1992, Britain's economy enjoyed the longest period of expansion on record during which time growth outpaced most of Western Europe. In 2008, however, the global financial crisis hit the economy particularly hard, due to the importance of its financial sector. Sharply declining home prices, high consumer debt, and the global economic slowdown compounded Britain's economic problems, pushing the economy into recession in the latter half of 2008 and prompting the then BROWN (Labour) government to implement a number of measures to stimulate the economy and stabilize the financial markets; these include nationalizing parts of the banking system, temporarily cutting taxes, suspending public sector borrowing rules, and moving forward public spending on capital projects. Facing burgeoning public deficits and debt levels, in 2010 the CAMERON-led coalition government (between Conservatives and Liberal Democrats) initiated a five-year austerity program, which aims to lower London's budget deficit from over 10% of GDP in 2010 to nearly 1% by 2015. In November 2011, Chancellor of the Exchequer George OSBORNE announced additional austerity measures through 2017 because of slower-than-expected economic growth and the impact of the euro-zone debt crisis. The CAMERON government raised the value added tax from 17.5% to 20% in 2011. It has pledged to reduce the corporation tax rate to 23% by 2015. The Bank of England (BoE) implemented an asset purchase program of up to £325 billion (approximately $525 billion) as of February 2011. During times of economic crisis, the BoE coordinates interest rate moves with the European Central Bank, but Britain remains outside the European Economic and Monetary Union (EMU).

 

Source : CIA

 


Company Identification Details

 

Subject Reported on

PLEXUS COTTON LIMITED

Registration Number

02548312

VAT Number

GB548636900

Address

UNITY BUILDING, 20 CHAPEL STREET, LIVERPOOL, MERSEYSIDE, L3 9AG.

Email

mail@plexus-cotton.com

Web Address

www.plexus-cotton.com 

 

 

Official Company Data

 

Legal Form

Private Limited

Registration Number

02548312

VAT Number

GB548636900

Subject Status

Trading

Date of Incorporation

15/10/1990

Registered Office

20 CHAPEL STREET, LIVERPOOL, L3 9AG.

History

23/02/2011 : The Registered Office address changed from COTTON PLACE, 2 IVY STREET, BIRKENHEAD, WIRRA.

 

27/06/2001 : The Registered Office address changed from 265-279 MARTINS BUILDINGS, 4 WATER STREET, LI.

 

13/10/1994 : The Registered Office address changed from MARTINS BUILDINGS,, 4 WATER STREET,, LIVERPOO.

 

11/12/1990 : Change of name from SOFTWORTHY LIMITED.

Date of Last Annual Return to Registry

15/10/2011

Accounts

The last filed accounts at Companies House are those to 31/12/2011

Accounting Reference Date

31/12

 

 

Operations

 

Activities

Manufacturers A group engaged as cotton merchants.

Nace Code

1711

Premises

Leased,Offices

Staff Employed

1,413

Import Countries

ALL OVER THE WORLD

Export Countries

ALL OVER THE WORLD

Bankers

HSBC BANK PLC

Auditors

PricewaterhouseCoopers LLP

Subsidiaries

MELBOURNE HOLDINGS (LIVERPOOL) LIMITED

 

PLEXUS INTERNATIONAL LIMITED

 

PLEXUS RISK MANAGEMENT SERVICES LIMITED

 

 

Previous Searches

 

Search History Summary

 

Last 3 Months

Last 6 Months

Last 12 Months

1

2

2

 

Search History Details

 

The Search History Details shows details of the most recent 40 searches

 

Date

Description

25/07/2012

Miscellaneous

27/04/2012

Miscellaneous

13/07/2011

Miscellaneous

 

 

Public Record Information

 

Summary of CCJ's/Scottish Decrees

 

No CCJs/Scottish Decrees are recorded in our file.

 

 

Summary of Mortgages, Charges and Satisfactions

 

Total Number of Mortgages/Charges Registered

19

Number Outstanding

15

Number Partially Satisfied

0

Number Satisfied

4

 

 

Date of Latest Mortgage Created

05/07/2012

Date of Latest Satisfaction

17/01/2012

 

 

Details of most recent Mortgages, Charges and Satisfactions

 

Date Fully
Satisfied

Date
Registered

Date
Created

Charge
Description

Form Type

Lender

 

19/07/2012

05/07/2012

Debenture

MG01

Nedbank Limited

 

21/02/2012

01/02/2012

Debenture

MG01

Fbn Bank (Uk) Ltd

 

28/09/2011

23/09/2011

Second Supplemental Assignment Of Contracts

MG01

Standard Chartered Bank

 

28/09/2011

23/09/2011

Third Supplemental General Memorandum Of Pledge

MG01

Standard Chartered Bank

 

19/07/2011

14/07/2011

A Trade Finance Security Deed

MG01

Banque Cantonale Vaudoise

17/01/2012

13/07/2011

04/07/2011

Debenture And Assignment

MG01

Nedbank Limited

 

11/04/2011

08/04/2011

Second Supplemental General Memorandum Of Pledge

MG01

Standard Chartered Bank

 

11/04/2011

08/04/2011

Supplemental Assignment Of Contracts

MG01

Standard Chartered Bank

17/01/2012

04/08/2010

26/07/2010

Legal Charge

MG01

Nedbank Limited

17/01/2012

14/07/2010

12/07/2010

Account Charge

MG01

Nedbank Limited

 

It should be noted that there is no legal requirement to file satisfaction details of mortgages/charges at Companies House.

 

 

Other Filings and Notices

 

Date

Source

Description

 

12/07/2012

Companies House Gazette

Notification of any change among the company's directors

26/06/2012

Companies House Gazette

All documents required to be delivered to the registrar under section 441 (annual accounts and reports)

22/07/2009

Companies House Gazette

Change among directors of a company

14/07/2009

Companies House Gazette

Change among directors of a company

06/01/2009

Companies House Gazette

Change among directors of a company

04/02/2005

Companies House Gazette

Resolutions which give vary

08/04/2004

Companies House Gazette

Change among directors of a company

02/10/2001

Companies House Gazette

Change among directors of a company

23/04/1998

Companies House Gazette

Change among directors of a company

01/12/1994

Companies House Gazette

Change among directors of a company

26/10/1993

Companies House Gazette

Change among directors of a company

27/07/1992

Companies House Gazette

Rights of shares

22/01/1992

Companies House Gazette

Change among directors of a company

18/01/1991

Companies House Gazette

Alteration in memorandum or articles of association

05/12/1990

Companies House Gazette

Change among directors of a company

29/11/1990

Companies House Gazette

Alteration in memorandum or articles of association

29/11/1990

Companies House Gazette

Resolutions which give vary

27/11/1990

Companies House Gazette

Alteration in memorandum or articles of association

 

 

Company Secretary

 

Secretary

MRS ANN MARIE ADLINGTON

Service Address

20 CHAPEL STREET, LIVERPOOL, L3 9AG.

Country of Origin

UNITED KINGDOM

Date of Birth

07/06/1951

Appointment Date

21/07/2009

 

 

Directors

 

Accountant

LAURENCE KIRBY

Service Address

20 CHAPEL STREET, LIVERPOOL, L3 9AG.

Country of Origin

UNITED KINGDOM

Date of Birth

09/11/1947

Appointment Date

19/10/1993

Other Directorships

DAVID WILLIAMS PLAYTHINGS LIMITED, PLEXUS RISK MANAGEMENT SERVICES LIMITED, PENNEFATHER (LIVERPOOL) LIMITED


Director


MR JEAN MARC DEROSSIS

Service Address

20 CHAPEL STREET, LIVERPOOL, L3 9AG.

Country of Origin

FRANCE

Date of Birth

23/04/1974

Appointment Date

01/04/2004

Other Directorships

JMD ESTATES LIMITED


Accountant


MR THOMAS CHRISTOPHER GREEN

Service Address

20 CHAPEL STREET, LIVERPOOL, L3 9AG.

Country of Origin

UNITED KINGDOM

Date of Birth

13/06/1968

Appointment Date

21/07/2009

Other Directorships

EXCELL COTTON INTERNATIONAL LIMITED, SMITH COTTON LIVERPOOL LIMITED, US FIBRES INTERNATIONAL LIMITED, COTEXCO OVERSEAS CORPORATION LIMITED, MELBOURNE HOLDINGS (LIVERPOOL) LIMITED, OVERSEAS COTTON TRADING CORPORATION (LIVERPOOL) LIMITED


Director


NICHOLAS PETER FRANCIS EARLAM

Service Address

20 CHAPEL STREET, LIVERPOOL, L3 9AG.

Country of Origin

UNITED KINGDOM

Date of Birth

20/06/1958

Appointment Date

15/10/1991

Other Directorships

PLEXUS PROPERTIES LIMITED, PLEXUS RISK MANAGEMENT SERVICES LIMITED, PENNEFATHER (LIVERPOOL) LIMITED, LIVERPOOL-SHANGHAI PARTNERSHIP LIMITED, HAMSARD 3292 LIMITED


Director


DIDIER BOISTON

Service Address

20 CHAPEL STREET, LIVERPOOL, L3 9AG.

Country of Origin

FRANCE

Date of Birth

06/04/1949

Appointment Date

20/11/2009

 

 

Share Capital

 

Shares

Ordinary GBP 1.00

Issued Number

210,000

Shares

Preference GBP 1.00

Issued Number

10,000

Principal Shareholder

76,700 Nicholas Peter Francis Earlam

 

50,000 Paige Lewis Earlam

 

33,000 Pennefather (Liverpool) Ltd

 

33,000 Fritz Alexander Grobien

 

10,000 Amanda Mary Earlam

 

8,300 David Jonathan Earlam

 

5,000 Jennifer Mary Burrett

 

4,000 Mark English

 

The above reflects the principle shareholder(s) by number of shares held, irrespective of share classification type.

 

 

Financial Data– Statutory Accounts

 

Profit and Loss

The following figures are shown in units of 1000

Number of Weeks

52

52

52

52

Accounts Date

31/12/2011

31/12/2010

31/12/2009

31/12/2008

Consolidated

Yes

Yes

Yes

Yes

Currency

USD

USD

USD

USD

SALES

511590

400326

265506

453518

Cost of goods sold

480023

377531

249470

444290

GROSS PROFIT

31567

22795

16036

9228

Wages and Salaries

7662

6912

5806

8991

Directors Emoluments

1196

937

728

1878

Auditors Fees

93

63

84

87

Non-Audit Fees

80

 

175

161

Trading Profit

14739

13626

3949

(7848)

Depreciation

1585

1802

2385

2273

OPERATING PROFIT

13154

11824

1564

(10121)

Non Trading Income

15

15

1655

2524

Interest Payable

3731

3750

3039

5435

PRE TAX PROFIT

9438

8089

180

(13032)

Taxation

2270

1448

622

(1486)

PROFIT AFTER TAX

7168

6641

(442)

(11546)

RETAINED PROFITS

6169

6145

375

(9757)

 

Balance Sheet

The following figures are shown in units of 1000

Number of Weeks

52

52

52

52

Accounts Date

31/12/2011

31/12/2010

31/12/2009

31/12/2008

Consolidated

Yes

Yes

Yes

Yes

Currency

USD

USD

USD

USD

TOTAL FIXED ASSETS

19610

21728

22169

23420

Tangible Assets

19610

21728

22169

23420

Fixed Assets

18761

20860

20332

21387

Intermediate assets

849

868

1837

2033

TOTAL CURRENT ASSETS

96467

100516

74305

60638

Trade debtors

39646

41796

27223

21429

Stocks

29181

33934

34696

19669

Other Current Assets

27640

24786

12386

19540

Misc Current Assets

5865

4812

4287

6019

Due From Group

 

20

 

 

Cash

21775

19954

8099

13521

TOTAL ASSETS

116077

122244

96474

84058

TOTAL CURRENT LIABILITIES

90163

99377

78350

66651

Trade creditors

27932

26090

26313

15010

Short Term Loans

56891

69850

49742

49916

Bank Overdraft

56622

69392

47454

49463

Other Finance

269

458

2288

453

Other Liabilities

5340

3437

2295

1725

WORKING CAPITAL

6304

1139

(4045)

(6013)

TOTAL LONG TERM LIABS

8300

11419

12821

12579

Long Term Loans

6653

10337

12027

4131

Bank Loans

5538

9362

10800

3510

Other Finance

1115

975

1227

621

Other Liabilities

1647

1082

794

8448

NET ASSETS/(LIABILITIES)

17614

11448

5303

4828

SHARE CAPITAL + RESERVES

17614

11448

5303

4828

Share Cap + Sundry Res

6136

6136

6136

6169

Issued Share Capital

359

359

359

359

Sundry Reserves

5777

5777

5777

5810

Profit and Loss account

11478

5312

(833)

(1341)

SHAREHOLDERS FUNDS

17614

11448

5303

4828

CAPITAL EMPLOYED

25914

22867

18124

17407

 

Financial Comparison

The following figures are shown in units of 1000

Number of Weeks

52

52

52

52

Accounts Date

31/12/2011

31/12/2010

31/12/2009

31/12/2008

Consolidated

Yes

Yes

Yes

Yes

Currency

USD

USD

USD

USD

Net Cashflow from Oper.

22672

(442)

(10088)

33199

Increase in Cash

11904

(10367)

1126

(566)

Directors Remuneration

1196

937

728

1878

Auditors Remuneration

93

63

84

87

Liquid Assets

61421

61750

35322

34950

Net Working Capital

6304

1139

(4045)

(6013)

Long Term Debt(>12 Months)

6653

10337

12027

4131

Other Deferred Liabs

1647

1082

794

8448

Tangible Net Worth(T.N.W)

17614

11448

5303

4828

Equity

17614

11448

5303

4828

Number of Years Trading

21

20

19

18

Number of Employees

1413

1389

1271

1339

Profit per Employee

6679.4

5823.6

141.6

(9732.6)

Sales per Employee

362059.4

288211.7

208895.4

338699

 

Key Credit Ratios

The following figures are shown as Ratios or Percentages

Accounts Date

31/12/2011

31/12/2010

31/12/2009

31/12/2008

Consolidated

Yes

Yes

Yes

Yes

Current Ratio

1.1

1

0.9

0.9

Long Term Debt/T.N.W

0.4

0.9

2.3

0.9

Pre Tax Profit Margin%

1.8

2

0.1

(2.9)

Gross Profit%

6.2

5.7

6

2

Debtors Days (D.S.O)

28

38

37

17

Creditors Days (D.P.O)

20

24

36

12

Quick Ratio

0.7

0.7

0.5

0.6

W.I.P/Inventory Days

22.2

32.8

50.8

16.2

Return on Investment%

15.9

12.8

4.7

(11.3)

Return on Assets%

8.1

6.6

0.2

(15.5)

T.N.W/Total Assets%

15.2

9.4

5.5

5.7

Return on Capital%

36.4

35.4

1

(74.9)

Rtn on Shareholders Funds%

53.6

70.7

3.4

(269.9)

Working Capital/Sales%

1.2

0.3

(1.5)

(1.3)

Borrowing Ratio%

360.8

700.4

1164.8

1119.4

Equity Gearing%

17.9

10.3

5.8

6.1

Stock Turnover

17.5

11.8

7.7

23.1

Days Purchases Outstanding

21.2

25.2

38.5

12.3

Sales/Fixed Assets

27.3

19.2

13.1

21.2

Debt Gearing

37.8

90.3

226.8

85.6

 

 

Key Industry Sector Trends

 

Year

2011

2010

2009

2008

Sample Size

231

280

297

311

Pre-Tax Profit Margin

6.1

6

4.1

5.7

Current Ratio

2.2

2.2

2.4

2.2

Borrowing Ratio

65.6

59.8

53.2

107.6

Return on Capital

14.6

14.1

8

7.5

Creditors Days

37

37

45

37

 

Above figures relate to companies in 2003 Standard Industry Classification (Nace) sector : Preparation and spinning of textile fibres

 

 

Financial Summary

 

Auditors Qualification

The Auditors have expressed a clean opinion (i.e. unqualified with no referrals) on the accounts for the period ended 31/12/2011.

 

Turnover

Turnover increased by 28 % in the period and now totals USD 511,590,000.

 

Operating Profit

Totalled USD 13,154,000. In the year prior a Profit of USD 11,824,000 was achieved.

 

Pre Tax Profit

The subject's profit increased by 16 % in the year.

 

Working Capital

The company's working capital has increased by 453 % in the period.

 

Net Worth

Net worth has increased by 54 % and now stands at USD 17,614,000.

 

Fixed Assets

The subject's fixed assets reduced during the year by USD 2,118,000 to USD 19,610,000 and are now 16 % of total assets compared with 17 % in the previous year.

 

Long Term Liabilities

The company's long term liabilities reduced during the period by 27 % and are now 47 % of net worth compared with 100 % in the previous period.

 

Long Term Liabilities

Long term liabilities are now 7 % of total liabilities compared with 9 % in the previous period.

 

Long Term Liabilities

Long term liabilities are 32 % of capital employed, a decrease of 18 % over the previous period.

 




FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.54.16

UK Pound

1

Rs.81.74

Euro

1

Rs.70.50

 

INFORMATION DETAILS

 

Report Prepared by :

PDT

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

----

NB

New Business

----

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.