MIRA INFORM REPORT

 

 

Report Date :

18.03.2013

 

IDENTIFICATION DETAILS

 

Name :

ABUL KHAIR STEEL MELTING LIMITED

 

 

Registered Office :

D.T. Road, Pahartali, Chittagong

 

 

Country :

Bangladesh

 

 

Date of Incorporation :

25.10.1978

 

 

Com. Reg. No.:

CH-6527

 

 

Legal Form :

Private Limited Company

 

 

Line of Business :

Processing & Selling of Steel Products

 

 

No. of Employees :

300 employees

 

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

Payment Behaviour :

No Complaints

Litigation :

Clear


NOTES:

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – June 30th, 2012

 

Country Name

Previous Rating

(31.03.2012)

Current Rating

(30.06.2012)

Bangladesh

B1

B1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 

Bangladesh - ECONOMIC OVERVIEW

 

The economy has grown 5-6% per year since 1996 despite political instability, poor infrastructure, corruption, insufficient power supplies, and slow implementation of economic reforms. Bangladesh remains a poor, overpopulated, and inefficiently-governed nation. Although more than half of GDP is generated through the service sector, 45% of Bangladeshis are employed in the agriculture sector with rice as the single-most-important product. Bangladesh's growth was resilient during the 2008-09 global financial crisis and recession. Garment exports, totaling $12.3 billion in FY09 and remittances from overseas Bangladeshis, totaling $11 billion in FY10, accounted for almost 12% of GDP.

 

Source : CIA

 

 


COMPANY DETAILS

 

Name

Abul Khair Steel Melting Limited

Address

D.T. Road, Pahartali, Chittagong

Country

Bangladesh

Telephone No

880-31-714541-4

Fax No

880-31-720239

E-Mail

mm@abulkhairgroup.com

Website

www.abulkhairgroup.com

Established

1978 (According to ROC record)

Company Registration No

CH-6527

Registration date

25th October 1978      

Legal Status

Private Limited

Issuing Authority

The Registrar of Joint Stock Companies & Firms, Chittagong

Business Type

Processor & Seller

Status

Satisfactory

Payment Behavior

No complaints have been heard regarding payments 

from local suppliers or banks.

 

 

LOCATIONS

 

Head Office

D.T. Road, Pahartali, Chittagong

Location : owned

Telephone No

880-31-714541-4

Fax No

880-31-720239

E-Mail

mm@abulkhairgroup.com / utpal@abulkhairgroup.com

Website

www.abulkhairgroup.com

Branch

NIL

Factory

Shitalpur, Sonaichari Sitakunda, Chittagong

Factory Tel No

NIL

Factory Fax No

NIL

Warehouse

Shitalpur, Sonaichari Sitakunda, Chittagong

 


DIRECTORS

 

Name

Mr. Abul Kashem

Designation

Chairman

Nationality

Bangladeshi

 

 

Name

Mr. Abul Hashem

Designation

Managing Director

Nationality

Bangladeshi

 

 

Name

Mr. Abu Said Chowdhury

Designation

Director

Nationality

Bangladeshi

 

 

Name

Mr. Abu Syed Chowdhury

Designation

Director

Nationality

Bangladeshi

 

 

Name

Mr. Shah Shafiqul Islam

Designation

Director

Nationality

Bangladeshi

 

 

SHAREHOLDERS

 

Name

Mr. Abul Kashem

Share Percent

30%

Nationality

Bangladeshi

 

 

Name

Mr. Abul Hashem

Share Percent

30%

Nationality

Bangladeshi

 

 

Name

Mr. Abu Said Chowdhury

Share Percent

20%

Nationality

Bangladeshi

 

 

Name

Mr. Abu Syed Chowdhury

Share Percent

10%

Nationality

Bangladeshi

 

 

Name

Mr. Shah Shafiqul Islam

Share Percent

10%

Nationality

Bangladeshi

 

 

BUSINESS DETAILS

 

Line of Business

Processing & Selling

Items Dealing In

Steel Products

Terms of Purchase

Local: Cash or Credit

Import: Against L/C

Terms of Sale

Local: Cash or credit

 

 

BANKERS

 

Name

AB Bank Limited

Branch

Port Connecting Road Branch,

Address

Port Connecting Road, Chittagong

SWIFT

ABBLBDDH105

 

 

Name

National Bank Limited

Branch

Agrabad Branch,

Address

Agabad Comercial Area, Chittagong

SWIFT

NBLBBDDH004

 

 

FINANCIAL INFORMATION

 

Year

2011

2010

 

2009

Investment

Tk.47 million

Tk.45 million

Tk.45 million

Turnover

Tk.425.3 million

Tk.423.6 million

Tk.423 million

Liability

Tk.3.5 million

Tk.4.4 million

Tk.5 million

Assets

Tk.74 million

Tk.72 million

Tk.72 million

 

 

CAPITAL STRUCTURE

 

Authorized Capital

Tk.0.5 million

Paid Up Capital

Tk.50,000.00

Each Share Value

Tk.100.00

 

Note: According to latest ROC

 

 

CURRENCY EXCHANGE RATE

 

Currency

Unit

Bangladeshi Taka (BDT)

 

Great Britain Pound

1

132.5670

U.S Dollar

1

81.6400

European Euro

1

106.0014

 

 

ADVERSE DATA MONITORING

 

Dishonored Checks

No Found

Debt

No Records Found

Litigation

No Records Found

Performance Defaults

No Records Found

Adverse Press Coverage

No Records Found

Money Laundering

No Records Found

 


GENERAL INFORMATION

 

Employees

300

Office Area (Sq. Ft)

2,895 sq.ft (own)

Factory Area (Sq. Ft)

2.5 acres of land (own)

Warehouse Area (Sq. Ft)

9,875  sq.ft.(own)

Range of Products

4 MS Ingots

Major Clients

N/A

Certifications

NIL

Group Name

4 Abul Khair Group 

Subsidiaries / Affiliates

4 Abul Khair Tobacco Co Limited

4 Shah Cement Industries Limited

4 Starship Condensed Milk Limited

4 Shah Dairy Food Products Limited

4 Abul Khair Steel Mills Limited

4 Abul Khair Trading Co Limited

4 Abul Khair Biri Factory Limited

4 Abul Khair Edible Oil Co Limited

4 Abul Khair Tea Company Limited

4 Abul Khair Steel industries Limited

4 Abul Khair Consumer Products Limited

4 Abul Khair Steel Products Limited

4 Abul Khair Strip Processing Limited

Member

4 Chittagong Chamber of Commerce & Industries, Chittagong

 

 

BUSINESS TREND & PROSPECT

 

Business Scale           

Fairly Large

Business Trend

Growing

Management Capability

Good

Reputation

Good


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.53.53

UK Pound

1

Rs.86.82

Euro

1

Rs.69.03

 

INFORMATION DETAILS

 

Report Prepared by :

PDT

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

----

NB

New Business

----

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.