MIRA INFORM REPORT

 

 

Report Date :

19.03.2013

 

IDENTIFICATION DETAILS

 

Name :

ABTEX INTERNATIONAL LIMITED

 

 

Registered Office :

Unit No. 4, Latifabad, Hyderabad

 

 

Country :

Pakistan

 

 

Year of Establishments:

1990

 

 

Com. Reg. No.:

0022221

 

 

Legal Form :

Non-Listed Public Limited Company

 

 

Line of Business :

Import, Manufacture & Export of Yarn, Fabrics, Garment, Towel, Flannel Dusters, Pet Flakes etc.

 

 

No. of Employees :

210

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory 

 

 

Payment Behaviour :

No  Complaints 

 

 

Litigation :

Clear 

 

NOTES:

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – June 30th, 2012

 

Country Name

Previous Rating

(31.03.2012)

Current Rating

(30.06.2012)

Pakistan

B2

B2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 


 

pakistan - ECONOMIC OVERVIEW

 

Decades of internal political disputes and low levels of foreign investment have led to slow growth and underdevelopment in Pakistan. Agriculture accounts for more than one-fifth of output and two-fifths of employment. Textiles account for most of Pakistan's export earnings, and Pakistan's failure to expand a viable export base for other manufactures has left the country vulnerable to shifts in world demand. Official unemployment is 6%, but this fails to capture the true picture, because much of the economy is informal and underemployment remains high. Over the past few years, low growth and high inflation, led by a spurt in food prices, have increased the amount of poverty - the UN Human Development Report estimated poverty in 2011 at almost 50% of the population. Inflation has worsened the situation, climbing from 7.7% in 2007 to more than 13% for 2011, before declining to 9.3% at year-end. As a result of political and economic instability, the Pakistani rupee has depreciated more than 40% since 2007. The government agreed to an International Monetary Fund Standby Arrangement in November 2008 in response to a balance of payments crisis. Although the economy has stabilized since the crisis, it has failed to recover. Foreign investment has not returned, due to investor concerns related to governance, energy, security, and a slow-down in the global economy. Remittances from overseas workers, averaging about $1 billion a month since March 2011, remain a bright spot for Pakistan. However, after a small current account surplus in fiscal year 2011 (July 2010/June 2011), Pakistan's current account turned to deficit in the second half of 2011, spurred by higher prices for imported oil and lower prices for exported cotton. Pakistan remains stuck in a low-income, low-growth trap, with growth averaging 2.9% per year from 2008 to 2011. Pakistan must address long standing issues related to government revenues and energy production in order to spur the amount of economic growth that will be necessary to employ its growing population. Other long term challenges include expanding investment in education and healthcare, and reducing dependence on foreign donors.

 

Source : CIA

 

 


                                   

Business Name

 

ABTEX INTERNATIONAL LIMITED

 

 

Full Address       

 

Registered Address & Factory

Unit No. 4, Latifabad, Hyderabad, Pakistan

                       

Tel #

92 (22) 3815384, 3816902

Fax #

92 (22) 3866370

 

 

Short Description Of Business

 

a.

Nature of Business      

Import, Manufacture & Export of Yarn, Fabrics, Garment, Towel, Flannel Dusters, Pet Flakes etc

b.

Year Established

1990

c.

Registration No.

0022221

 

 

Overseas Branches

 

Fatih Cad. Yildirim Sok.

No: 3 / 65A, Moda Is Merkezi ,

Merter / Istanbul / Turkiye

 

 

Auditors

 

Shah & Co.

(Chartered Accountants)

 

 

Legal Status

 

Subject Company was established as a Non-Listed Public Limited Company in 1990


Authorized Capital      

Rs. 50,000,000/- divided into 5,000,000 shares of Rs. 10/- each

Issued & Paid up Capital

Rs. 5,000,000/- divided into 500,000 shares of Rs. 10/- each

 

 

Details of Directors

           

Names

Designation

Mr. Saad Waheed

 

Mr. Muhammad Jawwad

 

Mr. Muhammad Mobeen

Chief Executive

 

Director

 

Director

 

 

Shareholders                 

           

Names

No of Shares

Mr. Muhammad Fahad

 

Mr. Muhammad Fawwad

 

Mr. Saad Waheed

 

Miss Sherish

 

Miss Shafaq

 

Mr. Muhammad Sohail

 

Mr. Muhammad Jawwad

 

Mr. Muhammad Mobeen

120,400

 

119,600

 

117,600

 

35,600

 

35,600

 

17,800

 

35,600

 

17,800

 

 

Associates                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     

 

A.         Subsidiary

 

                        None                                            

           

B.         Associated Companies

 

(1) Abfil Tekstil Dis Tic. Ltd, Turkey.

 

 

Business Activities

 

Subject Company is engaged in import, manufacture & export of Yarn, Fabrics, Garment, Towel, Flannel Dusters, Pet Flakes etc.

 

Its mainly import Raw Materials through L/C, D/A, D/P basis.

 

It sells its product through L/C, D/A basis.

 

Its exporting countries are U.S.A. & European Countries.

 

Its main customers are reputable companies, worldwide.

 

Subject operates from caption leased factory premises which is situated at industrial area of Hyderabad.

 

Subject employs more than 210 persons in its set up.

 

 

Annual Sales Volume

 

Year

In Pak Rupees

2011

220,000,000/- (Estimated)

 

 

Annual Production Capactiy

 

Approximately 300,000 pieces per month

 

           

Customers

(Foreign)

           

(1) GAP.

(2) TOMMY HILFIGER.

(3) VF CORPORATION.

(4) RUSSELL ATHLETICS.

(5) AMERICAN EAGLE OUTFITTERS.

(6) JCPENNEY.

(7) PHILLIPS VAN HEUSEN

 

 


Bankers

 

(1) Allied Bank Limited, Pakistan.

(2) United Bank Limited, Pakistan.

(3) Habib Metropolitan Bank Limited, Pakistan.

(4) Habib Bank Limited, Pakistan.

(5) Bank Alfalah Limited, Pakistan.

 

 

Memberships

 

·         Pakistan Readymade Garments Manufacturers Association.(PRGMA)

Pakistan Hosiery Manufacturers Association.(PHMA)

 

 

Foreign Exchange Rates

 

Currency

 

Unit

Pakistani Rupee

US Dollar

1

           Rs. 99.20

UK Pound

1

           Rs. 152.00

Euro

1

           Rs. 133.50

 

 

Comments

 

Subject Company was established in 1990 and is engaged in import, manufacture & export of Yarn, Fabrics, Garment, Towel, Flannel Dusters, Pet Flakes etc. Overall reputation is normal. Subject can be considered for normal business dealings at usual trade terms and conditions.

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.54.29

UK Pound

1

Rs.81.93

Euro

1

Rs.70.01

 

INFORMATION DETAILS

 

Report Prepared by :

MNL

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

----

NB

New Business

----

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.