MIRA INFORM REPORT

 

 

Report Date :

20.03.2013

 

IDENTIFICATION DETAILS

 

Name :

B.P. PROJECTS INSULATION LTD.

 

 

Formerly Known As :

S LADY LTD.

 

 

Registered Office :

P.O. Box 160 (7710101) 36 Hayozma Street Northern Industrial Zone  Ashdod 7752470           

 

 

Country :

Israel

 

 

Date of Incorporation :

18.01.1988

 

 

Legal Form :

Private Limited Company

 

 

Line of Business :

Manufacturers, importers and marketers of piping & boiler insulation (heat & cold), air conditioning piping insulation, as well as erecting cold storages and industrial structures from insulating panels, and fire protection and treatment of dangerous substances (such as asbestos).

 

 

No. of Employees :

80

 

RATING & COMMENTS

 

MIRA’s Rating :

B

 

RATING

STATUS

PROPOSED CREDIT LINE

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

Small

 

Status :

Moderate

Payment Behaviour :

No Complaints

Litigation :

Clear

 

 

NOTES :

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – June 30th, 2012

 

Country Name

Previous Rating

(31.03.2011)

Current Rating

(30.06.2012)

Israel

A2

A2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 

ISRAEL - ECONOMIC OVERVIEW

 

Israel has a technologically advanced market economy. It depends on imports of crude oil, grains, raw materials, and military equipment. Cut diamonds, high-technology equipment, and agricultural products (fruits and vegetables) are the leading exports. Israel usually posts sizable trade deficits, which are covered by tourism and other service exports, as well as significant foreign investment inflows. The global financial crisis of 2008-09 spurred a brief recession in Israel, but the country entered the crisis with solid fundamentals - following years of prudent fiscal policy and a resilient banking sector. The economy has recovered better than most advanced, comparably sized economies. In 2010, Israel formally acceded to the OECD. Natural gasfields discovered off Israel's coast during the past two years have brightened Israel's energy security outlook. The Leviathan field was one of the world's largest offshore natural gas finds this past decade. In mid-2011, public protests arose around income inequality and rising housing and commodity prices. The government formed committees to address some of the grievances but has maintained that it will not engage in deficit spending to satisfy populist demands.

Source : CIA


Company name and address      

 

BP INSULATION INDUSTRIES LTD.

 

Correct Name:       B.P. PROJECTS INSULATION LTD.

                            Telephone             972 8 856 03 56; 860 68 29

                            Fax                       972 8 856 39 48

                            P.O. Box 160 (7710101)

                            36 Hayozma Street

                            Northern Industrial Zone

                            ASHDOD       7752470         ISRAEL

 

 

HISTORY & LEGAL FORMATION

 

A private limited company, incorporated as per file No. 51-126653-8 on the 18.01.1988.

 

Originally registered under the name S LADY LTD., which changed to the present name on the 25.02.1988.

 

 

SHARE CAPITAL

 

Authorized share capital NIS 2,640.00, divided into: -

          640 management shares (36 shares issued),

          2,000 ordinary shares (102 shares issued), all of NIS 1.00 each,

of which shares amounting to NIS 138.00 were issued.

 

 

SHAREHOLDERS

 

1.    Ori Schneider, 67%,

2.    Giora Raz, 33%.

 

 

SOLE DIRECTOR

 

Giora Raz.

 

 

GENERAL MANAGER

 

Ori Schneider.

 

BUSINESS

 

Manufacturers, importers and marketers of piping & boiler insulation (heat & cold), air conditioning piping insulation, as well as erecting cold storages and industrial structures from insulating panels, and fire protection and treatment of dangerous substances (such as asbestos).

 

Among clientele: TNUVA, ISRAELI ELECTRIC CORP., Ministry of Defense, NESHER ISRAEL CEMENT ENTERPRISES, OIL REFINERIES, ISRAEL PETROCHEMICAL ENTERPRISES, DEAD SEA WORKS, STRAUSS, SHUFERSAL, and many more.

 

Sole local representatives of:

IZOPOLI, of Turkey.

 

Operating from a rented large premises (based on our past – some 3,000 sq. meters), in 36 Hayozma Street, Northern Industrial Zone, Ashdod.

 

Having 80 employees.

 

 

MEANS

 

Financial data not forthcoming.

 

There are 2 charges for unlimited amounts, as well as 1 charge for the sum of NIS 50,000.00 registered on the company's assets (financial assets), in favor of Bank Hapoalim Ltd. (last charge placed January 2013).

 

 

REVENUES

 

Sales figures not forthcoming.

 

 

BANKERS

 

Bank Hapoalim Ltd., Ashdod Business Branch (No. 399), Ashdod, account

No. 122222.

 

A check with the Central Banks' database did not reveal any negative information regarding subject's a/m account.

 

 

CHARACTER AND REPUTATION

 

Nothing unfavorable learned.

 

Subject's officials refused to disclose financial data.

 

Subject is a veteran business, and its clientele are among the leading industries in their fields. In its company web-site (www.bidud.co.il) it is mentioned that they have 45 years experience (i.e. late 1960s). We did not find indication in our that subject continues a former form of business activities, but it is possible it does, or its shareholders have experience prior to subject's incorporation.

 

Subject is ISO 9002 certified.

 

Despite the current general weakness in local markets (negatively affected by the global economy), 2011 ended with significantly improved economic indicators compared to 2010 in terms of gross domestic investment in machinery and other equipment for the manufacturing industry (excl. ships & aircrafts). Central Bureau of Statistics data reveals that investments -both from import and domestic production- of machinery & equipment rose by over 35% from 2010 (in 2010 it rose by some 10% from 2009, after it fell by 19% from 2008). Total gross domestic investment in machinery & equipment from import alone, rose in 2011 by 52% from 2010 (12% rise in 2010 after falling in 2009 by almost 23%).

 

Import of investment products - machinery and equipment segment - for the local industry rose in 2012 by 2% from 2011, reaching NIS 26,529.2 million (in $ currency terms, import fell by 5%).

 

 

SUMMARY

 

Notwithstanding the refusal to disclose financial details, considered good for trade engagements.

 

Note: Since the beginning of February 2013 Israel Post has started using a new area code method of 7 digits (the old method of 5 digits is no longer valid).

 


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.54.26

UK Pound

1

Rs.81.93

Euro

1

Rs.70.21

 

 

INFORMATION DETAILS

 

Report Prepared by :

PRL

 

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.