MIRA INFORM REPORT

 

 

Report Date :

20.03.2013

 

IDENTIFICATION DETAILS

 

Name :

IGS  (TRADING)  LTD.

 

 

Registered Office :

22/F., Peninsula Square, 18 Sung On Street, Hunghom, Kowloon

 

 

Country :

Hong Kong.

 

 

Date of Incorporation :

23.09.1993

 

 

Com. Reg. No.:

17392660

 

 

Legal Form :

Private Limited Company.

 

 

Line of Business :

Importer and Exporter of all kinds of garments.

 

 

No. of Employees :

30.  (Including associates)

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

Payment Behaviour :

Regular

Litigation :

Clear

 

NOTES :

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – June 30th, 2012

 

Country Name

Previous Rating

(31.03.2011)

Current Rating

(30.06.2012)

Hong Kong

A2

A2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

HONG KONG - ECONOMIC OVERVIEW

 

Hong Kong has a free market economy, highly dependent on international trade and finance - the value of goods and services trade, including the sizable share of re-exports, is about four times GDP. Hong Kong's open economy left it exposed to the global economic slowdown that began in 2008. Although increasing integration with China, through trade, tourism, and financial links, helped it to make an initial recovery more quickly than many observers anticipated, it again faces a possible slowdown as exports to the Euro zone and US slump. The Hong Kong government is promoting the Special Administrative Region (SAR) as the site for Chinese renminbi (RMB) internationalization. Hong Kong residents are allowed to establish RMB-denominated savings accounts; RMB-denominated corporate and Chinese government bonds have been issued in Hong Kong; and RMB trade settlement is allowed. The territory far exceeded the RMB conversion quota set by Beijing for trade settlements in 2010 due to the growth of earnings from exports to the mainland. RMB deposits grew to roughly 7.8% of total system deposits in Hong Kong by the end of 2011, an increase of over 59% since the beginning of the year. The government is pursuing efforts to introduce additional use of RMB in Hong Kong financial markets and is seeking to expand the RMB quota. The mainland has long been Hong Kong's largest trading partner, accounting for about half of Hong Kong's exports by value. Hong Kong's natural resources are limited, and food and raw materials must be imported. As a result of China's easing of travel restrictions, the number of mainland tourists to the territory has surged from 4.5 million in 2001 to 28 million in 2011, outnumbering visitors from all other countries combined. Hong Kong has also established itself as the premier stock market for Chinese firms seeking to list abroad. In 2011 mainland Chinese companies constituted about 43% of the firms listed on the Hong Kong Stock Exchange and accounted for about 56% of the Exchange's market capitalization. During the past decade, as Hong Kong's manufacturing industry moved to the mainland, its service industry has grown rapidly. Growth slowed to 5% in 2011. Credit expansion and tight housing supply conditions caused Hong Kong property prices to rise rapidly in 2010 and inflation to rise 5.3% in 2011. Lower and middle income segments of the population are increasingly unable to afford adequate housing. Hong Kong continues to link its currency closely to the US dollar, maintaining an arrangement established in 1983.

Source : CIA


Company name and address

 

IGS  (TRADING)  LTD.

 

Address:           22/F., Peninsula Square,

18 Sung On Street,

Hunghom, Kowloon,

Hong Kong.

 

 

(Formerly located at:

18/F., Peninsula Square,

18 Sung On Street, Hunghom,

Kowloon, Hong Kong.   )

 

PHONE:                        2303 7888,  2190 0912

 

FAX:                             2303 1456,  2365 3129

 

E-MAIL:                        rachel_yu@igs.com.hk

 

 

MANAGEMENT

 

Managing Director:  Ms. Yu Sau Ching, Rachel

 

 

SUMMARY

 

Incorporated on:            23rd September, 1993.

 

Organization:                 Private Limited Company.

 

Capital:                         Nominal:           HK$10,000.00

Issued:             HK$10,000.00

 

Business Category:       Garment Trader.

 

Employees:                  30.  (Including associates)

 

Main Dealing Banker:     The Hongkong & Shanghai Banking Corp. Ltd., Hong Kong.

 

Banking Relation:          Satisfactory.


ADDRESS

 

Registered Office:-

16/F.-19/F., Prince’s Building, 10 Chater Road, Central, Hong Kong.

 

Head Office:-

22/F., Peninsula Square, 18 Sung On Street, Hunghom, Kowloon, Hong Kong.

 

Holding Company:- (Same address)

International Garment Sourcing (Holdings) Ltd., Hong Kong.

 

Associated Companies:-  (Same address)

C & S Productions Ltd., Hong Kong.

IGS Holdings Ltd., Hong Kong.  (dissolved)

International Garment Sourcing (Sri Lanka) Ltd., Hong Kong.  (dissolved)

 

 

BUSINESS REGISTRATION NUMBER

 

17392660

 

 

COMPANY FILE NUMBER

 

 0449892

 

 

MANAGEMENT

 

Managing Director:  Ms. Yu Sau Ching, Rachel

 

 

CAPITAL

 

Nominal Share Capital: HK$10,000.00 (Divided into 10,000 shares of HK$1.00 each)

 

Issued Share Capital: HK$10,000.00

 

 

SHAREHOLDERS

(As per registry dated 23-09-2012)

 

Name

 

No. of shares

International Garment Sourcing (Holdings) Ltd., Hong Kong.

 

9,999

Gregson Ltd., Hong Kong.

 

1

 

 

––––––

 

Total:

10,000

=====

 

 

DIRECTORS  

(As per registry dated 02-10-2012)

 

Name

(Nationality)

 

Address

YU Sau Ching, Rachel

22/F., Peninsula Square, 18 Sung On Street, Hunghom, Kowloon, Hong Kong.

 

WONG Chung Kee

Flat J, 25/F., Tower 3, Grand View Garden, 185 Hammer Hill Road, Diamond Hill, Kowloon, Hong Kong.

 

 

SECRETARY

(As per registry dated 23-09-2012)

 

Name

Address

Co. No.

Sekots Secretarial Services Ltd.

16/F.-19/F., Prince’s Building, 10 Chater Road, Central, Hong Kong.

0028739

 

 

HISTORY

 

The subject was incorporated on 23rd September, 1993 as a private limited liability company under the Hong Kong Companies Ordinance.

It was originally registered under the name of Coushop Co. Ltd., name changed to NDL Fashions (Hong Kong) Ltd. on 9th November, 1993; to C & S (Promotions) Ltd. on 2nd August, 1999 and further to the present style on 2nd June, 2003.

Formerly the subject’s operating address was located at 18/F., Peninsula Square, 18 Sung On Street, Hunghom, Kowloon, Hong Kong, moved to 22/F. of the same building in October, 2012.

Apart from these, neither material change nor amendment has been ever traced and noted.

 

 

OPERATIONS

 

Activities:                      Importer and Exporter.

 

Lines:                           All kinds of garments.

 

Employees:                  30.  (Including associates)

 

Commodities Imported: China and other Asian countries.

 

Markets:                        Europe, North America, Southeast Asia, etc.

 

Terms/Sales:                 L/C or as per contracted.

 

Terms/Buying:               L/C, T/T, D/P, etc.

 

 

FINANCIAL INFORMATION

 

Nominal Share Capital: HK$10,000.00 (Divided into 10,000 shares of HK$1.00 each)

 

Issued Share Capital:     HK$10,000.00

 

Mortgage or Charge:-

Date of Debenture constituting a fixed and/or floating charge over all the assets of the company:  30-08-2005

Amount:            All monies and liabilities

Property:          a)         By way of first fixed charge: (i) all chattels as at the date of the Debenture or at any time thereafter belonging to the Company, (ii) all book debts and other debts and monetary claims, (iii) any credit balance on any account of the Company, (iv) all goodwill and uncalled capital for the time being of the Company, (v) all stocks shares debentures bonds loan capital and other securities, (vi) all letters patent trademarks service marks designs utility models copyrights design rights and applications for registration

b)         by way of floating charge all the undertaking of the Company and all its property

Mortgagee:       The Hongkong & Shanghai Banking Corp. Ltd., Hong Kong.

 

Profit or Loss:               Making a small profit every year.

 

Condition:                     Keeping in a satisfactory manner.

 

Facilities:                       Making active use of general banking facilities.

 

Payment:                      Met as contracted.

 

Commercial Morality:     Satisfactory.

 

Banker:                         The Hongkong & Shanghai Banking Corp. Ltd., Hong Kong.

 

Standing:                      Good.

 

 

GENERAL

 

IGS (Trading) Ltd. is a wholly-owned subsidiary of International Garment Sourcing (Holdings) Ltd., a Hong Kong-registered firm located at the same operating address.

The subject has got an associated company C & S Productions Ltd. [C&S] located at its operating address.  Incorporated on 18th December, 1990, C&S is engaged in the same lines of business as the subject.

Currently, the subject is trading in the following commodities:-

Product/Service

Product/Service Remarks

Jacket – Men (Excluding Ski-Jacket)

 

Children’s Wear

 

Jeans

 

Dresses and Skirts

 

High Fashion Wear

 

Shirts

 

Tee and Sweat Shirts

 

Underwear – Women’s

Women’s lingerie, underwear

Brassiere

 

Belts

 

Fashion Accessories

 

Sporting Bags including Knapsacks

 

Babies’ Wear

 

 

The subject is carrying the following brand names:-

Brand Name

Brand Product/Service

Brand Remarks

John Lewis

Children’s Wear

 

Fashion Accessories

 

Babies’ Wear

 

Sainsbury (Tu)

Children’s Wear

 

Fashion Accessories

 

Babies’ Wear

 

MJM International

Underwear – Women’s

Women’s lingerie, underwear

Brassiere

 

 

C&S is a garment trading company, and has been trading since 1991.  It is part of the group of companies owned by Richard Caring in the United Kingdom.  C&S was created when Balu Shamdas (Managing Director) and Richard Caring formed a partnership to utilise the expertise and vast resources of Richard’s many clothing related businesses and Balu’s strength and experience in production and sourcing.  C&S has had liaison offices situated in the United Kingdom, Sri Lanka and India, to manage and control offshore production.

C&S today is specialized in children’s clothing 90% and lingerie 10%.  It has had logistics and distribution in London and the office in Hong Kong controls production and quality in China.

In recent years, C&S has expanded its scope of business and also trades in office stationery, lamps, lighting, furniture, gifts, utensils, kitchenware, tableware, etc.  The new product lines are under development.

The subject had two associated companies in Hong Kong known as IGS Holdings Ltd. and International Garment Sourcing (Sri Lanka) Ltd. respectively.  However, both firms have been dissolved.

The history of the subject in Hong Kong is over 19 years and five months.

On the whole, consider the subject good for normal business engagements.

 


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.54.26

UK Pound

1

Rs.81.93

Euro

1

Rs.70.21

 

 

INFORMATION DETAILS

 

Report Prepared by :

PRL

 

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.