MIRA INFORM REPORT

 

 

Report Date :

21.03.2013

 

IDENTIFICATION DETAILS

 

Name :

NIMKO TRADING CC

 

 

Registered Office :

23 Market Street, P. o. Box 1067 Witkoppen 2068, Johannesburg 2055

 

 

Country :

South Africa

 

 

Date of Incorporation :

03.08.2006

 

 

Com. Reg. No.:

2006/131998/23

 

 

Legal Form :

Close Corporation 

 

 

Line of Business :

Subject operate as dealers in general merchandise

 

 

No. of Employees :

20 employees.          

 

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

Payment Behaviour :

Regular

Litigation :

Clear

 

 

NOTES :

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – June 30th, 2012

 

Country Name

Previous Rating

(31.03.2011)

Current Rating

(30.06.2012)

South Africa

A2

A2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 

SOUTH AFRICA - ECONOMIC OVERVIEW

 

south Africa is a middle-income, emerging market with an abundant supply of natural resources; well-developed financial, legal, communications, energy, and transport sectors; a stock exchange that is the 18th largest in the world; and modern infrastructure supporting a relatively efficient distribution of goods to major urban centers throughout the region. Growth was robust from 2004 to 2007 as South Africa reaped the benefits of macroeconomic stability and a global commodities boom but began to slow in the second half of 2007 due to an electricity crisis and the subsequent global financial crisis' impact on commodity prices and demand. GDP fell nearly 2% in 2009 but recovered in 2010-11. Unemployment remains high and outdated infrastructure has constrained growth. State power supplier Eskom encountered problems with aging plants and meeting electricity demand necessitating "load-shedding" cuts in 2007 and 2008 to residents and businesses in the major cities. Daunting economic problems remain from the apartheid era - especially poverty, lack of economic empowerment among the disadvantaged groups, and a shortage of public transportation. South Africa''s economic policy is fiscally conservative focusing on controlling inflation and attaining a budget surplus. The current government largely follows these prudent policies but must contend with the impact of the global crisis and is facing growing pressure from special interest groups to use state-owned enterprises to deliver basic services to low-income areas and to increase job growth.

Source : CIA


SUBJECT'S NAME   

 

Registered Name:                                  NIMKO TRADING CC

Requested Name:                                  NIMKO TRADING CC

Other Names:                                        None

 

 

ADDRESS AND TELECOMMUNICATION

 

Physical Address:                                 23 Market Street, Johannesburg

Postal Address:                                    P. o. Box 1067 Witkoppen 2068,

                                                            Johannesburg 2055

Country:                                                South Africa

Phone:                                                  27-11-8391993/8361755

Cell:                                                      27-824478350 

Fax:                                                      27-11-8361755

Email:                                                   None

Website:                                               None

 

 

CREDIT OPINION

 

Financial Index as of December 2013 shows subject firm with a medium risk of credit. However, bank and credit information obtained reveal a history of prompt payments.

 

 

LEGAL

 

Legal Form:                                                    Close Corporation 

Date Incorporated:                                          03-Aug-2006

Reg. Number:                                                 2006/131998/23

Tax Number:                                                   9153406849 

Nominal Capital                                              ZAR. 1,000

Subscribed Capital                                         ZAR. 1,000

Subscribed Capital is Subscribed in the following form:

                                                                     Position                          Shares

Mr. Dayal Naraindas Bhojwani                         MD                                 

                                                                    

 

DIRECTORS INFORMATION 

 

Full Names                                                     DAYAL NARAINDAS BHOJWANI 

Status                                                            Active

Date of Birth                                                  22/02/1947 

ID / Passport No.                                           4702220000000 

Member interest (%)                                        100

Member Contribution(ZAR)                              1000

Residential Address                                        7 Mopani Lodge Off, Buffalo Thorn Road, Fourways Gardens, Phase 2, 1685

Postal Address                                              P.o. Box 1067Witkoppen2068

Profession                                                     Managing Director

Country of residence                                      South Africa

 

 

RELATED COMPANIES      

 

None                                                              Parent company.

None                                                              Subsidiary company.

None                                                              Affiliated company.

None                                                              Shareholder of subject firm.

None                                                              Branches of the firm

 

OPERATIONS

 

Registered to operate as dealers in general merchandise

Imports:                                                         Asia

Exports:                                                         None

Trademarks:                                                   None

Terms of sale:                                                Cash (40%) and 25-90 days (60%), invoices.

                                                                    

Main Customers:                                            Local agencies, stores etc  

Employees:                                                    20 employees.

Vehicles:                                                        Several motor vehicles.

Territory of sales:                                           South Africa

Location:                                                        Rented premises, 5,000 square feet,

 

 

AUDITORS AND INSURANCE        

 

Auditors:                                                        D K MOTIRAM AND COMPANY 

Insurance Brokers:                                          Information not available.

                                                                    

 

FINANCE   

 

Currency Reported:                                         South African Rand (ZAR.)

Approx. Ex. Rate:                                           1 US Dollar = 9.18 South African Rand

Fiscal Year End:                                             December 31, 2012

Inflation:                                                         According to information given by independent sources, the inflation at December 31st, 2012 was of 13%.

 

Financial Information not Submitted                

                                                                    

                                                                    

Profit and Loss (expressed in ZAR.)

                                                                              2012

Sales                                                                      35,000,000

 

 

BANK   

 

Bank Name:                                                    ABSA BANK

Branch:                                                          South Africa

Comments:                                                    None

                                                                    

 

TRADE REFERENCES         

 

Experiences:                                                  Good

                                                                    

 

NOTARIAL BONDS       

 

None

 

 

COMMENTS / ADDITIONAL INFORMATION          

 

This information was obtained from outside sources other than the subject company itself and confirmed the above subject.

On 26/09/1994  subject company was registered under the Registration Number 1994/031107/23 under the names NIMKO TRADING CC

On 26/10/2000 it was converted to a Pty Ltd under the Registration Number 2000/027304/07 under the names NIMKO TRADING (PTY) LTD

On 03/08/2006 it was converted to a Close Corporation under the Registration Number 2006/131998/23 under the names NIMKO TRADING CC

                                                                    

 

 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.54.37

UK Pound

1

Rs.82.07

Euro

1

Rs.70.03

 

 

INFORMATION DETAILS

 

Report Prepared by :

PRL

 

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.