MIRA INFORM REPORT

 

 

Report Date :            

21.03.2013

 

IDENTIFICATION DETAILS

 

Name :

UNITED FLEXIBLE (NZ) LIMITED

 

 

Registered Office :

C/O Hlb Mann Judd Limited, Level 6, 57 Symonds Street, Grafton, Auckland, Zip/Postal Code 1010

 

 

Country :

New Zealand

 

 

Date of Incorporation :

28.11.2001

 

 

Com. Reg. No.:

1176848

 

 

Legal Form :

Private Limited Company

 

 

Line of Business :

Import and distribution hydraulic & industrial hose products

 

 

No. of Employees :

10 employees including directors

 

RATING & COMMENTS

 

MIRA’s Rating :

B

 

RATING

STATUS

PROPOSED CREDIT LINE

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

Small

 

Status :

Moderate  

Payment Behaviour :

Regular 

Litigation :

Clear 

 

NOTES:

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – June 30, 2012

 

Country Name

Previous Rating

(31.12.2011)

Current Rating

(31.03.2012)

New Zealand

a1

a1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

New Zealand - ECONOMIC OVERVIEW

 

Over the past 20 years the government has transformed New Zealand from an agrarian economy dependent on concessionary British market access to a more industrialized, free market economy that can compete globally. This dynamic growth has boosted real incomes - but left behind some at the bottom of the ladder - and broadened and deepened the technological capabilities of the industrial sector. Per capita income rose for ten consecutive years until 2007 in purchasing power parity terms, but fell in 2008-09. Debt-driven consumer spending drove robust growth in the first half of the decade, helping fuel a large balance of payments deficit that posed a challenge for economic managers. Inflationary pressures caused the central bank to raise its key rate steadily from January 2004 until it was among the highest in the OECD in 2007-08; international capital inflows attracted to the high rates further strengthened the currency and housing market, however, aggravating the current account deficit. The economy fell into recession before the start of the global financial crisis and contracted for five consecutive quarters in 2008-09. In line with global peers, the central bank cut interest rates aggressively and the government developed fiscal stimulus measures. The economy posted a 2% decline in 2009, but pulled out of recession late in the year, and achieved 1.7% growth in 2010 and 2% in 2011. Nevertheless, key trade sectors remain vulnerable to weak external demand. The government plans to raise productivity growth and develop infrastructure, while reining in government spending.

 

Source : CIA

 


 Bottom of Form

Identification details

 

Verified Address

Subject name :              UNITED FLEXIBLE (NZ) LIMITED

 

 

Business address :        5C Industry Road

Town :                          Penrose

Province :                     Auckland

Zip/postal code :           1061

Country :                       New Zealand

Tel :                              +64 9 5792103

Fax :                             +64 9 5792108

Email :                          uniflex@xtra.co.nz

Website :                      www.unitedflexible.co.nz

 

 

Registered address :     C/o HLB MANN JUDD LIMITED

Level 6, 57 Symonds Street

Town :                          Grafton

Province :                     Auckland

Zip/postal code :           1010

Country :                       New Zealand

 

 

Postal address :            P.O. Box 12600

Town :                          Penrose

Province :                     Auckland

Zip/postal code :           1642

Country :                       New Zealand

 

 

Summary details

 

Executive Summary

Date founded or registered :      28/11/2001

Legal form :                              Private Limited Company

Chief executive :                       Nicoli Keith Bedogni

Issued & paid up capital :          NZD 200,000

Line of business :                      Import and distribution hydraulic & industrial hose products.

Staff employed :                       10 employees including directors

 

 

Credit risk opinion

 

Company Analysis

Country risk :                             Country risk is minimal

Operation trend :                       Operational trend is steady

Management experience :          Management is reasonably experienced

Financial performance :             Financial performance is undetermined

Organization structure :              Organizational structure is stable

Detrimental :                             No detrimental found

Payment history :                      No payment delays noted

 

Comments :                              It is advisable to conduct business dealing on prepayment or L/C basis for larger

credit transactions than suggested.

 

 

Statutory details

 

Registry Data

Registration date :         28/11/2001

Legal form :                  Private Limited Company

Registration no              1176848

Registered authority :    New Zealand Companies Office

Registry status :            Live/Active

Previous name :            None reported.

Change of legal form :   None reported.

 

 

Management / directors

 

Key Management

Name :              Nicoli Keith Bedogni

Designation :    Managing Director

 

Name :              Keith Graham Bedogni

Designation :    Joint Managing Director

 

 

Board of directors / other appointments

 

Appointments

Name :                          Keith Graham Bedogni

Designation :                Director

Appointment date :        01/04/03

Address :                      5 Williams Road

Hobsonville, Auckland 0618

New Zealand

 

Name :                          Nicoli Keith Bedogni

Designation :                Director

Appointment date :        01/04/03

Address :                      67 Beachlands Road

Beachlands, Auckland 2018

New Zealand

Staff employed :           10 employees including directors

 

Share capital

 

Composition

Authorized Capital :       NZD 200,000

No of shares :               200,000 Ordinary Shares

Share par value :           NZD 1

Issued capital :              NZD 200,000

Paid up capital :            NZD 200,000

 

 

ownership / shareholders

 

How listed :                   Full List

 

Composition

Shareholder name :       Jointly held by Nicoli Keith Bedogni, Karen Lee McFarlane & Megan Joy Hough

Address :                      Nicoli Keith Bedogni, Karen Lee McFarlane & Megan Joy Hough

67 Beachlands Road

Beachlands, Auckland 2018

New Zealand

No. of shares :              100,000 Ordinary Shares

% of shares :                50%

 

Shareholder name :       Jointly held by Keith Graham Bedogni, Hazel Gwendoline Bedogni & John Steel

Address :                      Keith Graham Bedogni & Hazel Gwendoline Bedogni

5 Williams Road

Hobsonville, Auckland 0618

New Zealand

John Steel

92 Campbell Street

Karori, Wellington 6012

New Zealand

No. of shares :              100,000 Ordinary Shares

% of shares :                50%

 

 

Related companies & corporate Affiliations

 

Structure

Name :              UNITED FLEXIBLE HOSES (NZ) LIMITED

Affiliation type : Associate

Address :          5C Industry Road

Penrose, Auckland 1061

New Zealand

Name :              BOMBYX LIMITED

Affiliation type : Associate

Address :          5 Williams Road

Hobsonville, Auckland 0618

New Zealand

 

 

Name :              EXNER (NZ) LIMITED

Affiliation type : Associate

Address :          5C Industry Road

Penrose, Auckland 1061

New Zealand

 

Name :              HOOPER MACHINERY(2012) LIMITED

Affiliation type : Associate

Address :          5C Industry Road

Penrose, Auckland 1061

New Zealand

 

 

Bank & mortgages

 

Bank Details

Name of bank :             ANZ Bank New Zealand Limited

Address :          New Zealand

Account details : Current Account

 

Comments :      It is generally not the policy of local banks to provide credit status information to

non related parties, however interested parties would be advised to consult first

with the Subject if banker's references are required.

 

Mortgages :      None reported.

 

Legal Fillings

Bankruptcy fillings :       None reported.

Court judgements :        None reported.

Tax liens :                     None reported.

Others :                        None reported

 

 

financial data

 

Description

Comments :      The representative contacted Mr. Keith Graham Bedogni declined to provide any

financial information until the inquiring party details are revealed.

Private Companies in New Zealand are not required to file accounts unless

classified as "Large", which at the moment means that two out of the following

three conditions are met:


- The company has a sales turnover of over NZD 20,000,000;

- The company has total assets of over NZD 10,000,000;

- The company employs 50 people or more.

 

 

Operation details

 

Main activities :                         The Subject is engaged in import and distribution of hydraulic & industrial hose products.

 

Product & services :

Hydraulic hose & fittings

Industrial hose & fittings

Kamlocks

Hose clips/clamps

Composite hose

Fuel Transfer Hose

Chemical hose

Expansion bellows

Rubber expansion joints

Flexible exhaust tube

Flexible exhaust bellows

Waterblaster hose

Stainless steel hose

Teflon hose

Pushlock fittings

Finnpower/Hydralock swaging machines

Stainless steel welding

Brewer's hose

Ducting

Hydraulic adaptors

Stainless steel fittings

OEM kit manufacturers

Radiator hose

 

Purchases

International :    Taiwan, China, India, Italy, Australia, United States, United Kingdom

 

Sales

Local :              Yes

International :    Pacific Islands

 

Property & Assets

Premises :        The Subject operates from head office located at the verified heading

address consisting of a administrative office and warehouse.

 

Branches :        In addition, the Subject operates from branch offices located at:

 

52E Hayton Road

Wigram, Christchurch 8042

New Zealand

Tel: +64 3 3481758

 

50 Ellis Street

Frankton, Hamilton 3204

New Zealand

Tel: +64 7 8482103

 

 

Summarized country risk

 

Gross Domestic Products (GDP) & Economic Overview

Central bank                                          Reserve Bank of New Zealand

Reserve of foreign exchange & gold      US$ 20.562 billion

Gross domestic product - GDP              US$ 180.548 billion

GPP (Purchasing power parity)              126.628 billion of International dollars

GDP per capita - current prices              US$ $ 40,454

GDP - composition by sector                agriculture: 4.7% industry: 24% services: 71.3%

 

Inflation                                                            2009: 2.1%

2010: 2.3%

2011: 4.%

 

Unemployment rate                               2009: 6.1%

2010:  6.5%

2011: 6.5%

 

Public debt

(General Government gross

debt as a % GDP)                                 2009:  26.1 %

2010:   32.3%

2011:    37%

 

Government bond ratings                      Standard & Poor's: AA+/Stable/A-1+

Moody's rating: Aaa

Moody's outlook: STA

 

Market value of publicly traded shares    US$ 67.061 Billion

 

Largest companies in the country           :   Westpac Limited, Transpower, Fletcher Building Limited, National

Bank of New Zealand, Fonterra Co-Operative Group Ltd, Air New Zealand Limited, The Warehouse Group Limited, Progressive Enterprises Ltd

 

Trade & Competitiveness Overview

 

Total exports                             US$33.24billion

 

Exports commodities                dairy products, meat, wood and wood products, fish, machinery

 

Total imports                             US$31.11 billion

 

Imports commodities                 machinery and equipment, vehicles and aircraft, petroleum,

electronics, textiles, plastics

 

Export - major partners              Australia 22%, US 11.5%, Japan 9.2%, China 5.3%, UK 4.6%

 

Import - major partners              Australia 20.7%, China 13.4%, US 9.7%, Japan 9.5%, Singapore 4.9%,

Germany 4.7%

 

FDI Inflows                               2008: US$ 4,598 million

2009: US$ -1,293 million

2010: US$ 561 million

 

FDI Outflows                             2008: US$ 462 million

2009: US$-308 million

2010: US$-589 million

 

Best countries for doing

business                                   3 out of 183 countries

 

Global competitiveness ranking  25 (ranking by country on a basis of 142, the first is the best)

 

 

Country and Population Overview

Total population                                   : 4.37 million

Total area                                            : 270,467 km2

Capital                                                 :  Wellington

Currency                                                                                                      :  New Zealand Dollar (NZD)

Internet users as % of total population   :  83 %

 

 

Payment history

 

Purchase Term

International :                L/C, Prepayment, Credit up to 90 days

 

 

Sales Term

Local :                          Prepayment, Cash, Credit 30-60 days

International :                L/C, Credit up to 90 days

 

 

Trade Reference/ Payment Behaviour

Comments :                  As local and international trade references were not supplied, the Subject's

payment track record history cannot be appropriately determined but based

on our research, payments are believed to be met without delay.

 

 

Investigation Note

Sources :                      Interviews and material provided by the Subject

Other official and local business sources


FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.54.38

UK Pound

1

Rs.82.07

Euro

1

Rs.70.37

 

INFORMATION DETAILS

 

Report Prepared by :

MNL

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

----

NB

New Business

----

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.