MIRA INFORM REPORT

 

 

Report Date :

22.03.2013

 

IDENTIFICATION DETAILS

 

Name :

KANDEEL INDUSTRY AND TRADE

 

 

Registered Office :

Sakara Tourism Street, Abu Sir, Mariota, Badrasheen, Giza, P O Box 12, Cairo

 

 

Country :

Egypt

 

 

Financials (as on) :

31.12.2012

 

 

Year of Establishments:

1990

 

 

Com. Reg. No.:

89946, Giza

 

 

Legal Form :

Egyptian Joint Stock Company

 

 

Line of Business :

Distributors of contact lenses, spectacles, motor vehicle and child care products, toys, sunglasses, cosmetics and industrial lubricants, adhesives, vegetables and kitchen ware.

 

 

No. of Employees :

1500

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory 

 

 

Payment Behaviour :

Regular 

 

 

Litigation :

Clear 

 

NOTES:

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – June 30th, 2012

 

Country Name

Previous Rating

(31.03.2012)

Current Rating

(30.06.2012)

Egypt

A2

A2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

Egypt - ECONOMIC OVERVIEW

 

Occupying the northeast corner of the African continent, Egypt is bisected by the highly fertile Nile valley, where most economic activity takes place. Egypt's economy was highly centralized during the rule of former President Gamal Abdel NASSER but opened up considerably under former Presidents Anwar EL-SADAT and Mohamed Hosni MUBARAK. Cairo from 2004 to 2008 aggressively pursued economic reforms to attract foreign investment and facilitate GDP growth. Despite the relatively high levels of economic growth in recent years, living conditions for the average Egyptian remained poor and contributed to public discontent. After unrest erupted in January 2011, the Egyptian Government drastically increased social spending to address public dissatisfaction, but political uncertainty at the same time caused economic growth to slow significantly, reducing the government's revenues. Tourism, manufacturing, and construction are among the hardest hit sectors of the Egyptian economy, and economic growth is likely to remain slow at least through 2012. The government is utilizing foreign exchange reserves to support the Egyptian pound and Egypt may seek a loan from the International Monetary Fund.

 

 

Source : CIA

 

 

SUMMARY

 

Company Name                                    : KANDEEL INDUSTRY AND TRADE

Country of Origin                                   : Egypt

Legal Form                                           : Egyptian Joint Stock Company

Registration Date                                  : 1990

Commercial Registration Number           : 89946, Giza

Tax Card Number                                  : 5-719-191-11

Issued Capital                                       : £E 2,500,000

Paid up Capital                                     : £E 2,500,000

Total Workforce                                     : 1,500

Activities                                               : Distributors of contact lenses, spectacles, motor vehicle and child care

                                                                 products, toys, sunglasses, cosmetics and industrial lubricants,

  adhesives, vegetables and kitchen ware.

Financial Condition                                : Fair

Payments                                             : Nothing detrimental uncovered

Operating Trend                                    : Steady

 


COMPANY NAME

 

KANDEEL INDUSTRY AND TRADE

 

 

company ADDRESS

 

Registered & Physical Address

Street               : Sakara Tourism Street

Area                 : Abu Sir, Mariota, Badrasheen, Giza

PO Box            : 12

Town                : Cairo

Country             : Egypt

Telephone         : (20-2) 38152133 / 38152134

Facsimile          : (20-2) 38152158

 

Premises

 

Subject operates from a large suite of offices that are rented and located in the Central Business Area of Cairo.

 

Branch Office (s)

 

     Location                                                                                           Description

 

·       32 El Ahram Street                                                                            Office premises

Pitco International Trade Centre

Pyramids

Giza

Tel: (20-2) 33841445 / 33841448 / 33586980

Fax: (20-2) 33857503

 

·       518 Free Bor Buildings                                                                      Office premises

El Nahda Street

     Port Said

     Tel: (20-66) 3331720

     Fax: (20-66) 3330822

 

·       26 Soliman El Farisi Street                                                                Office premises

El Asafara Bahari

Montazah, Alexndria

Tel: (20-3) 5508626

Fax: (20-3) 5508626

 

·       21 El Nabi Daniel Street                                                                    Office premises

Mit Ghamr

Dakahleya

Tel: (20-50) 6905615

Fax: (20-50) 6905615

 

·       El Gamhoriya Street                                                                          Office premises

Osman Bin Affan Building, Flat 6

Assiut

Tel: (20-88) 2308134

Fax: (20-88) 2308134

 

·       4 El Nahda Street                                                                             Office premises

Masalla

Fayoum

Tel: (20-84) 6870231

Fax: (20-84) 6870231

 

·       Mohamed Khalil Building, 1st Floor                                                     Office premises

Fayoum

 

 

KEY PRINCIPALS

 

     Name                                                                                               Position

·       Gamal El Sayed Kandeel                                                                  Managing Director

·       Dr Kamel El Sayed Kandeel                                                              General Manager

·       Farouk Abd El Fattah                                                                        Finance Manager

·       Sayed Ibrahim                                                                                  Administration Manager                                                                               

 

LEGAL FORM & OWNERS

 

Date of Establishment  : 1990

 

Legal Form                  : Egyptian Joint Stock Company

 

Commercial Reg. No.   : 89946, Giza

 

Tax Card No.                : 5-719-191-11

 

Issued Capital              : £E 2,500,000

 

Paid up Capital            : £E 2,500,000

 

Name of Shareholder (s)                                           Percentage

·       Gamal El Sayed Kandeel                                          100%

 

 

OPERATIONS

 

Activities: Engaged in the import and distribution of contact lenses, spectacles, motor vehicle  and child care

                  products, toys, sunglasses, cosmetics and industrial lubricants and adhesives, also distribution of

                  vegetables and kitchen ware.

 

Import Countries: United States of America, United Kingdom, Netherlands, Panama, China, Italy, France, Spain,

                               India, Indonesia, Malaysia and South Korea.

 

Agencies Held:

 

·       Anakku

·       Top Car

·       Farlin

·       Bausch & Lomb

·       Carter-Wallace

·       WD-40

·       Armor-All

·       Max-Touch

·       Bison

·       Superfast

·       Turtle Wax

·       Elfy

·       Epo-Bond

 

Export Countries: Tanzania, Sudan, Libya, Uganda and Kenya.

 

Operating Trend: Steady

 

Subject has a workforce of approximately 1,500 employees.

 

 

FINANCIAL DATA

 

Financial highlights provided by local sources are given below:

 

Currency: Egyptian Pounds (£E)

 

                                                Year Ending 31/12/11:               Year Ending 31/12/12:

 

Total Revenue                           £E 113,000,000                         £E 160,385,000

 

Local sources consider subject’s financial condition to be Fair.

 

The above financial figures are based on estimations by our local sources.

 

 

BANKERS

 

·       National Bank of Egypt

24 Sherif Street

     Cairo

     Tel: (20-2) 33924175

     Fax: (20-2) 33924143

 

·       Al Watany Bank of Egypt

PO Box: 750

Cairo

Tel: (20-2) 33379363

Fax: (20-2) 33772959

 

 

PAYMENT HISTORY

 

No complaints regarding subject’s payments have been reported.

 

 

GENERAL COMMENTS

 

Local sources report that the subject’s operating history is clear with payment obligations met in a generally timely manner. The financial position is satisfactory and the company is deemed a fair trade risk.

 


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.54.28

UK Pound

1

Rs.82.06

Euro

1

Rs.70.23

 

INFORMATION DETAILS

 

Report Prepared by :

MNL

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

----

NB

New Business

----

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.