MIRA INFORM REPORT

 

 

Report Date :

22.03.2013

 

 

 

IDENTIFICATION DETAILS

 

Name :

TFG APPAREL SUPPLY COMPANY (PTY)LTD

 

 

Registered Office :

Stanley Lewis Centre, 340 Voortrekker Road, Parow East, 7500

 

 

Country :

South Africa

 

 

Date of Incorporation :

30.12.1982

 

 

Com. Reg. No.:

M1982/011894/07

 

 

Legal Form :

Private Company

 

 

Line of Business :

Manufacturer of clothing and footwear.

 

 

No. of Employees :

15000

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory 

 

 

Payment Behaviour :

Usually Correct 

 

 

Litigation :

Clear 

 

NOTES:

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – June 30th, 2012

 

Country Name

Previous Rating

(31.03.2012)

Current Rating

(30.06.2012)

South Africa

A2

A2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 

South Africa - ECONOMIC OVERVIEW

 

south Africa is a middle-income, emerging market with an abundant supply of natural resources; well-developed financial, legal, communications, energy, and transport sectors; a stock exchange that is the 18th largest in the world; and modern infrastructure supporting a relatively efficient distribution of goods to major urban centers throughout the region. Growth was robust from 2004 to 2007 as South Africa reaped the benefits of macroeconomic stability and a global commodities boom but began to slow in the second half of 2007 due to an electricity crisis and the subsequent global financial crisis' impact on commodity prices and demand. GDP fell nearly 2% in 2009 but recovered in 2010-11. Unemployment remains high and outdated infrastructure has constrained growth. State power supplier Eskom encountered problems with aging plants and meeting electricity demand necessitating "load-shedding" cuts in 2007 and 2008 to residents and businesses in the major cities. Daunting economic problems remain from the apartheid era - especially poverty, lack of economic empowerment among the disadvantaged groups, and a shortage of public transportation. South Africa''s economic policy is fiscally conservative focusing on controlling inflation and attaining a budget surplus. The current government largely follows these prudent policies but must contend with the impact of the global crisis and is facing growing pressure from special interest groups to use state-owned enterprises to deliver basic services to low-income areas and to increase job growth.

 

 

Source : CIA

 

 

Subject Name

TFG APPAREL SUPPLY COMPANY (PTY)LTD

Country

South Africa

Subject Contact Person

MRS. DEE SHEARD

Assessment

This is a well-established and well -connected business.

 

On investigation contact was made with the director MRS. DEE SHEARD who assisted with most of the information. MRS. SHEARD requested the questionnaire before she may supply the banking information.

 

On following up on the questionnaire, MRS. SHEARD requested more time to complete the information. Trade References were declined due to the information being confidential. The companies group financials is attached.

 

Please see the available information on the subject below.

 

 

COMPANY INFoRMATION  

 

Registered Name

TFG APPAREL SUPPLY COMPANY (PTY)LTD

Trading as/ Division Name

TFG APPAREL

Previous Name

Unavailable

Date of Name Change

Dec 30 1982 12:00AM

Registration Number

M1982/011894/07

Registration Date

1982/12/30

Date Commenced Trading

1982-12-30

Age of Business

30 Years 3 Months

History of Business

The company was established as a new business in 1982 and operations commenced immediately. The subject underwent a name change in December 1982.

History of Principals

There are 2 active directors within the company.

Shareholders/Members/Partners of subject and % holding

100 % - THE FOSCHINI GROUP LTD

Authorised Share Capital

R0.00

Issued Share Capital/Members Contribution

R0.00

Status

In Business

Operations Assessment

Manufacture of clothing and footwear.

Industry/ Customers

The Public industry and Corporate businesses.

Export

Yes

Major Industry Code / SICC

31292

Definition of Code

FASHION CLOTHING,TEXTILESAND FOOTWEAR MANUFACTURE AND DESIGN

Head Office Physical Address

STANLEY LEWIS CENTRE, 340 VOORTREKKER ROAD, PAROW EAST, 7500

Head Office Postal Address

P O BOX 6020, PAROW EAST, 7501

Current Tel Number

0219381911

Current Fax Number

0219374257

Current Email Address

dees@tfg.co.za

 

 

Auditors information

 

Company Registered Name

KPMG INC

Trading Name

KPMG

Registration Number

1999/021543/21

Physical Address

MSC House, 1 Mediterranean Street, Foreshore, Cape Town, 8001

Postal Address

PO Box 4609, Cape Town, 8000

Contact Person

HENDRY

Contact Number

0214087000

Judgements Against Subject

None

Judgements Against Principals

None

Subject Verified as Client

Yes

Practice Number

922234E

VAT Number

4530188665

Tax Number

9559555843

BEE Status

Level 2

Financial Year End

June

No of years in Business

20

Website

www.kpmg.co.za

 

Previous Auditors

Company Name

Phone Number

Time with previous auditors

Comment

ARTHUR ANDERSON AND COMPANY

 

20

 

 

 

Tax information 

 

Vat Number

4640254092

Status

ACTIVE

Vat Liable Date

2009/12/01

Tax Number

9810759036

Tax Clearance Expire Date

 

Financial Year End

March

Black Economic Empowerment

Status

Yes

Score

4.00

Expire Date

Nov 29 2013

BEE Certificate Available

Yes

 

ISO Information - No Information on Record

 

Workman's compensation

 

Registered

Yes

Compliance Certified

Yes

 

Company Structure

 

Subsidiaries Information - No Information on Record

 

Employees

Number of Employees

15000

1. Salaried employees

 

2. Waged employees

 

3. Permanent employees

15000

4. Casual employees

 

5. Contracted employees

 

Comment

The subject has 15 000 employees some of which are salaried and some waged.

Company Fleet Information - No Information on Record

 

 

Offices

 

Offices

Offices

Head Office Owned/ Rented

Leased

Rental Company

Undisclosed

Lease Agreement

Undisclosed

Type of Premises

Offices

 

Branch Information - No Information on Record

 

 

Management Overview

 

Organisation Chart

Level

Position

Name

Comment

 

1

Director

DEE SHEARD

 

 

1

Director

ALEXANDER MURRAY

 

 


Company Structure (Ownership)

Note: One level up and all levels down

 

Holding

Company

Sub

Comment

100 % - THE FOSCHINI GROUP LTD

TFG APPAREL SUPPLY COMPANY (PTY) LTD

 

 

 

 

Key Deals - No Information on Record

 

 

Trade References

 

Trade Reference nr

Supplier

Contact

Surety Value

Notarial Bonds

Comment

1

 

 

 

 

The subject considers all dealings with their suppliers confidential.

Trade References Detail

Nr

Age of Acc

Credit Limit

Max Credit

Terms

Average Purchases

Terms Taken

Comment

1

 

 

 

 

 

 

 

Adverse Information on Subject

 

Judgements - No information on record

 

Business Rescue - No Information on Record

 

Default Listing - No information on record

 

Notarial Bonds - No information on record

 

 

Bank information

 

Bank

FIRST NATIONAL BANK

Brach Code

250655

Bank Code History - No Information on Record

 

 

 

Previous Bank Account Information - No Information on Record

 

Deeds Information - No information on record

 

 

Financial information

 

Please note the following:

Turnover and assets less than R 1,000,000.00

The subject falls within the National Credit Act

Turnover and assets less than R 2,000,000.00

The subject falls within the Consumer Protection Act

 

Principals

 

Number of Principals

2

Average Age of Active Principals

48

Active Principals Principal - 1of 2 DEE SHEARD

Surname

SHEARD

First Name

DEE

Other Names

None

Marital Status

Married

ID Number

7307150145086

Verified ID Number

Yes

Current Age

40

Designation

Director

Status

Active

Appointment Date

2007/02/15

Physical Address (at time of Appointment)

3 BAX STREET, DE ZALZE WINE LANDS ESTATE, STELLENBOSCH, 7600

Postal Address

P 0 BOX 6020, PAROW EAST, PAROW, Western Cape, 7501

Current Tel Number

0219132612

Cell number

0836564083

Shareholding/Membership

0.0000

 

Principal's Adverse - No information on record

 

Business Information for DEE SHEARD

Principal Current Business Interests

 

Company Name

Registration No

Status

Age of Business

Judgements

Liquidation

Comment

RELAY JEANS LTD

1937/009137/06

In Business

76 Years 2 Months

0

No

 

FOSCHINI PROPERTY HOLDINGS LTD

1946/022378/06

In Business

66 Years 8 Months

0

No

 

THE FOSCHINI GROUP LTD

M1937/009504/06

In Business

75 Years 11 Months

0

No

 

WHAT U WANT TO WEAR (PTY)LTD

M1938/010893/07

In Business

75 Years

0

No

 

TROJAN ENTERPRISES (PTY) LTD

M1964/008479/07

Deregistration Process

48 Years 5 Months

0

No

 

FOSCHINIDATA (PTY) LTD

M1967/005574/07

In Business

45 Years 10 Months

0

No

 

PAGES STORES (PTY) LTD

M1968/003249/07

In Business

45 Years

0

No

 

RCS PERSONAL FINANCE (PTY)LTD

M1968/008240/07

In Business

44 Years 8 Months

0

No

 

FOSCHINI FINANCE (PTY) LTD

M1969/002927/07

In Business

44 Years 1 Months

0

No

 

EXACT (PTY)LTD

M1969/009855/07

In Business

43 Years 9 Months

0

No

 

SPORT SCENE (PTY) LTD

M1980/011694/07

In Business

32 Years 3 Months

0

No

 

FOSCHINI STORES (PTY) LTD

M1982/011893/07

In Business

30 Years 3 Months

0

No

 

TFG APPAREL SUPPLY COMPANY (PTY) LTD

M1982/011894/07

In Business

30 Years 3 Months

0

No

 

MARKHAMS (PTY) LTD

M1982/011897/07

In Business

30 Years 3 Months

0

No

 

AMERICAN SWISS JEWELLERS (PTY) LTD

M1982/011899/07

In Business

30 Years 3 Months

0

No

 

STERNS JEWELLERS (PTY) LTD

M1987/003734/07

In Business

25 Years 7 Months

0

No

 

FOSCHINI PROPERTY (DURBAN)SHARE BLOCK (PTY)LTD

M1988/004337/07

In Business

24 Years 8 Months

0

No

 

FOSCHINI RETAIL GROUP (PTY)LTD

M1988/007302/07

In Business

24 Years 3 Months

0

No

 

FOSCHINI SERVICES (PTY) LTD

M1999/028264/07

In Business

13 Years 3 Months

0

No

 

TOTALSPORTS (PTY) LTD

M1999/028265/07

In Business

13 Years 3 Months

0

No

 

RCS INVESTMENT HOLDINGS (PTY) LTD

M2000/017884/07

In Business

12 Years 7 Months

0

No

 

FOSCHINI AT HOME (PTY) LTD

M2000/017888/07

In Business

12 Years 7 Months

0

No

 

RCS CARDS (PTY) LTD

M2000/017891/07

In Business

12 Years 7 Months

0

No

 

SIMPLY FINANCE (PTY) LTD

M2001/021513/07

Deregistration Process

11 Years 6 Months

0

No

 

PRESTIGE CLOTHING (PTY) LTD

M2002/022233/07

In Business

10 Years 6 Months

0

No

 

 

Principal Previous Business Interests

 

Average Age of Previous Business                                            23 Years

 

 

Company Name

Registration No

Status

Age of Business

Judgements

Liquidation

Comment

BRANSBY TRADING (PTY) LTD

M1988/060278/07

Deregistration Final

24 Years 4 Months

0

No

 

IDUTYWA OUTFITTERS (PTY) LTD

M1989/060189/07

Deregistration Final

23 Years 8 Months

0

No

 

 

Principal's Deeds Information - No information on record

 

Principal - 2of 2 ALEXANDER MURRAY

Surname

MURRAY

First Name

ALEXANDER

Other Names

None

Marital Status

Married

ID Number

5703305223087

Verified ID Number

Yes

Current Age

56

Designation

RETAILER

Status

Active

Appointment Date

1998/02/05

Physical Address (at time of Appointment)

7 RAVINE ROAD, BANTRY  BAY, CAPE TOWN, CAPE TOWN, 8005

Postal Address

PO BOX 6020, PAROW EAST, 7501

Current Tel Number

0219381774

Cell number

0825657000

Shareholding/Membership

0.0000

 

Principal's Adverse - No information on record

 

Business Information for ALEXANDER MURRAY

 

Principal Current Business Interests

 

Company Name

Registration No

Status

Age of Business

Judgements

Liquidation

Comment

RELAY JEANS LTD

1937/009137/06

In Business

76 Years 2 Months

0

No

 

FOSCHINI PROPERTY HOLDINGS LTD

1946/022378/06

In Business

66 Years 8 Months

0

No

 

RETAIL CREDIT SOLUTIONS (PTY) LTD

M1933/004374/07

In Business

80 Years 1 Months

0

No

 

THE FOSCHINI GROUP LTD

M1937/009504/06

In Business

75 Years 11 Months

0

No

 

WHAT U WANT TO WEAR (PTY)LTD

M1938/010893/07

In Business

75 Years

0

No

 

TROJAN ENTERPRISES (PTY) LTD

M1964/008479/07

Deregistration Process

48 Years 5 Months

0

No

 

FOSCHINIDATA (PTY) LTD

M1967/005574/07

In Business

45 Years 10 Months

0

No

 

PAGES STORES (PTY) LTD

M1968/003249/07

In Business

45 Years

0

No

 

RCS PERSONAL FINANCE (PTY)LTD

M1968/008240/07

In Business

44 Years 8 Months

0

No

 

FOSCHINI FINANCE (PTY) LTD

M1969/002927/07

In Business

44 Years 1 Months

0

No

 

EXACT (PTY)LTD

M1969/009855/07

In Business

43 Years 9 Months

0

No

 

SPORT SCENE (PTY) LTD

M1980/011694/07

In Business

32 Years 3 Months

0

No

 

FOSCHINI STORES (PTY) LTD

M1982/011893/07

In Business

30 Years 3 Months

0

No

 

TFG APPAREL SUPPLY COMPANY (PTY) LTD

M1982/011894/07

In Business

30 Years 3 Months

0

No

 

MARKHAMS (PTY) LTD

M1982/011897/07

In Business

30 Years 3 Months

0

No

 

AMERICAN SWISS JEWELLERS (PTY) LTD

M1982/011899/07

In Business

30 Years 3 Months

0

No

 

STERNS JEWELLERS (PTY) LTD

M1987/003734/07

In Business

25 Years 7 Months

0

No

 

FOSCHINI PROPERTY (DURBAN)SHARE BLOCK (PTY)LTD

M1988/004337/07

In Business

24 Years 8 Months

0

No

 

FOSCHINI RETAIL GROUP (PTY)LTD

M1988/007302/07

In Business

24 Years 3 Months

0

No

 

FOSCHINI SERVICES (PTY) LTD

M1999/028264/07

In Business

13 Years 3 Months

0

No

 

TOTALSPORTS (PTY) LTD

M1999/028265/07

In Business

13 Years 3 Months

0

No

 

RCS INVESTMENT HOLDINGS (PTY) LTD

M2000/017884/07

In Business

12 Years 7 Months

0

No

 

FOSCHINI AT HOME (PTY) LTD

M2000/017888/07

In Business

12 Years 7 Months

0

No

 

RCS CARDS (PTY) LTD

M2000/017891/07

In Business

12 Years 7 Months

0

No

 

PRESTIGE CLOTHING (PTY) LTD

M2002/022233/07

In Business

10 Years 6 Months

0

No

 

 

Principal Previous Business Interests

 

Average Age of Previous Business                                16 Years

 

Company Name

Registration No

Status

Age of Business

Judgements

Liquidation

Comment

BRANSBY TRADING (PTY) LTD

M1988/060278/07

Deregistration Final

24 Years 4 Months

0

No

 

IDUTYWA OUTFITTERS (PTY) LTD

M1989/060189/07

Deregistration Final

23 Years 8 Months

0

No

 

TREBLE SPORTS (PTY) LTD

M1999/028263/07

Conversion CO/CC orCC/CO

13 Years 3 Months

0

No

 

UMDLALO FASHION (PTY) LTD

M1999/028267/07

In Business

13 Years 3 Months

0

No

 

OUTADEBT (PTY)LTD

M2004/028906/07

In Business

8 Years 5 Months

0

No

 

 

 

Principal's Deeds Information - No information on record


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.54.28

UK Pound

1

Rs.82.06

Euro

1

Rs.70.23

 

INFORMATION DETAILS

 

Report Prepared by :

MNL

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

----

NB

New Business

----

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.