MIRA INFORM REPORT

 

 

Report Date :            

23.03.2013

 

IDENTIFICATION DETAILS

 

Name :

JAMES FERGUSON PTY. LTD.

 

 

Registered Office :

37 College Street, Hamilton, Queensland, postal code 4007

 

 

Country :

Australia

 

 

Date of Incorporation :

30.06.1955

 

 

Com. Reg. No.:

009674891

 

 

Legal Form :

 Australian Proprietary Company

 

 

Line of Business :

Printing, direct mail, electronic direct mail, database management, data mining,

SMS marketing and predictive modelling services

 

 

No. of Employees :

70

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory 

Payment Behaviour :

Regular 

Litigation :

Clear 

 

 

NOTES:

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – June 30th, 2012

 

Country Name

Previous Rating

(31.03.2012)

Current Rating

(30.06.2012)

Australia

a1

a1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

Australia - ECONOMIC OVERVIEW

 

Australia's abundant and diverse natural resources attract high levels of foreign investment and include extensive reserves of coal, iron ore, copper, gold, natural gas, uranium, and renewable energy sources. A series of major investments, such as the US$40 billion Gorgon Liquid Natural Gas project, will significantly expand the resources sector. Australia also has a large services sector and is a significant exporter of natural resources, energy, and food. Key tenets of Australia''s trade policy include support for open trade and the successful culmination of the Doha Round of multilateral trade negotiations, particularly for agriculture and services. The Australian economy grew for 17 consecutive years before the global financial crisis. Subsequently, the former RUDD government introduced a fiscal stimulus package worth over US$50 billion to offset the effect of the slowing world economy, while the Reserve Bank of Australia cut interest rates to historic lows. These policies - and continued demand for commodities, especially from China - helped the Australian economy rebound after just one quarter of negative growth. The economy grew by 1.4% during 2009 - the best performance in the OECD - by 2.7% in 2010, and by 1.8% in 2011. Unemployment, originally expected to reach 8-10%, peaked at 5.7% in late 2009 and fell to 5.0% in 2011. As a result of an improved economy, the budget deficit is expected to peak below 4.2% of GDP and the government could return to budget surpluses as early as 2015. Australia was one of the first advanced economies to raise interest rates, with seven rate hikes between October 2009 and November 2010. The GILLARD government is focused on raising Australia''s economic productivity to ensure the sustainability of growth, and continues to manage the symbiotic, but sometimes tense, economic relationship with China. Australia is engaged in the Trans-Pacific Partnership talks and ongoing free trade agreement negotiations with China, Japan, and Korea.

 

Source : CIA

 

 Bottom of Form

Identification details  Bottom of Form

 

 

Verified Address

Subject name :                          JAMES FERGUSON PTY. LTD.

 

Other style / Business name :     FERGIES PRINT & MAIL / FERGIES DIGITAL / FERGIES

 

Business address :                    37 College Street

Town :                                      Hamilton

Province :                                 Queensland

Zip/postal code :                       4007

Country :                                   Australia

Tel :                                          +61 7 36306500

Fax :                                         +61 7 38570075

Website :                                  www.fergies.com.au

 

Registered address :                 37 College Street

Town :                                      Hamilton

Province :                                 Queensland

Zip/postal code :                       4007

Country :                                   Australia

 

 

Summary details

 

Executive Summary

Date founded or registered :      30/06/1955

Legal form :                              Australian Proprietary Company

Chief executive :                       John Abbott Ferguson

Issued & paid up capital :          AUD 38,004

Sales turnover :                         AUD 18,000,000 (Estimated Non-consolidated 12 months, 30/06/2012)

Line of business :                      Printing, direct mail, electronic direct mail, database management, data mining,

SMS marketing and predictive modelling services.

Staff employed :                       70 employees

 

 

 

Credit risk opinion

 

Company Analysis

Country risk :                             Country risk is minimal

Operation trend :                       Operational trend is steady

Management experience :          Management is adequately experienced

Financial performance :             Financial performance is good

Organization structure :              Organizational structure is consistent

Detrimental :                             No detrimental found

Payment history :                      No payment delays noted

 

 

Statutory details

 

Registry Data

Registration date :         30/06/1955

Legal form :                  Australian Proprietary Company

Registration no              Australia Company Number: 009674891

Registered authority :    Australian Securities and Investments Commission

Fiscal/ Tax no :             Australia Business Number: 95009674891

Registry status :            Live/Active

Previous name :            None reported.

Change of legal form :   None reported.

 

Other registration :         FERGIES PRINT & MAIL is a business name owned by the Subject registered on

22/07/2005 under business registration no: QLD BN19506673.

 

FERGIES is a business name owned by the Subject registered on 28/05/1996

under business registration no: QLD BN6098071.

 

FERGIES DIGITAL is a business name owned by the Subject registered on

24/04/2007 under business registration no: QLD BN20293264.

 

 

Management / directors

 

Key Management

Name :              John Abbott Ferguson

Designation :    Chief Executive Officer

 

Name :              Nathan Grima

Designation :    Business Development Manager

 

Name :              Rod Facey

Designation :    Chief Financial Officer

 

 

Board of directors / other appointments

 

Appointments

Name :                          John Abbott Ferguson

Designation :                Director and Company Secretary

Appointment date :        11/08/69

Address :                      12 Dublin Street

Clayfield, QLD 4011

Australia

Biography :                   Born on 04-06-1944 in Brisbane, Queensland, Australia.

Staff employed :           70 employees

 

 

Share capital

 

Composition

Authorized Capital :       AUD 38,004

No of shares :               2,500 Cumulative Preference Shares / 5,502 Ordinary Class A Shares / 1,000

Ordinary Class              B Shares / 10,000 Preference Shares

Share par value :           AUD 2

Issued capital :              AUD 38,004

Paid up capital :            AUD 38,004

 

 

ownership / shareholders

 

How listed :                   Full List

 

Composition

Shareholder name :       John Abbott Ferguson

Address :                      12 Dublin Street

Clayfield, QLD 4011

Australia

No. of shares :              2,500 Cumulative Preference Shares / 1,000 Ordinary Class A Shares / 500

Ordinary Class  B Shares / 10,000 Preference Shares

 

Shareholder name :       Wendy Margaret Ferguson

Address :                      81 Virginia Avenue

Hawthorne, QLD 4171

Australia

No. of shares :              500 Ordinary Class A Shares

 

 

Shareholder name :       Jane Hilma Ireland

Address :                      C/o JAMES FERGUSON PTY. LTD.

37 College Street

Hamilton, QLD 4007

Australia

No. of shares :              500 Ordinary Class A Shares

 

 

Shareholder name :       Anne Louise Clarke

Address :                      2 Beverley Avenue

Rochedale South, QLD 4123

Australia

No. of shares :              500 Ordinary Class A Shares

 

 

Shareholder name :       Hilma Margaret Ferguson

Address :                      416 Forest Court

Albany Creek, QLD 4035

Australia

No. of shares :              3,002 Ordinary Class A Shares

 

Shareholder name :       Judith Anne Ferguson

Address :                      12 Dublin Street

Clayfield, QLD 4011

Australia

No. of shares :              500 Ordinary Class B Shares

 

 

Related companies & corporate Affiliations

 

Structure

Name :              JAMES FERGUSON HOLDINGS PTY. LTD.

Affiliation type : Associate

Address :          37 College Street

Hamilton, QLD 4007

Australia

 

 

Bank & mortgages

 

Bank Details

Name of bank :                         Westpac Bank

Address :                      Australia

Account details :           Current Account

 

Comments :                  It is generally not the policy of local banks to provide credit status information to

non related parties, however interested parties would be advised to consult first

with the Subject if banker's references are required.

 

Mortgages :                  None reported.

 

Legal Fillings

Bankruptcy fillings :       None reported.

Court judgements :        None reported.

Tax liens :                     None reported.

Others :                                    None reported

 

 


financial data

 

Description

Source of financial statement :   Provided by the Subject

Financial statement date :          30/06/12

Type of accounts :                    Estimated key figures

Currency :                                 Australia Dollar (AUD)

Exchange rate :                         1 USD = AUD 0.96 as of 20-03-2013

 

 

Summarized Financial Information

Consolidation type :                  Non Consolidated

Currency :                                 Australia Dollar (AUD)

Denomination :                          (x1) One

Date of financial year end :        30/06/12

Length of accounts :                 12 months

Sale turnover / Income :             18,000,000

 

Comments :                  The estimated turnover was provided by Mr. Cory.

 

The Subject is classified as a small proprietary company by the Australian

Securities & Investments Commission hence is not required to disclose their

financial statement.

 

A proprietary company is defined as small for a financial year if it satisfies at least two of the following:

 

- The consolidated revenue for the financial year of the company and any entities it controls is less than $25 million;

 

-The value of the consolidated gross assets at the end of the financial year of the company and any entities it controls is less than $12.5 million, and

 

-The company and any entities it controls have fewer than 50 employees at the end of the financial year.

 

 

Operation details

 

Main activities :                         The Subject is engaged in printing, direct mail, electronic direct mail,

database management, data mining, SMS marketing and predictive

modelling services.

 

Purchases

International :                Mainly from Taiwan, China, India, Indonesia, Thailand

 

 

Sales

Local :                          Yes

International :                New Zealand


Property & Assets

Premises :        The Subject operates from premises located at the verified heading

address consisting of a printing facilities, warehouse and administrative

office.

 

Branches :        None reported.

 

 

Summarized country risk

 

Central bank                                          :   Reserve Bank of Australia

Reserve of foreign exchange & gold      :   US$ 43.879 billion

Gross domestic product – GDP             :   US$ 1.586 trillion

 

GPP (Purchasing power parity)              :   954.296 billion of International dollars

 

GDP per capita - current prices              :   US$ 68,916

 

GDP - composition by sector                :   agriculture: 4% industry: 25.6% services: 70.4%

 

Inflation            :                                               2009: 1.8%

2010: 2.8%

2011: 3.4%

 

Unemployment rate                               2009: 5.6 %

2010: 5.2 %

2011:5.1 %

 

Public debt

(General Government gross

debt as a % GDP)                                 2009:  16.9%

2010:  20.4%

2011:    22.9 %

 

Government bond ratings                      Standard & Poor's: AAA-/Stable/A-1+

Moody's rating: Aaa

Moody's outlook: STA

 

Market value of publicly traded shares    US$ 1.258 trillion

 

Largest companies in the country           Commonwealth Bank (Banking), BHP Billiton (Materials), Westpac

Banking Group (Banking), Rio Tinto (Materials), National Australia Bank (Banking), ANZ Banking (Banking), Telstra (Telecommunications)


 

Trade & Competitiveness Overview

 

Total exports                                        US$210.7 billion

 

Exports commodities                           coal, iron ore, gold, meat, wool, alumina, wheat

 

Total imports                                        US$187.2 billion

 

Imports commodities                            machinery and transport equipment, computers and office machines, telecommunication equipment and parts, crude oil and petroleum products

 

Export - major partners                          Japan 18.9%, China 14.2%, South Korea 8%, US 6%, NZ 5.6%, India

5.5%, UK 4.2%

 

Import - major partners                          China 15.5%, US 12.8%, Japan 9.6%, Singapore 5.6%, Germany

5.2%, UK 4.3%, Thailand 4.2%

 

FDI Inflows                                           2009: US$46,843 million

2009: US$25,716 million

2010: US$32,472 million

 

 

 

FDI Outflows                                                                          2008: US$33,604 million

2009: US$ 16,160 million

2010: US$26,431 million

 

 

Best countries for doing business         :   10 out of 183 countries

Global competitiveness ranking              :   20 (ranking by country on a basis of 142, the first is the best)

 

 

Country and Population Overview

Total population                                   : 22.23 million

Total area                                            : 7,692,024 km2

Capital                                                 :  Canberra

Currency                                                                                                      :   Australian Dollars (AUD)

Internet users as % of total population   : 76%

 

 


Payment history

 

Purchase Term

International :                L/C, Prepayment, Telegraphic transfer, Credit 30-90 days

 

 

Sales Term

Local :                          Prepayment, Bank transfer, Credit 30-90 days

International :                L/C, Telegraphic transfer, Credit 30-90 days

 

 

Trade Reference/ Payment Behaviour

Comments :                  As local and international trade references were not supplied, the Subject's

payment track record history cannot be appropriately determined but based

on our research, payments are believed to be met without delay.

 

 

Investigation Note

Sources :                      Interviews and material provided by the Subject

Other official and local business sources


 FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.54.34

UK Pound

1

Rs.82.56

Euro

1

Rs.70.10

 

INFORMATION DETAILS

 

Report Prepared by :

MNL

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

----

NB

New Business

----

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

 

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.