MIRA INFORM REPORT

Report Date :

23.03.2013

IDENTIFICATION DETAILS

Name :	LIM KHEANG
Registered Office :	5C St 300 Sangkat Boeng Keng Kang II, Phnom Penh
Country :	Cambodia
Date of Incorporation :	Not Available
Legal Form :	Not Available
Line of Business :	Trader of Office Equip./Supplies & Stationery
No. of Employees :	Not Available

RATING & COMMENTS

MIRA’s Rating :

Ca

RATING		STATUS	PROPOSED CREDIT LINE
11-25	Ca	Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity	Limited with full security

Status :	Small Concern
Payment Behaviour :	Unknown
Litigation :	Clear

NOTES :

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

ECGC Country Risk Classification List – June 30^th, 2012

Country Name	Previous Rating (31.03.2011)	Current Rating (30.06.2012)
Cambodia	C1	C1

Risk Category	ECGC Classification
Insignificant	A1
Low	A2
Moderate	B1
High	B2
Very High	C1
Restricted	C2
Off-credit	D

CAMBODIA - ECONOMIC OVERVIEW

Since 2004, garments, construction, agriculture, and tourism have driven Cambodia's growth. GDP climbed more than 6% per year between 2010 and 2012. The garment industry currently employs more than 335,000 people and accounts for more than 75% of Cambodia's total exports. In 2005, exploitable oil deposits were found beneath Cambodia's territorial waters, representing a potential revenue stream for the government, if commercial extraction becomes feasible. Mining also is attracting some investor interest and the government has touted opportunities for mining bauxite, gold, iron and gems. The tourism industry has continued to grow rapidly with foreign arrivals exceeding 2 million per year since 2007. Cambodia, nevertheless, remains one of the poorest countries in Asia and long-term economic development remains a daunting challenge, inhibited by endemic corruption, limited educational opportunities, high income inequality, and poor job prospects. Approximately 4 million people live on less than $1.25 per day and 37% of Cambodian children under the age of 5 suffer from chronic malnutrition. More than 50% of the population is less than 25 years old. The population lacks education and productive skills, particularly in the impoverished countryside, which also lacks basic infrastructure. The Cambodian government is working with bilateral and multilateral donors, including the World Bank and IMF, to address the country's many pressing needs; more than 50% of the government budget comes from donor assistance. The major economic challenge for Cambodia over the next decade will be fashioning an economic environment in which the private sector can create enough jobs to handle Cambodia's demographic imbalance.

Source : CIA

REGISTERED NAME & COMPANY SUMMARY

Company Details

Organization Name	:	LIM KHEANG
Address	:	5C St 300 Sangkat Boeng Keng Kang II, Phnom Penh
Country	:	Cambodia
Primary Business Activity	:	Trader
Key Industry	:	Office Equip./Supplies & Stationery

Key Facts

Operational Address	:	5C St 300 Sangkat Boeng Keng Kang II, Phnom Penh
License Number	:	Unknown
License Status	:	No license exists.
Legal Form - Category	:	n/a
Legal Form	:	n/a
Legal Form - Abbreviation	:	n/a
Operational Status of Business	:	Office exists but not operating under a license issued to the Subject Business Entity

DIRECTORS/MANAGEMENT

N/a

NEGATIVE INFORMATION

NEGA-SCAN - ADVERSE DATA MONITORING

DISHONORED CHECKS

No Record Found

DEBT	No Record Found

LITIGATION

No Record Found

PERFORMANCE DEFAULTS

No Record Found

ADVERSE LOCAL MEDIA COVERAGE / ADVERSE FILING HISTORY

No Record Found

SHARE & SHARE CAPITAL INFORMATION

N/a

PAYMENT INFORMATION

N/a

GROUP STRUCTURE & AFFILIATED COMPANIES

N/a

FINANCIAL INFORMATION

FINANCIAL STATEMENT - DETAILED

Due to the nature of this entity, there are no financials available.

FOREIGN EXCHANGE RATES

N/a

ADDITIONAL INFORMATION

Operational Status of Business		:	Office exists but not operating under a license issued to the Subject Business Entity
	Report Details

Country	:	Cambodia
Business Entity Name	:	LIM KHEANG
Acronym	:	LK
Primary Business Activity	:	Trader
Primary Industry	:	Office Equip./Supplies & Stationery
Office Contact Details
Operating Address	:	5C St 300 Sangkat Boeng Keng Kang II, Phnom Penh

Primary Products

Products / Materials / Services Description	Activity
Office supplies	Trading
Papers	Trading
Pens	Trading
Stationery	Trading
Tapes	Trading

SIC PRODUCT CLASSIFICATION & ACTIVITY

Product/Service Description	Code	Activity
Pens, mechanical pencils, and parts	3951	Trading
Stationery & Office Supplies	5112	Trading
Stationery products	2678	Trading

HARMONIZED PRODUCT CLASSIFICATION & ACTIVITY

Product/Service Description	Code	Activity
Envelopes, postcards etc & boxes etc of stationery	4817	Trading
Office or school supplies of plastic	3926100000	Trading
Paper & paperboard, articles of paper pulp	4800	Trading
Pens (ball point, soft tip etc), mech pencils etc, parts	9608	Trading

CORE BUSINESS DESCRIPTION

Core Business

The primary business focus of LIM KHEANG is Trading - Finished products.

Key products include:

• Office supplies
• Papers
• Pens
• Stationery
• Tapes

An integral part of the core business includes:

• Distribution - Via single / independently-owned retail outlets

NOTES & COMMENTS

N/a

FOREIGN EXCHANGE RATES

Currency	Unit	Indian Rupees
US Dollar	1	Rs.54.33
UK Pound	1	Rs.82.56
Euro	1	Rs.70.10

INFORMATION DETAILS

Report Prepared by :

PRL

RATING EXPLANATIONS

RATING		STATUS	PROPOSED CREDIT LINE
>86	Aaa	Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums	Unlimited
71-85	Aa	Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums	Large
56-70	A	Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums	Fairly Large
41-55	Ba	Overall operation is considered normal. Capable to meet normal commitments.	Satisfactory
26-40	B	Capability to overcome financial difficulties seems comparatively below average.	Small
11-25	Ca	Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity	Limited with full security
<10	C	Absolute credit risk exists. Caution needed to be exercised	Credit not recommended
--	NB	New Business	--

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

Financial condition (40%) Ownership background (20%) Payment record (10%)

Credit history (10%) Market trend (10%) Operational size (10%)

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This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.