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Report Date : |
23.03.2013 |
IDENTIFICATION DETAILS
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Name : |
PRO-ORTO PIOTR BUKOWSKI |
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Registered Office : |
ul. Tadeusza 22, 05-420 Józefów |
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Country : |
Poland |
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Date of Incorporation : |
19.04.2006 |
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Legal Form : |
Natural persons conducting business activity |
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Line of Business : |
wholesaler
of handmade Persian carpets |
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No. of Employees : |
01 to 09 employees |
RATING & COMMENTS
|
MIRA’s Rating : |
B |
|
RATING |
STATUS |
PROPOSED CREDIT LINE |
|
|
26-40 |
B |
Capability to overcome financial difficulties seems comparatively
below average. |
Small |
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Status : |
Moderate |
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Payment Behaviour : |
Usually Correct |
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Litigation : |
Clear |
NOTES:
Any query related to this report can be made
on e-mail: infodept@mirainform.com
while quoting report number, name and date.
ECGC Country Risk Classification List – June 30th, 2012
|
Country Name |
Previous Rating (31.03.2012) |
Current Rating (30.06.2012) |
|
Poland |
A2 |
A2 |
|
Risk Category |
ECGC
Classification |
|
Insignificant |
A1 |
|
Low |
A2 |
|
Moderate |
B1 |
|
High |
B2 |
|
Very High |
C1 |
|
Restricted |
C2 |
|
Off-credit |
D |
Poland - ECONOMIC OVERVIEW
Poland has pursued a policy of economic liberalization since 1990 and
today stands out as a success story among transition economies. It is the only
country in the European Union to avoid a recession through the 2008-09 economic
downturn, although GDP per capita is still much below the EU average. Since
2004, EU membership and access to EU structural funds have provided a major
boost to the economy. Unemployment has been 2% more than the EU average.
Inflation reached a low of about 2.6% in 2010 due to the global economic
slowdown, but climbed to 4.3% in 2011. Poland's economic performance could
improve over the longer term if the country addresses some of the remaining
deficiencies in its road and rail infrastructure and its business environment.
An inefficient commercial court system, a rigid labor code, bureaucratic red
tape, burdensome tax system, and persistent low-level corruption keep the
private sector from performing up to its full potential. Weak revenues,
together with rising demands to fund healthcare, education, and the state
pension system caused the public sector budget deficit to rise to 7.8% of GDP
in 2010, but the PO/PSL coalition government, which came to power in November
2007, took measures to shore up public finances - including increasing
contributions to the public pension scheme at the expense of private pension
funds - and reduced the deficit to 2.9% of GDP in 2011. For 2012 the coalition
government has proposed further deficit-reducing reforms and to fulfill its
promise to enact business-friendly reforms
|
Source : CIA |
PRO-ORTO Piotr
Bukowski
ul. Tadeusza 22
05-420 Józefów
Phone: 22 7893916
Mobile phone: 602 213 812
Fax: 22 7893916
E-mail: p_bukowski@o2.pl
Website: www.pro-orto.com.pl
Legal form Natural
persons conducting business activity
Stat.no. 140517750
Tax ID PL 5321130921
Establishment 19.04.2006
Registration: 31.12.2011,
Central Business Activity Registration and Information Office, No. NIP
5321130921
Data concerning
previous registrations:
Municipal Office Józefów, No. 6477
Piotr Tadeusz Bukowski , personal ID no. (PESEL) 61112302051
wholesale of
handmade Persian carpets
Branches NACE 2007:
Wholesale of other
household goods (G.46.49.Z)
Other wholesale (G.46.90.Z)
Other reloading (H.52.24.C)
Real estate renting (L.68.20.Z)
Employment 2009:
1 to 9 employees
2010:
1 to 9 employees
Turnover data
not possible to obtain
Balance data is
not available due to the lack of balance data publication.
While rating the
company, it is advisable to take into consideration information about the
branch , the company is acting in
(G.46.49.Z - NACE
2007), as at : 30.09.2012 31.12.2011 31.12.2010 31.12.2009 31.12.2008
Current ratio............................ 1,62 1,49 1,74 0,91 1,00
Quick ratio.............................. 0,94 0,96 1,27 0,58 0,62
Immediate ratio.......................... 0,09 0,06 0,08 0,03 0,05
Return on sale........................... 2,35 1,50 4,15 0,68 0,77
Return on assets......................... 2,66 2,47 7,38 1,38 1,58
Return on equity......................... 7,23 7,25 12,97 5,75 7,64
Average trade debtors' days.............. 91,05 99,56 82,03 65,02 68,97
Average stock turnover's days............ 72,79 56,93 31,85 39,29 46,56
average payables payment period.......... 108,48 110,48 69,61 120,95 124,52
Total indebtedness ratio................. 63,28 65,91 43,13 76,06 79,38
Percent share in the
examinated group
of companies with net profit............. 66,70 73,50 76,10 81,00 81,60
Sales/revenue per employee in th. PLN.... 575,06 795,34 1 157,41 888,69 858,13
Average sales/revenue per
company in
th. PLN.................................. 48 177,00 69 147,59 110 608,07 100 358,07
106 837,11
according to the Central Statistical
Office
Locations: seat: ul. Tadeusza 22,
05-420 Józefów
Phone:
22 7893916
Mobile phone:
602 213 812
Fax:
22 7893916
E-mail:
p_bukowski@o2.pl
Website:
www.pro-orto.com.pl
Real Estate No data
Verification of information on real estate ownership position through the Real Estate Register is not covered by the standard report.
Connections: Piotr
Tadeusz Bukowski , personal ID no. (PESEL) 61112302051
-
BUPECO P. BUKOWSKI M. PERŁOWSKI SPÓŁKA JAWNA W LIKWIDACJI NIP
5320100361, ul. Tadeusza 22, 05-420 Józefów
· shareholder
· liquidator
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POLSKA FUNDACJA OCHRONY DZIEDZICTWA KULTURY NIP 5242305042, ul. Tadeusza 25,
05-420 Józefów
· member of supervisory board
- ASMA POLSKA Sp. z o.o. NIP 5321877407, Wola Ducka, ul. Mostów 10, 05-408 Glinianka shareholder: PLN 7 500,00 (15,00%)
Data concerning connections are valid as at: 28.02.2013.
Banks Names of banks were not disclosed
Payment Manner In available sources, payment delays have not been noted
Credit capability Business connections should not be refused, credits require security
Due to no insight into financial situation of the company
FOREIGN EXCHANGE RATES
|
Currency |
Unit
|
Indian Rupees |
|
US Dollar |
1 |
Rs.54.34 |
|
UK Pound |
1 |
Rs.82.56 |
|
Euro |
1 |
Rs.70.10 |
INFORMATION DETAILS
|
Report Prepared
by : |
MNL |
RATING EXPLANATIONS
|
RATING |
STATUS |
PROPOSED CREDIT LINE |
|
|
>86 |
Aaa |
Possesses an extremely sound financial base with the strongest
capability for timely payment of interest and principal sums |
Unlimited |
|
71-85 |
Aa |
Possesses adequate working capital. No caution needed for credit transaction.
It has above average (strong) capability for payment of interest and
principal sums |
Large |
|
56-70 |
A |
Financial & operational base are regarded healthy. General
unfavourable factors will not cause fatal effect. Satisfactory capability for
payment of interest and principal sums |
Fairly Large |
|
41-55 |
Ba |
Overall operation is considered normal. Capable to meet normal
commitments. |
Satisfactory |
|
26-40 |
B |
Capability to overcome financial difficulties seems comparatively below
average. |
Small |
|
11-25 |
Ca |
Adverse factors are apparent. Repayment of interest and principal sums
in default or expected to be in default upon maturity |
Limited with
full security |
|
<10 |
C |
Absolute credit risk exists. Caution needed to be exercised |
Credit not
recommended |
|
---- |
NB |
New Business |
---- |
This score serves as a reference to assess
SC’s credit risk and to set the amount of credit to be extended. It is
calculated from a composite of weighted scores obtained from each of the major
sections of this report. The assessed factors and their relative weights (as
indicated through %) are as follows:
Financial
condition (40%) Ownership
background (20%) Payment
record (10%)
Credit history
(10%) Market trend (10%) Operational size
(10%)
This report is issued at your request without any
risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL)
or its officials.