MIRA INFORM REPORT

 

 

Report Date :

25.03.2013

 

IDENTIFICATION DETAILS

 

Name :

ELECTRA POLYMERS LTD.

 

 

Registered Office :

Roughway Mill Tonbridge, TN11 9SG

 

 

Country :

United Kingdom

 

 

Financials (as on) :

31.01.2012

 

 

Date of Incorporation :

18.09.1997

 

 

Com. Reg. No.:

03435974

 

 

Legal Form :

Private Subsidiary

 

 

Line of Business :

Manufacture of other chemical products not elsewhere classified

 

 

No. of Employees :

Not Available

 

RATING & COMMENTS

 

MIRA’s Rating :

B

 

RATING

STATUS

PROPOSED CREDIT LINE

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

Small

 

Status :

Moderate

Payment Behaviour :

Unknown

Litigation :

Clear

 

 

NOTES :

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – June 30th, 2012

 

Country Name

Previous Rating

(31.03.2011)

Current Rating

(30.06.2012)

United Kingdom

A1

A1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 

UNITED KINGDOM - ECONOMIC OVERVIEW

 

The UK, a leading trading power and financial center, is the third largest economy in Europe after Germany and France. Over the past two decades, the government has greatly reduced public ownership and contained the growth of social welfare programs. Agriculture is intensive, highly mechanized, and efficient by European standards, producing about 60% of food needs with less than 2% of the labor force. The UK has large coal, natural gas, and oil resources, but its oil and natural gas reserves are declining and the UK became a net importer of energy in 2005. Services, particularly banking, insurance, and business services, account by far for the largest proportion of GDP while industry continues to decline in importance. After emerging from recession in 1992, Britain's economy enjoyed the longest period of expansion on record during which time growth outpaced most of Western Europe. In 2008, however, the global financial crisis hit the economy particularly hard, due to the importance of its financial sector. Sharply declining home prices, high consumer debt, and the global economic slowdown compounded Britain's economic problems, pushing the economy into recession in the latter half of 2008 and prompting the then BROWN (Labour) government to implement a number of measures to stimulate the economy and stabilize the financial markets; these include nationalizing parts of the banking system, temporarily cutting taxes, suspending public sector borrowing rules, and moving forward public spending on capital projects. Facing burgeoning public deficits and debt levels, in 2010 the CAMERON-led coalition government (between Conservatives and Liberal Democrats) initiated a five-year austerity program, which aims to lower London's budget deficit from over 10% of GDP in 2010 to nearly 1% by 2015. In November 2011, Chancellor of the Exchequer George OSBORNE announced additional austerity measures through 2017 because of slower-than-expected economic growth and the impact of the euro-zone debt crisis. The CAMERON government raised the value added tax from 17.5% to 20% in 2011. It has pledged to reduce the corporation tax rate to 23% by 2015. The Bank of England (BoE) implemented an asset purchase program of up to £325 billion (approximately $525 billion) as of February 2011. During times of economic crisis, the BoE coordinates interest rate moves with the European Central Bank, but Britain remains outside the European Economic and Monetary Union (EMU).

Source : CIA


Company name and address

Top of Form

Bottom of Form

Top of Form

Electra Polymers Ltd.

                                                                                                                                             

 

Roughway Mill

 

 

Tonbridge, TN11 9SG

United Kingdom

(Trading Address)
Registered Address

 

 

Tel:

01732 811118

 

www.electrapolymers.com

 

Employees:

NA

Company Type:

Private Subsidiary

Corporate Family:

7 Companies

Ultimate Parent:

Kylix Ltd.

 

 

Quoted Status:

Non-quoted Company

Incorporation Date:

18-Sep-1997

Auditor:

Hilden Park Accountants Ltd.

 

Financials in:

 USD (mil)

Fiscal Year End:

31-Jan-2012

Reporting Currency:

British Pound Sterling

Annual Sales:

NA

Total Assets:

3.3

                                     

Business Description      

 

Since 1984 Electra has been a leader in the development of advanced speciality polymer based resists and coatings for the global electronics manufacturing industry. With an emphasis on innovation, R&D and customer support, we provide customers with world class materials to help them manufacture environmentally compliant products faster, cheaper and of higher quality. Whatever their size or wherever their location, our customers share a common goal: to constantly improve their production processes, so that sophisticated designs are manufactured in the fastest, most reliable, most repeatable and least expensive manner. At Electra, everyone is dedicated to helping our customers achieve this goal. What sets us apart from other polymer resist and coating manufacturers is the quality of our innovation, R&D and technical support. One of the first companies to develop a two-component aqueous photoimageable soldermask, we were the first resist manufacturer to proactively work closely with machine manufacturers to optimise our products for spray application - a technology now widely established for the many benefits it offers in terms of coating uniformity, track-edge coverage, blind-via encapsulation and minimal soldermask deposition in holes. Today we provide major PCB and membrane switch manufactures worldwide with all the polymer resist products they require. In addition, our technical capabilities have lead to our Electraluxâ„¢ range of printable display inks becoming rapidly established as a leader in polymer resist technology for the manufacture of high reliability electroluminescent lamps. However, it doesn't stop there. As an Electra customer, you not only partner with a supplier of cutting edge products that will satisfy your current needs, but you start to build a relationship with a company that will continually develop these, as well as new products, to satisfy your future demands. Innovation For many companies innovation is a word overplayed by their marketing departments. At Electra, innovation is the cornerstone of our approach to R&D, resulting in us being at the forefront of PCB and membrane switch material development for over 20 years. As well as the continued improvement of traditional technologies, we are actively involved in the development of direct imaging materials and the employment of nano-technology. These enable our customers to reap the accuracy and cost benefits associated with digital imaging From inkjet to laser, our polymer chemists and process engineers are actively involved in projects targeted at both incremental and step-change improvements in materials technology for the electronics industry. Company Information Electra Polymers Ltd. Registered in England. Registration No: 03435974 Registered Office Address Roughway Mill, Tonbridge, Kent, TN11 9SG, England.

          

Industry                                                                                                                                

 

Industry

Chemical Manufacturing

ANZSIC 2006:

1899 - Other Basic Chemical Product Manufacturing Not Elsewhere Classified

NACE 2002:

2466 - Manufacture of other chemical products not elsewhere classified

NAICS 2002:

325998 - All Other Miscellaneous Chemical Product and Preparation Manufacturing

UK SIC 2003:

2466 - Manufacture of other chemical products not elsewhere classified

UK SIC 2007:

2059 - Manufacture of other chemical products n.e.c.

US SIC 1987:

2899 - Chemicals and Chemical Preparations, Not Elsewhere Classified

                      

Key Executives           

   

 

Name

Title

Susan Joy Large

Secretary

Edward Nicholas Heesom

Director

Wendy Mary Dobie Heesom

Director

John Richard Heesom

Director

Shaun Tibbals

Director

   

Financial Summary                                                                                 

 

FYE: 31-Jan-2012

USD (mil)

Key Figures

 

Current Assets

2.96

Fixed Assets

0.30

Total Liabilities

1.68

Net Worth

1.28

 

Key Ratios

 

Current Ratio

1.76

Acid Test

1.07

 

 

1 - Profit & Loss Item Exchange Rate: USD 1 = GBP 0.6246957
2 - Balance Sheet Item Exchange Rate: USD 1 = GBP 0.6375173

 

 

Corporate Overview

 

Location
Roughway Mill
Tonbridge, TN11 9SG
Kent County
United Kingdom

 

Tel:

01732 811118

 

www.electrapolymers.com

Sales GBP(mil):

NA

Assets GBP(mil):

2.1

Employees:

NA

Fiscal Year End:

31-Jan-2012

 

Industry:

Chemical Manufacturing

Registered Address:
Roughway Mill
Tonbridge, TN11 9SG
United Kingdom

 

Incorporation Date:

18-Sep-1997

Company Type:

Private Subsidiary

Quoted Status:

Not Quoted

Registered No.(UK):

03435974

 

Director:

John Richard Heesom

 

Industry Codes

 

ANZSIC 2006 Codes:

1899

-

Other Basic Chemical Product Manufacturing Not Elsewhere Classified

 

NACE 2002 Codes:

2466

-

Manufacture of other chemical products not elsewhere classified

 

NAICS 2002 Codes:

325998

-

All Other Miscellaneous Chemical Product and Preparation Manufacturing

 

US SIC 1987:

2899

-

Chemicals and Chemical Preparations, Not Elsewhere Classified

 

UK SIC 2003:

2466

-

Manufacture of other chemical products not elsewhere classified

 

UK SIC 2007:

2059

-

Manufacture of other chemical products n.e.c.

 

Business Description

Sale of photopolymer products.

 

More Business Descriptions

Since 1984 Electra has been a leader in the development of advanced speciality polymer based resists and coatings for the global electronics manufacturing industry. With an emphasis on innovation, R&D and customer support, we provide customers with world class materials to help them manufacture environmentally compliant products faster, cheaper and of higher quality. Whatever their size or wherever their location, our customers share a common goal: to constantly improve their production processes, so that sophisticated designs are manufactured in the fastest, most reliable, most repeatable and least expensive manner. At Electra, everyone is dedicated to helping our customers achieve this goal. What sets us apart from other polymer resist and coating manufacturers is the quality of our innovation, R&D and technical support. One of the first companies to develop a two-component aqueous photoimageable soldermask, we were the first resist manufacturer to proactively work closely with machine manufacturers to optimise our products for spray application - a technology now widely established for the many benefits it offers in terms of coating uniformity, track-edge coverage, blind-via encapsulation and minimal soldermask deposition in holes. Today we provide major PCB and membrane switch manufactures worldwide with all the polymer resist products they require. In addition, our technical capabilities have lead to our Electraluxâ„¢ range of printable display inks becoming rapidly established as a leader in polymer resist technology for the manufacture of high reliability electroluminescent lamps. However, it doesn't stop there. As an Electra customer, you not only partner with a supplier of cutting edge products that will satisfy your current needs, but you start to build a relationship with a company that will continually develop these, as well as new products, to satisfy your future demands. Innovation For many companies innovation is a word overplayed by their marketing departments. At Electra, innovation is the cornerstone of our approach to R&D, resulting in us being at the forefront of PCB and membrane switch material development for over 20 years. As well as the continued improvement of traditional technologies, we are actively involved in the development of direct imaging materials and the employment of nano-technology. These enable our customers to reap the accuracy and cost benefits associated with digital imaging From inkjet to laser, our polymer chemists and process engineers are actively involved in projects targeted at both incremental and step-change improvements in materials technology for the electronics industry. Company Information Electra Polymers Ltd. Registered in England. Registration No: 03435974 Registered Office Address Roughway Mill, Tonbridge, Kent, TN11 9SG, England.

 

 

 

 

 

 

Financial Data

Financials in:

GBP(mil)

 

Assets:

2.1

Current Assets:

1.9

 

Fixed Assets:

0.2

 

Long Term Debt:

0.0

 

Total Liabilities:

1.1

 

Issued Capital:

10.0

 

Working Capital:

0.8

 

Net Worth:

0.8

 

 

 

Date of Financial Data:

31-Jan-2012

 

1 Year Growth

NA

 

Key Corporate Relationships

Auditor:

Hilden Park Accountants Ltd.

 

Auditor:

Hilden Park Accountants Ltd.

 

Auditor History

Hilden Park Accountants Ltd.

31-Jan-2012

Bsr Bespoke Ltd.

31-Jan-2011

Bespokes Ltd.

31-Jan-2010

Bespokes Ltd.

31-Jan-2009

Clb Gatwick LLP

31-Jan-2008

 

 

 

 

 

 

 

 

    

Corporate Structure News

 

Electra Polymers Ltd.
Total Corporate Family Members: 7

 

 

Company Name

Company Type

Location

Country

Industry

Sales
(USD mil)

Employees

Kylix Ltd.

Parent

Rotherham

United Kingdom

Nonclassifiable Industries

 

 

Lintfield Ltd.

Subsidiary

Tonbridge

United Kingdom

Commercial Banks

 

 

Electra Holdings Ltd.

Subsidiary

Tonbridge

United Kingdom

Commercial Banks

 

30

Electra Polymers & Chemicals Ltd.

Subsidiary

Tonbridge

United Kingdom

Nonclassifiable Industries

 

 

Electra Technology Ltd.

Subsidiary

Tonbridge

United Kingdom

Rental and Leasing

 

 

Electra Polymers Ltd.

Subsidiary

Tonbridge

United Kingdom

Chemical Manufacturing

 

 

Electra Chemicals Ltd.

Subsidiary

Tonbridge

United Kingdom

Nonclassifiable Industries

 

 

 



 

Executives Report

 

Board of Directors

 

Name

Title

Function

John Richard Heesom

 

Director

Director/Board Member

Age: 38

 

Edward Nicholas Heesom

 

Director

Director/Board Member

 

 

Age: 68

 

Wendy Mary Dobie Heesom

 

Director

Director/Board Member

 

 

Age: 65

 

Shaun Tibbals

 

Director

Director/Board Member

 

 

Age: 43

 

Christopher Ian Wall

 

Director

Director/Board Member

 

 

Age: 52

.

Education:

Southampton University, Honours (Chemistry)

 

Executives

 

Name

Title

Function

Susan Joy Large

 

Secretary

Company Secretary

 

 

Directors and Shareholders Report

 

Annual Return Date: 18 Sep 2012
Total Issued Capital (GBP 000): 1,000

 

Individual Directors

 

Name

Status

DOB

Filed Address

Appointment Date

Resignation Date

Summary of Directorships

 

Shaun
Tibbals

Current

17 Aug 1969

Roughway Mill Dunks Green,
Tonbridge, Kent TN11 9SG

15 Apr 2004

NA

Current:5
Previous:0
Disqualifications:0

 

Wendy Mary Dobie
Heesom

Current

23 Jun 1947

Roughway Mill Dunks Green,
Tonbridge, Kent TN11 9SG

01 May 2011

NA

Current:4
Previous:0
Disqualifications:0

 

John Richard
Heesom

Current

20 Aug 1974

Roughway Mill Dunks Green,
Tonbridge, Kent TN11 9SG

01 May 2011

NA

Current:4
Previous:0
Disqualifications:0

 

Christopher Ian
Wall

Current

23 Jun 1960

Holmbury, Queens Avenue,
Maidstone, Kent ME16 0EN

06 Jan 1998

NA

Current:5
Previous:0
Disqualifications:0

 

Edward Nicholas
Heesom

Current

11 Nov 1944

Salmans Manor, Grove Road,
Tonbridge, Kent TN11 8DX

16 Jun 2003

NA

Current:6
Previous:5
Disqualifications:0

 

David John
Paul

Previous

14 Oct 1949

Floor 27 City Point, One Ropemaker Street,
London , London EC2Y 9ST

31 Mar 1998

31 Jan 2005

Current:1
Previous:39
Disqualifications:0

 

Wendy Mary Dobie
Heesom

Previous

23 Jun 1947

Roughway Mill, Tonbridge,
Tonbridge, Kent TN11 9SG

06 Jan 1998

31 Mar 1998

Current:2
Previous:9
Disqualifications:0

 

Edward Nicholas
Heesom

Previous

11 Nov 1944

Salmans Manor, Grove Road,
Tonbridge, Kent TN11 8DX

18 Sep 1997

31 Mar 1998

Current:6
Previous:5
Disqualifications:0

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Corporate Directors

 

Company Name

Status

Registered Address

Appointment Date

Resignation Date

Waterlow Nominees Limited

Previous

6-8 Underwood Street,
London , London N1 7JQ

18 Sep 1997

18 Sep 1997

 

 

 

 

Individual Secretaries

 

Name

Status

DOB

Filed Address

Appointment Date

Resignation Date

Summary of Directorships

 

Susan Joy
Large

Current

NA

Roughway Mill, Dunks Green,
Tonbridge, Kent TN11 9SG

01 May 2011

NA

Current:1
Previous:0
Disqualifications:0

 

Robert Osborne
Hagger

Previous

27 Mar 1942

32 Church Road,
Tunbridge Wells, Kent TN1 1JP

18 Sep 1997

06 Jan 1998

Current:10
Previous:16
Disqualifications:0

 

John Richard
Heesom

Previous

20 Aug 1979

Roughway Mill, Tonbridge,
Tonbridge, Kent TN11 9SG

01 Apr 2000

22 Nov 2005

Current:1
Previous:5
Disqualifications:0

 

Wendy Mary Dobie
Heesom

Previous

23 Jun 1947

Roughway Mill, Tonbridge,
Tonbridge, Kent TN11 9SG

22 Nov 2005

01 May 2011

Current:2
Previous:9
Disqualifications:0

 

Alan Derek
Kaizer

Previous

02 Jul 1942

61 Middleton Gardens, Gants Hill,
Ilford, Essex IG2 6DX

06 Jan 1998

31 Jul 1999

Current:0
Previous:36
Disqualifications:0

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Corporate Secretaries

 

Company Name

Status

Registered Address

Appointment Date

Resignation Date

Waterlow Secretaries Limited

Previous

6-8 Underwood Street,
London , London N1 7JQ

18 Sep 1997

18 Sep 1997

 

 

 

Individual Shareholders

 

Name

Share Details
(As Reported)

Share Type

# of Shares

Share Price (GBP)

Share Value (GBP)

% of Total Shares

John Richard Heesom MA OXON

1 Ordinary GBP 1.00

Ordinary

1

1.00

1.00

<0.01

 

 

 

 

 

 

 

 

Corporate Shareholders

 

Company Name

Registration Number

Share Details
(As Reported)

Share Type

# of Shares

Share Price (GBP)

Share Value (GBP)

% of Total Shares

Electra Holdings Limited

03443653

999999 Ordinary GBP 1.00

Ordinary

999,999

1.00

999,999.00

100.00

 

Bottom of Form

 

Annual Profit & Loss

 

Financials in: USD (mil)

 

Except for share items (millions) and per share items (actual units)

 

 

 

 

 

  Financial Glossary

 

 

 

31-Jan-2012

31-Jan-2011

31-Jan-2010

31-Jan-2009

31-Jan-2008

Period Length

52 Weeks

52 Weeks

52 Weeks

52 Weeks

52 Weeks

Filed Currency

GBP

GBP

GBP

GBP

GBP

Exchange Rate (Period Average)

0.624696

0.648787

0.635292

0.558389

0.499611

Consolidated

No

No

No

No

No

 

 

 

 

 

 

Turnover (UK)

-

-

-

-

7.2

Turnover (Exports)

-

-

-

-

0.0

Total Turnover

-

-

-

-

7.2

Cost of Sales

-

-

-

-

3.5

Gross Profit

-

-

-

-

3.7

Depreciation

-

0.0

0.0

0.0

0.0

Other Expenses

-

-

-

-

3.5

Operating Profit

-

-

-

-

0.2

Other Income

-

-

-

-

0.0

Interest Paid

-

-

-

-

0.1

Exceptional Income

-

-

-

-

0.0

Profit Before Taxes

-

-

-

-

0.1

Tax Payable / Credit

-

-

-

-

0.0

Extraordinary Items/Debits

-

-

-

-

0.0

Dividends

-

-

-

-

0.0

Profit After Taxes

-

-

-

-

0.1

Minority Interests (Profit & Loss)

-

-

-

-

0.0

Audit Fees

-

-

-

-

0.0

 



 

Annual Balance Sheet

Financials in: USD (mil)

 

  Financial Glossary

 

 

 

31-Jan-2012

31-Jan-2011

31-Jan-2010

31-Jan-2009

31-Jan-2008

Filed Currency

GBP

GBP

GBP

GBP

GBP

Exchange Rate

0.637517

0.624317

0.624064

0.717437

0.503018

Consolidated

No

No

No

No

No

 

 

 

 

 

 

Land & Buildings

0.0

0.0

-

-

0.0

Fixtures & Fittings

0.0

0.0

-

-

0.0

Plant & Vehicles

0.0

0.0

-

-

0.0

Total Tangible Fixed Assets

0.0

0.0

0.0

0.0

0.0

Intangible Assets

0.3

0.4

0.4

0.4

0.6

Investments

0.0

0.0

0.0

0.0

0.0

Total Fixed Assets

0.3

0.4

0.4

0.4

0.6

Total Stocks Work In Progress

1.2

1.3

1.2

1.1

1.5

Trade Debtors

-

-

-

-

1.8

Other Debtors

-

-

-

-

0.1

Total Debtors

1.7

1.7

1.9

1.3

2.0

Cash and Equivalents

0.1

0.1

0.2

0.0

0.2

Other Current Assets

0.0

0.0

0.0

0.0

0.0

Total Current Assets

3.0

3.1

3.3

2.5

3.7

Total Assets

3.3

3.4

3.7

2.9

4.2

Trade Creditors

-

-

-

-

0.9

Bank Overdraft

-

-

-

-

0.2

Inter-Company Creditors

-

-

-

-

0.9

Total Finance Lease/Hire Purchase (Current Liability)

-

-

-

-

0.0

Social Security/VAT

-

-

-

-

0.0

Other Current Liabilities

1.7

2.0

2.5

2.1

1.1

Total Current Liabilities

1.7

2.0

2.5

2.1

3.1

Group Loans (Long Term Liability)

0.0

0.0

0.0

-

0.0

Director Loans (Long Term Liability)

0.0

0.0

0.0

-

0.0

Hire Purchase (Long Term Liability)

0.0

0.0

0.0

-

-

Leasing (Long Term Liability)

0.0

0.0

0.0

-

-

Total Hire Purchase Loans (Long Term Liability)

0.0

0.0

0.0

-

0.0

Other Long Term Loans

0.0

0.0

0.0

-

0.0

Accruals/Deferred Income (Long Term Liability)

0.0

0.0

0.0

-

0.0

Other Long Term Liabilities

0.0

0.0

0.0

0.0

0.0

Total Long Term Liabilities

0.0

0.0

0.0

0.0

0.0

Deferred Taxation

0.0

0.0

0.0

0.0

0.0

Other Provisions

0.0

0.0

0.0

0.0

0.0

Total Provisions

0.0

0.0

0.0

0.0

0.0

Issued Capital

1.6

1.6

1.6

1.4

2.0

Share Premium Accounts

0.0

0.0

0.0

0.0

0.0

Revaluation Reserve

0.0

0.0

0.0

0.0

0.0

Retained Earnings

0.0

-0.2

-0.5

-0.7

-0.8

Other Reserves

0.0

0.0

0.0

0.0

0.0

Minority Interests (Balance Sheet)

0.0

0.0

0.0

0.0

0.0

Total Shareholders Funds

1.6

1.4

1.2

0.7

1.1

Net Worth

1.3

1.0

0.8

0.3

0.6

 



 

Annual Cash Flows

Financials in: USD (mil)

 

  Financial Glossary

 

 

 

31-Jan-2012

31-Jan-2011

31-Jan-2010

31-Jan-2009

31-Jan-2008

Period Length

52 Weeks

52 Weeks

52 Weeks

52 Weeks

52 Weeks

Filed Currency

GBP

GBP

GBP

GBP

GBP

Exchange Rate (Period Average)

0.624696

0.648787

0.635292

0.558389

0.499611

Consolidated

No

No

No

No

No

 

 

 

 

 

 

 



 

Annual Ratios

Financials in: USD (mil)

 

 

 

31-Jan-2012

31-Jan-2011

31-Jan-2010

31-Jan-2009

31-Jan-2008

Period Length

52 Weeks

52 Weeks

52 Weeks

52 Weeks

52 Weeks

Filed Currency

GBP

GBP

GBP

GBP

GBP

Exchange Rate

0.637517

0.624317

0.624064

0.717437

0.503018

Consolidated

No

No

No

No

No

 

 

 

 

 

 

Current Ratio

1.76

1.50

1.29

1.15

1.19

Liquidity Ratio

1.07

0.88

0.82

0.63

0.70

Stock Turnover

-

-

-

-

4.78

Credit Period (Days)

-

-

-

-

93.20

Working Capital by Sales

-

-

-

-

8.05%

Trade Credit by Debtors

-

-

-

-

0.48

Return on Capital

-

-

-

-

10.34%

Return on Assets

-

-

-

-

2.83%

Profit Margin

-

-

-

-

1.68%

Return on Shareholders Funds

-

-

-

-

10.50%

Borrowing Ratio

-

-

-

-

186.03%

Equity Gearing

48.48%

40.33%

31.33%

24.78%

26.97%

Debt Gearing

-

-

-

-

2.85%

Interest Coverage

-

-

-

-

1.51

Sales by Tangible Assets

-

-

-

-

210.11

Creditor Days (Cost of Sales Based)

-

-

-

-

91.67

Creditor Days (Sales Based)

-

-

-

-

44.72

 


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.54.33

UK Pound

1

Rs.82.56

Euro

1

Rs.70.10

 

 

INFORMATION DETAILS

 

Report Prepared by :

PRL

 

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.