MIRA INFORM REPORT

 

 

Report Date :

26.03.2013

 

IDENTIFICATION DETAILS

 

Name :

C2K COMMUNICATION LIMITED

 

 

Registered Office :

Plot No.188, Sector - A 3rd  Floor, Metropolitan, Chingrihata, Kolkata-700105 West Bengal

 

 

Country :

India

 

 

Financials (as on) :

31.12.2011

 

 

Date of Incorporation :

01.10.2010

 

 

Com. Reg. No.:

21-153734

 

 

Capital Investment / Paid-up Capital :

Rs. 0.500 Million

 

 

CIN No.:

[Company Identification No.]

U72900WB2010PLC153734

 

 

Legal Form :

A Closely Held Public Limited Liability Company

 

 

Line of Business :

Manufacturer and Supplier of  a comprehensive range of Gadgets, Gadgets Mobile Phone, Multimedia Mobile Phone, GPS Mobile Phone, CCTV Camera, Desktop PC, E-Book, E-Pad, Kids Mobile Phone, Laptop etc.

 

 

No. of Employees :

Not Divulged

 

 

RATING & COMMENTS

 

MIRA’s Rating :

Ca (12)

 

RATING

STATUS

PROPOSED CREDIT LINE

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

Limited with full security

 

Status :

Under Process of striking off

 

 

Payment Behaviour :

Slow and delayed

 

 

Litigation :

Clear

 

 

Comments :

Subject is a company having a moderate track record. Our executives were unable to contact the company as the contact numbers are not working.

 

The status of the company appears to be ‘Under process of striking off’, in the registrar of companies.

 

The financial position of the company appears to be weak and vulnerable. It has earned minimal income during 2012.

 

Payment terms are slow and delayed.

 

The company can be considered for business dealings only on a safe and secured trade terms and conditions.

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

 

ECGC Country Risk Classification List – June 30, 2012

 

Country Name

Previous Rating

(31.03.2012)

Current Rating

(30.06.2012)

India

A1

A1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 

INDIAN ECONOMIC OVERVIEW

 

India is developing into an open-market economy, yet traces of its past autarkic policies remain. Economic liberalization, including industrial deregulation, privatization of state-owned enterprises, and reduced controls on foreign trade and investment, began in the early 1990s and has served to accelerate the country’s growth, which has averaged more than 7% per year since 1997. India’s diverse economy encompasses traditional village farming, modern agriculture, handicrafts, a wide range of modern industries, and a multitude of services. Slightly more than half of the work force is in agriculture, but services are the major source of economic growth, accounting for more than half of India’s output, with only one-third of its labor force. India has capitalized on its large educated English-speaking population to become a major exporter of information technology services and software workers. In 2010, the Indian economy rebounded robustly from the global financial crisis – in large part because of strong domestic demand – and growth exceeded 8% year-on-year in real terms. However, India’s economic growth in 2011 slowed because of persistently high inflation and interest rates and little progress on economic reforms. High international crude prices have exacerbated the government’s fuel subsidy expenditures contributing to a higher fiscal deficit, and a worsening current account deficit. Little economic reform took place in 2011 largely due to corruption scandals that have slowed legislative work. India’s medium-term growth outlook is positive due to a young population and corresponding low dependency ratio, healthy savings and investment rates, and increasing integration into the global economy. India has many long-term challenges that it has not yet fully addressed, including widespread poverty, inadequate physical and social infrastructure, limited non-agricultural employment opportunities, scarce access to quality basic and higher education, and accommodating rural-to-urban migration.

 

 

RBI DEFAULTERS’ LIST STATUS

 

Subject’s name is not enlisted as a defaulter in the publicly available RBI Defaulters’ list.

 

 

EPF (Employee Provident Fund) DEFAULTERS’ LIST STATUS

 

Subject’s name is not enlisted as a defaulter in the publicly available EPF (Employee Provident Fund) Defaulters’ list as of 31-03-2012.

 

 

INFORMATION DECLINED

 

Unable to contact.

 

 

LOCATIONS

 

Registered Office :

Plot No.188, Sector - A 3rd  Floor, Metropolitan, Chingrihata, Kolkata-700105 West Bengal,  India

Tel. No.:

91-33-31926363/31926262/40030219 (Not Working)

Fax No :

Not Available

E-Mail :

purendra.sahoo@rediffmail.com

info@vidyaca.com 

 

DIRECTORS

 

As on 15.03.2012

 

Name :

Ms. Pinki Sarkar

Designation :

Director

Address :

Bally Durgapur Satyanarayantalpo Samabaya Pally, Howrah – 711205, West Bengal, India

Date of Birth/Age :

21.07.1985

Date of Appointment :

01.10.2010

DIN No.:

03198714

 

 

Name :

Ms. Rukhsanda Parvez

Designation :

Director

Address :

3 H/1/1, Jhawtala Lane, Karaya, Kolkata, West Bengal, India

Date of Birth/Age :

10.02.1988

Date of Appointment :

1.10.2010

DIN No.:

03227163

 

 

Name :

Husna Ara

Designation :

Director

Address :

3 H/1/1, Jhawtala Lane, Kolkata, West Bengal, India

Date of Birth/Age :

12.02.1956

Date of Appointment :

01.10.2010

DIN No.:

02536056

 

 

Name :

Sujan Mondal

Designation :

Additional director

Address :

Vill: New Madhabpur, District:-24, Pgs (S), P.O.+P.S- Diamond Harbour, Diamond Harbour – 743331, West Bengal, India 

Date of Birth/Age :

09.01.1964

Date of Appointment :

25.02.2013

DIN No.:

06507171

 

 

Name :

Mr. Shudhanshu Haldar

Designation :

Additional director

Address :

Vill: Andhala, Near Tangrakhali Pjp H School, P.O.-Tangrakhali, P.S.-Canning, South 24 Parganas, Canning -  743329, West Bengal, India

Date of Birth/Age :

02.04.1984

Date of Appointment :

25.02.2013

DIN No.:

06507162

 

 

Name :

Mr. Shakil Ahmed

Designation :

Additional director

Address :

51A, Bright Street, P.O.-Circus Avenue, P.S.-Karaya, Kolkata -   700017, West Bengal, India

Date of Birth/Age :

30.06.1969

Date of Appointment :

25.02.2013

DIN No.:

06507154

 

 

MAJOR SHAREHOLDERS / SHAREHOLDING PATTERN

 

As on 15.03.2012

 

Names of Shareholders

 

No. of Shares

Pinki Sarkar

 

2000

Rukhsanda Parvez

 

3000

Husna Ara

 

3000

Sajed Parvez

 

40000

Anurag Dhiraj

 

500

S Sahazada

 

1000

Ranjeet Kumar Mahato

 

500

Total

 

50000

 

 

Equity Share Break up (Percentage of Total Equity)

 

As on 15.03.2012

 

Category

Percentage

Directors or relatives of Directors

16.00

Other top fifty shareholders

84.00

Total

100.00

 

 

BUSINESS DETAILS

 

Line of Business :

Manufacturer and Supplier of  a comprehensive range of Gadgets, Gadgets Mobile Phone, Multimedia Mobile Phone, GPS Mobile Phone, CCTV Camera, Desktop PC, E-Book, E-Pad, Kids Mobile Phone, Laptop etc.

 

 

Products :

  • Mobile Phones
  • CCTV Camera
  • Desktop PC
  • Dongles
  • E-Book
  • E-Pad
  • Kids Mobile Phone
  • Laptop
  • LCD TV
  • Memory Card
  • Mobile Internet Device
  • Notebook
  • Tablet

 

 

GENERAL INFORMATION

 

No. of Employees :

Not Divulged

 

 

Bankers :

  • Allahabad Bank, Red Cross Place Branch

 

 

Facilities :

--

 

 

 

Banking Relations :

--

 

 

Auditors :

 

Name :

A. Jha and Company

Chartered Accountant

Address :

8 C, Alipore Road, Kolkata -  700027,  West Bengal,  India

PAN No :

ACTPJ6888L

 

 

CAPITAL STRUCTURE

 

As on 15.03.2012

 

Authorised Capital :

No. of Shares

Type

Value

Amount

100000

Equity Shares

Rs.10/- each

Rs. 1.000        Million

 

 

 

 

 

Issued, Subscribed & Paid-up Capital :

No. of Shares

Type

Value

Amount

50000

Equity Shares

Rs.10/- each

Rs. 0.500     Million

 

 

 

 


 

FINANCIAL DATA

[all figures are in Rupees Millions]

 

ABRIDGED BALANCE SHEET

 

SOURCES OF FUNDS

 

 

 

31.12.2011

SHAREHOLDERS FUNDS

 

 

 

1] Share Capital

 

 

0.500

2] Share Application Money

 

 

0.000

3] Reserves & Surplus

 

 

0.109

4] (Accumulated Losses)

 

 

0.000

NETWORTH

 

 

0.609

LOAN FUNDS

 

 

 

1] Secured Loans

 

 

0.000

2] Unsecured Loans

 

 

0.285

TOTAL BORROWING

 

 

0.285

DEFERRED TAX LIABILITIES

 

 

0.000

 

 

 

 

TOTAL

 

 

0.894

 

 

 

 

APPLICATION OF FUNDS

 

 

 

 

 

 

 

FIXED ASSETS [Net Block]

 

 

0.141

Capital work-in-progress

 

 

2.885

 

 

 

 

INVESTMENT

 

 

0.000

DEFERREX TAX ASSETS

 

 

0.001

 

 

 

 

CURRENT ASSETS, LOANS & ADVANCES

 

 

 

 

Inventories

 

 

0.825

 

Sundry Debtors

 

 

0.000

 

Cash & Bank Balances

 

 

0.646

 

Other Current Assets

 

 

0.000

 

Loans & Advances

 

 

0.152

Total Current Assets

 

 

1.623

Less : CURRENT LIABILITIES & PROVISIONS

 

 

 

 

Sundry Creditors

 

 

1.394

 

Other Current Liabilities

 

 

2.731

 

Provisions

 

 

0.006

Total Current Liabilities

 

 

4.131

Net Current Assets

 

 

(2.508)

 

 

 

 

MISCELLANEOUS EXPENSES

 

 

0.375

 

 

 

 

TOTAL

 

 

0.894

 


PROFIT & LOSS ACCOUNT

 

 

PARTICULARS

 

 

31.12.2011

 

SALES

 

 

 

 

 

Income

 

 

1.493

 

 

Other Income

 

 

4.316

 

 

TOTAL                                    

 

 

5.809

 

 

 

 

 

Less

EXPENSES

 

 

 

 

 

Purchase made for re-sale

 

 

1.120

 

 

Salaries, wages and bonus

 

 

0.913

 

 

Managerial remuneration

 

 

0.896

 

 

Payment to auditors

 

 

0.008

 

 

Power and fuel

 

 

0.021

 

 

Other Expenditure

 

 

2.710

 

 

TOTAL                                    

 

 

5.668

 

 

 

 

 

Less

PROFIT BEFORE INTEREST, TAX, DEPRECIATION AND AMORTISATION

 

 

0.141

 

 

 

 

 

Less

FINANCIAL EXPENSES                                   

 

 

0.000

 

 

 

 

 

 

PROFIT BEFORE TAX, DEPRECIATION AND AMORTISATION          

 

 

0.141

 

 

 

 

 

Less/ Add

DEPRECIATION/ AMORTISATION        

 

 

0.026

 

 

 

 

 

 

PROFIT BEFORE TAX             

 

 

0.115

 

 

 

 

 

Less

TAX                                                                 

 

 

0.006

 

 

 

 

 

 

PROFIT AFTER TAX                            

 

 

0.109

 

 

 

 

 

 

BALANCE CARRIED TO THE B/S

 

 

0.109

 

 

 

 

 

 

Earnings Per Share (Rs.)

 

 

2.18

 

 

KEY RATIOS

 

PARTICULARS

 

 

 

 

31.12.2011

PAT / Total Income

(%)

 

 

1.88

 

 

 

 

 

Net Profit Margin

(PBT/Sales)

(%)

 

 

7.70

 

 

 

 

 

Return on Total Assets

(PBT/Total Assets}

(%)

 

 

6.52

 

 

 

 

 

Return on Investment (ROI)

(PBT/Networth)

 

 

 

0.19

 

 

 

 

 

Debt Equity Ratio

(Total Debt /Networth)

 

 

 

0.47

 

 

 

 

 

Current Ratio

(Current Asset/Current Liability)

 

 

 

0.39

 

 

LOCAL AGENCY FURTHER INFORMATION

 

Sr. No.

Check List by Info Agents

Available in Report (Yes / No)

1]

Year of Establishment

Yes

2]

Locality of the firm

Yes

3]

Constitutions of the firm

Yes

4]

Premises details

No

5]

Type of Business

Yes

6]

Line of Business

Yes

7]

Promoter's background

Yes

8]

No. of employees

No

9]

Name of person contacted

No

10]

Designation of contact person

No

11]

Turnover of firm for last one year

Yes

12]

Profitability for last one year

Yes

13]

Reasons for variation <> 20%

----------------------

14]

Estimation for coming financial year

No

15]

Capital in the business

Yes

16]

Details of sister concerns

No

17]

Major suppliers

No

18]

Major customers

No

19]

Payments terms

No

20]

Export / Import details (if applicable)

No

21]

Market information

----------------------

22]

Litigations that the firm / promoter involved in

----------------------

23]

Banking Details

Yes

24]

Banking facility details

No

25]

Conduct of the banking account

----------------------

26]

Buyer visit details

----------------------

27]

Financials, if provided

Yes

28]

Incorporation details, if applicable

Yes

29]

Last accounts filed at ROC

Yes

30]

Major Shareholders, if available

Yes

31]

Date of Birth of Proprietor/Partner/Director, if available

Yes

32]

PAN of Proprietor/Partner/Director, if available

No

33]

Voter ID No of Proprietor/Partner/Director, if available

No

34]

External Agency Rating, if available

No

 

 

UNSECURED LOAN :

(Rs. In Millions)

Particulars

As on

31.12.2011

Loan from Director (Interest Free)

0.285

Total

0.285

 

 

PERFORMANCE AND FUTURE PROSPECTS :

 

During the period, profit after tax was Rs.0.009 Millions which has been carried to Balance Sheet. The Directors hope to achieve better results during the current year barring any unforeseen circumstances.

 

FIXED ASSETS :

 

  • Computer
  • Furniture and Fixture

 

CMT REPORT (Corruption, Money Laundering & Terrorism]

 

 

The Public Notice information has been collected from various sources including but not limited to: The Courts, India Prisons Service, Interpol, etc.

 

1]         INFORMATION ON DESIGNATED PARTY

No exist designating subject or any of its beneficial owners, controlling shareholders or senior officers as terrorist or terrorist organization or whom notice had been received that all financial transactions involving their assets have been blocked or convicted, found guilty or against whom a judgement or order had been entered in a proceedings for violating money-laundering, anti-corruption or bribery or international economic or anti-terrorism sanction laws or whose assets were seized, blocked, frozen or ordered forfeited for violation of money laundering or international anti-terrorism laws.

 

2]         Court Declaration :

No exist to suggest that subject is or was the subject of any formal or informal allegations, prosecutions or other official proceeding for making any prohibited payments or other improper payments to government officials for engaging in prohibited transactions or with designated parties.

 

3]         Asset Declaration :

No records exist to suggest that the property or assets of the subject are derived from criminal conduct or a prohibited transaction.

 

4]         Record on Financial Crime :

            Charges or conviction registered against subject:                                                           None

 

5]         Records on Violation of Anti-Corruption Laws :

            Charges or investigation registered against subject:                                                        None

 

6]         Records on Int’l Anti-Money Laundering Laws/Standards :

            Charges or investigation registered against subject:                                                        None

 

7]         Criminal Records

No available information exist that suggest that subject or any of its principals have been formally charged or convicted by a competent governmental authority for any financial crime or under any formal investigation by a competent government authority for any violation of anti-corruption laws or international anti-money laundering laws or standard.

 

8]         Affiliation with Government :

No record exists to suggest that any director or indirect owners, controlling shareholders, director, officer or employee of the company is a government official or a family member or close business associate of a Government official.

 

9]         Compensation Package :

Our market survey revealed that the amount of compensation sought by the subject is fair and reasonable and comparable to compensation paid to others for similar services.

 

10]        Press Report :

            No press reports / filings exists on the subject.

 


 

CORPORATE GOVERNANCE

 

MIRA INFORM as part of its Due Diligence do provide comments on Corporate Governance to identify management and governance. These factors often have been predictive and in some cases have created vulnerabilities to credit deterioration.

 

Our Governance Assessment focuses principally on the interactions between a company’s management, its Board of Directors, Shareholders and other financial stakeholders.

 

 

CONTRAVENTION

 

Subject is not known to have contravened any existing local laws, regulations or policies that prohibit, restrict or otherwise affect the terms and conditions that could be included in the agreement with the subject.

 

 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.54.10

UK Pound

1

Rs.82.47

Euro

1

Rs.70.49

 

 

INFORMATION DETAILS

 

Information Gathered by :

JML

 

 

Report Prepared by :

RSMK

 


 

SCORE & RATING EXPLANATIONS

 

SCORE FACTORS

 

RANGE

POINTS

HISTORY

1~10

2

PAID-UP CAPITAL

1~10

1

OPERATING SCALE

1~10

2

FINANCIAL CONDITION

 

 

--BUSINESS SCALE

1~10

2

--PROFITABILIRY

1~10

1

--LIQUIDITY

1~10

1

--LEVERAGE

1~10

1

--RESERVES

1~10

1

--CREDIT LINES

1~10

1

--MARGINS

-5~5

--

DEMERIT POINTS

 

 

--BANK CHARGES

YES/NO

NO

--LITIGATION

YES/NO

NO

--OTHER ADVERSE INFORMATION

YES/NO

NO

MERIT POINTS

 

 

--SOLE DISTRIBUTORSHIP

YES/NO

NO

--EXPORT ACTIVITIES

YES/NO

NO

--AFFILIATION

YES/NO

NO

--LISTED

YES/NO

NO

--OTHER MERIT FACTORS

YES/NO

YES

DEFAULTER

 

 

--RBI

YES/NO

NO

--EPF

YES/NO

NO

TOTAL

 

12

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

 


 

RATING EXPLANATIONS

 

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

-

NB

                                       New Business

-

 

 

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.