MIRA INFORM REPORT

 

 

Report Date :

26.03.2013

 

IDENTIFICATION DETAILS

 

Name :

EL GOUMHOURIA CO FOR TRADING MEDICINES, CHEMICALS & MEDICAL APPLIANCES (GOMAC)

 

 

Registered Office :

23 Sawah Street, El Amireya Hadayek El Qobba, Cairo 11887

 

 

Country :

Egypt

 

 

Financials (as on) :

31.12.2012

 

 

Year of Establishments:

1963

 

 

Com. Reg. No.:

117073, Cairo

 

 

Legal Form :

Egyptian Joint Stock Company

 

 

Line of Business :

Distributors of reputable medical equipment and chemicals

 

 

No. of Employees :

1400

 

RATING & COMMENTS

 

MIRA’s Rating :

A

 

RATING

STATUS

PROPOSED CREDIT LINE

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

Fairly Large

 

Status :

Good

 

 

Payment Behaviour :

Regular 

 

 

Litigation :

Clear 

 

NOTES:

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – June 30th, 2012

 

Country Name

Previous Rating

(31.03.2012)

Current Rating

(30.06.2012)

Egypt

a2

A2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 

Egypt - ECONOMIC OVERVIEW

 

Occupying the northeast corner of the African continent, Egypt is bisected by the highly fertile Nile valley, where most economic activity takes place. Egypt's economy was highly centralized during the rule of former President Gamal Abdel NASSER but opened up considerably under former Presidents Anwar EL-SADAT and Mohamed Hosni MUBARAK. Cairo from 2004 to 2008 aggressively pursued economic reforms to attract foreign investment and facilitate GDP growth. Despite the relatively high levels of economic growth in recent years, living conditions for the average Egyptian remained poor and contributed to public discontent. After unrest erupted in January 2011, the Egyptian Government drastically increased social spending to address public dissatisfaction, but political uncertainty at the same time caused economic growth to slow significantly, reducing the government's revenues. Tourism, manufacturing, and construction are among the hardest hit sectors of the Egyptian economy, and economic growth is likely to remain slow at least through 2012. The government is utilizing foreign exchange reserves to support the Egyptian pound and Egypt may seek a loan from the International Monetary Fund.

 

 

Source : CIA

SUMMARY

 

Company Name                                    : EL GOUMHOURIA CO FOR TRADING MEDICINES, CHEMICALS &

                                                              MEDICAL APPLIANCES (GOMAC)

Country of Origin                                   : Egypt

Legal Form                                           : Egyptian Joint Stock Company

Registration Date                                  : 1963

Commercial Registration Number           : 117073, Cairo

Authorised Capital                                 : £E 200,000,000

Issued Capital                                       : £E 100,000,000

Paid up Capital                                     : £E 100,000,000

Total Workforce                                     : 1,400

Activities                                               : Distributors of reputable medical equipment and chemicals.

Financial Condition                                : Good

Payments                                             : Nothing detrimental uncovered

Operating Trend                                    : Steady

 

 


COMPANY NAME

 

EL GOUMHOURIA CO FOR TRADING MEDICINES, CHEMICALS & MEDICAL APPLIANCES (GOMAC)

 

 

Company ADDRESS

 

Registered & Physical Address

Street               : 23 Sawah Street

Area                 : El Amireya Hadayek El Qobba

Town                : Cairo 11887

Country             : Egypt

Telephone         : (20-2) 24530827 / 22571314 / 26030458 / 22575203

Facsimile          : (20-2) 22575203 / 24513074

Email                : gomhoria@idsc.net.org

 

Premises

 

Subject operates from a large suite of offices that are owned and located in the Central Business Area of Cairo.

 

Branch Office (s)

 

     Location                                                                                           Description

 

·       13 Mahmoud Bassiouny Street                                                          Sales Office

Cairo

     Tel: (20-2) 35743378

     Fax: (20-2) 35743378

 

·       15a Sherif Street                                                                               Sales Office

Cairo

     Tel: (20-2) 33936548

     Fax: (20-2) 33936548

 

·       42 Kasr El Aini Street                                                                        Sales Office

Dar El Hekma, Garden City

Cairo

     Tel: (20-2) 27464930

     Fax: (20-2) 27464930

 

·       Falaky Square                                                                                  Sales Office

Bab El Louk, Abdin

Cairo

     Tel: (20-2) 33547577

     Fax: (20-2) 33547577

 

·       Cornish Street                                                                                  Sales Office

Ramleh

Alexandria

     Tel: (20-3) 5333012

     Fax: (20-3) 5333012

 

·       Safeya Zaghloul Street                                                                     Sales Office

Ramleh

Alexandria

     Tel: (20-3) 4869952

     Fax: (20-3) 4869952

 

·       Chamber of Commerce Building                                                        Sales Office

El Guish Street

Tanta

     Tel: (20-40) 3333973

     Fax: (20-40) 3333973

 

·       Ghandi El Assiuty Building                                                                Sales Office

     Talaat Harb Street

     Assiut

     Tel: (20-86) 333726

     Fax: (20-86) 333726

 

·       El Gomhoureya & Abd El Moneim Riad Street                                    Sales Office

Port Said

Tel: (20-66) 323964 / 323966

Fax: (20-66) 323966

 

·       Faculty of Pharmacy                                                                         Sales Office

Kasr El Aini

Manial

Cairo

 

·       Adib Ishaq Street                                                                              Sales Office

Ramleh

Alexandria

Tel: (20-3) 4877978 / 4848871

Fax: (20-3) 4877978 / 4848871

 

·       4 El Osskofia Street                                                                          Sales Office

Mansheya

Down Town

Alexandria

Tel: (20-3) 4869952

Fax: (20-3) 4877867

 

·       1 Hassan Habib Street                                                                      Sales Office

Tanta, Gharbeya

Tel: (20-40) 3303192

Fax: (20-40) 3303192

 

·       2 El Aokaf Building                                                                           Sales Office

Assiut

Tel: (20-88) 2335245

Fax: (20-88) 2335245

 

·       56 El Gomhouria Street                                                                     Sales Office

Mansoura

Dakahleya

Tel: (20-50) 2245357

Fax: (20-50) 2243299

 

·       El Sadr Hospital Building                                                                  Sales Office

Mansoura

     Tel: (20-50) 355991 / 343299

     Fax: (20-50) 345327

 

 

KEY PRINCIPALS

 

     Name                                                                                               Position

 

·       Dr Olfat Moustafa Ghorab                                                                 Chairman

 

·       Fathy Mohamed                                                                               Director

 

·       Hassan Qorany                                                                                 Director

 

·       Dr Tawfik Abu Zeid                                                                           Director

 

·       Dr Mervat Seri                                                                                  Appliances Manager

 

·       Dr Mona Joma                                                                                 Chemicals Manager

 

·       Roshdy El Sharkawy                                                                         Finance Manager

 

·       Mahmoud Salem                                                                              Public Relations Manager

 

·       Ahmed Mahmoud Abdullah                                                               Administration Manager

 

·       Bahy Elden Elbeblawy                                                                      Purchasing Manager

 

·       Hoda Nasr                                                                                        Accounts Manager

 

·       Mona Gomaa                                                                                   Sales Manager

 

·       Mohamed El Gundy                                                                          Maintenance Manager

 

·       Hala Abadin                                                                                     Import Manager

 

·       Taha Hussein                                                                                    Legal Affairs Manager

 

·       Mohamed Gharib                                                                              IT Manager

 

·       Wafaa Zein El Abdin                                                                         Planning Manager

 

·       Inas El Naggar                                                                                  Office Manager

 

 

LEGAL FORM & OWNERS

 

Date of Establishment  : 1963

 

Legal Form                  : Egyptian Joint Stock Company

 

Commercial Reg. No.   : 117073, Cairo

 

Authorised Capital       : £E 200,000,000

 

Issued Capital              : £E 100,000,000

 

Paid up Capital            : £E 100,000,000

 

Name of Shareholder (s)                                                                       Percentage

 

·       Drug Holding Company for Pharmaceutical & Medical Appliances            100%

12 Wakeed Street

PO Box: 2078

Cairo

Tel: (20-2) 35912825 / 35935533

Fax: (20-2) 35916866 / 35907560

 

 

OPERATIONS

 

Activities: The company is a commercial agent and distributor of reputable international manufacturers of medical equipment and appliances, pharmaceutical raw materials and chemical reagents.

 

 Subject is also engaged in the production of hospital furniture such as beds, some dental units, chairs and lamps.

 

The company is ISO 9001:2000 accredited.

 

Import Countries: France, Germany, United Kingdom, Italy, Switzerland, Netherlands, India, China, Japan, and the United States of America

 

International Suppliers:

 

·       Siemens                   Germany

·       Philips                     Germany

·       Essco Lab               Germany

·       Eitekon                    United Kingdom

 

Operating Trend: Steady

 

Subject has a workforce of approximately 1,400 employees.

 

 

FINANCIAL DATA

 

Financial highlights provided by local sources are given below:

 

Currency: Egyptian Pounds (£E)

 

                                                Year Ending 31/12/11:               Year Ending 31/12/12:

 

Total Sales                                £E 1,064,521,000                       £E 1,273,619,000

 

Local sources consider subject’s financial condition to be Good.

 

The above financial figures are based on estimations by our local sources.

 

 

BANKERS

 

·       National Bank of Egypt

24 Sherif Street

     Cairo

     Tel: (20-2) 33924175

     Fax: (20-2) 33924143

 

·       Banque du Caire SAE

22 Adly Street

PO Box: 1495

Cairo

Tel: (20-2) 33904554

Fax: (20-2) 33908992

 

·       Export Development Bank of Egypt

108 Mohi El Din Abu El Ezz Street

     Mohandessin

     Cairo 11111

     Tel: (20-2) 33619005 / 33385877

     Fax: (20-2) 33385940 / 33385938

 

 

PAYMENT HISTORY

 

No complaints regarding subject’s payments have been reported.

 

Date of transaction                   February 2001              October 2004                May 2006

Amount overdue                        0                                  0                                  0

Payment terms                          90 days                        90 days                                    90 days

Payment Method                       Letters of Credit            Letters of Credit                        Letters of Credit

Paying record                           No Complaints              No Complaints              No Complaints

Currency                                   Pounds Sterling            US Dollars                    US Dollars

 

 

GENERAL COMMENTS

 

According to local sources, subject enjoys a good reputation for the quality of its products with nothing detrimental uncovered regarding the manner in which operations are conducted. As such the business is considered to be a fair trade risk.

 

 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.54.09

UK Pound

1

Rs.82.47

Euro

1

Rs.70.49

 

INFORMATION DETAILS

 

Report Prepared by :

MNL

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

----

NB

New Business

----

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.