MIRA INFORM REPORT

 

 

Report Date :

28.03.2013

 

IDENTIFICATION DETAILS

 

Name :

ASSAWAED ASSAMRAA FOR IMPORTING BUILDING MATERIALS

 

 

Formerly Known As :

TASHARUKIAT ASSAWAED

 

 

Registered Office :

Industrial Zone, Near by Alnoury Mosque, Misurata

 

 

Country :

Libya

 

 

Date of Incorporation :

1997

 

 

Com. Reg. No.:

08804

 

 

Legal Form :

Limited Liability Company

 

 

Line of Business :

Subject is involved in the import and selling of building materials.

 

 

No. of Employees :

30

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

Payment Behaviour :

Usually Correct

Litigation :

Clear

 

NOTES:

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – June 30th, 2012

 

Country Name

Previous Rating

(31.03.2012)

Current Rating

(30.06.2012)

Libya

B1

B1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

LIBYA - ECONOMIC OVERVIEW

 

Libya's economy is structured primarily around the nation's energy sector, which generates about 95% of export earnings, 80% of GDP, and 99% of government revenue. Substantial income from the energy sector coupled with a small population give Libya one of the highest per capita GDPs in Africa, but Tripoli largely has not used its significant financial resources to develop national infrastructure or the economy, leaving many citizens poor. In the final five years of Qadhafi's rule, Libya made some progress on economic reform as part of a broader campaign to reintegrate the country into the international fold. This effort picked up steam after UN sanctions were lifted in September 2003 and after Libya announced in December 2003 that it would abandon programs to build weapons of mass destruction. The process of lifting US unilateral sanctions began in the spring of 2004; all sanctions were removed by June 2006, helping Libya attract greater foreign direct investment, especially in the energy and banking sectors. Libyan oil and gas licensing rounds drew high international interest, but new rounds are unlikely to be successful until Libya establishes a more permanent government and is able to offer increased security and more attractive financial terms on contracts. Libya's production of crude oil, at roughly 500,000 bbl/day, is far below the 2012 target of 3 million bbl/day set by the The National Oil Corporation (NOC). Libya faces a long road ahead in liberalizing its primarily socialist economy, but the revolution probably has unleashed previously restrained entrepreneurial activity and increased the potential for the evolution of a more market-based economy. The service and construction sectors, which account for roughly 20% of GDP, expanded over the past five years and could expand further if Tripoli prioritizes capital spending on development projects once political uncertainty subsides. Climatic conditions and poor soils severely limit agricultural output, and Libya imports about 80% of its food. Libya's primary agricultural water source remains the Great Manmade River Project.

Source : CIA


Company name and Summary

 

ASSAWAED ASSAMRAA FOR IMPORTING BUILDING MATERIALS

 

RATING BRIEFING

 

Definition:                    FAIR CREDIT QUALITY

Payment Record:          NO COMPLAINTS

 

This rating is based on available data. In the event of additional information a possibility for a different rating applies.

 

REGISTRATION BRIEFING

 

Registration Number:   08804

Registration Date:         3/12/2008

Legal Form:                 LIMITED LIABILITY COMPANY

Latest Financials:         N/A

 

FINANCIAL BRIEFING

 

Nominal Capital:          N/A

Issued Capital:             20,000,000 Libyan Dinar

Turnover:                     75,000,000 Libyan Dinar

Net Profit:                     N/A

Net Worth:                    N/A

 

 

Original Investigation Details

 

Investigation Number:    182944

Company Name:           ASSAWAED ASSAMRAA COMPANY

Country:                        LI

Street Name:

City Code:                    MISURATA

Phone Number:             00218912129940

Fax Number:                 00218512712930

Comments:                   BANKERS: GUMHOURIA BANK, AHMED AL‑SHIREED

BRANCH, POB 102, MISURATA‑LIBYA

NOTES: EMAIL:            assawaed2006@yahoo.com

web:                             www.assawaed.com

 

 

Company Details

 

Company Name:           Assawaed Assamraa For Importing Building Materials

Also trades as:              Assawaed Assamraa Company

Headquarter Address:    Industrial Zone, Near by Alnoury Mosque,

Misurata,

Libya

 

Telephone:                    +218 512720397

+218 912129940

 

Fax:                              +218 512712930

 

E‑Mail:                          assawaed2006@yahoo.com

Web Site:                      www.assawaed.com

 

 

Company History

 

Former Names  Date of Change

 

Original Company Name: Tasharukiat Assawaed

 

Company was originally started on 1997

 

 

Registration & Legal Details

 

Current Legal Form:                               LIMITED LIABILITY COMPANY

Registration Number:                             08804

Registration Date:                                 3/12/2008

Year/Date Company Established:           1997

Registration Town:                                 Misurata

 

Capital

 

Currency:                                  Libyan Dinar

Issued Capital:                          20,000,000

 

 

Shareholders / Owners

 

Shareholders:

 

Name/Other Information Shares Held      % of Voting/Non‑Voting capital

Ahmed Eltaher Khader (Principal Shareholder), Libya

 

 

Principals

 

Name:                                       Mr Ahmed Eltaher Khader

Position within the company:     General Manager

Country of Birth:                        Libya

Nationality:                                Libyan

Can fluently speak:                    English & Arabic

 

 

Company Activities

 

NACE Codes:   4613     Agents involved in the sale of timber and building materials

 

Subject is involved in the import and selling of building materials.

 

Business is based on imports 100%

 

The company doesn't expot any goods

 

Local Reporters consider the investigated company to be LARGE in their field of concern.

 

 

Operations

 

Employees       Company Employs: 30

 

HQ Premises    Operates from:              Owned Offices , Warehouses

                        Premises Size:              40000 square meters

                        Other Description:         Management and Warehouses

                        Location:                      Industrial Area

 Branches         East Entrance ‑ Tajura, Tripoli, Liberia

                        Description of branch: Office

 

 Imports

 

Import % and type of product:   100% Finished Goods

Imports From:                           China, Canada, Turkey, Italy, Austria, Gabon, USA, Finland, India

Additional Information:              Deferred LC

 

Exports

 

Export % and type of product:  Subject does not export

 

 

Trading & Selling

 

Territory:                       100% Nationally

Terms of Sales:             cash

Type of Customer:        wholesalers and distributors

Number of accounts:     100

 

 

Related Companies

 

Subsidiaries Affiliates

Information on Related Companies is not available/applicable

 

 

Bankers

 

Jumhouria Bank,

Branch: Ahmad Al Sharif Branch

Misurata,

Libya

Account Number:          207‑3506

Additional Information:  Tel/Fax: 218 51 2613920

 

 

Financial Information

 

Financial Interview Date:            26/3/2013

Source:                                     Mr. Ahmed Khader General manager

Currency:                                  Libyan Dinar

 

Months             Sales Figures   Sales                                        Gross Profit/Loss         Net Profit/Loss

12                     31/12/2013        90,000,000 (Projection)

12                     31/12/2012        75,000,000

 12                    31/12/2010        100,000,000

 

 

Brief Financials Data

 

Date Obtained:              26/3/2013

Date of Figures:                        31/12/2013

Currency:                      Libyan Dinar

 

Issued Capital              20,000,000

Total Current Liabilities   15,000,000

 

Fixed Assets                8,000,000

 

 

Payments

 

Subject's payments reported to be:        NO COMPLAINTS

 

 

Interview & Reporter Comments

 

Date:                                        26/3/2013

Name/Title:                                Mr. Ahmed Khader General Manager

Comment:                                 Subject has confirmed the general details shown in the report.

Subject has offered brief financial data only and refused to provide full financial information.

 

 

 

Reporter Comment Date:           26/3/2013

Reporter Comment:                   Registration/ legal and financial information is not publicly available. Thus all data stated in the report was obtained directly from the Subject Company and/ or other publicly available information. Therefore it should be used as a point of reference as it is not possible to verify such data with official sources.

 

In the interview conducted with Mr. Ahmed Khader, General Manager, he provided us with all information shown in report and declined full financial information citing the ground of company's confidentiality.

 

According to Mr. Ahmed, subject’s sales turnover in 2011 is not available due to the Libyan crises in 2011.

 

The correct address of subject's bank is as shown in report.

 

 

Conclusions

 

Accounts Comments:                Only Brief Financial data has been obtained by the subject, our assessment and ratings are therefore based on the reliability of the data obtained.

Local Reputation:                      The company being investigated is considered by local reporters to be a Fair / Normal Trade Risk.

General Conclusion:                  Local informants consider granting of credit to be a fair trade risk.

 

Owner/Shareholders Comments: All or most of the owners / shareholders have an active participation in the

 running of the business.

 

Financial Results Trend:             Financial Information indicates that the business activities of the company are even / similar in strength to corresponding years.

 

Age of Business:                      The company is long established in the local market.

 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.54.27

UK Pound

1

Rs.82.49

Euro

1

Rs.69.88

 

INFORMATION DETAILS

 

Report Prepared by :

SDA

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

----

NB

New Business

----

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.