MIRA INFORM REPORT

 

 

Report Date :

29.03.2013

 

IDENTIFICATION DETAILS

 

Name :

GERICKE VACUUM PUMPS PRIVATE LIMITED

 

 

Registered Office :

No.427/C, Hebbal Industrial Area, Mysore-570016, Karnataka 

 

 

Country :

India

 

 

Financials (as on) :

31.03.2012

 

 

Date of Incorporation :

26.08.2011

 

 

Com. Reg. No.:

08-060162

 

 

Capital Investment / Paid-up Capital :

Rs. 2.120 Millions

 

 

CIN No.:

[Company Identification No.]

U29253KA2011PTC060162

 

 

Legal Form :

Private Limited Liability Company

 

 

Line of Business :

Manufacturer of Vacuum Pumps and Spare Parts

 

 

No. of Employees :

Not Available [We tried to confirm the number of employees but no one is ready to part any information from the company management]

 

 

 

RATING & COMMENTS

 

MIRA’s Rating :

B (27)

 

RATING

STATUS

PROPOSED CREDIT LINE

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

Small

 

Maximum Credit Limit :

USD 9000

 

 

Status :

Moderate

 

 

Payment Behaviour :

Slow

 

 

Litigation :

Clear

 

 

Comments :

Subject is a relatively new company having a moderate track record. It is the company’s first year of business operation and it has achieved sizeable turnover from its operation. However, the company is still improving. Trade relations are reported as fair. Business is active. Payments are slow.

 

The company can be considered for business dealings with some caution.

 

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

 

ECGC Country Risk Classification List – June 30, 2012

 

Country Name

Previous Rating

(31.03.2012)

Current Rating

(30.06.2012)

India

A1

A1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 

INDIAN ECONOMIC OVERVIEW

 

India is developing into an open-market economy, yet traces of its past autarkic policies remain. Economic liberalization, including industrial deregulation, privatization of state-owned enterprises, and reduced controls on foreign trade and investment, began in the early 1990s and has served to accelerate the country's growth, which has averaged more than 7% per year since 1997. India's diverse economy encompasses traditional village farming, modern agriculture, handicrafts, a wide range of modern industries, and a multitude of services. Slightly more than half of the work force is in agriculture, but services are the major source of economic growth, accounting for more than half of India's output, with only one-third of its labor force. India has capitalized on its large educated English-speaking population to become a major exporter of information technology services and software workers. In 2010, the Indian economy rebounded robustly from the global financial crisis - in large part because of strong domestic demand - and growth exceeded 8% year-on-year in real terms. However, India's economic growth in 2011 slowed because of persistently high inflation and interest rates and little progress on economic reforms. High international crude prices have exacerbated the government's fuel subsidy expenditures contributing to a higher fiscal deficit, and a worsening current account deficit. Little economic reform took place in 2011 largely due to corruption scandals that have slowed legislative work. India's medium-term growth outlook is positive due to a young population and corresponding low dependency ratio, healthy savings and investment rates, and increasing integration into the global economy. India has many long-term challenges that it has not yet fully addressed, including widespread poverty, inadequate physical and social infrastructure, limited non-agricultural employment opportunities, scarce access to quality basic and higher education, and accommodating rural-to-urban migration.

Source : CIA

 

 

RBI DEFAULTERS’ LIST STATUS

 

Subject’s name is not enlisted as a defaulter in the publicly available RBI Defaulters’ list.

 

 

EPF (Employee Provident Fund) DEFAULTERS’ LIST STATUS

 

Subject’s name is not enlisted as a defaulter in the publicly available EPF (Employee Provident Fund) Defaulters’ list as of 31-03-2012.

 

 

LOCATIONS

 

Registered Office :

No.427/C, Hebbal Industrial Area, Mysore-570016, Karnataka, India  

Tel. No.:

91-821-4276800

Fax No.:

91-821-4280239

E-Mail :

info@gerickevacuum.com

 

 

DIRECTORS

 

AS ON 21.11.2012

 

Name :

Mr. Prabhat Toshniwal

Designation :

Director

Address :

267, Kilpauk Garden Road, Kilpauk, Chennai-600010, Tamilnadu, India

Date of Birth/Age :

04.07.1955

Date of Appointment :

26.08.2011

DIN No.:

00045793

 

 

Name :

Mr. Rohit Toshniwal

Designation :

Director

Address :

267, Kilpauk Garden Road, Kilpauk, Chennai-600010, Tamilnadu, India

Date of Birth/Age :

05.08.1980

Date of Appointment :

26.08.2011

DIN No.:

00045822

 

 

Name :

Mr. Abhinandan Nataraj

Designation :

Director

Address :

No.770, 10th Main, 6th Cross, Kuvempunagar, Mysore-570023, Karnataka, India 

Date of Birth/Age :

02.06.1977

Date of Appointment :

26.08.2011

DIN No.:

00894041

 

 

MAJOR SHAREHOLDERS / SHAREHOLDING PATTERN

 

AS ON 21.11.2012

 

Names of Shareholders

No. of Shares

Prabhat Toshniwal

3000

Rohit Toshniwal

3000

Abhinandan Nataraj

41000

Jyothi Nataraj

65000

Toshniwal Brothers (Hyd) Private Limited, India

55000

Toshniwal Systems and Instruments Private Limited, India

45000

Southern Corporate Services Private Limited, India

100000

TOTAL

312000

 

AS ON 21.11.2012

 

Equity Shares Break Up

Percentage of Holding

Bodies corporate

64.10

Directors or relatives of Directors

35.90

TOTAL

100.00

 

 

BUSINESS DETAILS

 

Line of Business :

Manufacturer of Vacuum Pumps and Spare Parts

 

 

 

GENERAL INFORMATION

 

Suppliers :

  • Divya Electricals
  • Pushpak Agencies
  • Sree Manjunatha Graphics
  • Pramukh Printech Solution
  • Polar Refrigeration Services
  • Mysore Allwell Formulation Private Limited
  • Royal INN
  • R S Tools and Services
  • Variety Electricals Winders 

 

 

No. of Employees :

Not Available [We tried to confirm the number of employees but no one is ready to part any information from the company management]

 

 

Bankers :

  • State Bank of Mysore, Rasmeccc, Mysore-570001, Karnataka, India 

 

 

Facilities :

Secured Loan

 

Rs. In Millions

31.03.2012

Long Term Borrowings

 

From Bank

 

SBM Term Loan

12.164

Short Term Borrowings

 

From Bank

 

SBM Packing Credit

25.190

 

 

TOTAL

37.354

 

 

 

Banking Relations :

--

 

 

Auditors :

 

Name :

Umesh R and Associates

Chartered Accountant

Address :

CH-145, 7th cross, 10th Main Saraswathipuram, Mysore-570009, Karnataka, India

Tel. No.:

91-821-4252793 / 2547993

Mobile No.:

91-9448084793

E-Mail :

umesh_ca@yahoo.com

umesharassociates@gmail.com

PAN No.:

AAFFN2448E

 


 

CAPITAL STRUCTURE

 

AS ON 31.03.2012

 

Authorised Capital :

 

No. of Shares

Type

Value

Amount

 

 

 

 

500000

Equity Shares

Rs.10/- each

Rs. 5.000 Millions

 

 

 

 

 

Issued, Subscribed & Paid-up Capital :

 

No. of Shares

Type

Value

Amount

 

 

 

 

212000

Equity Shares

Rs.10/- each

Rs. 2.120 Millions

 

 

 

 

 

 

AS ON 21.11.2012

 

Authorised Capital :

 

No. of Shares

Type

Value

Amount

 

 

 

 

500000

Equity Shares

Rs.10/- each

Rs. 5.000 Millions

 

 

 

 

 

Issued, Subscribed & Paid-up Capital :

 

No. of Shares

Type

Value

Amount

 

 

 

 

312000

Equity Shares

Rs.10/- each

Rs. 3.120 Millions

 

 

 

 

 


 

FINANCIAL DATA

[all figures are in Rupees Millions]

 

ABRIDGED BALANCE SHEET

 

SOURCES OF FUNDS

 

 

 

31.03.2012

SHAREHOLDERS FUNDS

 

 

 

1] Share Capital

 

 

2.120

2] Share Application Money

 

 

0.000

3] Reserves & Surplus

 

 

0.169

4] (Accumulated Losses)

 

 

0.000

NETWORTH

 

 

2.289

LOAN FUNDS

 

 

 

1] Secured Loans

 

 

37.354

2] Unsecured Loans

 

 

4.453

TOTAL BORROWING

 

 

41.807

DEFERRED TAX LIABILITIES

 

 

0.042

 

 

 

 

TOTAL

 

 

44.138

 

 

 

 

APPLICATION OF FUNDS

 

 

 

 

 

 

 

FIXED ASSETS [Net Block]

 

 

2.979

Capital work-in-progress

 

 

0.000

 

 

 

 

INVESTMENT

 

 

0.000

DEFERREX TAX ASSETS

 

 

0.000

 

 

 

 

CURRENT ASSETS, LOANS & ADVANCES

 

 

 

 

Inventories

 

 

0.000

 

Sundry Debtors

 

 

1.453

 

Cash & Bank Balances

 

 

1.639

 

Other Current Assets

 

 

0.529

 

Loans & Advances

 

 

47.210

Total Current Assets

 

 

50.831

Less : CURRENT LIABILITIES & PROVISIONS

 

 

 

 

Sundry Creditors

 

 

0.272

 

Other Current Liabilities

 

 

9.343

 

Provisions

 

 

0.057

Total Current Liabilities

 

 

9.672

Net Current Assets

 

 

41.159

 

 

 

 

MISCELLANEOUS EXPENSES

 

 

0.000

 

 

 

 

TOTAL

 

 

44.138

 

PROFIT & LOSS ACCOUNT

 

 

PARTICULARS

 

 

31.03.2012

 

SALES

 

 

 

 

 

Revenue from Operations

 

 

12.487

 

 

Other Income

 

 

0.613

 

 

TOTAL                                    

 

 

13.100

 

 

 

 

 

Less

EXPENSES

 

 

 

 

 

Office Expenses

 

 

12.725

 

 

Administrative Expenses

 

 

 

 

 

Advertising Expenses

 

 

 

 

 

TOTAL                                    

 

 

12.725

 

 

 

 

 

 

PROFIT / (LOSS) BEFORE TAX, DEPRECIATION AND AMORTISATION

 

 

0.375

 

 

 

 

 

Less/ Add

DEPRECIATION/ AMORTISATION        

 

 

0.107

 

 

 

 

 

 

PROFIT / (LOSS) BEFORE TAX

 

 

0.268

 

 

 

 

 

Less

TAX                                                                 

 

 

0.099

 

 

 

 

 

 

PROFIT / (LOSS) AFTER TAX

 

 

0.169

 

 

 

 

 

 

Earnings Per Share (Rs.)

 

 

0.80

 

 

KEY RATIOS

 

PARTICULARS

 

 

 

 

31.03.2012

PAT / Total Income

(%)

 

 

1.29

 

 

 

 

 

Net Profit Margin

(PBT/Sales)

(%)

 

 

2.15

 

 

 

 

 

Return on Total Assets

(PBT/Total Assets}

(%)

 

 

0.50

 

 

 

 

 

Return on Investment (ROI)

(PBT/Networth)

 

 

 

0.12

 

 

 

 

 

Debt Equity Ratio

(Total Debt /Networth)

 

 

 

18.26

 

 

 

 

 

Current Ratio

(Current Asset/Current Liability)

 

 

 

5.26

 

 

LOCAL AGENCY FURTHER INFORMATION

 

Sr. No.

Check List by Info Agents

Available in Report (Yes / No)

1]

Year of Establishment

Yes

2]

Locality of the firm

Yes

3]

Constitutions of the firm

Yes

4]

Premises details

No

5]

Type of Business

Yes

6]

Line of Business

Yes

7]

Promoter's background

Yes

8]

No. of employees

No

9]

Name of person contacted

No

10]

Designation of contact person

No

11]

Turnover of firm for last one years

Yes

12]

Profitability for last one years

Yes

13]

Reasons for variation <> 20%

-----

14]

Estimation for coming financial year

No

15]

Capital in the business

Yes

16]

Details of sister concerns

No

17]

Major suppliers

Yes

18]

Major customers

No

19]

Payments terms

No

20]

Export / Import details (if applicable)

No

21]

Market information

-----

22]

Litigations that the firm / promoter involved in

-----

23]

Banking Details

Yes

24]

Banking facility details

Yes

25]

Conduct of the banking account

-----

26]

Buyer visit details

-----

27]

Financials, if provided

Yes

28]

Incorporation details, if applicable

Yes

29]

Last accounts filed at ROC

Yes

30]

Major Shareholders, if available

Yes

31]

Date of Birth of Proprietor/Partner/Director, if available

Yes

32]

PAN of Proprietor/Partner/Director, if available

No

33]

Voter ID No of Proprietor/Partner/Director, if available

No

34]

External Agency Rating, if available

No

 

 

UNSECURED LOAN

 

Rs. In Millions

31.03.2012

Short Term Borrowings

 

Southern corporation Services Private Limited

2.972

Toshniwal Brothers (Hyd) Private Limited

0.513

Toshniwal Hyvac Private Limited

0.500

Toshniwal Systems and Instruments Private Limited

0.468

 

 

TOTAL

4.453

 

NOTE

 

Registered office has been shifted from No.770, 10th Main, 6th Cross Kuvempunagar, Mysore-570023, Karnataka, India to the present address w.e.f. 20.09.2012

 

 

STATE OF COMPANY’S AFFAIRS/ FINANCIAL RESULTS

 

The Company was incorporated on 26.08.2011 and this being the first year of operation previous year figures cannot be provided. For the year ended 31st March, 2012, the Company has earned a total income of Rs.13.100 Millions and has made Profit after Tax of the Rs. 0.169 Million.

 

 

BUSINESS REVIEW AND OUTLOOK

 

The Company has established an 100% Export Oriented Units (EOU) at Sy.No.291A, Hebbal Industrial Area, Mysore, Karnataka and commenced operation and the Directors expect having good orders in hand will have better years to come

 

 

FIXED ASSETS

 

  • Car
  • Printers and Scanner

 

 

 


CMT REPORT (Corruption, Money Laundering & Terrorism]

 

The Public Notice information has been collected from various sources including but not limited to: The Courts, India Prisons Service, Interpol, etc.

 

1]         INFORMATION ON DESIGNATED PARTY

No exist designating subject or any of its beneficial owners, controlling shareholders or senior officers as terrorist or terrorist organization or whom notice had been received that all financial transactions involving their assets have been blocked or convicted, found guilty or against whom a judgement or order had been entered in a proceedings for violating money-laundering, anti-corruption or bribery or international economic or anti-terrorism sanction laws or whose assets were seized, blocked, frozen or ordered forfeited for violation of money laundering or international anti-terrorism laws.

 

2]         Court Declaration :

No records exist to suggest that subject is or was the subject of any formal or informal allegations, prosecutions or other official proceeding for making any prohibited payments or other improper payments to government officials for engaging in prohibited transactions or with designated parties.

 

3]         Asset Declaration :

No records exist to suggest that the property or assets of the subject are derived from criminal conduct or a prohibited transaction.

 

4]         Record on

5]         Records on Violation of Anti-Corruption Laws :

            Charges or investigation registered against subject:                                                        None

 

6]         Records on Int’l Anti-Money Laundering Laws/Standards :

            Charges or investigation registered against subject:                                                        None

 

7]         Criminal Records

No available information exist that suggest that subject or any of its principals have been formally charged or convicted by a competent governmental authority for any financial crime or under any formal investigation by a competent government authority for any violation of anti-corruption laws or international anti-money laundering laws or standard.

 

8]         Affiliation with Government :

No record exists to suggest that any director or indirect owners, controlling shareholders, director, officer or employee of the company is a government official or a family member or close business associate of a Government official.

 

9]         Compensation Package :

Our market survey revealed that the amount of compensation sought by the subject is fair and reasonable and comparable to compensation paid to others for similar services.

 

10]        Press Report :

            No press reports / filings exists on the subject.

 


 

CORPORATE GOVERNANCE

 

MIRA INFORM as part of its Due Diligence do provide comments on Corporate Governance to identify management and governance. These factors often have been predictive and in some cases have created vulnerabilities to credit deterioration.

 

Our Governance Assessment focuses principally on the interactions between a company’s management, its Board of Directors, Shareholders and other financial stakeholders.

 

 

CONTRAVENTION

 

Subject is not known to have contravened any existing local laws, regulations or policies that prohibit, restrict or otherwise affect the terms and conditions that could be included in the agreement with the subject.

 

 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs. 54.38

UK Pound

1

Rs. 82.32

Euro

1

Rs. 69.54

 

 

INFORMATION DETAILS

 

Report Prepared by :

DPT


 

SCORE & RATING EXPLANATIONS

 

SCORE FACTORS

 

RANGE

POINTS

HISTORY

1~10

3

PAID-UP CAPITAL

1~10

4

OPERATING SCALE

1~10

3

FINANCIAL CONDITION

 

 

--BUSINESS SCALE

1~10

3

--PROFITABILIRY

1~10

3

--LIQUIDITY

1~10

3

--LEVERAGE

1~10

3

--RESERVES

1~10

3

--CREDIT LINES

1~10

2

--MARGINS

-5~5

--

DEMERIT POINTS

 

 

--BANK CHARGES

YES/NO

YES

--LITIGATION

YES/NO

NO

--OTHER ADVERSE INFORMATION

YES/NO

NO

MERIT POINTS

 

 

--SOLE DISTRIBUTORSHIP

YES/NO

NO

--EXPORT ACTIVITIES

YES/NO

NO

--AFFILIATION

YES/NO

NO

--LISTED

YES/NO

NO

--OTHER MERIT FACTORS

YES/NO

YES

DEFAULTER

 

 

--RBI

YES/NO

NO

--EPF

YES/NO

NO

TOTAL

 

27

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

 


 

RATING EXPLANATIONS

 

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

-

NB

                                       New Business

-

 

 

 

 

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.