MIRA INFORM REPORT

 

 

Report Date :

29.03.2013

 

IDENTIFICATION DETAILS

 

Name :

LINGE INVEST

 

 

Registered Office :

12 Rue des Acacias, Boulevard Yacoub El Mansour, Maarif, Casablanca 20100,

 

 

Country :

Morocco

 

 

Date of Incorporation :

19.12.2011

 

 

Com. Reg. No.:

249941

 

 

Legal Form :

Societe A Responsibilite Limitee

 

 

Line of Business :

Wholesaler of textiles

 

 

No. of Employees :

Not available 

 

 

RATING & COMMENTS

 

MIRA’s Rating :

C

 

RATING

STATUS

PROPOSED CREDIT LINE

<10

C

Absolute credit risk exists. Caution needed to be exercised

Credit not recommended

 

Status :

New Business

Payment Behaviour :

Unknown 

Litigation :

Clear 

 

NOTES:

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – June 30th, 2012

 

Country Name

Previous Rating

(31.03.2012)

Current Rating

(30.06.2012)

Morocco

A2

A2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 

Morocco - ECONOMIC OVERVIEW

 

Morocco has capitalized on its proximity to Europe and relatively low labor costs to build a diverse, open, market-oriented economy. In the 1980s Morocco pursued austerity measures and pro-market reforms, overseen by the IMF. Since taking the throne in 1999, King MOHAMMED VI has presided over a stable economy marked by steady growth, low inflation, and generally declining government debt. Industrial development strategies and infrastructure improvements - most visibly illustrated by a new port and free trade zone near Tangier - are improving Morocco's competitiveness. Key sectors of the economy include agriculture, tourism, phosphates, textiles, apparel, and subcomponents. In 2006 Morocco entered into a bilateral Free Trade Agreement with the United States; it remains the only African country to have one. In 2008 Morocco entered into an Advanced Status agreement with the European Union. Despite Morocco's economic progress, the country suffers from high unemployment and poverty. In 2011, high food and fuel prices strained the government's budget and widened the country's current account deficit. Key economic challenges for Morocco include fighting corruption, reducing government spending, reforming the education system and judiciary, addressing socioeconomic disparities, and building more diverse, higher value-added industries.

           

 

Source : CIA

 


Company name

 

LINGE INVEST

 

 

 

Payment Record

 

UNDETERMINED

 

This rating is based on available data. In the event of additional information a possibility for a different rating applies.

 

 

Registration Briefing

 

Registration Number:                             249941

Registration Date:                                   19/12/2011

Legal Form:                                            SOCIETE A RESPONSIBILITE LIMITEE

Latest Financials:                                   N/A

 

 

Financial Briefing

 

Nominal Capital:                                     100,000 Moroccan Dirham

Issued Capital:                                       N/A

Turnover:                                               N/A

Net Profit:                                               N/A

Net Worth:                                              N/A

NB                                                          NEW BUSINESS

                                                              Subject is under 18 months old. Monitoring its future progress is

                                                              recommended.

 

 

Company Details

 

Company Name:                                         LINGE INVEST

Headquarter Address:                                  12 Rue des Acacias, Boulevard Yacoub El Mansour,

Maarif,

Casablanca 20100,

Morocco

 

 

 

 

 

Company was originally started on 19/12/2011

 

 

 

Registration & Legal Details

 

Current Legal Form:                                   SOCIETE A RESPONSIBILITE LIMITEE

Registration Address:                                12 Rue des Acacias, Boulevard Yacoub El Mansour,

Casablanca

Registration Number:                                 249941

Registration Date:                                     19/12/2011

Year/Date Company Established:               19/12/2011

Registration Town:                                     Casablanca

 

 

Capital

 

Currency:                                                                Moroccan Dirham

Authorized Capital:                                                                 100,000

Paid Up Capital:                                                                     100,000

 

Shareholders / Owners

 

Information on Shareholders is not available/applicable

 

 

 

Principals

 

Name:                                                       Ms Lea Attias Azran

Position within the company:                     Manager

Date of Birth:                                            21/10/1968

Nationality:                                                Moroccan

 

Name:                                                       Ms Valerie Ruimy Ounouna

Position within the company:                     Manager

Date of Birth:                                            13/10/1974

Nationality:                                                Moroccan

 

 

Company Activities

 

NACE Codes:         4641           Wholesale of textiles

 

Operations

 

HQ Premises                                            Operates from:    Office

Location:                                                  Central Business Area

 

 

Related Companies

 

Subsidiaries

Affiliates

Information on Related Companies is not available/applicable

 

Bankers

Information on Bankers is not available/applicable

 

Payments

 

Subject's payments reported to be:        UNDETERMINED

 

 

Interview & Reporter Comments

 

Comment:                                                 Latest Financial Statements are not currently available.

                                                                We have been unable to contact a company official.

 

 

Reporter Comment:                               There is no telephone or fax number supplied within the original query.

Local telephone directory was checked and it was proved that the subject was not registered.

 

So we are unable to approach the said company you are investigating.

 

The above mentioned information was obtained from the Casablanca Commercial Court.

 

The subject company is registred as " LINGE INVEST " not as mentioned in the enquiry.

 

Conclusions

 

Local Reputation:          Local informants have not adequate information to assess the Subject's local

reputation.

 

General Conclusion:      Informants suggest that suppliers monitor this account.

 

Age of Business:          The company is classified as a New Business (under 18 months old), the progress of

this company remains to be seen.

 

 

 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.54.39

UK Pound

1

Rs.82.32

Euro

1

Rs.69.54

 

INFORMATION DETAILS

 

Report Prepared by :

MNL

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

----

NB

New Business

----

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.