MIRA INFORM REPORT

 

 

Report Date :

29.03.2013

 

IDENTIFICATION DETAILS

 

Name :

P.T. INDO ABADI SARI MAKMUR

 

 

Registered Office :

Dusun Ngablak, Desa Gempolkurung No. 168 M, Kecamatan Menganti, Gresik, 61174, East Java

 

 

Country :

Indonesia

 

 

Date of Incorporation :

24.11.1982

 

 

Com. Reg. No.:

No. AHU-49631.AH.01.02.TH.2008

 

 

Legal Form :

Limited Liability Company

 

 

Line of Business :

Medicated Plaster Manufacturing

 

 

No. of Employees :

250 persons      

 

RATING & COMMENTS

 

MIRA’s Rating :

B

 

RATING

STATUS

PROPOSED CREDIT LINE

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

Small

 

Status :

Moderate

Payment Behaviour :

No Complaints

Litigation :

Clear

 

 

NOTES :

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – June 30th, 2012

 

Country Name

Previous Rating

(31.03.2012)

Current Rating

(30.06.2012)

 Indonesia

B1

B1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 

Indonesia - ECONOMIC OVERVIEW

 

Indonesia, a vast polyglot nation, grew an estimated 6.1% and 6.4% in 2010 and 2011, respectively. The government made economic advances under the first administration of President YUDHOYONO (2004-09), introducing significant reforms in the financial sector, including tax and customs reforms, the use of Treasury bills, and capital market development and supervision. During the global financial crisis, Indonesia outperformed its regional neighbors and joined China and India as the only G20 members posting growth in 2009. The government has promoted fiscally conservative policies, resulting in a debt-to-GDP ratio of less than 25%, a small current account surplus, a fiscal deficit below 2%, and historically low rates of inflation. Fitch and Moody's upgraded Indonesia's credit rating to investment grade in December 2011. Indonesia still struggles with poverty and unemployment, inadequate infrastructure, corruption, a complex regulatory environment, and unequal resource distribution among regions. The government in 2012 faces the ongoing challenge of improving Indonesia's insufficient infrastructure to remove impediments to economic growth, labor unrest over wages, and reducing its fuel subsidy program in the face of rising oil prices.

 

 

Source : CIA

 

 

Name of Company

 

P.T. INDO ABADI SARI MAKMUR

 

ADDRESS

 

Head Office & Factory

Dusun Ngablak, Desa Gempolkurung No. 168 M

Kecamatan Menganti, Gresik, 61174

East Java

Indonesia

Phones             - (62-31) 7990889 (Hunting), 7990885-87

Fax                   - (62-31) 7990890

E-mail               - indosar@indosat.net.id

Website            - http://www.indosar.com

Land Area         - 50,000 sq. meters

Building Space  - 5,000 sq. meters

Region              - Industrial Zone

Status               - Owned

 

Branches

a.   Jalan Raya Bibis 5A – 7A

      Kelurahan Bibis, Kecamatan Tandes

      Surabaya, 60232

      East Java

      Indonesia

Phones                   - (62-31) 7413447, 7413448

Fax                         - (62-31) 7412887

Building Area          - 1 storey

Office Space          - 230 sq. meters

Region                    - Commercial

Status                     - Rent

b.   Komplek Rukan Nusantara No. 5-6

      Jalan Danau Sunter Barat Block A-1

      Kelurahan Sunter Jaya, Kecamatan Tanjung Priok

      Jakarta Utara, 14350

      Indonesia

Phones                   - (62-21) 65833600 (Hunting)

Fax                         - (62-21) 65833200

Building Area          - 1 storey

Office Space          - 260 sq. meters

Region                    - Commercial

Status                     - Rent

 

 

 

 

Date of Incorporation :

24 November 1982

 

Legal Form :

P.T. (Perseroan Terbatas) or Limited Liability Company

 

Company Reg. No. :

The Ministry of Law and Human Rights

No. AHU-49631.AH.01.02.TH.2008

Dated 11 August 2008

 

Company Status :

National Private Company

 

Permit by the Government Department :

The Department of Finance

NPWP No. 01.231.937.2-641.000

 

Related Company :

P.T. ARCIHINDO ABADI JAYA (Building Construction Services)

 

CAPITAL AND OWNERSHIP

 

Capital Structure :

Authorized Capital                           : Rp. 4,000,000,000.-

Issued Capital                                 : Rp. 2,000,000,000.-

Paid up Capital                               : Rp. 2,000,000,000.-

 

Shareholders/Owners :

a. Mr. Djohan Joha Kartono                                              - Rp. 580,000,000.-

    Address : Jl. Karang Bolong V B3/10, RT. 004 RW. 011

                    Kelurahan Pademangan, Kecamatan Ancol

                    Jakarta Utara

                    Indonesia

b. Mr. Josef William Senarta                                             - Rp. 560,000,000.- 

    Address : Jl. Parang Tritis III/2, RT. 002 RW. 011

                    Kelurahan Pademangan, Kecamatan Ancol

                    Jakarta Utara

                    Indonesia

c. Mr. Djoko Wihardjo                                                       - Rp. 560,000,000.-

    Address : Jl. Blandongan No. 24 L, RT. 008 RW. 001

                    Kelurahan Angke, Kecamatan Tambora

                    Jakarta Barat

                    Indonesia

d. Mrs. Lucia Limartha                                                      - Rp. 300,000,000.- 

    Address : Jl. Parang Tritis III/2, RT. 002 RW. 011

                    Kelurahan Pademangan, Kecamatan Ancol

                    Jakarta Utara

                    Indonesia

 

BUSINESS ACTIVITIES

 

Lines of Business :

Medicated Plaster Manufacturing

 

Production Capacity :

a.   Adhesive Bandages                  - 8,000,000 meters p.a.

b.   Medicated Plaster                     - 7,000,000 meters p.a.

c.   Liniments                                  - 5,000,000 meters p.a.

c.   Ointments (Balsem)                   - 100 tons p.a.

 

Total Investment :

Owned Capital                                 - Rp. 10.0 billion

 

Started Operation :

1983

 

Brand Name :

Indo Abadi Sari Makmur

 

Technical Assistance :

None

 

Number of Employee :

250 persons

 

Marketing Area :

Local       - 80%

Export    - 20%

 

Main Customer :

Buyers in Asian countries, USA

 

Market Situation :

Very Competitive

 

Main Competitors :

a. P.T. BEIERSDORF INDONESIA

b. P.T. BSN MEDICAL INDONESIA

c. P.T. HISAMITSU PHARMA INDONESIA

d. P.T. SINARAYA NUGRAHA AHMADARIS MEDIKA

e. Etc.

 

Business Trend :

Growing

 

 

 

 

 

BANKER, AUDITOR & LITIGATION

 

B a n k e r s :

a.   P.T. Bank CENTRAL ASIA Tbk

      Jalan R.A. Kartini 98 B – 100

      Gresik, East Java

      Indonesia

b.   P.T. Bank INTERNATIONAL INDONESIA Tbk

      Jalan Usman Sadar No. 130

      Gresik, East Java

      Indonesia

 

Auditor :

Internal Auditor

 

Litigation :

No litigation record in our database

 

FINANCIAL FIGURE

 

Annual Sales (estimated) :

2010 – Rp. 56.0 billion

2011 – Rp. 60.0 billion

2012 – Rp. 66.0 billion

 

Net Profit (estimated) :

2010 – Rp. 3.9 billion

2011 – Rp. 4.2 billion

2012 – Rp. 4.9 billion

 

Payment Manner :

Average

 

Financial Comments :

Satisfactory

 

KEY EXECUTIVES

 

Board of Management :

President Director                           - Mr. Djohan Joha Kartono

Director                                          - Mr. Josef William Senarta

 

Board of Commissioners :

President Commissioner                  - Mr. Djoko Wihardjo

Commissioner                                 - Mrs. Lucia Limartha

 

Signatories :

President Director (Mr. Djohan Joha Kartono) or the Director (Mr. Josef William Senarta) which must be approved by Board of Commissioner

 

CAPABILITIES

 

Management Capability :

Good

 

Business Morality :

Good

 

Credit Risk :

Average

 

OVERALL PERFORMANCE

 

P.T. INDO ABADI SASRI MAKMUR (P.T. IASM) was established in Gresik, East Java on 24 November 1982 with the authorized capital of Rp. 500,000,000 issued capital of Rp. 100,000,000 fully and paid up. The company was founded by Mr. Djohan Joha Kartono, Mr. Josef William Senarta, Mr. Johannes Hermawan and Mr. Djoko Wihardjo, all Indonesian businessmen of Chinese extraction. The company notary deed has been changed a couple of times and according to the latest revision of notary documents of Mr. Makmur Tridharma, SH., No. 13 dated 11 June 2008 the company authorized capital was increased to Rp. 4,000,000,000 issued capital to Rp. 2,000,000,000 entirely paid up. On the same occasion Mr. Johannes Hermawan withdrew and the whole share sold to Mrs. Lucia Limartha as new shareholder. With this development the composition of its shareholders has been changed to become Mr. Djohan Joha Kartono (29%), Mr. Josef William Senarta (28%), his wife Mrs. Lucia Limartha (15%) and Mr. Djoko Wihardjo (28%). The deed of amendments was approved by the Ministry of Law and Human Rights in its decision letter No. AHU-49631.AH.01.02.TH.2008 dated August 11, 2008.

 

P.T. IASM started to be operating since 1983 engaged in the field of medicated plaster and other health care products manufacturing. It’s plant located at Desa Ngablak Gempolkurung No. 168 M, Menganti, Gresik, East Java standing on a land of 50,000 sq. meters with factory of 5,000 sq. meters. P.T. IASM obtained the GMP Certificate from the Department of Health of Indonesia for medicated plasters and other medical products in 1997. The company produces medicated plasters products like capsicum plaster, menthol medicated plasters, ginger plaster and healthcare products like: First aid dressings, Z.O. plasters, breast pump and others. P.T. IASM range of products are; Medicated Plaster (Capsicum plaster with the following brands Koyo Cabe, Tahaki Hot, Cosmos Plaster); Menthol medicated plaster with the following brands such as Takahi, OOpas, Cosmopas); Other medicated plaster with the brands (Ginger Plaster and Yunan Baiyap Plaster).

 

Health care products such as First aid dressing with the following brands (Oke Plast, Mami Plast, Cosmoplast and Super Plast); Adhesive plaster with the following brands (Chili Plast, Master Plast, Super Plast); Other health care products with the following brands (Mami fix, Mami non woven pad, Mami breast pump); and Ointments with the following brands Sejuk Sari, Cabe balm, Balstick, Calacyn lotion and Khutil plast. To maintain the quality of the product, the factory has its laboratory equipped with instruments to measure and control all products throughout the whole production process. With this P.T. IASM has strife to satisfy our customers and guarantee a standard product for customer. The laboratory is staffed by qualified people who manage the laboratory and quality control of the factory.

 

Mixing Section

 

Mixing process is the first stage of the production and here all ingredients are mixed to prepare the colloid required for the plaster. Mixing machines/mixers are operated from a control room which is separated from the main mixing area. Quality and clean lines are maintained to ensure that each processing step is always in good order.

 

Coating Section

 

Coating process is the next step in the production after mixing, where the colloid produced after mixing process is coated on top of a base cloth. This section is equipped with the latest Coating Machines capable in coating any base material required like cloth, plastic, non woven, etc.
The coating is controlled semi automatically and coated material is slitted into standard width and rolled into specified roll as required.

 

Punch & Cutting Section

 

The slitted rools are then punched, rewound and cut to the required length. Embossing process is also done if necessary. The cut plasters are then selected and send to the packing room.

 

The company’s main market is in the local market and they have regional distributors to market their product throughout Indonesia. Some 80% of the products of the company is locally marketed through distributors, drug store, dispensary, while the rest of 20% is exported to Asian countries such as Malaysia, Singapore, Vietnam, Hong Kong, Macau, Bahrain, Mauritius, USA, Myanmar, Srilanka and Bangladesh. We observe the operation of P.T. IASM has been growing and developing well in the last three years.

 

Generally, demand for laboratory and medical equipment and various pharmaceutical products had been growing in the last five years up to the end 2012 as pictured in sales value of national pharmaceutical products, import value and export value issued by the Food and Drug Controlling Board (BPOM). The national pharmaceutical sales, export and import value of products are estimated to be rising by 6% to 8% in the next year. The competition is very tight on account many similar companies operating in the country. The business position of P.T. IASM is a sufficiently fairly good because the company has captive market namely the state-owned hospital and private hospital in the country. According the BPOM that national pharmaceutical sales as shown are as the following table.

 

National Market Trend of Drugs, 2001-2012* (Billion Rupiah)

 

Year

Total Market

Ethical Drugs

Generic Drugs

2001

2002

2003

2004

2005

2006

2007

2008

2009

2010

2011

2012*

12.850

15.483

17.458

20.872

23.629

23.173

25.600

29.981

33.965

37.531

43.081

45.235

  7.891

  9.618

10.829

12.706

14.675

13.834

13.959

16.969

19.225

21.142

23.506

25.281

1.547

1.694

1.819

2.136

2.529

2.390

2.295

3,213

3.420

3.610

3.900

4.095

Source: Food and Drug Controlling Board (BPOM)

*) Estimated

 

Until this time P.T. IASM has not been registered with Indonesian Stock Exchange, so that they shall not obliged to announce their financial statement. The management of the company is very reclusive towards outsiders and rejected to disclose its financial condition. We observed that total sales turnover of the company in 2010 amounted to Rp. 56.0 billion rose to Rp. 60.0 billion in 2011 increased to Rp. 66.0 billion in 2012 and projected to go on rising by at least 6% in 2013. The operation in 2012 yielded an estimated net profit of at least Rp. 4.9 billion and the company has an estimated total networth of at least Rp. 12.0 billion. So far, we did not heard that the company having been black listed by the Central Bank (Bank Indonesia). The company usually pays its debts punctually to suppliers.

 

The management of P.T. IASM is led by Mr. Djohan Joha Kartono (70) a businessman and professional manager with medicated plaster and other health care products manufacturing. In his daily operation he is assisted by Mr. Josef William Senarta (59) as Director. The company's management is handled by professional staff in the above business. They have wide relations with private businessmen within and outside the country. So far, we did not hear that the management of the company being filed to the district court for detrimental cases or involved in any business malpractices. The company’s litigation record is clean and it has not registered with the black list of Bank of Indonesia. P.T. INDO ABADI SARI MAKMUR is sufficiently fairly good for business transaction.

 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.54.38

UK Pound

1

Rs.82.32

Euro

1

Rs.69.54

 

INFORMATION DETAILS

 

Report Prepared by :

NLM

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

 

 

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This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.