MIRA INFORM REPORT

 

 

Report Date :

29.03.2013

 

IDENTIFICATION DETAILS

 

Name :

V.  ROAD  HOLDING  LTD.

 

 

Registered Office :

Flat B, 13/F., Tsang Cheung House, 444-446 Nathan Road, Kowloon

 

 

Country :

Hong Kong

 

 

Date of Incorporation :

16.08.2007.

 

 

Com. Reg. No.:

38308941

 

 

Legal Form :

Private Limited Company.

 

 

Line of Business :

Importer, Exporter and Wholesaler of all kinds of handbags, briefcase, suitcase & luggage, etc.

 

 

No. of Employees :

Not Available

 

RATING & COMMENTS

 

MIRA’s Rating :

B

 

RATING

STATUS

PROPOSED CREDIT LINE

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

Small

 

Status :

Moderate

Payment Behaviour :

Usually correct

Litigation :

Clear

 

 

NOTES :

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – June 30th, 2012

 

Country Name

Previous Rating

(31.03.2011)

Current Rating

(30.06.2012)

Hong Kong

A2

A2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

HONG KONG - ECONOMIC OVERVIEW

 

Hong Kong has a free market economy, highly dependent on international trade and finance - the value of goods and services trade, including the sizable share of re-exports, is about four times GDP. Hong Kong's open economy left it exposed to the global economic slowdown that began in 2008. Although increasing integration with China, through trade, tourism, and financial links, helped it to make an initial recovery more quickly than many observers anticipated, it again faces a possible slowdown as exports to the Euro zone and US slump. The Hong Kong government is promoting the Special Administrative Region (SAR) as the site for Chinese renminbi (RMB) internationalization. Hong Kong residents are allowed to establish RMB-denominated savings accounts; RMB-denominated corporate and Chinese government bonds have been issued in Hong Kong; and RMB trade settlement is allowed. The territory far exceeded the RMB conversion quota set by Beijing for trade settlements in 2010 due to the growth of earnings from exports to the mainland. RMB deposits grew to roughly 7.8% of total system deposits in Hong Kong by the end of 2011, an increase of over 59% since the beginning of the year. The government is pursuing efforts to introduce additional use of RMB in Hong Kong financial markets and is seeking to expand the RMB quota. The mainland has long been Hong Kong's largest trading partner, accounting for about half of Hong Kong's exports by value. Hong Kong's natural resources are limited, and food and raw materials must be imported. As a result of China's easing of travel restrictions, the number of mainland tourists to the territory has surged from 4.5 million in 2001 to 28 million in 2011, outnumbering visitors from all other countries combined. Hong Kong has also established itself as the premier stock market for Chinese firms seeking to list abroad. In 2011 mainland Chinese companies constituted about 43% of the firms listed on the Hong Kong Stock Exchange and accounted for about 56% of the Exchange's market capitalization. During the past decade, as Hong Kong's manufacturing industry moved to the mainland, its service industry has grown rapidly. Growth slowed to 5% in 2011. Credit expansion and tight housing supply conditions caused Hong Kong property prices to rise rapidly in 2010 and inflation to rise 5.3% in 2011. Lower and middle income segments of the population are increasingly unable to afford adequate housing. Hong Kong continues to link its currency closely to the US dollar, maintaining an arrangement established in 1983.

Source : CIA


Company name and address

 

V.  ROAD  HOLDING  LTD.

 

 

ADDRESS:       Flat B, 13/F., Tsang Cheung House, 444-446 Nathan Road, Kowloon, Hong Kong.

 

PHONE:            Not available

 

 

MANAGEMENT

 

Managing Director:  Ms. Chen Ji

 

 

SUMMARY

 

Incorporated on:            16th August, 2007.

 

Organization:                 Private Limited Company.

 

Capital:                         Nominal:           HK$10,000.00

Issued:             HK$1.00

 

Business Category:       Importer, Exporter and Wholesaler.

 

Employees:                  Nil.

 

Main Dealing Banker:     The Hongkong & Shanghai Banking Corp. Ltd., Hong Kong.

 

Banking Relation:          Satisfactory.


ADDRESS

 

Registered Head Office:-

Flat B, 13/F., Tsang Cheung House, 444-446 Nathan Road, Kowloon, Hong Kong.

 

Affiliated Company:-

Brisk Business (HK) Co. Ltd.

Flat C, 12/F., 444-446 Nathan Road, Yau Ma Tei, Kowloon, Hong Kong.

[Tel.: 2770 6861;  Fax: 2710 9391]

 

 

BUSINESS REGISTRATION NUMBER

 

38308941

 

 

COMPANY FILE NUMBER

 

1159120

 

 

MANAGEMENT

 

Managing Director:  Ms. Chen Ji

 

 

CAPITAL

 

Nominal Share Capital: HK$10,000.00 (Divided into 10,000 shares of HK$1.00 each)

 

Issued Share Capital: HK$1.00

 

 

SHAREHOLDER

(As per registry dated 16-08-2012)

 

Name

 

No. of share

LI Zhen Qiang

 

1

=

 

 

 

DIRECTORS  

(As per registry dated 16-08-2012)

 

Name

(Nationality)

 

Address

CHEN Ji

Room 1101A, 11/F., Causeway Bay Commercial Building, 1‑5 Sugar Street, Causeway Bay, Hong Kong.

 

ZHOU Yue Ping

Room 1101A, 11/F., Causeway Bay Commercial Building, 1‑5 Sugar Street, Causeway Bay, Hong Kong.

 

 

SECRETARY

(As per registry dated 16-08-2012)

 

Name

Address

WONG Kong Yu

Flat C, 12/F., Tsang Cheung House, 444-446 Nathan Road, Kowloon, Hong Kong.

 

 

HISTORY

 

The subject was incorporated on 16th August, 2007 as a private limited liability company under the Hong Kong Companies Ordinance.

Apart from these, neither material change nor amendment has been ever traced and noted.

 

 

OPERATIONS

 

Activities:                      Importer, Exporter and Wholesaler.

 

Lines:                           All kinds of handbags, briefcase, suitcase & luggage, etc.

 

Employees:                  Nil.

 

Commodities Imported: China, etc.

 

Markets:                        Asian countries, etc.

 

Terms/Sales:                 L/C, T/T, etc.

 

Terms/Buying:                L/C, T/T, D/P, etc.

 

 

 

FINANCIAL INFORMATION

 

Nominal Share Capital:  HK$10,000.00 (Divided into 10,000 shares of HK$1.00 each)

 

Issued Share Capital:     HK$1.00

 

Profit or Loss:               Keeping a balance account in Hong Kong.

 

Condition:                     Business is not active in Hong Kong.

 

Facilities:                      Is making use of general banking facilities.

 

Payment:                       Met trade commitments as required.

 

Commercial Morality:     Satisfactory.

 

Banker:                         The Hongkong & Shanghai Banking Corp. Ltd., Hong Kong.

 

Standing:                       Small.

 

 

GENERAL

 

Having issued just one ordinary share of HK$1.00, V. Road Holding Ltd. is wholly owned by Mr. Li Zhen Qiang who is a China merchant.

The subject’s registered address is in a private building located at Flat B, 13/F., Tsang Cheung House, 444-446 Nathan Road, Kowloon, Hong Kong.

The residential building is not trespassed by outsiders.  The subject has no employees in Hong Kong.

The directors of the subject are Ms. Chen Ji and Ms. Zhou Yue Ping, both are China businesswomen.  Their registered address in Hong Kong located at Room 1101A, 11/F., Causeway Bay Commercial Building, 1-5 Sugar Street, Causeway Bay, Hong Kong is the operating office of an accountant firm Samson Y. C. Chan & Co., CPA.

The two directors are China ID holders and does not have the right to reside in Hong Kong permanently.

According to the subject, it is a property investor in Hong Kong.  However, it is closely related to a company Brisk Business (HK) Co. Ltd. [Brisk].  Brisk is trading in the following products: handbag - leather & suede (OEM), briefcase - leather (OEM), suitcase & luggage - leather (OEM), wallet & purse - leather (OEM).

The subject also trades in the same products, more or less.  Besides Brisk is an associated company of Lesly Handbag Mfg. Co., Ltd. [Lesly].

Lesly is a foreign-based corporation which is engaged in designing, manufacturing and selling lady fashion handbags made of PVC, PU leather (also including: Denim, Canvas materials).  Its factory is located in Dongguan City, Guangdong Province, China which occupies a total area of 12,000 sq.m.  The factory has more than 1,100 skilled workers and has been equipped with advanced equipment.

The products widely marketed in Europe, the United States, Asian countries, Africa, etc.  There are over 1,600 different designs displayed in the showroom of the factory.  Brisk and Lesly also receive OEM orders.

The subject’s business in Hong Kong is not active.  History in Hong Kong is over five years and seven months.

Since the registered office of the subject is in a residential building, on the whole, consider it good for normal business engagements on L/C basis or in small credit amounts.

 

 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.54.39

UK Pound

1

Rs.82.32

Euro

1

Rs.69.54

 

 

INFORMATION DETAILS

 

Report Prepared by :

PRL

 

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.