MIRA INFORM REPORT

 

 

Report Date :

30.03.2013

 

IDENTIFICATION DETAILS

 

Name :

SUNBARG TRADLINK PRIVATE LIMITED [w.e.f. 25.09.2008]

 

 

Formerly Known As :

SUNBERG TRADELINK PRIVATE LIMITED

 

 

Registered Office :

Plot No. 451/452, Road No. 11, GIDC, Kathiwara Outside, Odhav Octroi Naka, Ahmedabad-382430, Gujarat

 

 

Country :

India

 

 

Financials (as on) :

31.03.2012

 

 

Date of Incorporation :

14.06.2005

 

 

Com. Reg. No.:

04-046247

 

 

Capital Investment / Paid-up Capital :

Rs.5.600 Millions

 

 

CIN No.:

[Company Identification No.]

U51120GJ2005PTC046247

 

 

Legal Form :

Private Limited Liability Company

 

 

Line of Business :

Trader and Importer of Metal Scrap and Pipes and Plates.

 

 

No. of Employees :

5 [Approximately] 

 

 

RATING & COMMENTS

 

MIRA’s Rating :

B (30)

 

RATING

STATUS

 

PROPOSED CREDIT LINE

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

Small

 

Maximum Credit Limit :

USD 128000

 

 

Status :

Moderate

 

 

Payment Behaviour :

Slow

 

 

Litigation :

Clear

 

 

Comments :

Subject is an established company having moderate track record. There appears huge external borrowing recorded by the company. However, trade relations are reported as fair. Business is active. Payments are reported to be slow.

 

The company can be considered for business dealings with some caution.

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

 

INDIAN ECONOMIC OVERVIEW

 

India is developing into an open-market economy, yet traces of its past autarkic policies remain. Economic liberalization, including industrial deregulation, privatization of state-owned enterprises, and reduced controls on foreign trade and investment, began in the early 1990s and has served to accelerate the country's growth, which has averaged more than 7% per year since 1997. India's diverse economy encompasses traditional village farming, modern agriculture, handicrafts, a wide range of modern industries, and a multitude of services. Slightly more than half of the work force is in agriculture, but services are the major source of economic growth, accounting for more than half of India's output, with only one-third of its labor force. India has capitalized on its large educated English-speaking population to become a major exporter of information technology services and software workers. In 2010, the Indian economy rebounded robustly from the global financial crisis - in large part because of strong domestic demand - and growth exceeded 8% year-on-year in real terms. However, India's economic growth in 2011 slowed because of persistently high inflation and interest rates and little progress on economic reforms. High international crude prices have exacerbated the government's fuel subsidy expenditures contributing to a higher fiscal deficit, and a worsening current account deficit. Little economic reform took place in 2011 largely due to corruption scandals that have slowed legislative work. India's medium-term growth outlook is positive due to a young population and corresponding low dependency ratio, healthy savings and investment rates, and increasing integration into the global economy. India has many long-term challenges that it has not yet fully addressed, including widespread poverty, inadequate physical and social infrastructure, limited non-agricultural employment opportunities, scarce access to quality basic and higher education, and accommodating rural-to-urban migration.

Source : CIA

 

 

 

RBI DEFAULTERS’ LIST STATUS

 

Subject’s name is not enlisted as a defaulter in the publicly available RBI Defaulters’ list.

 

 

EPF (Employee Provident Fund) DEFAULTERS’ LIST STATUS

 

Subject’s name is not enlisted as a defaulter in the publicly available EPF (Employee Provident Fund) Defaulters’ list as of 31-03-2012.

 

 

INFORMATION PARTED BY

 

Name :

Mr. Vishal Bansal

Designation :

Accountant

Contact No.:

91-79-22902688

91-9824031096

Date :

29.03.2013

 

 

LOCATIONS

 

Registered Office :

Plot No. 451/452, Road No. 11, GIDC, Kathiwara Outside, Odhav Octroi Naka, Ahmedabad-382430, Gujarat, India 

Tel. No.:

91-79-22902688/32916632

Mobile No.:

91-9824031096 [Mr. Vishal Bansal]

Fax No.:

91-79-22902688

E-Mail :

sunbarg@yahoo.com

sunilmsurana@yahoo.com

Area :

2000 Acre

Location :

Owned

 

 

DIRECTORS

 

AS ON 29.09.2012

 

Name :

Mr. Basantilal Mithalal Surana

Designation :

Director

Address :

33, Maa Susvani Villa, Shahikutir, Dafnala, Shahibaug, Ahmedabad-380004, Gujarat, India

Date of Birth/Age :

01.01.1958

Date of Appointment :

14.06.2005

Din No.:

01411819

 

 

Name :

Mr. Sunil Mithalal Surana

Designation :

Director

Address :

33, Maa Susvani Villa, Shahikutir, Dafnala, Shahibaug, Ahmedabad-380004, Gujarat, India

Date of Birth/Age :

05.09.1978

Date of Appointment :

30.01.2006

Din No.:

01159708

 

 

KEY EXECUTIVES

 

Name :

Mr. Vishal Bansal

Designation :

Accountant

 

 

MAJOR SHAREHOLDERS / SHAREHOLDING PATTERN

 

AS ON 29.09.2012

 

Names of Shareholders

 

No. of Shares

Basantilal Mithalal Surana

 

182500

Sunil Mithalal Surana

 

202500

Alhaben Surana

 

10000

Basantilal Surana HUF

 

85000

Sunil Surana HUF

 

10000

Sarojben Surana

 

10000

Chopra Yan Private Limited

 

60000

 

 

 

TOTAL

 

560000

 

AS ON 29.09.2012

 

Equity Share Breakup

 

Percentage of Holding

Category

 

 

Bodies corporate

 

10.71

Directors or relatives of directors

 

89.29

TOTAL

 

100.00

 

 

BUSINESS DETAILS

 

Line of Business :

Trader and Importer of Metal Scrap and Pipes and Plates.

 

 

Imports :

 

Products :

Metal Scrap and Pipes and Plates

Countries :

  • Gulf County
  • South Africa
  • Germany

 

 

Terms :

 

Selling :

Cash and Credit

 

 

Purchasing :

Cash and Credit

 

 

GENERAL INFORMATION

 

Customers :

End Users

 

 

No. of Employees :

5 [Approximately] 

 

 

Bankers :

Union Bank of India, Ashram Road Branch, CU Shah Chambers, Ashram Road, Ahmedabad-380009, Gujarat, India

 

 

Facilities :

Secured Loan

As on 31.03.2012

[Rs. in Millions]

As on 31.03.2011

[Rs. in Millions]

Kotak Mahindra Bank Car Loan

0.581

0.986

Union Bank of India OD

42.782

41.748

Religare Finvest Limited

[Secured by personal property of directors]

24.639

0.000

Kotak Mahindra Bank

0.824

0.000

TOTAL

68.826

42.734

 

 

 

Banking Relations :

--

 

 

Auditors :

 

Name :

KPSJ and Associates

Chartered Accountants

Address :

504-C, Sahajanand Complex, Shahibaug Road, Ahmedabad-380004, Gujarat, India

PAN No:

AAGFK2924D

 

 

CAPITAL STRUCTURE

 

AS ON 31.03.2012

 

Authorised Capital :

No. of Shares

Type

Value

Amount

750000

Equity Shares

Rs.10/- each

Rs.7.500 Millions

 

Issued, Subscribed & Paid-up Capital :

No. of Shares

Type

Value

Amount

560000

Equity Shares

Rs.10/- each

Rs.5.600 Millions

 

 


 

FINANCIAL DATA

[all figures are in Rupees Millions]

 

ABRIDGED BALANCE SHEET

 

SOURCES OF FUNDS

 

31.03.2012

31.03.2011

31.03.2010

SHAREHOLDERS FUNDS

 

 

 

1] Share Capital

5.600

5.600

5.600

2] Share Application Money

0.000

0.000

0.000

3] Reserves & Surplus

26.602

25.088

23.737

4] (Accumulated Losses)

0.000

0.000

0.000

NETWORTH

32.202

30.688

29.337

LOAN FUNDS

 

 

 

1] Secured Loans

68.826

42.734

56.942

2] Unsecured Loans

18.796

25.394

11.277

TOTAL BORROWING

87.622

68.128

68.219

DEFERRED TAX LIABILITIES

0.000

0.015

0.012

 

 

 

 

TOTAL

119.824

98.831

97.568

 

 

 

 

APPLICATION OF FUNDS

 

 

 

 

 

 

 

FIXED ASSETS [Net Block]

2.742

2.778

0.284

Capital work-in-progress

0.000

0.000

0.000

 

 

 

 

INVESTMENT

0.000

0.000

0.000

DEFERREX TAX ASSETS

0.000

0.000

0.000

 

 

 

 

CURRENT ASSETS, LOANS & ADVANCES

 

 

 

 

Inventories

64.480

46.029

54.371

 

Sundry Debtors

34.149

32.794

33.554

 

Cash & Bank Balances

0.783

1.019

1.228

 

Other Current Assets

0.000

0.000

0.000

 

Loans & Advances

45.140

31.197

22.342

Total Current Assets

144.552

111.039

111.495

Less : CURRENT LIABILITIES & PROVISIONS

 

 

 

 

Sundry Creditors

15.487

3.889

6.460

 

Other Current Liabilities

11.280

10.437

7.195

 

Provisions

0.703

0.660

0.600

Total Current Liabilities

27.470

14.986

14.255

Net Current Assets

117.082

96.053

97.240

 

 

 

 

MISCELLANEOUS EXPENSES

0.000

0.000

0.044

 

 

 

 

TOTAL

119.824

98.831

97.568

 


PROFIT & LOSS ACCOUNT

 

 

PARTICULARS

 

31.03.2012

31.03.2011

31.03.2010

 

SALES

 

 

 

 

 

Income

199.990

175.477

168.769

 

 

Other Income

NA

1.395

1.002

 

 

TOTAL                                    

NA

176.872

169.771

 

 

 

 

 

Less

EXPENSES

 

 

 

 

 

TOTAL                        

NA

174.847

167.864

 

 

 

 

 

 

PROFIT BEFORE TAX

2.201

2.025

1.907

 

 

 

 

 

Less

TAX                                                     

0.688

0.663

0.603

 

 

 

 

 

 

PROFIT AFTER TAX

1.513

1.362

1.304

 

 

 

 

 

Add

PREVIOUS YEARS’ BALANCE BROUGHT FORWARD

5.138

3.787

2.481

 

 

 

 

 

Add/ Less

SHORT/ EXCESS PROVISION OF LAST YEAR

0.000

0.010

0.002

 

 

 

 

 

 

BALANCE CARRIED TO THE B/S

6.651

5.139

3.787

 

 

 

 

 

 

Earnings Per Share (Rs.)

2.70

2.72

2.60

 

NOTES:

 

  • There is a typo error in the 2012 director’s report.

 

  • The company showing loss in the director report whereas as per calculation it is profit of the company and not a loss.

 

Expected Sales (2012-13) : Rs.250.000 Millions.

 

The above information has been parted by Mr. Vishal Bansal.

 

 

KEY RATIOS

 

PARTICULARS

 

 

31.03.2012

31.03.2011

31.03.2010

PAT / Total Income

(%)

NA

0.77

0.77

 

 

 

 

 

Net Profit Margin

(PBT/Sales)

(%)

1.10

1.15

1.13

 

 

 

 

 

Return on Total Assets

(PBT/Total Assets}

(%)

1.49

1.77

1.71

 

 

 

 

 

Return on Investment (ROI)

(PBT/Networth)

 

0.07

0.07

0.07

 

 

 

 

 

Debt Equity Ratio

(Total Debt/Networth)

 

2.72

2.22

2.33

 

 

 

 

 

Current Ratio

(Current Asset/Current Liability)

 

5.26

7.41

7.82

 

 

LOCAL AGENCY FURTHER INFORMATION

 

DETAILS OF SUNDRY CREDITORS:

 

Particulars

 

31.03.2012

(Rs. in millions)

31.03.2011

(Rs. in millions)

31.03.2010

(Rs. in millions)

Sundry Creditors

15.487

3.889

6.460

 

 

Sr. No.

Check List by Info Agents

Available in Report (Yes / No)

1]

Year of Establishment

Yes

2]

Locality of the firm

Yes

3]

Constitutions of the firm

Yes

4]

Premises details

Yes

5]

Type of Business

Yes

6]

Line of Business

Yes

7]

Promoter's background

Yes

8]

No. of employees

Yes

9]

Name of person contacted

Yes

10]

Designation of contact person

Yes

11]

Turnover of firm for last three years

Yes

12]

Profitability for last three years

Yes

13]

Reasons for variation <> 20%

--

14]

Estimation for coming financial year

Yes

15]

Capital in the business

Yes

16]

Details of sister concerns

No

17]

Major suppliers

No

18]

Major customers

No

19]

Payments terms

Yes

20]

Export / Import details (if applicable)

Yes

21]

Market information

--

22]

Litigations that the firm / promoter involved in

--

23]

Banking Details

Yes

24]

Banking facility details

Yes

25]

Conduct of the banking account

--

26]

Buyer visit details

--

27]

Financials, if provided

Yes

28]

Incorporation details, if applicable

Yes

29]

Last accounts filed at ROC

Yes

30]

Major Shareholders, if available

Yes

31]

PAN of Proprietor/Partner/Director, if available

No

32]

Date of Birth of Proprietor/Partner/Director, if available

Yes

33]

Voter ID No of Proprietor/Partner/Director, if available

No

34]

External Agency Rating, if available

No

 

 

OPERATION:

 

The performance of the company was satisfactory during the year. The Net Profit Before Tax is Rs 2.201 Millions (P.Y. Rs. 2.025 Millions).

 

 

Unsecured Loan

As on 31.03.2012

[Rs. in Millions]

As on 31.03.2011

[Rs. in Millions]

From Directors

15.289

22.281

From Shareholders

2.556

3.113

From Others

0.951

0.000

TOTAL

18.796

25.394

 

 

FIXED ASSETS:

 

·         Computer

·         Hot Beverage

·         Hydraulic Scrap Bailin

·         Panasonic Printer

·         Stainless Cutting

·         Xerox Printer

·         Air Conditioner

·         Air Plasma Cutting Machine

·         Motor Car

 

 

 

 

 


CMT REPORT (Corruption, Money Laundering & Terrorism]

 

The Public Notice information has been collected from various sources including but not limited to: The Courts, India Prisons Service, Interpol, etc.

 

1]         INFORMATION ON DESIGNATED PARTY

No exist designating subject or any of its beneficial owners, controlling shareholders or senior officers as terrorist or terrorist organization or whom notice had been received that all financial transactions involving their assets have been blocked or convicted, found guilty or against whom a judgement or order had been entered in a proceedings for violating money-laundering, anti-corruption or bribery or international economic or anti-terrorism sanction laws or whose assets were seized, blocked, frozen or ordered forfeited for violation of money laundering or international anti-terrorism laws.

 

2]         Court Declaration :

No exist to suggest that subject is or was the subject of any formal or informal allegations, prosecutions or other official proceeding for making any prohibited payments or other improper payments to government officials for engaging in prohibited transactions or with designated parties.

 

3]         Asset Declaration :

No records exist to suggest that the property or assets of the subject are derived from criminal conduct or a prohibited transaction.

 

4]         Record on Financial Crime :

            Charges or conviction registered against subject:                                                           None

 

5]         Records on Violation of Anti-Corruption Laws :

            Charges or investigation registered against subject:                                                        None

 

6]         Records on Int’l Anti-Money Laundering Laws/Standards :

            Charges or investigation registered against subject:                                                        None

 

7]         Criminal Records

No available information exist that suggest that subject or any of its principals have been formally charged or convicted by a competent governmental authority for any financial crime or under any formal investigation by a competent government authority for any violation of anti-corruption laws or international anti-money laundering laws or standard.

 

8]         Affiliation with Government :

No record exists to suggest that any director or indirect owners, controlling shareholders, director, officer or employee of the company is a government official or a family member or close business associate of a Government official.

 

9]         Compensation Package :

Our market survey revealed that the amount of compensation sought by the subject is fair and reasonable and comparable to compensation paid to others for similar services.

 

10]        Press Report :

            No press reports / filings exists on the subject.

 

 

 

 

CORPORATE GOVERNANCE

 

MIRA INFORM as part of its Due Diligence do provide comments on Corporate Governance to identify management and governance. These factors often have been predictive and in some cases have created vulnerabilities to credit deterioration.

 

Our Governance Assessment focuses principally on the interactions between a company’s management, its Board of Directors, Shareholders and other financial stakeholders.

 

 

CONTRAVENTION

 

Subject is not known to have contravened any existing local laws, regulations or policies that prohibit, restrict or otherwise affect the terms and conditions that could be included in the agreement with the subject.

 

 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.54.39

UK Pound

1

Rs.82.32

Euro

1

Rs.69.54

 

 

INFORMATION DETAILS

 

Information Gathered by :

SVA

 

 

Report Prepared by :

TPT


 

SCORE & RATING EXPLANATIONS

 

SCORE FACTORS

 

RANGE

POINTS

HISTORY

1~10

3

PAID-UP CAPITAL

1~10

4

OPERATING SCALE

1~10

3

FINANCIAL CONDITION

 

 

--BUSINESS SCALE

1~10

4

--PROFITABILIRY

1~10

3

--LIQUIDITY

1~10

3

--LEVERAGE

1~10

3

--RESERVES

1~10

4

--CREDIT LINES

1~10

3

--MARGINS

-5~5

-

DEMERIT POINTS

 

 

--BANK CHARGES

YES/NO

YES

--LITIGATION

YES/NO

NO

--OTHER ADVERSE INFORMATION

YES/NO

NO

MERIT POINTS

 

 

--SOLE DISTRIBUTORSHIP

YES/NO

NO

--EXPORT ACTIVITIES

YES/NO

NO

--AFFILIATION

YES/NO

NO

--LISTED

YES/NO

NO

--OTHER MERIT FACTORS

YES/NO

YES

--RBI

YES/NO

NO

--EPF

YES/NO

NO

TOTAL

 

30

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

 


 

RATING EXPLANATIONS

 

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

-

NB

                                       New Business

-

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.