MIRA INFORM REPORT

 

 

Report Date :

02.05.2013

 

IDENTIFICATION DETAILS

 

Name :

LAQI S.A.

 

 

Registered Office :

Goncalves Dias 1055, Buenos Aires City

 

 

Country :

Argentina

 

 

Date of Incorporation :

18.09.1973

 

 

Legal Form :

Corporation

 

 

Line of Business :

Manufacturing and Marketing of Chemicals.

 

 

No. of Employees :

8 employees.

 

RATING & COMMENTS

 

MIRA’s Rating :

B

 

RATING

STATUS

PROPOSED CREDIT LINE

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

Small

 

Status :

Moderate

 

 

Payment Behaviour :

Unknown

 

 

Litigation :

Clear

 

NOTES:

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – March, 31st, 2013

 

Country Name

Previous Rating

(31.12.2012)

Current Rating

(31.03.2013)

Argentina

B1

B1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 

 

argentina - ECONOMIC OVERVIEW

 

Argentina benefits from rich natural resources, a highly literate population, an export-oriented agricultural sector, and a diversified industrial base. Although one of the world's wealthiest countries 100 years ago, Argentina suffered during most of the 20th century from recurring economic crises, persistent fiscal and current account deficits, high inflation, mounting external debt, and capital flight. A severe depression, growing public and external indebtedness, and a bank run culminated in 2001 in the most serious economic, social, and political crisis in the country's turbulent history. Interim President Adolfo RODRIGUEZ SAA declared a default - the largest in history - on the government's foreign debt in December of that year, and abruptly resigned only a few days after taking office. His successor, Eduardo DUHALDE, announced an end to the peso's decade-long 1-to-1 peg to the US dollar in early 2002. The economy bottomed out that year, with real GDP 18% smaller than in 1998 and almost 60% of Argentines under the poverty line. Real GDP rebounded to grow by an average 8.5% annually over the subsequent six years, taking advantage of previously idled industrial capacity and labor, an audacious debt restructuring and reduced debt burden, excellent international financial conditions, and expansionary monetary and fiscal policies. Inflation also increased, however, during the administration of President Nestor KIRCHNER, which responded with price restraints on businesses, as well as export taxes and restraints, and beginning in early 2007, with understating inflation data. Cristina FERNANDEZ DE KIRCHNER succeeded her husband as President in late 2007, and the rapid economic growth of previous years began to slow sharply the following year as government policies held back exports and the world economy fell into recession. The economy has rebounded strongly from the 2009 recession, but the government's continued reliance on expansionary fiscal and monetary policies risks exacerbating already high inflation.

 

Source : CIA

 

 

Registered Name 

 

LAQI S.A.
                                                   
C.U.I.T.              30-55876650-2        

 

 

Summary 

  

INCORPORATED IN 1973. FOLLOWER OF ACTIVITIES. CONTINUED WITH THE POLICY OF NOT PROVIDED FINANCIAL INFORMATION TO THIRD PARTIES. IT DOESN'T REGISTER THAT COULD AFFECT ITS CONCEPT. FOR MODERATE CREDIT TREATMENT TAKE ADDITIONAL GUARANTEES.

 

 

Operations 

 

 > MANUFACTURING AND MARKETING OF CHEMICALS.

 

 

Legal Structure 

  

LEGAL FORM:                                      CORPORATION
INCORPORATED:                                 18/09/1973
REGISTERED RPC:                              02/04/1975
LEGAL REPRESENTATION                   REG. NΊ 48263
DURATION:                                           99 YEARS
BALANCES:                                          30.6

 

 

Contact 

 

Legal and operative address: Goncalves Dias 1055, Buenos Aires City. REPUBLIC ARGENTINA

Phone. 54.11. 4302.8706/7211/8664
Fax.      54.11. 4302.8299

E.Mail: info@laqi.com
Web:    www.laqi.com

 

 

Partners 

  

PRESIDENT:                      DANIEL RUIZ

V.PRESIDENT:                    NORMA MECOZZI DE RUIZ

Use of signature: President and Vice President.

 

 

History 

 

 It has been determined through investigations that have been made that the activities in question were initiated and implemented by this society, which is governed by legal clauses above.


It is registered to the owner associated with the business name REDOM SA, currently inactive, and engaged in similar tasks.


Are enrolled in the AFIP, No. 5 Skip floor 1 l 1449 Buenos Aires, Argentina.


Taxpayer is not covered in Industrial Promotion Benefits are established by Law 22021 and their amendments.


Since 1948, is a company dedicated to research, development, production and marketing of natural and synthetic dyes in liquid and powder form for Medicinal food industries, developing products with consistent quality allows us to be one of the leading providers of country and is widely recognized in the domestic market. At that time operating under a Society made and then transformed into the present.


In all these years, LAQI Inc. has provided the industry widely Argentina. Your support, your warranty and your experience, are the virtues that achieve the basis of continued growth.


LAQI Inc. distinguished by a commitment to working with clients in developing projects and products according to each of their needs, helping them create innovative solutions with strong consumer appeal.


Therefore, it LAQI Inc. is a recognized leader in the market for natural and synthetic dyes for Food and Medical Industry, offering products of the highest technology and quality, the most experienced technical teams, and a sales staff that is specially trained in the characteristics and in the use of our products, offering the best service to all customers.

 

 

Economic-Financial Position 

 

Continued with the policy of not provided financial information to third parties.

 

 

Assets 

 

A society is given possession of the property that has affected the development of its operations, which has an area of 1000 m2 covered, good value current realization.

 

 

 

Commercial References Consulted 

 

 INMOBAL NUTRER S.A.

MOLINOS CAΡUELAS S.A.

HENRY HIRSCHEN S.A.

These suppliers tuiene holder of moderate importance assigned credits, which pay in installments not exceeding 60 days.

To this day canceled the commitments without giving rise to comments and is well referenced, is the slogan as a customer of several years.

 

 

Evolution and Results 

 

This society is dedicated to the manufacture and marketing of chemicals, especially those for food industry (bakeries and coffee shops).


For the development of the above steps has the conformation of the necessary operational structure, with the head of operations responsible for their own, with all partners 8 employees.


Effected imports from Singapore, Peru, India and Indonesia.


With sales covering the domestic market and often make some exports to Brazil, Chile and Central American countries.

FOREIGN TRADE:


During the past 12 months management has materialized s imports by $ 133.331 from the following countries:

INDIA               127.328
EE.UU.                6.003

Imported products were:
-----------------------
> Colouring matter of vegetable origin
> Synthetic Organic Products
> Mordant Dyes

Since 1948, LAQI Inc. supplies its products to the following industries:

• Balanced Food
• Beverages (Juices, Soft Drinks,
  Concentrates, etc.).
• Wineries and Vineyards
• Cereals
• Citrus Fruit
• Jams
• Sausages
• Noodles
• Refrigerators
• Cookies
• Icings
• Treats
• Medicinal Tablets
• Fats
• Ice cream
• inoculant
• Syrups
• Dairy (Cheese, Yogurt, Milk)
• Spirits
• Margarine
• Seafood
• Bakery
• Fish
• Pet Food
• Desserts
• Pulps
• Sauces
• Seeds
• Snacks
• etc.

MAIN SUPPLIERS:
---------------
INMOBAL NUTRER S.A.
MOLINOS CAΡUELAS S.A.
HENRY HIRSCHEN S.A.

* 8 employees.

 

 

Payment Record and Credit Risk 

 

BANCO SANTANDER RIO
Head Office

BANCO MACRO
Branch Barracas

BANCO DE LA PROV. DE BUENOS AIRES
Branch Barracas

INSURANCE:
----------
FEDERACION PATRONAL
LIBERTY S.A.

CREDIT RISK:
------------
01/2013

BANCO SANTANDER                 $46.000
BANCO MACRO                        19.100

SITUATION 1: normal.

 

 

Concept 

 

To date nothing arises that may affect the business concept of the company owner, and found through recent checks carried out and has maintained a proper business conduct in the care of general obligations assumed.

* NO NEGATIVE.

 

 

Final Opinion 

 

Bearing in mind what has been exposed hereby, fit for moderated credit treatment with this company, with additional guarantees.


* FOR NEW MODERATE CREDIT TREATMENT.

 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.54.22

UK Pound

1

Rs.84.00

Euro

1

Rs.70.98

 

INFORMATION DETAILS

 

Report Prepared by :

SDA

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

----

NB

New Business

----

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.