MIRA INFORM REPORT

 

 

Report Date :

02.05.2013

 

IDENTIFICATION DETAILS

 

Name :

SAFE-TOP (PTY) LTD

 

 

Registered Office :

Unit 9 Pride Park, 1 Canal Road, Landsdown,Cape Town,

 

 

Country :

South Africa

 

 

Date of Incorporation :

20.12.1989

 

 

Com. Reg. No.:

M1989/007554/07

 

 

Legal Form :

Private Company

 

 

Line of Business :

Retail trade in hardware, paints and glass

 

 

No. of Employees :

Not Available

 

RATING & COMMENTS

 

MIRA’s Rating :

B

 

RATING

STATUS

PROPOSED CREDIT LINE

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

Small

 

Status :

Moderate

Payment Behaviour :

Unknown

Litigation :

Clear

NOTES:

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – March, 31st, 2013

 

Country Name

Previous Rating

(31.12.2012)

Current Rating

(31.03.2013)

South Africa

A2

A2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 

South Africa - ECONOMIC OVERVIEW

 

south Africa is a middle-income, emerging market with an abundant supply of natural resources; well-developed financial, legal, communications, energy, and transport sectors; a stock exchange that is the 18th largest in the world; and modern infrastructure supporting a relatively efficient distribution of goods to major urban centers throughout the region. Growth was robust from 2004 to 2007 as South Africa reaped the benefits of macroeconomic stability and a global commodities boom but began to slow in the second half of 2007 due to an electricity crisis and the subsequent global financial crisis' impact on commodity prices and demand. GDP fell nearly 2% in 2009 but recovered in 2010-11. Unemployment remains high and outdated infrastructure has constrained growth. State power supplier Eskom encountered problems with aging plants and meeting electricity demand necessitating "load-shedding" cuts in 2007 and 2008 to residents and businesses in the major cities. Daunting economic problems remain from the apartheid era - especially poverty, lack of economic empowerment among the disadvantaged groups, and a shortage of public transportation. South Africa''s economic policy is fiscally conservative focusing on controlling inflation and attaining a budget surplus. The current government largely follows these prudent policies but must contend with the impact of the global crisis and is facing growing pressure from special interest groups to use state-owned enterprises to deliver basic services to low-income areas and to increase job growth.

 

 

Source : CIA

 

 


 

Subject Name

SAFE-TOP (PTY)LTD

Country

South Africa

Subject Contact Person

BELINDA - 0214108500

Assessment

On investigation conatct was made with the Financial Manager who requested a questionnaire for completion. Numerous follow up mails and telephone calls were made to obtain the company information. We were informed that the director is not available, as a result the information cannot be supplied at present. We are awaiting further information. Please see the available information below.

 

 

Company Information

 

Registered Name

SAFE-TOP (PTY)LTD

Trading as/ Division Name

None

Previous Name

None

Date of Name Change

None

Registration Number

M1989/007554/07

Registration Date

1989/12/20

Date Commenced Trading

1989-12-20

Age of Business

23 Years 4 Months

History of Business

The subject was established as a new business in 1989 and operations commenced immediately.

History of Principals

There are 2 directors within the business.

Authorised Share Capital

R1000.00

Issued Share Capital/Members Contribution

R 100.00

Status

In Business

Operations Assessment

The subject is a leading supplier of Prepacked Fasteners and Hardware.

Industry/ Customers

The hardware industry

Major Industry Code / SICC

62340

Definition of Code

Retail trade in hardware, paints and glass

Head Office Physical Address

UNIT 9 PRIDE PARK, 1 CANAL ROAD, LANDSDOWN,CAPE TOWN,

Head Office Postal Address

P 0 BOX 3311, CAPE TOWN, 8000

Current Tel Number

0217973520

Current Fax Number

0217616212

Current Email Address

wendy@safetop.co.za

Web Site Address

None

 

 

Auditors Information

 

Company Registered Name

GREENWOODS CHARTERED ACCOUNTANT

Trading Name

GREENWOODS

Registration Number

 

Physical Address

24th Floor, ABSA Centre, 2 Riebeeck Street, CAPE TOWN, 8001

Postal Address

PO Box 3311, CAPE TOWN, 8000

Contact Person

CARL

Contact Number

0214108500

Email

mai l@g ree nwoo ds. co. za

Judgements Against Subject

None

Judgements Against Principals

None

Subject Verified as Client

Yes

Practice Number

933171E

VAT Number

4900119449

BEE Status

Level 2

Financial Year End

April

No of years in Business

7

Website

www.greenwoods.co.za

 

Previous Auditors Information - No Information on Record

 

 

Tax Information

 

Vat Number

4680106871

Status

ACTIVE

Vat Liable Date

1991/09/30

Tax Number

9710310039

Financial Year End

February

 

Black Economic Empowerment Information - No Information on Record

 

ISO Information - No Information on Record

 

Work Mans Information - No Information on Record

 

 

Company Structure

 

Subsidiaries Information - No Information on Record

 

Employees Information - No Information on Record

 

Company Fleet Information - No Information on Record

 

Offices Information- No Information on Record

 

Branch Information- No Information on Record

 

 

Management Overview

 

Organisation Chart

 

Level

Position

Name

Comment

 

1

Director

STEPHEN AAARSHALL

 

 

1

Director

JOHN AAARSHALL

 

 

Company Structure Information - No Information on Record

Note: One level up and all levels down

 

Key Deals - No Information on Record

 

Trade References Information - No Information on Record

 

 

Adverse Information on Subject

 

BusinessRescue - No Information on Record

 

Judgements - No information on record

 

Default Listing - No information on record

 

Notarial Bonds - No information on record

 

Bank information - No information on record

 

Bank Code history - No information on record

 

Previous Bank Account Information  - No information on record

 

Deeds Information - No information on record

 

 

Principals

 

Number of Principals

3

Average Age of Active Principals

67

Active Principals Principal - 1of 2 STEPHEN MARSHALL

Surname

MARSHALL

First Name

STEPHEN

Other Names

None

Marital Status

Married

ID Number

6410175176002

Verified ID Number

Yes

Current Age

49

Designation

Director

Status

Active

Appointment Date

1989/12/20

Physical Address (at time of Appointment)

LASSWADE, LASSWADE ROAD, CONSTANTIA, 7806

Postal Address

LASSWADE, LASSWADE ROAD, CONSTANTIA, 7806

Current Tel Number

0217943530

Cell number

 

Shareholding/Membership

0.0000

 

Business Information forSTEPHEN MARSHALL Principal Current Business Interests

 

Company Name

Registration No

Status

Age of Business

Judgements

Liquidation

Comment

JOHN AAARSHALL BUILDERS (PTY)LTD

M1979/005245/07

Conversion CO/CC or CC/CO

33 Years 7 Months

0

No

 

SAFE-TOP (PTY) LTD

M1989/007554/07

In Business

23 Years 4 Months

0

No

 

MEADOWRIDGE SHOPPING CENTRE (PTY) LTD

M1992/002094/07

Conversion CO/CC or CC/CO

21 Years

0

No

 

CYGNET INVESTMENTS (PTY) LTD

M1998/006975/07

Conversion CO/CC or CC/CO

15 Years

0

No

 

 

Principal's Deeds Information - No information on record

 

Principal Previous Business Interests

Average Age of Previous Business                                10 Years

 

 Company Name

Registration No

Status

Age of Business

Judgements

Liquidation

Comment

LEAFTON TRADING AND INVESTMENTS (PTY) LTD

M2007/013673/07

Deregistration Final

5 Years 11 Months

0

No

 

KABAKA INVESTMENTS (PTY) LTD

M1996/005652/07

In Business

16 Years 11 Months

0

No

 

 

JOHN MARSHALL

 

Surname

MARSHALL

First Name

JOHN

Other Names

DEREK CHARLES

Marital Status

Married

ID Number

3704215066188

Verified ID Number

Yes

Current Age

76

Designation

Director

Status

Active

Appointment Date

1989/12/20

Physical Address (at time of Appointment)

LASSWADE FARM, LASSWADE ROAD, CONSTANTIA, WESTERN CAPE, 7800

Postal Address

PO BOX 62, CONSTANTIA, WESTERN CAPE, 7848

Current Tel Number

0214108500

Cell number

 

Shareholding/Membership

0.0000

 

Business Information forJOHN MARSHALL Principal Current Business Interests

 

Company Name

Registration No

Status

Age of Business

Judgements

Liquidation

Comment

JOHN YOUNGAAAN (PTY) LTD

K2012/096952/07

In Business

10 Months

0

No

 

JOHN AAARSHALL BUILDERS (PTY)LTD

M1979/005245/07

Conversion CO/CC or CC/CO

33 Years 7 Months

0

No

 

JOHN AAARSHALL INVESTMENTS (PTY) LTD

M1985/004324/07

Conversion CO/CC or CC/CO

27 Years 7 Months

0

No

 

SAFE-TOP (PTY) LTD

M1989/007554/07

In Business

23 Years 4 Months

0

No

 

MEADOWRIDGE SHOPPING CENTRE (PTY) LTD

M1992/002094/07

Conversion CO/CC or CC/CO

21 Years

0

No

 

CYGNET INVESTMENTS (PTY) LTD

M1998/006975/07

Conversion CO/CC or CC/CO

15 Years

0

No

 

 

Principal's Deeds Information - No information on record

 

Principal Previous Business Interests

 

Average Age of Previous Business                   18 Years

 

Company Name

Registration No

Status

Age of Business

Judgements

Liquidation

Comment

KRONENDAL ESTATES (PTY) LTD

M1981/012311/07

Deregistration Final

31 Years 4 Months

0

No

 

LEAFTON TRADING AND INVESTMENTS (PTY) LTD

M2007/013673/07

Deregistration Final

5 Years 11 Months

0

No

 


 

 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.54.22

UK Pound

1

Rs.84.00

Euro

1

Rs.70.98

 

INFORMATION DETAILS

 

Report Prepared by :

SDA

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

----

NB

New Business

----

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.