MIRA INFORM REPORT

 

 

Report Date :

02.05.2013

 

IDENTIFICATION DETAILS

 

Name :

UNION OFFSET CO. PTY. LIMITED

 

 

Registered Office :

12 Rachael Close, Silverwater, New South Wales, 2128

 

 

Country :

Australia

 

 

Financials (as on) :

30.06.2012

 

 

Date of Incorporation :

24.08.1967

 

 

Com. Reg. No.:

008458099

 

 

Legal Form :

Australian Proprietary Company

 

 

Line of Business :

Engaged in providing commercial printing services

 

 

No. of Employees :

20

 

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

Payment Behaviour :

No complaints

Litigation :

Clear

 

NOTES :

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – March 31st, 2013

 

Country Name

Previous Rating

(31.12.2012)

Current Rating

(31.03.2013)

Australia

A1

A1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

Australia - ECONOMIC OVERVIEW

 

The Australian economy has experienced continuous growth and features low unemployment, contained inflation, very low public debt, and a strong and stable financial system. By 2012, Australia had experienced more than 20 years of continued economic growth, averaging 3.5% a year. Demand for resources and energy from Asia and especially China has grown rapidly, creating a channel for resources investments and growth in commodity exports. The high Australian dollar has hurt the manufacturing sector, while the services sector is the largest part of the Australian economy, accounting for about 70% of GDP and 75% of jobs. Australia was comparatively unaffected by the global financial crisis as the banking system has remained strong and inflation is under control. Australia has benefited from a dramatic surge in its terms of trade in recent years, stemming from rising global commodity prices. Australia is a significant exporter of natural resources, energy, and food. Australia's abundant and diverse natural resources attract high levels of foreign investment and include extensive reserves of coal, iron ore, copper, gold, natural gas, uranium, and renewable energy sources. A series of major investments, such as the US$40 billion Gorgon Liquid Natural Gas project, will significantly expand the resources sector. Australia is an open market with minimal restrictions on imports of goods and services. The process of opening up has increased productivity, stimulated growth, and made the economy more flexible and dynamic. Australia plays an active role in the World Trade Organization, APEC, the G20, and other trade forums. Australia has bilateral free trade agreements (FTAs) with Chile, Malaysia, New Zealand, Singapore, Thailand, and the US, has a regional FTA with ASEAN and New Zealand, is negotiating agreements with China, India, Indonesia, Japan, and the Republic of Korea, as well as with its Pacific neighbors and the Gulf Cooperation Council countries, and is also working on the Trans-Pacific Partnership Agreement with Brunei Darussalam, Canada, Chile, Malaysia, Mexico, New Zealand, Peru, Singapore, the US, and Vietnam.

Source : CIA

IDENTIFICATION DETAILS

 

Verified Address

Subject name :              UNION OFFSET CO. PTY. LIMITED

Business address :        16 Nyrang Street

Town :                          Fyshwick

Province :                     Australian Capital Territory

Zip/postal code :           2609

Country :                       Australia

Tel :                              +61 2 62954500

Fax :                             +61 2 62954567

Email :                          office@unionoffset.com.au

Website :                      www.unionoffset.com.au

Registered address :     C/o OPUS GROUP LIMITED

12 Rachael Close

Town :                          Silverwater

Province :                     New South Wales

Zip/postal code :           2128

Country :                       Australia

Postal address :            P.O. Box 7575

Town :                          Canberra BC

Province :                     Australian Capital Territory

Zip/postal code :           2610

Country :                       Australia

 

 

SUMMARY DETAILS

 

Executive Summary

Date founded or registered :      24/08/1967

Legal form :                              Australian Proprietary Company

Chief executive :                       Sam Holden

Issued & paid up capital :          AUD 120,000

Sales turnover :                         AUD 96,068,000 (Group-Consolidated 12 months, 30/06/2012)

Net income :                             AUD -1,794,000 (Group-Consolidated 12 months, 30/06/2012)

Total fixed assets :                    AUD 128,169,000 (Group-Consolidated 12 months, 30/06/2012)

Line of business :                      Commercial printing services.

Staff employed :                       20 employees (Subject); 619 employees (Opus Group)

 

 

Company Analysis

 

Country risk :                             Country risk is minimal

Operation trend :                       Operational trend is steady

Management experience :          Management is adequately experienced

Financial performance :             Financial performance is gradually declining

Organization structure :              Organizational structure is stable

Detrimental :                             No detrimental found

Payment history :                      No payment delays noted

 

 

STATUTORY DETAILS

 

Registry Data

Registration date :                     24/08/1967

Legal form :                              Australian Proprietary Company

Registration no                          Australian Company Number: 008458099

Registered authority :                Australian Securities and Investments Commission

Fiscal/ Tax no :                         Australian Business Number: 58008458099

Registry status :                        Live/Active

Previous name :                        None reported.

Change of legal form :               None reported.

 

 

MANAGEMENT / DIRECTORS

 

Key Management

Name :              Sam Holden

Designation :    General Manager

Name :              Jeff Barnes

Designation :    Financial Contoller

 

 

BOARD OF DIRECTORS/ OTHER APPOINTMENTS

 

Appointments

Name :                          Clifford Douglas John Brigstocke

Designation :                Director

Appointment date :        25/05/12

Address :                      14 Wollombi Road

Bilgola, NSW 2107

Australia

Biography :                   Born on 30/01/1961 in Sydney, New South Wales, Australia.

Mr. Clifford Brigstocke is Chief Executive Officer of Opus Group Ltd.

He is CEO and a foundation shareholder of the OPUS Group. He has

led the OPUS Group since its inception and has been instrumental in

acquiring, integrating and developing each of the businesses in the

OPUS Group. He is engaged in the printing industry including playing

a lead role in industry initiatives and government relations. Mr.

Brigstocke has publishing industry experience including 10 years in

operational and sales and marketing roles, and as a member of the

senior executive team with Thomson Reuters in Australia. Mr.

Brigstocke is a former director of Bunzl Australia (part of Bunzl plc, a

FTSE100 company) and held general manager and regional director

positions within that company’s outsourcing division. He played a

key role in developing the outsourcing division into the fastest

growing and most profitable division in the company with business

acquisitions being an element of the growth agenda. Mr. Brigstocke

commenced his career in the Royal Australian Navy, where he held

senior positions in seaborne combat roles. Mr. Brigstocke holds a

Master of Arts Degree from Macquarie Graduate School of

Management and a Diploma of Logistics from the University of

Technology Sydney. He is a member of the Australian Institute of

Company Directors.

Name :                          Robert Ian Alexander

Designation :                Director

Appointment date :        25/05/12

Address :                      296 Alison Road

Coogee, NSW 2034

Australia

Biography :                   Born on 16/11/1962 in Bathhurst, New South Wales, Australia.

Mr. Robert Alexander is Chief Financial Officer of Opus Group Ltd.

He is a qualified and experienced finance professional with

experience gained in the media, outdoor advertising and

entertainment industries both domestically and internationally. Before

joining the OPUS Group, Mr. Alexander was the global Chief

Financial Officer of Network Ten Limited’s outdoor media division,

EYE. Previous roles also included senior positions with organisations,

including Universal Music Publishing in Australia and Europe and

Hoyts Entertainment Ltd. Mr. Alexander commenced his career with

Ernst & Young, Sydney. Mr. Alexander has finance, reporting,

governance and mergers & acquisitions experience and is a

Chartered Accountant. Mr. Alexander also holds a Bachelor of

Commerce Degree from the University of New South Wales.

Name :                          Mark Robert Heron

Designation :                Director

Appointment date :        25/05/12

Address :                      24 Dilworth Avenue

Remuera, Auckland 1050

New Zealand

Biography :                   Born on 28/01/1966 in Auckland, New Zealand.

Mr. Mark Heron is Chief Operating Officer of Opus Group Ltd. He is

an experienced and qualified manager with a track record of

achievement, commercialising two mid-tier B2B service companies,

with leadership roles as general manager and in operations

management. In addition, Mr. Heron worked in Asia consulting to the

United Nations, leveraging his skills in business analysis,

investigation, risk, and performance management highlighting his

senior management experience in both the private and public

sectors. He holds an MBA from Otago University, is a current

member of the Institute of Directors and a qualified Chartered

Company Secretary.

Name :                          David William Watkins

Designation :                Company Secretary

Appointment date :        30/11/12

Address :                      Unit 26, 347 Victoria Place

Drummoyne, NSW 2047

Australia

Biography :                   Born on 24/12/1981 in Sydney, New South Wales, Australia.

Staff employed :           20 employees (Subject); 619 employees (Opus Group)

 

 

SHARE CAPITAL

 

Composition

Authorized Capital :       AUD 120,000

No of shares :               120,000 Ordinary Shares

Share par value :           AUD 1

Issued capital :              AUD 120,000

Paid up capital :            AUD 120,000

 

 

OWNERSHIP / SHAREHOLDERS

 

How listed :                   Full List

Composition

Shareholder name :       CANPRINT HOLDINGS PTY LTD

Address :                      12 Rachael Close

Silverwater, NSW 2128

Australia

No. of shares :              120,000 Ordinary Shares

% of shares :                100%

 

 

RELATED COMPANIES & CORPORATE AFFILIATIONS

 

Structure

Name :                          OPUS GROUP LIMITED

Affiliation type :                        Ultimate Holding Company

Address :                      12 Rachael Close

Silverwater, NSW 2128

Australia

Comments :                  The company was listed on the Australian Stock Exchange on 10 April, 2012.

OPUS Group Limited is an Asia-Pacific business services and communication

solutions company. The Company operates in three divisions: Publishing,

Government and Outdoor. Publishing is engaged in Production and distribution of

publications including electronic delivery of online material, regional production of

scientific c, medical, technical and scholarly journals, loose leaf manuals and

primary, secondary and higher education texts. Government is engaged in Secure

Government communication requirements including document production, Web

hosting, electronic fulfillment, call centre, warehousing and logistics for the

Australian Federal Government, State Governments and Local Councils. Outdoor

is engaged in Creation, production and distribution of outdoor advertising material

and corporate signage, such as billboards, bus advertising, retail displays, vehicle

wraps and trade exhibitions.

Name :                          CANPRINT HOLDINGS PTY LTD

Affiliation type :                        Parent Company

Address :                      12 Rachael Close

Silverwater, NSW 2128

Australia

Name :                          CANPRINT COMMUNICATIONS PTY LIMITED

Affiliation type :                        Sister Company

Address :                      16 Nyrang Street

Fyshwick, ACT 2609

Australia

Name :                          OPUS GROUP (AUSTRALIA) PTY LIMITED

Affiliation type :                        Sister Company

Address :                      12 Rachael Close

Silverwater, NSW 2128

Australia

Name :                          LIGARE PTY LTD

Affiliation type :                        Sister Company

Address :                      138-152 Bonds Road

Riverwood, NSW 2210

Australia

Name :                          CACTUS IMAGING PTY. LTD.

Affiliation type :                        Sister Company

Address :                      12 Rachael Close

Silverwater, NSW 2128

Australia

Name :                          CACTUS IMAGING LIMITED

Affiliation type :                        Sister Company

Address :                      10 Normanby Road

Mount Eden, Auckland 1024

New Zealand

Name :                          OPUS GROUP NZ HOLDINGS LIMITED

Affiliation type :                        Sister Company

Address :                      10 Normanby Road

Mount Eden, Auckland 1024

New Zealand

Name :                          OMNIGRAPHICS LIMITED

Affiliation type :                        Sister Company

Address :                      10 Normanby Road

Mount Eden, Auckland 1024

New Zealand

Name :                          LIGARE LIMITED

Affiliation type :                        Sister Company

Address :                      235 Archers Road

Glenfield, Auckland 0629

New Zealand

Related companies and corporate

affiliations comments

: Other companies of the Opus Group should be considered affiliates of the

Subject.

BANK & MORTGAGES

 

Bank Details

Name of bank :                         National Australia Bank Limited

Address :                      Australia

Account details :           Current Account

Name of bank :                         Australian and New Zealand Banking Group Limited

Address :                      Australia

Account details :           Current Account

Comments :                  It is generally not the policy of local banks to provide credit status information to

non related parties, however interested parties would be advised to consult first

with the Subject if banker's references are required.

Mortgages :                  None reported.

Legal Fillings

Bankruptcy fillings :       None reported.

Court judgements :        None reported.

Tax liens :                     None reported.

Others :                        None reported.

 

 

FINANCIAL DATA

 

Description

Source of financial statement :               Public Record Sources

Financial statement date :                      30/06/12

Type of accounts :                                Full audited

Currency :                                             Australia Dollar (AUD)

Exchange rate :                                     1 USD = AUD 0.97 as of 29-04-2013

Summarized Financial Information

Consolidation type :                  Group Consolidated                  Group Consolidated

Currency :                                 Australia Dollar (AUD)                Australia Dollar (AUD)

Denomination :                          (x1) One                                    (x1) One

Date of financial year end :        30/06/12                                    30/06/11

Length of accounts :                 12 months                                 12 months

Sale turnover / Income :             96,068,000                                79,650,000

Operating profit :                       4,273,000                                  -104,000

Profit before tax :                      -841,000                                    -5,651,000

Net income :                             -1,794,000                                 -5,229,000

Non current assets :                  97,298,000                                74,319,000

Current assets :                         30,871,000                                20,418,000

Inventories :                              7,270,000                                  3,649,000

Total assets :                            128,169,000                              94,737,000

Current liabilities :                      30,614,000                                71,061,000

Non current liabilities :               63,007,000                                1,590,000

Total liabilities :                         93,621,000                                72,651,000

Share equity :                            34,548,000                                22,086,000

Reserve :                                  -1,730,000                                 -1,209,000

Retained earning :                     -3,075,000                                 -1,281,000

Comments : The group’s consolidated financial information above relates to the Subject’s

Ultimate Holding Company Opus Group Limited and all its subsidiaries which

include the Subject.

 

 

OPERATION DETAILS

 

Main activities : The Subject is engaged in providing commercial printing services.

The Subject is part of OPUS Group Limited, a company listed on Australian

Stock Exchange on 10 April 2012. OPUS Group Limited is a technology

based integrated business services and solutions group of companies with

operations in Australia, New Zealand and Singapore.

OPUS Group Limited has 3 divisions — Publishing, Government and

Outdoor.

 

PUBLISHING DIVISION

Production and distribution of published publications including electronic

delivery of online material, regional production of scientific, medical,

technical and scholarly journals, loose leaf manuals and primary,

secondary and higher education texts.

Core Customers:

Major global publishers of educational, legal, accounting and taxation

publications

Core Products:

Books

Journals

Manuals

Loose-leaf publications

Binders

Core Services:

Design & prepress

Web & sheet-fed printing (offset and digital)

Binding (Perfect, burst, section sewing, wiro, saddle stich and hard cover

case binding)

Shrink wrapping & banding

Bulk mailing & distribution

Digital asset management / content management

Back catalogue fulfilment

Warehousing & inventory management

 

GOVERNMENT DIVISION

Secure Government communication requirements including document

production, web hosting, electronic fulfilment, call centre, warehousing and

logistics for the Australian Federal Government, State Governments and

Local Councils.

Core Customers:

Australian Federal Government Departments, Authorities, National

Organisations, State Governments and Local Councils.

 

OUTDOOR DIVISION

OPUS Group’s Outdoor Division is the largest provider of grand and large

format printing for Outdoor advertising in Australasia. This involves the

creation, production and distribution of Outdoor advertising material and

corporate signage, such as billboards, bus advertising, retail displays,

vehicle wraps and trade exhibitions. Outdoor advertising is increasingly

being located inside high traffic buildings such as shopping centres. The

innovative nature of large format printing means the division prints on a

wide variety of flexible and rigid materials including vinyl, mesh, paper,

canvas, cloth, wood, glass andplastic.

Core Customers:

Advertising agencies, outdoor media companies and direct corporate

clients.

 

Product & services : Offset Printing

Digital Printing

Finishing/Binding

Prepress

 

Purchases

Local : Yes

International :    None reported.

Sales

Local : Yes

International :    None reported.

 

 

Property & Assets

 

Premises : The Subject operates from premises at the verified heading address

consisting of a administrative office and printing facility.

Branches : None reported.

 

SUMMARIZED COUNTRY RISK

Gross Domestic Products (GDP) & Economic Overview

Central bank :                                        Reserve Bank of Australia

Reserve of foreign exchange & gold :    US$ 43.879 billion

Gross domestic product - GDP :            US$ 1.586 trillion

GPP (Purchasing power parity) :            954.296 billion of International dollars

GDP per capita - current prices :            US$ 68,916

GDP - composition by sector :              agriculture: 4%

industry: 25.6%

services: 70.4%

Inflation :                                              2009: 1.8%

2010: 2.8%

2011: 3.4%

Unemployment rate :                             2009: 5.6%

2010: 5.2%

2011: 5.1%

Public debt

(General Government gross debt as

a % GDP)

: 2009: 16.9%

2010: 20.4%

2011: 22.9%

Government bond ratings :                    Standard & Poor's: AAA/Stable/A-1+

Moody's rating: Aaa

Moody's outlook: STA

Market value of publicly traded

shares

: US$1.258 trillion

 

Largest companies in the country : Commonwealth Bank (Banking), BHP Billiton (Materials), Westpac Banking

Group (Banking), Rio Tinto (Materials), National Australia Bank (Banking),

ANZ Banking (Banking), Telstra (Telecommunications)

 

Trade & Competitiveness Overview

Total exports :               US$210.7 billion

Exports commodities : Coal, iron ore, gold, meat, wool, alumina, wheat

Total imports :               US$187.2 billion

Imports commodities :   Machinery and transport equipment, computers and office machines,

telecommunication equipment and parts, crude oil and petroleum products

Export - major partners : Japan 18.9%, China 14.2%, South Korea 8%, US 6%, NZ 5.6%, India

5.5%, UK 4.2%

Import - major partners : China 15.5%, US 12.8%, Japan 9.6%, Singapore 5.6%, Germany 5.2%,

UK 4.3%, Thailand 4.2%

FDI Inflows :                 2008: US$46,843 million

2009: US$25,716 million

2010: US$32,472 million

FDI Outflows :               2008: US$33,604 million

2009: US$16,160 million

2010: US$26,431 million

Best countries for doing business : 10 out of 183 countries

Global competitiveness ranking : 20 (ranking by country on a basis of 142, the first is the best)

 

Country and Population Overview

Total population :          22.23 million

Total area :                    7,692,024 km2

Capital :                        Canberra

Currency :                     Australian dollars (AUD)

Internet users as % of total

population

: 76%

 

 

PAYMENT HISTORY

 

Purchase Term

Local : Prepayment, Bank transfer, Credit 30-90 days

Sales Term

Local : Prepayment, Bank transfer, Credit 30-90 days

Trade Reference/ Payment

Behaviour

Comments : As local and international trade references were not supplied, the Subject's

payment track record history cannot be appropriately determined but based

on our research, payments are believed to be met without delay.

Investigation Note

Sources : Interviews and material provided by the Subject

: Other official and local business sources


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.52.21

UK Pound

1

Rs.84.00

Euro

1

Rs.70.97

 

 

INFORMATION DETAILS

 

Report Prepared by :

PDT

 

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

                                       New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.