MIRA INFORM REPORT

 

 

Report Date :

06.05.2013

 

IDENTIFICATION DETAILS

 

Name :

TIMI ENTERPRISES CO. LTD.

 

 

Registered Office :

Room 603, 6/F., Jade Mansion, 40 Waterloo Road, Kowloon

 

 

Country :

Hong Kong

 

 

Date of Incorporation :

14.02.2000

 

 

Com. Reg. No.:

30778934

 

 

Legal Form :

Private Limited Company

 

 

Line of Business :

Manufacturer, Importer and Exporter of All kinds of nonwoven fabrics.

 

 

No. of Employees :

Not Available

 

RATING & COMMENTS

 

MIRA’s Rating :

B

 

RATING

STATUS

PROPOSED CREDIT LINE

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

Small

 

Maximum Credit Limit:

US$100,000.00

Status :

No operating office in Hong Kong

Payment Behaviour :

Unknown

Litigation :

Clear

 

NOTES:

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – March, 31st, 2013

 

Country Name

Previous Rating

(31.12.2012)

Current Rating

(31.03.2013)

Hong Kong

A2

A2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 


 

Hong Kong - ECONOMIC OVERVIEW

 

Hong Kong has a free market economy, highly dependent on international trade and finance - the value of goods and services trade, including the sizable share of re-exports, is about four times GDP. Hong Kong's open economy left it exposed to the global economic slowdown that began in 2008. Although increasing integration with China, through trade, tourism, and financial links, helped it to make an initial recovery more quickly than many observers anticipated, it again faces a possible slowdown as exports to the Euro zone and US slump. The Hong Kong government is promoting the Special Administrative Region (SAR) as the site for Chinese renminbi (RMB) internationalization. Hong Kong residents are allowed to establish RMB-denominated savings accounts; RMB-denominated corporate and Chinese government bonds have been issued in Hong Kong; and RMB trade settlement is allowed. The territory far exceeded the RMB conversion quota set by Beijing for trade settlements in 2010 due to the growth of earnings from exports to the mainland. RMB deposits grew to roughly 7.8% of total system deposits in Hong Kong by the end of 2011, an increase of over 59% since the beginning of the year. The government is pursuing efforts to introduce additional use of RMB in Hong Kong financial markets and is seeking to expand the RMB quota. The mainland has long been Hong Kong's largest trading partner, accounting for about half of Hong Kong's exports by value. Hong Kong's natural resources are limited, and food and raw materials must be imported. As a result of China's easing of travel restrictions, the number of mainland tourists to the territory has surged from 4.5 million in 2001 to 28 million in 2011, outnumbering visitors from all other countries combined. Hong Kong has also established itself as the premier stock market for Chinese firms seeking to list abroad. In 2011 mainland Chinese companies constituted about 43% of the firms listed on the Hong Kong Stock Exchange and accounted for about 56% of the Exchange's market capitalization. During the past decade, as Hong Kong's manufacturing industry moved to the mainland, its service industry has grown rapidly. Growth slowed to 5% in 2011. Credit expansion and tight housing supply conditions caused Hong Kong property prices to rise rapidly in 2010 and inflation to rise 5.3% in 2011. Lower and middle income segments of the population are increasingly unable to afford adequate housing. Hong Kong continues to link its currency closely to the US dollar, maintaining an arrangement established in 1983.

 

 

 

Source : CIA

 

 

 


COMPANY NAME

 

TIMI ENTERPRISES CO. LTD.

 

 

ADDRESS

 

Room 603, 6/F., Jade Mansion, 40 Waterloo Road, Kowloon, Hong Kong.

 

(Formerly located at:

c/o Cosec Services Ltd., Room 2402, 24/F., C C Wu Building, 302-308 Hennessy Road, Wanchai, Hong Kong.)

 

PHONE:                        Not available

 

 

MANAGEMENT

 

Managing Director:         Mr. Zhao Min Zhong

 

 

SUMMARY

 

Incorporated on:             14th February, 2000.

 

Organization:                 Private Limited Company.

 

Capital: Nominal:           HK$140,000,000.00

            Issued:              HK$140,000,000.00

 

Business Category:        Nonwoven Fabric Trader.

 

Employees:                   Nil.

 

Main Dealing Banker:     Bank of China (Hong Kong) Ltd., Hong Kong.

 

Banking Relation:           Satisfactory.

 

 

Credit Request   

 

Credit of US$400,000.00 is excessive, a lesser amount of US$100,000.00 is advisable.


COMPANY NAME

 

TIMI ENTERPRISES CO. LTD.

 

 

ADDRESS

 

Registered Head Office:-

Room 603, 6/F., Jade Mansion, 40 Waterloo Road, Kowloon, Hong Kong.

 

Associated Companies:-

JoFo Group of Companies

Evertone Investment (Group) Ltd., Hong Kong.

Guangdong JoFo Enterprises Co. Ltd., China.

Heshan JoFo Nonwoven Co. Ltd., China.

Jiangxi JoFo Webforma Co. Ltd., China.

Jiangxi Yichuan JoFo Energy Supplying Co. Ltd., China.

JoFo (Weifang) Nonwovens Co. Ltd., China.

JoFo Zhaoqing Webforma Co. Ltd., China.

Shandong JoFo Nonwoven Co. Ltd., China.

Shougang JoFo Textile Co. Ltd., China.

Zhaoqing Micro Fibre Co. Ltd., China.

Zhaoqing Sanrong JoFo Heat Supplying Co. Ltd., China.

Zhaoqing Tianfu New Synthetic Fibre Co. Ltd., China.

etc.

 

 

BUSINESS REGISTRATION NUMBER

 

30778934

 

 

COMPANY FILE NUMBER

 

0704197

 

 

MANAGEMENT

 

Managing Director:  Mr. Zhao Min Zhong

 

 

 

CAPITAL

 

Nominal Share Capital:   HK$140,000,000.00 (Divided into 140,000,000 shares of HK$1.00 each)

 

Issued Share Capital:     HK$140,000,000.00

 

 

SHAREHOLDERS

           

(As per registry dated 14-02-2013)

Name

 

No. of shares

LI Shao Liang

 

14,000,000

ZHAO Min Zhong

 

126,000,000

 

 

––––––––––

 

Total:

140,000,000

=========

 

 

DIRECTORS

 

(As per registry dated 14-02-2013)

Name

(Nationality)

 

Address

ZHAO Min Zhong

2 Qiao Guang Road, Guangzhou, Guangdong Province, China.

 

LI Shao Liang

Xiao Gan Village, Xin Tang, Zeng Cheng City, Guangdong Province, China.

 

 

SECRETARY

 

(As per registry dated 14-02-2013)

Name

Address

Co. No.

Cosec Services Ltd.

Room 2402, 24/F., C C Wu Building,
302-308 Hennessy Road, Wanchai, Hong Kong.

0167851

 

 

HISTORY

 

The subject was incorporated on 14th February, 2000 as a private limited liability company under the Hong Kong Companies Ordinance.

 

Formerly the subject’s registered address was located at Unit 503, 5/F., Silvercord Tower 2, 30 Canton Road, Tsimshatsui, Kowloon, Hong Kong, moved to Room 2402, 24/F., C C Wu Building, 302-308 Hennessy Road, Wanchai, Hong Kong in November 2009 and further to the present address in February 2013.

 

Apart from these, neither material change nor amendment has been ever traced and noted.

 

 

OPERATIONS

 

Activities:                      Manufacturer, Importer and Exporter.

 

Lines:                           All kinds of nonwoven fabrics.

 

Employees:                   Nil.

 

Commodities Imported:   China, etc.

 

Markets:                       China, other Asian countries, Europe, etc.

 

Terms/Sales:                 L/C, T/T, etc.

 

Terms/Buying:               L/C, T/T, D/P, etc.

 

 

FINANCIAL INFORMATION

 

Nominal Share Capital:   HK$140,000,000.00 (Divided into 140,000,000 shares of HK$1.00 each)

 

Issued Share Capital:     HK$140,000,000.00

 

Mortgage or Charge:       (See attachment)

 

Profit or Loss:                Keeping a balance account in Hong Kong.

 

Condition:                      Business is not active in Hong Kong.

 

Facilities:                      Making fairly active use of general banking facilities.

 

Payment:                      Met trade commitments as required.

 

Commercial Morality:     Satisfactory.

 

Banker:                         Bank of China (Hong Kong) Ltd., Hong Kong.

 

Standing:                      Small.

 

 

GENERAL

 

Having issued 140 million ordinary shares of HK$1.00 each, Timi Enterprises Co. Ltd. is jointly owned by Mr. Zhao Min Zhong, holding 90% interests; and Mr. Li Shao Liang, holding 10%.  Being China merchants, they are China ID Card holders and do not have the right to reside in Hong Kong permanently.  They are also directors of the subject.

 

The subject’s registered address is in a private building located at Room 603, 6/F., Jade Mansion, 40 Waterloo Road, Kowloon, Hong Kong.

 

The residential building is not trespassed by outsiders.  The subject has no employees in Hong Kong.

 

The subject’s corporate secretary is in a commercial service firm located at Room 2402, 24/F., C C Wu Building, 302-308 Hennessy Road, Wanchai, Hong Kong known as Cosec Services Ltd. which is handling its correspondences and documents.  Your given phone number 852-2893 7590 belongs to this firm.

 

The subject is an associated company of Guangdong JoFo Enterprises Co. Ltd. [JoFo] which is a China-based firm.  The subject is also a member of the JoFo Group of companies.

 

JoFo Group is specialized in the research, development and production of high-tech nonwoven materials, and develops biomass energy and low-carbon industrial parks.

 

With efficient R & D capabilities, fast customer response mechanism and strong capabilities in providing personalized products, solutions and services, JoFo is a reliable partner for the companies in pursuit of innovative products.

 

With solid industrial value chain, rich experience, strong sense of social responsibility and superior product performance and value, JoFo has realized its goals and vision, and becomes a main supplier of many customers.

The Group has had the following brand names:-

·         JoFo®” series medical and industrial protective materials (surgical gowns, surgical caps, isolation gowns, protective clothing, etc), hygiene materials (baby diapers, feminine napkin), adult incontinence, etc.;

·         JoFo®” series environment-friendly fibre (recycled polyester staple fibre material);

·         Roatile®” series high-strength multi-function geotextile materials;

·         Kobweb™” series automotive, furniture and bedding materials; &

·         Meltblown®” series industrial and filtration materials.

Currently the Group has had five or six associated factories engaged in manufacturing the above-mentioned products.  All these firms are either operated by Li Shao Liang or Zhao Min Zhong.  Business is rather active.

 

The JoFo group owns near ten inferior enterprise run by private capital spreading over Guangdong, Shandong, Hubei, Sichuan, Hong Kong.  It is becoming a group which gathering non-woven fabric, chemical fibre, fine chemical engineering producing into a integral whole, total property of business enterprise amount to six hundred million rmb, owns a large batch of talents who possess the quality of management, administration and technique.  The product is not only sold around the nation, but also exported to Europe, America, Japan, Australia, the Middle East, Southeast Asia.

 

It is likely that the China firms deal with foreign parties under the name of the subject and let foreign firms correspond with the subject’s registered address in Hong Kong.  The China firms also exports commodities to foreign markets under the name of the subject and its registered address in Hong Kong.

 

The subject’s business in Hong Kong is not active although its history in Hong Kong is about thirteen years.

 

Since the subject does not have its own operating office and has no employees in Hong Kong, consider it good for business engagements on L/C basis.

 

 

MORTGAGE OR CHARGE

 

Date

Particulars

Amount

02-11-2009

Instrument:        Security Deed

Property:

(a) All Proceeds, together with the right to receive, to sue for recovery and give effectual discharge for the Proceeds in the name of the Obligor and all claims in respect of any breach of the Contract; and (b) all moneys from time to time standing to the credit of the Charged Account and the Obligor irrevocably authorises the Bank to withdraw and apply any credit balance in the Charged Account in reduction of the Secured Liabilities at any time

Mortgagee:        Bank of China (Hong Kong) Ltd., Hong Kong.

At any time all principal, interest, fees, charges, costs, expenses, damages and other moneys

10-11-2010

Instrument:        Deed of Indemnity, Charge Over Deposit and Set‑Off

Property:

All the Company’s estate, right, title, claim, benefit and interest to and in the Deposit (No. 012-721-5-068858-1 for amount of CNY5,120,000.00) and all interest from time to time payable thereon and together with all title deeds or documents relating thereto

Mortgagee:        Bank of China (Hong Kong) Ltd., Hong Kong.

All moneys in respect of general banking facilities


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.53.95

UK Pound

1

Rs.83.80

Euro

1

Rs.70.49

 

INFORMATION DETAILS

 

Report Prepared by :

SDA

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

----

NB

New Business

----

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.