MIRA INFORM REPORT

 

 

Report Date :

07.05.2013

 

IDENTIFICATION DETAILS

 

Name :

BEXTEX LIMITED

 

 

Registered Office :

House No.17, Road No.2, Dhanmondi Residential Area, Dhaka-1205

 

 

Country :

Bangladesh

 

 

Financials (as on) :

31.03.2011

 

 

Date of Incorporation :

30.05.1984

 

 

Com. Reg. No.:

C-12167

 

 

Legal Form :

Public Limited

 

 

Line of Business :

Manufacturer, Seller, Marketing & Exporter of Yarn & Fabrics

 

 

No. of Employees :

6,000

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Good

 

 

Payment Behaviour :

No Complaints

 

 

Litigation :

Clear

 

NOTES:

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – March, 31st, 2013

 

Country Name

Previous Rating

(31.12.2012)

Current Rating

(31.03.2013)

Bangladesh

B1

B1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 

Bangladesh - ECONOMIC OVERVIEW

 

The economy has grown 5-6% per year since 1996 despite political instability, poor infrastructure, corruption, insufficient power supplies, and slow implementation of economic reforms. Bangladesh remains a poor, overpopulated, and inefficiently-governed nation. Although more than half of GDP is generated through the service sector, 45% of Bangladeshis are employed in the agriculture sector with rice as the single-most-important product. Bangladesh's growth was resilient during the 2008-09 global financial crisis and recession. Garment exports, totaling $12.3 billion in FY09 and remittances from overseas Bangladeshis, totaling $11 billion in FY10, accounted for almost 12% of GDP.

 

Source : CIA

 

 


COMPANY DETAILS

 

Name

BEXTEX LIMITED

Address

House No.17, Road No.2, Dhanmondi Residential Area, Dhaka-1205

Country

Bangladesh

Telephone No

880-2-8611891-5, 8618220-7, 9677701-5, 7701165

Fax No

880-2-8618221

E-Mail

beximchq@bextex.net

Website

www.bextex.net

Established

May 1984

Commercial Production From 

1990

Company Registration No

C-12167

Registration date

30th May 1984

Legal Status

Public Limited (8th March 1994)

Issuing Authority

The Registrar of Joint Stock Companies & Firms, Dhaka

Business Type

Manufacturer, Seller, Marketing & Exporter

Status

Satisfactory

Payment Behavior

No complaints have been heard regarding payments 

from local suppliers or banks.

 

 

LOCATIONS

 

Head Office

House No.17, Road No.2, Dhanmondi Residential Area, Dhaka-1205

Telephone No

880-2-8611891-5, 8618220-7, 9677701-5, 7701165

Fax No

880-2-8618221

E-Mail

beximchq@bextex.net

Website

www.bextex.net

Operational Headquarter

Beximco Industrial Park , Sarabo, Kashimpur, Gazipur, 

Bangladesh

Branch

NIL

Factory

Sarabo, Kashimpur, Gazipur

Factory Telephone No

N/A

Factory Fax No

N/A

Warehouse

Sarabo, Kashimpur, Gazipur

 

 

DIRECTORS

 

Name

Mr. A.S.F. Rahman

Designation

Chairman & Managing Director

Nationality

Bangladeshi

 

 

Name

Mr. Salman F. Rahman

Designation

Vice Chairman

Nationality

Bangladeshi

 

 

Name

Mr. M A Qasem

Designation

Director

Nationality

Bangladeshi

 

 

Name

Mr. A B Siddiqur Rahman

Designation

Director

Nationality

Bangladeshi

 

 

SHAREHOLDERS

 

Name

Sponsor/Director

Share Percent

13.25%

Country

Bangladesh 

 

 

Name

Foreign Investors

Share Percent

10.3%

Country

Bangladesh

 

 

Name

General Public 

Share Percent

76.45%

Country

Bangladesh

 

 

BUSINESS DETAILS

 

Line of Business

Manufacturer, Seller, Marketing & Exporter

Items Dealing In

Yarn & Fabrics

Terms of Purchase

Local: Cash or Credit

Import: Against L/C

Terms of Sale

Local: Cash or Credit

Export: Against L/C

 

 

BANKERS

 

Name

Janata Bank Limited

Branch

Local office Branch

Address

1,Dikusha Commercial Area, Dhaka

SWIFT

N/A

 

 

FINANCIAL INFORMATION

 

Balance Sheet

As At 31 March 2011

Currency: Taka (In Thousand)

 

Assets:

2010

Non-Current Assets

16,562,566

Property, Plant and equivalent carrying value

16,051,675

Long Term Security Deposits

493,741

Deferred Assets

17,150

Current Assets

9,136,591

Inventories

3,028,780

Trade Debtors

5,006,310

Advances, Deposits and Prepayments

1,063,409

Cash and Cash Equivalents

38,092

Total Assets

25,699,157

EQUITY AND LIABILITIES

 

Shareholders' Equity

13,431,242

Issued Share Capital

4,664,475

Reserves & Surplus

8,766,767

Non-Current Liabilities

5,880,087

10% Debentures - Net of Current Maturity (Secured)

783,946

Long Term Loans-Net of Current Maturity (Secured)

5,081,141

Security Deposit from Distributor

15,000

Current Liabilities

6,387,828

Short Term Loans

2,507,634

10% Debentures - Current Maturity (Secured)

1,826,805

Creditors & Accruals

2,053,389

Total Shareholders' Equity and Liabilities

25,699,157

 

Profit & Loss Account

For the 1st Quarter Ended 31 March 2011

Currency: Taka (In Million)

 

Revenue

5,122,485

Cost of Revenue

(3,500,776)

Gross Profit

1,621,709

Operating Expenses

(151,811)

Administrative Expenses

(130,998)

Distribution (Selling) Costs

(20,813)

Profit before Interest, Tax & Depreciation

1,469,898

Financial Expenses

(375,353)

Depreciation

(15,254)

Profit before Contribution to WPWF

943,291

Contribution to Workers' Participation/Welfare Fund

(47,165)

Net Profit before tax

896,126

Income Tax Expenses

(134,419)

Net Profit/(Loss) for the Period Transferred to

761,707

Earnings Per Share (Par value Tk.10/-)

1.63

Number of Shares Used to Compute EPS

466,447,477

 

Note: No latest financial information is available.

 

 

CAPITAL STRUCTURE

 

Authorized Capital

Tk.3,000 Million

Paid Up Capital

Tk.1,882.50 Million

Each Share Value

Tk.10.00

 

 

CURRENCY EXCHANGE RATE

 

Currency

Unit

Bangladeshi Taka (BDT)

 

Great Britain Pound

1

120.8148

U.S Dollar

1

77.9400

European Euro

1

102.1014

 

ADVERSE DATA MONITORING

 

Dishonored Checks

No Found

Debt

No Found

Litigation

No Records Found

Performance Defaults

No Records Found

Adverse Press Coverage

No Records Found

Money Laundering

No Records Found

 

 

GENERAL INFORMATION

 

Employees

6,000

Office Area (Sq. Ft)

5,875 sq.ft (own)

Plant Area (Sq. Ft)

2.8 acres of lands (own)

Warehouse Area (Sq. Ft)

6,975 sq.ft.(own)

Range of Products

4 Yarn

4 Woven Fabrics

4 Knit Fabrics

4 Denim Fabrics

Export Market        

4 Springfield

4 VAN Heusen

4 Calvin Klein

4 DKNY

4 Zara

4 J.C. Penny

4 Next

4 IZOD

4 Arizona

4 H & M

4 Geoffory Beene

4 St. Johns Bay

4 Mother Care

4 Arrow

4 J. Ferrar

4 Bershka

4 Kenneth Cole Reaction

4 Decree

4 ESPIRIT

4 CHAPS

4 Levis

Certifications

NIL

Group Name

4 Beximco Group

Subsidiaries / Affiliates

4 Bangladesh Export Import Co Limited

4 Beximco Pharmaceuticals Limited

4 Beximco Synthetics Limited

4 Shinepukur Holdings Limited

4 Beximco Fisheries Limited

4 Beximco Knitting Limited

4 Beximco Apparels Limited

4 Bangladesh On-Line Limited

4 Beximco Engineering Limited

4 Beximco Foods Limited

4 Beximco Media Limited

4 Sonali Aash Limited

4 Beximco Computer Limited

4 Beximco Systems Limited

4 I & I Services Limited

4 Padma Textile Mills Limited

4 Shinepukur Ceramics Limited

4 New Dacca Industries Limited 

Stock Code

4 BEXTEX

Enlisted With

4 Dhaka Stock Exchange Limited (DSE)

4 Chittagong Stock Exchange Limited (CSE)

Member

4 Bangladesh Textile Mills Association, Dhaka

4 Dhaka Chamber of Commerce & Industries, Dhaka

 

 

BUSINESS TREND & PROSPECT

 

Business Scale           

Large

Business Trend

Growing

Management Capability

Good

Reputation

Good

 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.53.95

UK Pound

1

Rs.84.03

Euro

1

Rs.70.72

 

INFORMATION DETAILS

 

Report Prepared by :

SDA

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

----

NB

New Business

----

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.