MIRA INFORM REPORT

 

 

Report Date :

07.05.2013

 

IDENTIFICATION DETAILS

 

Name :

NEW THOUGHT TRADING CORPORATION LTD.

 

 

Registered Office :

C/o Vast Energy Ltd.

Flat 704, 7/F., Fashion Centre, 51-53 Wing Hong Street, Lai Chi Kok, Kowloon

 

 

Country :

Hong Kong

 

 

Date of Incorporation :

15.03.2005

 

 

Com. Reg. No.:

35553303-000-03

 

 

Legal Form :

Private Limited Company

 

 

Line of Business :

Importer and Exporter of PVC Resins, Man-Made Fibres, etc

 

 

No. of Employees :

Not Available

 

RATING & COMMENTS

 

MIRA’s Rating :

Ca

 

RATING

STATUS

PROPOSED CREDIT LINE

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

Limited with full security

 

Status :

No Operating Office in Hong Kong

Payment Behaviour :

Unknown

Litigation :

Clear

 

NOTES :

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – March 31st, 2013

 

Country Name

Previous Rating

(31.12.2012)

Current Rating

(31.03.2013)

 Hong Kong

A2

A2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 


 

HONG KONG - ECONOMIC OVERVIEW

 

Hong Kong has a free market economy, highly dependent on international trade and finance - the value of goods and services trade, including the sizable share of re-exports, is about four times GDP. Hong Kong levies excise duties on only four commodities, namely: hard alcohol, tobacco, hydrocarbon oil, and methyl alcohol. There are no quotas or dumping laws. Hong Kong's open economy left it exposed to the global economic slowdown that began in 2008. Although increasing integration with China, through trade, tourism, and financial links, helped it to make an initial recovery more quickly than many observers anticipated, it again faces a possible slowdown as exports to the Euro zone and US slump. The Hong Kong government is promoting the Special Administrative Region (SAR) as the site for Chinese renminbi (RMB) internationalization. Hong Kong residents are allowed to establish RMB-denominated savings accounts; RMB-denominated corporate and Chinese government bonds have been issued in Hong Kong; and RMB trade settlement is allowed. The territory far exceeded the RMB conversion quota set by Beijing for trade settlements in 2010 due to the growth of earnings from exports to the mainland. RMB deposits grew to roughly 9.1% of total system deposits in Hong Kong by the end of 2012, an increase of 59% from the previous year. The government is pursuing efforts to introduce additional use of RMB in Hong Kong financial markets and is seeking to expand the RMB quota. The mainland has long been Hong Kong's largest trading partner, accounting for about half of Hong Kong's exports by value. Hong Kong's natural resources are limited, and food and raw materials must be imported. As a result of China's easing of travel restrictions, the number of mainland tourists to the territory has surged from 4.5 million in 2001 to 34.9 million in 2012, outnumbering visitors from all other countries combined. Hong Kong has also established itself as the premier stock market for Chinese firms seeking to list abroad. In 2012 mainland Chinese companies constituted about 46.6% of the firms listed on the Hong Kong Stock Exchange and accounted for about 57.4% of the Exchange's market capitalization. During the past decade, as Hong Kong's manufacturing industry moved to the mainland, its service industry has grown rapidly. Growth slowed to 5% in 2011, and less than 2% in 2012. Credit expansion and tight housing supply conditions caused Hong Kong property prices to rise rapidly and inflation to rise 4.1% in 2012. Lower and middle income segments of the population are increasingly unable to afford adequate housing. Hong Kong continues to link its currency closely to the US dollar, maintaining an arrangement established in 1983.

 

Source : CIA

 


 

Company name & address

 

 

NEW THOUGHT TRADING CORPORATION LTD.

 

ADDRESS:                c/o Vast Energy Ltd.

                            Flat 704, 7/F., Fashion Centre,

                            51-53 Wing Hong Street,

                            Lai Chi Kok, Kowloon,

                            Hong Kong.

 

PHONE:                    2402 1673

 

FAX:                         2411 3185

 

E-MAIL:                    sumit_55555@hotmail.com

 

MANAGEMENT

 

Managing Director:  Mr. Sumit Tuli  (Mobile: 6305 2484)

 

SUMMARY

 

Incorporated on:                     15th March, 2005.

 

Organization:                         Private Limited Company.

 

Capital:                                  Nominal:     HK$8,500,000.00

                                        Issued:        HK$8,500,000.00

 

Business Category:               Importer and Exporter.

 

Employees:                            Nil.

 

Main Dealing Banker:            HBZ Finance Ltd., Hong Kong.

 

Banking Relation:                   Fair.

 

Company ADDRESS

 

Registered Office:-

c/o Vast Energy Ltd.

Flat 704, 7/F., Fashion Centre, 51-53 Wing Hong Street, Lai Chi Kok, Kowloon, Hong Kong.

 

Trading as

 

Sun Glory Yarns And Fibers, Hong Kong.  [BR No. 35553303-001-03]

 

Affiliated Company

Thakur Ji Enterprise, India.

 

BUSINESS REGISTRATION NUMBER

 

 35553303-000-03

 

COMPANY FILE NUMBER

 

 0955844

 

MANAGEMENT

 

Managing Director:  Mr. Sumit Tuli

 

CAPITAL

 

Nominal Share Capital: HK$8,500,000.00 (Divided into 8,500,000 shares of HK$1.00 each)

 

Issued Share Capital: HK$8,500,000.00

 

 

SHAREHOLDER

(As per registry dated 15-03-2013)

Name

 

No. of shares

Sumit TULI

 

8,500,000

=======

 

DIRECTOR

(As per registry dated 15-03-2013)

Name

(Nationality)

 

Address

Sumit TULI

Flat C, 51/F., Tower 10, Caribbean Coast, 1 Kin Tung Road, Tung Chung, Lantau Island, Hong Kong.

 

SECRETARY

(As per registry dated 15-03-2013)

Name

Address

Co. No.

Vast Energy Ltd.

Flat 4, 7/F., Fashion Centre, 51-53 Wing House Street, Lai Chi Kok, Kowloon, Hong Kong.

0236810

 

HISTORY

 

The subject was incorporated on 15th March, 2005 as a private limited liability company under the Hong Kong Companies Ordinance.

Originally the subject was registered under the name of Rise Excel (China) Ltd., name changed to the present style on 2nd December, 2008.

Formerly the subject’s registered address was located at Unit B, 5/F., Queen’s Centre, 58-64 Queen’s Road East, Wanchai, Hong Kong, moved to the present address in March 2013.  The subject moved to the present address as it has changed its commercial service provider since then.

Apart from these, neither material change nor amendment has been ever traced and noted.

OPERATIONS

 

Activities:                                    Importer and Exporter.

 

Lines:                                         PVC resins, man-made fibres, etc.

 

Employees:                                  Nil.

 

Commodities Imported:                India, China, other Asian countries, etc.

 

Markets:                                      India, other Asian countries, etc.

 

Terms/Sales:                                 L/C, T/T, etc.

 

Terms/Buying:                             L/C, T/T, D/P, etc.

 

FINANCIAL INFORMATION

 

Nominal Share Capital:                     HK$8,500,000.00 (Divided into 8,500,000 shares of HK$1.00 each)

 

Issued Share Capital:                       HK$8,500,000.00

 

Mortgage or Charge (since 2008):    (See attachment)

 

Profit or Loss:                                    Making a small profit.

 

Condition:                                          Business is normal.

 

Facilities:                                          Making fairly active use of general banking facilities.

 

Payment:                                             Met trade commitments on time.

 

Commercial Morality:                        Satisfactory.

 

Bankers:-

HBZ Finance Ltd., Hong Kong.

Punjab National Bank, Hong Kong Branch.

Bank of Baroda, Hong Kong Branch.

 

Standing:                                               Small.

 

GENERAL

 

Having issued 8.5 million ordinary shares of HK$1.00 each, New Thought Trading Corporation Ltd. is wholly-owned by Mr. Sumit Tuli who is an Indian.  He is a Hong Kong ID Card holder and has got the right to reside in Hong Kong permanently.

The subject does not have its own operating office.  Its registered office is in a solicitors’ firm located at Flat 704, 7/F., Fashion Centre, 51-53 Wing Hong Street, Lai Chi Kok, Kowloon, Hong Kong known as Vast Energy Ltd. which is handling its correspondences and documents.  This firm is the corporate secretary of the subject.

The subject has no employees in Hong Kong.

To our knowledge, the subject is trading in PVC resins and synthetic fibres.  It is sourcing PVC resins and synthetic fibres from China and the other Asian countries and re-exports to India.  It re-exports 500 tonnes of PVC resins to India every months.  The demand in India is rather steady.

The subject also trades in other plastic raw materials.  Recently, the subject has been sourcing polyester filament yarns in large quantities.

In order to source more commodities from China, the subject usually participates the China Import & Export Fair which is held in Guangzhou, Guangdong Province, China twice a year.

The subject’s business is chiefly handled by Mr. Sumit Tuli himself who can be reached at his mobile phone number 6305 2484.  The subject makes a small profit or keeps a balance account in most of the years.  History in Hong Kong is over eight years.

Since the subject does not have its own operating office and has no employees in Hong Kong, on the whole, consider it good for business engagements on L/C basis.

 

 

REMARKS

 

Property information of the company:-

Property Location: Flat C on 51/F. of Tower 10 of Carmel Cove, Caribbean Coast, 1 Kin Tung Road, Tung Chung, Lantau Island, Hong Kong.

 

Owner:  New Thought Trading Corporation Ltd.

 

Date of Purchase:  n.a.

 

Purchased Price:  n.a.

 

Incumbrances:-

Date of Mortgage

Amount Consideration

Mortgagee

Nature

31-08-2010

-

HBZ Finance Ltd., Hong Kong.

Mortgage to secure general credit facilities

 


MORTGAGE OR CHARGE

(Since 2008)

 

Date

Particulars

Amount

30-05-2008

Instrument:      Charge on Deposit to secure the Depositor’s Obligations

Property:

A sum of US$80,000.00 dated 29-04-2008 and 29-05-2008 bearing account No. 7141000026 and 7141000052

Mortgagee:      Punjab National Bank, Hong Kong Branch.

As a continuing security for the payment and discharge of the Secured Obligations

08-10-2008

Instrument:      Memorandum

Property:

Distinctive No. of Receipt:         91220300000702
Date of Issue:                           08-10-2008
Amount:                                  US$225,000.00
Due Date:                                07-10-2009

Mortgagee:      Bank of Baroda, Hong Kong Branch.

Loan or credit or other facilities

13-03-2009

Instrument:      Memorandum

Property:

Distinctive No. of Receipt:         91220300000702
Date of Issue:                           08-10-2008
Amount:                                  US$225,000.00
Due Date:                                07-10-2009

Mortgagee:      Bank of Baroda, Hong Kong Branch.

Loan or credit or other facilities

26-03-2009

Instrument:      Lien and Set-off Agreement

Property:

Deposit No.:      DFN9030280
Amount:            US$129,200.00
Due Date:          18-06-2009

Mortgagee:      HBZ Finance Ltd., Hong Kong.

For securing general credit facility

04-09-2009

Instrument:      Charge on Deposit to secure the Depositor’s Obligations

Property:

A sum of US$95,000.00, US$75,000.00 and US$75,000.00 dated 20-08-2009, 01-09-2009 and 04-09-2009 bearing account No. 6841000015, 6841000016 and 6841000018

Mortgagee:      Punjab National Bank, Hong Kong Branch.

As a continuing security for the payment and discharge of the Secured Obligations

30-11-2009

Instrument:      Memorandum

Property:

Distinctive
No. of Receipts         Date of Issue           Amount             Due Date

91220300000702       07-10-2009       US$234,100.00        06-10-2010
91220300001067       25-11-2009       US$  32,100.00        23-11-2010

Mortgagee:      Bank of Baroda, Hong Kong Branch.

Loan or credit or other facilities

26-02-2010

Instrument:      Lien and Set-off Agreement

Property:

Deposit No.:         DFN0010008
Amount:               US$87,000.00
Maturity Date:       09-04-2010

Mortgagee:      HBZ Finance Ltd., Hong Kong.

For securing general credit facility

31-08-2010

Instrument:      Mortgage

Property:

49/428,830th parts or shares of and in Tung Chung Town Lot No. 5 [Flat C on 51/F. of Tower 10 of Phase III (now known as Carmel Cove) of Caribbean Coast, 1 Kin Tung Road, Tung Chung, Lantau Island, Hong Kong.]

Mortgagee:      HBZ Finance Ltd., Hong Kong.

All monies

02-09-2010

Instrument:      Lien and Set-off Agreement

Property:

Deposit No.:         DFN0090926
Amount:               US$35,089.44
Maturity Date:       01-12-2010

Mortgagee:      HBZ Finance Ltd., Hong Kong.

For securing general credit facility

31-01-2011

Instrument:      Memorandum

Property:

Distinctive
No. of Receipts         Date of Issue           Amount             Due Date

91220300000702       06-10-2010       US$236,964.08        06-10-2010
91220300001067       23-11-2010       US$  32,430.15        21-11-2011
91220300001404       31-01-2011       US$  55,000.00        29-01-2012

Mortgagee:      Bank of Baroda, Hong Kong Branch.

Loan or credit or other facilities

08-03-2011

Instrument:      Mortgage

Property:

All those 17 equal undivided 2,506 parts of share of and in all those pieces or parcels or ground registered in the Land Registry as Kowloon Inland Lot No. 9107, Lot No. 10078 and Lot No. 9766 and of and in the Messuages erections and building thereon now known as “Wah Fung Building” together with the sole and exclusive right and privilege to hold use occupy and enjoy all that Flat B on the Fourteen Floor of the building.

Mortgagee:      Bank of Baroda, Hong Kong Branch.

To secure all monies, obligation & liabilities

09-05-2011

Instrument:      Lien & Set-Off Agreement

Property:

Deposit No.:         DFN1040338
Amount:               US$70,000
Maturity Date:       12-07-2011

Mortgagee:      HBZ Finance Ltd., Hong Kong.

For securing (General credit facilities) allowed to company from time to time by the Bank

10-08-2011

Instrument:      Charge on Deposit

Property:

Account No.               Sum              Deposit Dated

6841000106       US$30,000.00           05-08-2011
6841000107       US$45,000.00           05-08-2011
6841000108       US$52,000.00           05-08-2011

Mortgagee:      Punjab National Bank, Hong Kong Branch.

To secure all monies in respect of banking facilities owing at any time plus interest & all expenses

18-04-2012

Instrument:      Lien & Set-Off Agreement

Property:

Deposit No.:         1142
Amount:               US$130,000
Maturity Date:       03-07-2012

Mortgagee:      HBZ Finance Ltd., Hong Kong.

For securing (General credit facilities) allowed to company from time to time by the Bank

15-04-2013

Instrument:      Memorandum

Property:

No. of Receipts         Date of Issue           Amount             Due Date

91220300001067       19-11-2012       US$  33,015.70        17-11-2013
91220300001404       25-01-2013       US$  56,045.73        23-01-2014
91220300001412       05-03-2013       US$  41,770.48        05-03-2014
91220300001884       18-03-2013       US$115,000.00        18-03-2014
91220300001885       19-03-2013       US$115,000.00        19-03-2014
91220300001887       20-03-2013       US$130,000.00        20-03-2014

Mortgagee:      Bank of Baroda, Hong Kong Branch.

Loan or credit or other facilities

 

 

 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.53.94

UK Pound

1

Rs.84.03

Euro

1

Rs.70.72

 

INFORMATION DETAILS

 

Report Prepared by :

NLM

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.