MIRA INFORM REPORT

 

 

Report Date :

08.05.2013

 

IDENTIFICATION DETAILS

 

Name :

ALPHA CHEMICAL EGYPT

 

 

Formerly Known As :

ALPHA CHEMICAL MISR

 

 

Registered Office :

39 Melsa Building Ard El Golf, Nasr City, Cairo 11361

 

 

Country :

Egypt

 

 

Financials (as on) :

31.12.2012

 

 

Date of Incorporation :

1948

 

 

Com. Reg. No.:

109131, Cairo

 

 

Legal Form :

Limited Liability Partnership

 

 

Line of Business :

Production and Distribution of Disinfectants and Detergents.

 

 

No. of Employees :

70

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

 

 

Payment Behaviour :

No Complaints

 

 

Litigation :

Clear

 

 

NOTES :

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – March 31st, 2013

 

Country Name

Previous Rating

(31.12.2012)

Current Rating

(31.03.2013)

Egypt

B1

B1

 

Risk Category

ECGC Classification

 

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 

EGYPT - ECONOMIC OVERVIEW

 

Occupying the northeast corner of the African continent, Egypt is bisected by the highly fertile Nile valley, where most economic activity takes place. Egypt's economy was highly centralized during the rule of former President Gamal Abdel NASSER but opened up considerably under former Presidents Anwar EL-SADAT and Mohamed Hosni MUBARAK. Cairo from 2004 to 2008 aggressively pursued economic reforms to attract foreign investment and facilitate GDP growth. Despite the relatively high levels of economic growth in recent years, living conditions for the average Egyptian remained poor and contributed to public discontent. After unrest erupted in January 2011, the Egyptian Government backtracked on economic reforms, drastically increasing social spending to address public dissatisfaction, but political uncertainty at the same time caused economic growth to slow significantly, reducing the government's revenues. Tourism, manufacturing, and construction were among the hardest hit sectors of the Egyptian economy, and economic growth is likely to remain slow during the next several years. The government drew down foreign exchange reserves by more than 50% in 2011 and 2012 to support the Egyptian pound and the dearth of foreign financial assistance - as a result of unsuccessful negotiations with the International Monetary Fund over a multi-billion dollar loan agreement which have dragged on more than 20 months - could precipitate fiscal and balance of payments crises in 2013.

Source : CIA


SUMMARY

 

Company Name                                    : ALPHA CHEMICAL EGYPT

Also Known As                                     : ALPHA CHEMICAL MISR

Country of Origin                                   : Egypt

Legal Form                                           : Limited Liability Partnership

Start Date                                             : 1948

Registration Date                                  : 2001

Commercial Registration Number           : 109131, Cairo

Issued Capital                                       : £E 250,000

Paid up Capital                                     : £E 250,000

Total Workforce                                     : 70

Activities                                               : Production and distribution of disinfectants and detergents.

Financial Condition                                : Fair

Payments                                             : Nothing detrimental uncovered

Operating Trend                                    : Steady

 


COMPANY NAME

 

ALPHA CHEMICAL EGYPT

 

 

ALSO KNOWN AS

 

ALPHA CHEMICAL MISR

 

 

ADDRESS

 

Registered & Physical Address

 

Building            : 39 Melsa Building

Area                 : Ard El Golf, Nasr City

 

Town                : Cairo 11361

Country             : Egypt

 

Telephone         : (20-2) 22914048

Facsimile          : (20-2) 24178193

Mobile              : (20-100) 6670509 / 1270160 / (20-111) 5504100

Email                : info@alphachemical-egypt.com

 

Premises

 

Subject operates from a medium sized suite of offices that are rented and located in the Central Business Area of Cairo.

 

Branch Office (s)

 

     Location                                                                                           Description

 

·       Tawfekia Road                                                                                  Factory premises

Kom Hamada

Kafr El Zayat

Beheira

     Tel: (20-45) 9115644

 

 

KEY PRINCIPALS

 

     Name                                                                                               Position

 

·       Ali Ibrahim Moosa Hussain                                                                Managing Partner

 

·       Hussain Ibrahim Moosa Hussain                                                        Partner

 

·       Nareman Ibrahim Moosa Hussein                                                       Partner

 

·       Hesham Abd El Latif                                                                         Finance Manager

 

·       Ibrahim Zohny                                                                                  Marketing Manager

 

·       Omar Sakoury                                                                                  Poultry Sales Manager

 

·       Wael Shafiq                                                                                     Dairy Sales Manager

 

 

LEGAL FORM & OWNERS

 

Date of Establishment  : 1948, However subject was registered in 2001.

 

Legal Form                  : Limited Liability Partnership

 

Commercial Reg. No.   : 109131, Cairo

 

Issued Capital              : £E 250,000

 

Paid up Capital            : £E 250,000

 

Name of Shareholder (s)                                          Percentage

 

·       Ali Ibrahim Moosa Hussain                                        40%

 

·       Hussain Ibrahim Moosa Hussain                                40%

 

·       Nareman Ibrahim Moosa Hussein                               20%

 

 

OPERATIONS

 

Activities: Engaged in the production and distribution of disinfectants and detergents for milking machinery and teat dip and poultry farms. Subject is also engaged in the distribution of paper machinery and chemicals.

 

Import Countries: India, Germany and the United States of America

 

Export Countries: Libya, Jordan, Syria, Kuwait and the United Arab Emirates

 

Operating Trend: Steady

 

Subject has a workforce of 70 employees.

 

 

FINANCIAL DATA

 

Financial highlights provided by local sources are given below:

 

Currency: Egyptian Pounds (£E)

 

                                                Year Ending 31/12/11:              Year Ending 31/12/12:

 

Total Sales                                £E 23,000,000                           £E 24,600,000

 

Local sources consider subject’s financial condition to be Fair.

 

The above financial figures are based on estimations by our local sources.

 

 

BANKERS

 

·       Credit Agricole Egypt

4 Syria Street

Mohandessin, Giza

Cairo

Tel: (20-2) 37608228

 

 

PAYMENT HISTORY

 

No complaints regarding subject’s payments have been reported.

 

 

GENERAL COMMENTS

 

During the course of this investigation nothing detrimental was uncovered regarding subject’s operating history or the manner in which payments are fulfilled. As such the company is considered to be a fair trade risk.


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.53.95

UK Pound

1

Rs.70.50

Euro

1

Rs.83.81

 

 

INFORMATION DETAILS

 

Report Prepared by :

NIT

 

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

 

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This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.