MIRA INFORM REPORT

 

 

Report Date :

10.05.2013

 

IDENTIFICATION DETAILS

 

Name :

VANDANA GLOBAL LIMITED [w.e.f.07.08.2002]

 

 

Formerly Known As :

VANDANA GLOBAL PRIVATE LIMITED

 

 

Registered Office :

Ground Floor, 20 Amar Industrial Estate, 159, CST Road, Kalina, Santacruz (East), Mumbai – 400098, Maharashtra

 

 

Country :

India

 

 

Financials (as on) :

31.03.2011

 

 

Date of Incorporation :

12.02.1996

 

 

Com. Reg. No.:

11-219948

 

 

Capital Investment / Paid-up Capital :

Rs. 96.257 Millions

 

 

CIN No.:

[Company Identification No.]

U51101MH1996PLC219948

 

 

TAN No.:

[Tax Deduction & Collection Account No.]

MUMV13026G

 

 

PAN No.:

[Permanent Account No.]

AAACV2018E

 

 

Legal Form :

A Closely Held Public Limited Liability Company

 

 

Line of Business :

Manufacturer and Exporter of Sponge and Steel, Power, Ferro Alloys and Trading of Iron Ore Fines.

 

 

No. of Employees :

600 (Approximately)

 

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba (46)

 

RATING

STATUS

 

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Maximum Credit Limit :

USD 6668000

 

 

Status :

Satisfactory

 

 

Payment Behaviour :

Regular

 

 

Litigation :

Clear

 

 

Comments :

Subject is a well established and reputed company having a satisfactory track record. It has recorded better growth in its turnover during 2012. Trade relations are fair. Business is active. General financial position is satisfactory. Payments are reported as usually correct.

 

The company can be considered good for normal business dealings at usual trade terms and conditions

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

 

EXTERNAL AGENCY RATING

 

Rating Agency Name

CRISIL

Rating

Long term Bank loan facility : B

Rating Explanation

High risk of default

Date

December 17, 2012

 

 

Rating Agency Name

CRISIL

Rating

Bank Guarantee : A4

Rating Explanation

Minimal degree of safety and very high credit risk

Date

December 17, 2012

 

Note:

* Ratings are under continuous surveillance as Crisil is awaiting for adequate information from company.

 

RBI DEFAULTERS’ LIST STATUS

 

Subject’s name is not enlisted as a defaulter in the publicly available RBI Defaulters’ list.

 

 

EPF (Employee Provident Fund) DEFAULTERS’ LIST STATUS

 

Subject’s name is not enlisted as a defaulter in the publicly available EPF (Employee Provident Fund) Defaulters’ list as of 31-03-2012.

 

           

INFORMATION PARTED BY

 

Name :

Mr. Pankaj B.

Designation :

General Manager of Finance

Contact No.:

91-9301721710

Date :

09.05.2013

 

 

LOCATIONS

 

Registered Office :

Ground Floor, 20 Amar Industrial Estate, 159, CST Road, Kalina, Santacruz (East), Mumbai – 400098, Maharashtra, India

Tel. No.:

Not Available

Mobile No.:

91-9301721710 [Mr. Pankaj]

Fax No.:

Not Available

E-Mail :

codinthree@rediffmail.com

agmfinance@vandanaglobal.com

Website :

www.vandanaglobal.com

Location :

Owned

 

 

Head Office :

7, Darya Nagar House, 1st Floor, 69M, Karve Road, Mumbai, Maharashtra, India

 

 

Corporate Office :

Vandana Bhawan, M.G. Road, Raipur - 492001, Chhattisgarh, India

Tel. No.:

91-771-4030440

 

 

Factory :

Siltara Industrial Area, Phase – 2, Siltara, Raipur – 493111, Chhattisgarh, India

Tel. No.:

91-771-2407250/ 2535440

Fax No.:

91-771-2407253

Area :

10 acres

Location :

Owned

 

 

DIRECTORS

 

AS ON 08.09.2012

 

Name :

Mr. Gopal Prasad Agrawal

Designation :

Managing director

Address :

“Vandana” 21/54 Opposite Civil Lines, Telephone Exchange, Civil Lines, Raipur – 492001, Chhattisgarh, India

Date of Birth/Age :

27.06.1956

Qualification :

M.Com, LLB

Date of Appointment :

12.02.1996

PAN No.:

ADVPA4105C

DIN No.:

00103805

 

 

Name :

Mr. Vijit Kumar Agrawal

Designation :

Whole-time director

Address :

“Vandana” 21/54 Opposite Civil Lines, Telephone Exchange, Civil Lines, Raipur – 492001, Chhattisgarh, India

Date of Birth/Age :

28.08.1980

Qualification :

B.E.

Date of Appointment :

02.02.2004

PAN No.:

ADVPA4191Q

DIN No.:

00103847

 

 

Name :

Mr. Prahlad Kumar Agrawal

Designation :

Director

Address :

Vandana Building, M G Road, Raipur – 492001, Chhattisgarh, India

Date of Birth/Age :

16.03.1963

Qualification :

B. Com

Date of Appointment :

12.02.1996

DIN No.:

00103863

 

 

Name :

Mr. Nirmal Kumar Chaudhari

Designation :

Whole-time director

Address :

6, Prasad, Zenith Staff Colony, Khopoli, Raigad – 410203, Maharashtra, India

Date of Birth/Age :

01.04.1959

Date of Appointment :

02.08.2012

DIN No.:

01705352

 

 

Name :

Mr. Dipen Vasant Parekh

Designation :

Additional director

Address :

501, 5th Floor, Umerji House, Telli Gully, Andheri [East], Mumbai – 400069, Maharashtra, India

Date of Birth/Age :

28.03.1960

Date of Appointment :

20.03.2012

DIN No.:

03227898

 

 

KEY EXECUTIVES

 

Name :

Mr. Pankaj B.

Designation :

General Manager of Finance

 

 

Name :

Mr. Ajay Tipte

Designation :

Company Secretary

Address :

LIG – 534, Padmanabhpur Durg - 491001, Chhattisgarh, India

Date of Birth/Age :

19.05.1984

Date of Appointment :

01.12.2009

PAN No.:

AGAPT2828D

 

 

MAJOR SHAREHOLDERS / SHAREHOLDING PATTERN

 

AS ON 08.09.2012

 

NOTE: SHAREHOLDING DETAILS FILE ATTACHED

 

 

AS ON 28.09.2012

 

Name of Allottees [Preference]

 

N. of Shares

Shakuntala Devi Agarwal, Business

 

175000

 

 

 

Total

 

175000

 

 

AS ON 05.10.2012

 

Name of Allottees [Preference]

 

N. of Shares

Shakuntala Devi Agarwal, Business

 

150000

 

 

 

Total

 

150000

 

 

AS ON 08.10.2012

 

Name of Allottees [Preference]

 

N. of Shares

Shakuntala Devi Agarwal, Business

 

50000

 

 

 

Total

 

50000

 

 

AS ON 10.10.2012

 

Name of Allottees [Preference]

 

N. of Shares

Shakuntala Devi Agarwal, Business

 

125000

 

 

 

Total

 

125000

 

 

AS ON 13.10.2012

 

Name of Allottees [Preference]

 

N. of Shares

Shakuntala Devi Agarwal, Business

 

125000

 

 

 

Total

 

125000

 

 

AS ON 04.03.2013

 

Name of Allottees [Preference]

 

N. of Shares

V G Real Estates Private Limited

 

250000

 

 

 

Total

 

250000

 

 

AS ON 06.03.2013

 

Name of Allottees [Preference]

 

N. of Shares

V G Real Estates Private Limited

 

250000

 

 

 

Total

 

250000

 

 

AS ON 11.03.2013

 

Name of Allottees [Preference]

 

N. of Shares

Ganga Shipping and Logistic Solutions Private Limited

 

250000

 

 

 

Total

 

250000

 

 

AS ON 13.03.2013

 

Name of Allottees [Preference]

 

N. of Shares

Nirsons Infrastructures Private Limited

 

193000

 

 

 

Total

 

193000

 

 

AS ON 14.03.2013

 

Name of Allottees [Preference]

 

N. of Shares

Nirsons Infrastructures Private Limited

 

250000

 

 

 

Total

 

250000

 

 

AS ON 15.03.2013

 

Name of Allottees [Preference]

 

N. of Shares

Ganga Shipping and Logistic Solutions Private Limited

 

250000

 

 

 

Total

 

250000

 

 

AS ON 18.03.2013

 

Name of Allottees [Preference]

 

N. of Shares

Nirsons Infrastructures Private Limited

 

57000

 

 

 

Total

 

57000

 

 

AS ON 21.03.2013

 

Name of Allottees [Preference]

 

N. of Shares

Shakuntala Devi Agarwal, Business

 

150000

 

 

 

Total

 

150000

 

 

AS ON 22.03.2013

 

Name of Allottees [Preference]

 

N. of Shares

Shakuntala Devi Agarwal, Business

 

375000

 

 

 

Total

 

375000

 

 

AS ON 28.03.2013

 

Name of Allottees [Preference]

 

N. of Shares

Shakuntala Devi Agarwal, Business

 

250000

 

 

 

Total

 

250000

 

 

AS ON 30.03.2013

 

Name of Allottees [Preference]

 

N. of Shares

Shakuntala Devi Agarwal, Business

 

125000

 

 

 

Total

 

125000

 

 

AS ON 08.09.2012

 

Equity Share Breakup

 

Percentage of Holding

Category

 

 

Bodies corporate

 

91.92

Directors or relatives of directors

 

8.08

Total

 

100.00

 

 

BUSINESS DETAILS

 

Line of Business :

Manufacturer and Exporter of Sponge and Steel, Power, Ferro Alloys and Trading of Iron Ore Fines.

 

 

Products :

ITC Code

Product Descriptions

72023000

Silico Manganese

98010003

Electricity

72031000

Sponge Iron

 

 

Exports :

 

Products :

Ferro Alloys

Countries :

Ø       Europe

 

 

Terms :

 

Selling :

L/C, Cash and Credit

 

 

Purchasing :

L/C, Cash and Credit

 

 

PRODUCTION STATUS (AS ON 31.03.2010)

 

Particulars

Unit

Licensed Capacity

Installed Capacity

Actual Production [Qty]

Sponge Iron

M.T.

500000

231000

156068.000

M.S. Ingots/ M.S. Billet

M.T.

150000

129600

--

Power Plant

MW

72.50

40.05

--

Silico Manganese/ Ferro Manganese

M.T.

18000

18000

3114.500

 

 

GENERAL INFORMATION

 

Customers :

Wholesalers

 

 

No. of Employees :

600 (Approximately)

 

 

Bankers :

Ø       Oriental Bank of Commerce, Main Branch, Raj Tower, Tatyapara Chowk, Raipur - 492001, Chhattisgarh, India

Ø       HDFC Bank Limited, HDFC Bank House, Senapati Bapat Marg, Lower Parel [West], Mumbai - 400013, Maharashtra, India

Ø       Bank of India, Raipur Mid Corporate Branch, Office No.1, 1st Floor, Maruti Business Park, GE Road, Raipur - 492001, Chhattisgarh, India

Ø       ICICI Bank Limited, Raipur, Madhya Pradesh, India

 

 

Facilities :

 

Secured Loans

31.03.2011

31.03.2010

 

 

(Rs. In Millions)

Rupee term loans banks secured

728.250

882.664

Working capital loans banks secured

960.595

794.183

Loans taken for vehicles secured

12.564

2.948

Interest accrued due other debt secured

3.703

4.621

Total

1705.112

1684.416

 

Note:

Term Loans from Banks are secured by first pari passu charge on all immovable and movable assets (present & future) of the company, subject to

prior charges on movables including goods in transit, book debts & receivables, in favour of banks to secure working capital facilities. Working capital facilities (including Export Credit Limit) from banks are secured by first pari passu charge on movable current assets including goods in transit, book debts & receivables and second charge on all immovable assets of the company. Vehicle loan is secured against the hypothecation of specific vehicle by way of joint RTO registration.

 

 

 

 

 

 

Banking Relations :

--

 

 

Auditors 1 :

 

Name :

Bamb Taori and Company

Chartered Accountants

Address :

B-36/5, Shilendra Nagar, Raipur, Chhattisgarh, India

Income-tax PAN of auditor or auditor's firm :

AACFB6620M

 

 

Auditors 2 :

 

Name :

Chaturvedi and Shah

Chartered Accountants

Address :

714-715, Tulsiani Chambers, 212, Nariman Point, Mumbai – 400021, Maharashtra, India

Income-tax PAN of auditor or auditor's firm :

AAAFC0662N

 

 

Enterprises over which Key managerial person or their relatives have significant influence :

Ø       Vandana Vidhyut Limited [U04010CT1995PLC010142]

Ø       Vandana Industries Limited [U25202CT1993PLC007901]

Ø       Vandanaa Energy and Minerals Limited [U40100CT2008PLC020919]

Ø       Vandanaa Ispat and Power Limited [U27101CT2008PLC020918]

Ø       Singhal Forestry Private Limited [U02000MH1996PTC099544]

Ø       Vandana Ispat Limited [U27106CT1995PLC008909]

Ø       Vandana Rolling Mills Limited [U26954CT1985PLC003085]

Ø       Ganga Shipping and Logistic Solutions Private  Limited [U63090MH1996PTC100527]

Ø       Nirsons Infrastructures Private  Limited [U74900MH1996PTC100583]

Ø       Shakuntala Enclave Private Limited [U70100MH2005PTC155501]

Ø       V G Real Estates Private Limited [U70100MH2005PTC157302]

Ø       Waylink Suppliers Private Limited [U51109WB1996PTC078263]

Ø       Ferguson Traders Private Limited [U51909WB1995PTC069455]

Ø       Spread Merchant Private Limited [U51109WB1994PTC064765]

 

 

Joint venture company :

Ø       Raipur Infrastructure Company Private  Limited [U45203CT2004PLC016321]

Ø       Chhattisgarh Captive Coal Mining Limited [U01410CT2005PLC018224]

 

 

Subsidiaries :

Ø       Vandana Power Ventures Limited [U40103MH2009PLC196327]

Ø       Kalawati Ispat and Power Private Limited [U27100MH2005PTC156733]

Ø       VG South Africa Mining (Pty) Limited

Ø       V G Power and Minerals Pte Limited

Ø       V G Overseas Limited

Ø       V.G. Enerji Ve Medencilik Limited STI

 

 

CAPITAL STRUCTURE

 

AS ON 08.09.2012

 

Authorised Capital : Rs. 130.000 Millions

 

Issued, Subscribed & Paid-up Capital :

No. of Shares

Type

Value

Amount

 

 

 

 

9,625,653

Equity Shares

Rs. 10/- each

Rs. 96.257 Millions

3,025,000

Preference Shares

Rs. 10/- each

Rs. 30.250 Millions

 

Total

 

Rs. 126.507 Millions

 

 

AS ON 31.03.2011

 

Authorised Capital :

No. of Shares

Type

Value

Amount

 

 

 

 

12,000,000

Equity Shares

Rs. 10/- each

Rs. 120.000 Millions

 

 

 

 

 

Issued, Subscribed & Paid-up Capital :

No. of Shares

Type

Value

Amount

 

 

 

 

9,625,653

Equity Shares

Rs. 10/- each

Rs. 96.257 Millions

 

 

 

 

 

FINANCIAL DATA

[all figures are in Rupees Millions]

 

ABRIDGED BALANCE SHEET

 

SOURCES OF FUNDS

 

31.03.2011

31.03.2010

31.03.2009

SHAREHOLDERS FUNDS

 

 

 

1] Share Capital

96.257

96.257

95.807

2] Share Application Money

0.000

0.000

5.100

3] Reserves & Surplus

1570.762

1257.265

905.692

4] (Accumulated Losses)

0.000

0.000

0.000

NETWORTH

1667.019

1353.522

1006.599

LOAN FUNDS

 

 

 

1] Secured Loans

1705.112

1684.416

1576.890

2] Unsecured Loans

112.814

2.315

3.727

TOTAL BORROWING

1817.926

1686.731

1580.617

DEFERRED TAX LIABILITIES

271.066

264.193

172.832

 

 

 

 

TOTAL

3756.011

3304.446

2760.048

 

 

 

 

APPLICATION OF FUNDS

 

 

 

 

 

 

 

FIXED ASSETS [Net Block]

1584.644

1671.696

1908.255

Capital work-in-progress

412.383

186.376

82.634

 

 

 

 

INVESTMENT

244.830

144.859

102.613

DEFERRED TAX ASSETS

0.000

0.000

0.000

 

 

 

 

CURRENT ASSETS, LOANS & ADVANCES

 

 

 

 

Inventories

672.810

479.467

430.092

 

Sundry Debtors

472.842

232.617

170.548

 

Cash & Bank Balances

96.462

131.352

85.037

 

Other Current Assets

147.367

138.586

0.000

 

Loans & Advances

834.409

756.419

289.594

Total Current Assets

2223.890

1738.441

975.271

Less : CURRENT LIABILITIES & PROVISIONS

 

 

 

 

Sundry Creditors

331.615

260.868

221.507

 

Other Current Liabilities

307.845

118.455

74.025

 

Provisions

70.276

57.603

13.345

Total Current Liabilities

709.736

436.926

308.877

Net Current Assets

1514.154

1301.515

666.394

 

 

 

 

MISCELLANEOUS EXPENSES

0.000

0.000

0.152

 

 

 

 

TOTAL

3756.011

3304.446

2760.048

 


PROFIT & LOSS ACCOUNT

 

 

PARTICULARS

31.03.2011

31.03.2010

31.03.2009

 

SALES

 

 

 

 

 

Operating revenue, net

4603.109

3848.911

3399.532

 

 

Other Income

13.470

31.602

12.578

 

 

TOTAL                                     (A)

4616.579

3880.513

3412.110

 

 

 

 

 

Less

EXPENSES

 

 

 

 

 

Consumption materials changes inventories

3036.922

2495.318

 

 

Manufacturing service costs

422.252

284.349

 

 

 

Employee related expenses

139.013

103.239

 

 

 

Administrative selling other expenses

144.422

100.587

 

 

 

TOTAL                                     (B)

3742.609

2983.493

2720.499

 

 

 

 

 

Less

PROFIT BEFORE INTEREST, TAX, DEPRECIATION AND AMORTISATION (A-B)      (C)

873.970

897.020

691.611

 

 

 

 

 

Less

FINANCIAL EXPENSES                         (D)

209.081

165.949

210.999

 

 

 

 

 

 

PROFIT BEFORE TAX, DEPRECIATION AND AMORTISATION (C-D)                                       (E)

664.889

731.071

480.612

 

 

 

 

 

Less/ Add

DEPRECIATION/ AMORTISATION                     (F)

259.242

287.492

328.580

 

 

 

 

 

 

PROFIT BEFORE TAX (E-F)                               (G)

405.647

443.579

152.032

 

 

 

 

 

Less

TAX                                                                  (H)

92.150

96.056

51.766

 

 

 

 

 

 

PROFIT AFTER TAX (G-H)                                (I)

313.497

347.523

100.266

 

 

 

 

 

Add

PREVIOUS YEARS’ BALANCE BROUGHT FORWARD

737.215

389.692

289.126

 

 

 

 

 

Add

PRIOR PERIOD ITEMS

0.000

0.000

0.300

 

 

 

 

 

 

BALANCE CARRIED TO THE B/S

1050.712

737.215

389.692

 

 

 

 

 

 

EARNINGS IN FOREIGN CURRENCY

 

 

 

 

 

Export Earnings

0.000

80.600

0.000

 

 

 

 

 

 

IMPORTS

 

 

 

 

 

Raw Materials

35.158

0.000

0.000

 

 

 

 

 

 

Earnings Per Share (Rs.)

32.57

36.16

10.50

 

 

Particulars

 

 

 

31.03.2013

Sales Turnover (Approximately)

 

 

6000.000

 

 

 

 

 

 

The above information has been parted by Mr. Pankaj B. (General Manager of Finance)

 

 

KEY RATIOS

 

PARTICULARS

 

 

31.03.2011

31.03.2010

31.03.2009

PAT / Total Income

(%)

6.79

8.96

2.94

 

 

 

 

 

Net Profit Margin

(PBT/Sales)

(%)

8.79

11.52

4.47

 

 

 

 

 

Return on Total Assets

(PBT/Total Assets}

(%)

10.65

13.01

5.27

 

 

 

 

 

Return on Investment (ROI)

(PBT/Networth)

 

0.24

0.33

0.15

 

 

 

 

 

Debt Equity Ratio

(Total Debt/Networth)

 

1.09

1.25

1.57

 

 

 

 

 

Current Ratio

(Current Asset/Current Liability)

 

3.13

3.98

3.16

 

 

LOCAL AGENCY FURTHER INFORMATION

 

 

SUNDRY CREDITORS DETAILS:

 

Particulars

31.03.2011

 

31.03.2010

 

31.03.2009

 

(Rs. In Millions)

Sundry creditors

 

 

 

Creditors due others

331.615

260.868

221.507

 

 

Sr. No.

Check List by Info Agents

Available in Report (Yes / No)

1]

Year of Establishment

Yes

2]

Locality of the firm

Yes

3]

Constitutions of the firm

Yes

4]

Premises details

Yes

5]

Type of Business

Yes

6]

Line of Business

Yes

7]

Promoter's background

Yes

8]

No. of employees

Yes

9]

Name of person contacted

Yes

10]

Designation of contact person

Yes

11]

Turnover of firm for last three years

Yes

12]

Profitability for last three years

Yes

13]

Reasons for variation <> 20%

--

14]

Estimation for coming financial year

Yes

15]

Capital in the business

Yes

16]

Details of sister concerns

Yes

17]

Major suppliers

No

18]

Major customers

No

19]

Payments terms

Yes

20]

Export / Import details (if applicable)

Yes

21]

Market information

--

22]

Litigations that the firm / promoter involved in

--

23]

Banking Details

Yes

24]

Banking facility details

Yes

25]

Conduct of the banking account

--

26]

Buyer visit details

--

27]

Financials, if provided

Yes

28]

Incorporation details, if applicable

Yes

29]

Last accounts filed at ROC

No

30]

Major Shareholders, if available

Yes

31]

Date of Birth of Proprietor/Partner/Director, if available

Yes

32]

PAN of Proprietor/Partner/Director, if available

Yes

33]

Voter ID No of Proprietor/Partner/Director, if available

No

34]

External Agency Rating, if available

Yes

 

 

UNSECURED LOANS

 

Unsecured Loans

31.03.2011

31.03.2010

 

 

(Rs. In Millions)

Rupee term loans banks unsecured

100.530

0.000

Deposits related parties unsecured

11.734

0.997

Deferred sales tax loan unsecured

0.550

1.318

Total

112.814

2.315

 

Note:

The registered office of the company has been shifted from Gujral's Building, 5th Floor, 167, CST Road, Opposite IDBI Bank, Kalina, Santacruz (East), Mumbai – 400098, Maharashtra, India to the present w.e.f.13.08.2011

 

 

PERFORMANCE REVIEW

 

During the year, the Company has achieved an aggregate turnover of Rs. 4603.100 Millions registering an increase of 19.60 % over the previous year’s Rs. 3848.900 Millions. Profit after tax stands at Rs. 313.500 Millions. Reserves and Surplus have increased to Rs. 1570.800 Millions as compared to last year’s Rs.1257.300 Millions

 

 

EXPANSION

 

During the fiscal year 2009, the company had planned for setting up of 65 MW Power Plant at Sirgitti Industrial Area, Bilaspur and during the last year Company has complied with the International Competitive Bidding procedure for the said project and acquired land for the said expansion plan. The Company has already tied up with the various Banks / Financial Institutions for the financial arrangement which would be required for setting up of 65 MW Power Plant. Project is under progress.

 

 

BANKERS CHARGES REPORT AS PER REGISTRY

 

Corporate identity number of the company

U51101MH1996PLC219948

Name of the company

VANDANA GLOBAL LIMITED

Address of the registered office or of the principal place of  business in India of the company

Ground Floor, 20 Amar Industrial Estate, 159, CST Road, Kalina, Santacruz (East), Mumbai – 400098, Maharashtra, India

Email: codinthree@rediffmail.com

This form is for

Modification of charge

Charge identification number of the modified 

10416641

Type of charge

Immovable property

Particular of charge holder

Oriental Bank of Commerce, Main Branch, Raj Tower, Tatyapara Chowk, Raipur - 492001, Chhattisgarh, India

Email: bm0188@obc.co.in

Nature of description of the instrument creating or modifying the charge

Title deeds dated 21.03.2013

Date of instrument Creating the charge

20.03.2013

Amount secured by the charge

Rs. 980.000 Millions

Brief particulars of the principal terms an conditions and extent and operation of the charge

Rate of Interest

Shall Remain Same

 

Terms of Repayment

Shall Remain Same

 

Margin

Shall Remain Same

 

Extent and Operation of the charge

Charge over immovable properties of the company as described in Schedule "B" of Title Deeds dated 21.03.2013

Short particulars of the property charged

Land adm 9.26 Acres in Kh.No.1/2, 20/1, 20/8, 20/11, 39/1, 39/2, 39/3, 39/4, 20/10, 20/12, 20/13, 20/4, 428/1, 428/2, 429, 475/1 at Industrial Growth center, Siltara Phase-II, Raipur leased to the company by CSIÜ

 

Land adm. 6.67 Acres in Kh.No. 4/10, 4/2, 4/3, 20/14, 20/7, 37/3, 36/6, 36/2, 20/3, 21/2, 7, 4/55/1, 5/2, 4/9. 4/4, 20/2 at Industrial Growth center, Siltara, Phase-II, Raipur leased to the company by CSIDC

 

Land adm. 10.004 Acres in Kh.No. 4/10, 4/2, 4/3, 20/14, 20/7, 37/3, 38/1, 38/2, 38/4, 38/5, 20/8, 20/1, 20/2, 1/1, 3/1, 3/2, 4/7, 4/8, 4/1, 20/9, 20/6, 20/3, 28/5, 430/1, 430/2, 430/3, 431 at Industrial Growth center, Siltara, Phase-II, Raipur leased to the company by CSIDC

 

Land adm. 20.80 Acres Industrial Growth center, Siltara, Phase-II, Raipur leased to the company by CSIDC vide regd. lease deed date 03.12.2002

 

Land adm. 10.17 Acres Industrial Growth center, Siltara, Phase-II, Raipur leased to the company by CSIDC vide regd. lease deed date 20.12.2005

Particulars of the present modification 

Modify due to extension of charge over immovable properties of the company.

 

 

CONTINGENT LIABILITIES:

 

Particulars

31.03.2011

31.03.2010

 

(Rs. in Millions)

a) Bank Guarantee from Oriental Bank of Commerce, Raipur for Purchase of raw material

66.305

44.257

b) Bank Guarantee from Indian Overseas Bank, Raipur for Purchase of raw material

13.517

10.300

c) Letter of Credit from Oriental Bank of Commerce, Raipur for Purchase of raw material

251.545

0.000

d) Letter of Credit from Indian Overseas Bank, Raipur for Purchase of raw material

113.130

0.000

e) Corporate Guarantee given to third parties on behalf of Wholly owned subsidiaries/Associate /Joint Venture Companies

1144.100

97.300


FIXED ASSETS:

 

Ø       Land

Ø       Building

Ø       Factory building

Ø       Plant and Machinery

Ø       Computer and Equipments

Ø       Furniture and Fixtures

Ø       Vehicles

Ø       Motor vehicles

Ø       Computer software


 

CMT REPORT (Corruption, Money Laundering & Terrorism]

 

The Public Notice information has been collected from various sources including but not limited to: The Courts, India Prisons Service, Interpol, etc.

 

1]         INFORMATION ON DESIGNATED PARTY

No exist designating subject or any of its beneficial owners, controlling shareholders or senior officers as terrorist or terrorist organization or whom notice had been received that all financial transactions involving their assets have been blocked or convicted, found guilty or against whom a judgement or order had been entered in a proceedings for violating money-laundering, anti-corruption or bribery or international economic or anti-terrorism sanction laws or whose assets were seized, blocked, frozen or ordered forfeited for violation of money laundering or international anti-terrorism laws.

 

2]         Court Declaration :

No exist to suggest that subject is or was the subject of any formal or informal allegations, prosecutions or other official proceeding for making any prohibited payments or other improper payments to government officials for engaging in prohibited transactions or with designated parties.

 

3]         Asset Declaration :

No records exist to suggest that the property or assets of the subject are derived from criminal conduct or a prohibited transaction.

 

4]         Record on Financial Crime :

            Charges or conviction registered against subject:                                                  None

 

5]         Records on Violation of Anti-Corruption Laws :

            Charges or investigation registered against subject:                                                          None

 

6]         Records on Int’l Anti-Money Laundering Laws/Standards :

            Charges or investigation registered against subject:                                                          None

 

7]         Criminal Records

No available information exist that suggest that subject or any of its principals have been formally charged or convicted by a competent governmental authority for any financial crime or under any formal investigation by a competent government authority for any violation of anti-corruption laws or international anti-money laundering laws or standard.

 

8]         Affiliation with Government :

No record exists to suggest that any director or indirect owners, controlling shareholders, director, officer or employee of the company is a government official or a family member or close business associate of a Government official.

 

9]         Compensation Package :

Our market survey revealed that the amount of compensation sought by the subject is fair and reasonable and comparable to compensation paid to others for similar services.

 

10]        Press Report :

            No press reports / filings exists on the subject.

 


 

CORPORATE GOVERNANCE

 

MIRA INFORM as part of its Due Diligence do provide comments on Corporate Governance to identify management and governance. These factors often have been predictive and in some cases have created vulnerabilities to credit deterioration.

 

Our Governance Assessment focuses principally on the interactions between a company’s management, its Board of Directors, Shareholders and other financial stakeholders.

 

 

CONTRAVENTION

 

Subject is not known to have contravened any existing local laws, regulations or policies that prohibit, restrict or otherwise affect the terms and conditions that could be included in the agreement with the subject.

 

 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs. 54.24

UK Pound

1

Rs. 84.30

Euro

1

Rs. 71.36

 

 

INFORMATION DETAILS

 

Information Gathered by :

PDT

 

 

Report Prepared by :

BVA

 


 

SCORE & RATING EXPLANATIONS

 

SCORE FACTORS

 

RANGE

POINTS

HISTORY

1~10

4

PAID-UP CAPITAL

1~10

4

OPERATING SCALE

1~10

6

FINANCIAL CONDITION

 

 

--BUSINESS SCALE

1~10

6

--PROFITABILIRY

1~10

5

--LIQUIDITY

1~10

5

--LEVERAGE

1~10

5

--RESERVES

1~10

5

--CREDIT LINES

1~10

6

--MARGINS

-5~5

--

DEMERIT POINTS

 

 

--BANK CHARGES

YES/NO

YES

--LITIGATION

YES/NO

NO

--OTHER ADVERSE INFORMATION

YES/NO

NO

MERIT POINTS

 

 

--SOLE DISTRIBUTORSHIP

YES/NO

NO

--EXPORT ACTIVITIES

YES/NO

YES

--AFFILIATION

YES/NO

YES

--LISTED

YES/NO

NO

--OTHER MERIT FACTORS

YES/NO

YES

DEFAULTERS 

 

 

--RBI

YES/NO

NO

--EPF

YES/NO

NO

TOTAL

 

46

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 


 

RATING EXPLANATIONS

 

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

-

NB

                                       New Business

-

 

 

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.