MIRA INFORM REPORT

 

 

Report Date :

14.05.2013

 

IDENTIFICATION DETAILS

 

Name :

PHIL. PHARMAWEALTH, INC.

 

 

Registered Office :

Suite 3001, 30th Floor, East Tower, Phil. Stock Exchange Center, Exchange Road, Ortigas Center 1605, Pasig City

 

 

Country :

Philippines

 

 

Financials (as on) :

31.12.2011

 

 

Date of Incorporation :

10.02.1993

 

 

Com. Reg. No.:

AS093-01037

 

 

Legal Form :

Corporation

 

 

Line of Business :

Importation & Distribution of finished Pharmaceutical products and medical supplies.

 

 

No. of Employees :

Not Available

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

Payment Behaviour :

No Complaints

Litigation :

Clear

 

NOTES:

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – March, 31st, 2013

 

Country Name

Previous Rating

(31.12.2012)

Current Rating

(31.03.2013)

Philippines

B1

B1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 


 

PHILIPPINES - ECONOMIC OVERVIEW

 

Philippine GDP growth, which cooled from 7.6% in 2010 to 3.9% in 2011, expanded to 6.6% in 2012 - meeting the government's targeted 6%-7% growth range. The 2012 expansion partly reflected a rebound from depressed 2011 export and public sector spending levels. The economy has weathered global economic and financial downturns better than its regional peers due to minimal exposure to troubled international securities, lower dependence on exports, relatively resilient domestic consumption, large remittances from four- to five-million overseas Filipino workers, and a rapidly expanding business process outsourcing industry. The current account balance had recorded consecutive surpluses since 2003; international reserves are at record highs; the banking system is stable; and the stock market was Asia's second best-performer in 2012. Efforts to improve tax administration and expenditure management have helped ease the Philippines' tight fiscal situation and reduce high debt levels. The Philippines received several credit rating upgrades on its sovereign debt in 2012, and has had little difficulty tapping domestic and international markets to finance its deficits. Achieving a higher growth path nevertheless remains a pressing challenge. Economic growth in the Philippines averaged 4.5% during the MACAPAGAL-ARROYO administration but poverty worsened during her term. Growth has accelerated under the AQUINO government, but with limited progress thus far in bringing down unemployment, which hovers around 7%, and improving the quality of jobs. Underemployment is nearly 20% and more than 40% of the employed are estimated to be working in the informal sector. The AQUINO administration has been working to boost the budgets for education, health, cash transfers to the poor, and other social spending programs, and is relying on the private sector to help fund major infrastructure projects under its Public-Private Partnership program. Long term challenges include reforming governance and the judicial system, building infrastructure, improving regulatory predictability, and the ease of doing business, attracting higher levels of local and foreign investments. The Philippine Constitution and the other laws continue to restrict foreign ownership in important activities/sectors (such as land ownership and public utilities).

Source : CIA

 


Company Details

 

Company Name:

PHIL. PHARMAWEALTH, INC.

Supplied Name:

PHIL PHARMAWEALTH INC

Trading Address:

Suite 3001, 30th Floor, East Tower, Phil. Stock Exchange Center, Exchange Road, Ortigas Center 1605, Pasig City, Philippines

Supplied Address:

Suite 3001 east tektite Tower, P S E Centre Exchange Road, Ortigas centre Pasig City Philippines

Telephone Number:

+632 683-00-53 TO 57 / 634-37-32 / 634-41-82 / 634-35-05

Fax Number:

+632 2 6339512

E-mail:

info@philpharmawealth.com

Note:

The supplied address is incomplete, and the exact address is as above.

 

 

Company Identification Details

 

Registered Number:

AS093-01037

Legal Form:

Corporation

Date Incorporated:

1993-2-10

Authorized Capital Stock:

PHP 50,000,000.00 (USD 1,212,820)

(As of 2013.5, 1 PHP =0.02426 USD)

Subscribed Capital Stock:

PHP 50,000,000.00(USD 1,212,820)

Paid-up Capital:

PHP 50,000,000.00(USD 1,212,820)

Par Value Per Share:

PHP 100.00

Listed at Stock Exchange:

No

Staff:

N/A

Note:

Amounts in Philippine Peso unless otherwise specified.

Information on staff number is not available from subject or other source.

 

 

History

 

Company Background

Verification with the local registry revealed the following correct registration details as of (May 14, 2013).

Regulatory Agency

Date Registered

Registration No.

Term

Securities and Exchange Commission

02/10/1993

AS093-01037

50 Years

 

Type

Share

Authorized Capital

50,000,000.00

Paid Up

50,000,000.00

Subscribed

50,000,000.00

Par Value

100.00

Capital structure per latest available General Information Sheet.

 

Increase in authorized capital stock from 1,000,000 to 20,000,000 was approved by the Securities and Exchange Commission on March 26, 1998; then to 50,000,000 on February 18, 1999.

 

 

Corporate Structure

 

AFFILIATE:

Name

Singapore Pharmawealth Lifesciences, Inc.

 

 

Shareholders

 

Stockholders: (2012-6-18)

Name

Subscribed and Paid Up

ALAMBRA, ALAN A.B. ATTY.

100.00

BIRON, HERNAN D. JR.

100.00

BIRON, DIANA G.

24,749,900.00

BIRON, HERNAN D. SR.

25,249,800.00

DEPALAC, JONAS A.

100.00

List of stockholders and their shareholdings per latest available General Information Sheet.

 

 

Management Information

 

Management (2012-6-18):

Name

Position

BIRON, HERNAN D. SR.

Chairman

BIRON, DIANA G.

President / Director

BIRON, HERNAN D. JR.

Treasurer / Director

PADOJINOG, JULIENNE ROA

Director

DEPALAC, JONAS A.

Corporate Secretary / Director

 

 

Operation

 

Activities

- Importation & Distribution of finished Pharmaceutical products and medical supplies.

Premises

Location: Located at the capital address as above.

 

 

Balance Sheet

 

Unit: PHP

 

2011-12-31

2010-12-31

Total Current Assets

176,774,101.00

146,334,112.00

Cash

7,171,891.00

5,442,534.00

Short Invest

0.00

0.00

Receivable

39,761,982.00

31,939,845.00

Inventory

129,527,714.00

106,474,528.00

Other Current Assets

312,514.00

2,477,205.00

Long Invest Total

0.00

0.00

Long Invest Security

0.00

0.00

Long Invest Equity

0.00

0.00

Long Invest Other

0.00

0.00

Fixed Assets Total

18,856,083.00

20,385,918.00

Fixed Assets

18,856,083.00

20,385,918.00

Depreciation Total

0.00

0.00

Intangible Assets

0.00

0.00

Other Assets

32,816,000.00

32,816,000.00

Total Assets

228,446,184.00

199,536,030.00

Total Current Debt

97,514,097.00

69,585,250.00

Short Loan

0.00

0.00

Accounts Payable

38,910,099.00

15,870,002.00

Other Current Liability

58,603,998.00

53,715,248.00

Long Liability Total

28,398,567.00

30,479,369.00

Long Leases

0.00

0.00

Long Loan

0.00

0.00

Long Loan Other

0.00

0.00

Total Liability

125,912,664.00

100,064,619.00

Total Equity

102,533,520.00

99,471,411.00

Share Capital

50,000,000.00

50,000,000.00

Capital Paid

0.00

0.00

Legal Reserve

0.00

0.00

Surplus Reserve

0.00

0.00

Undistributed Profit

0.00

0.00

Retained Earning

52,533,520.00

49,471,411.00

Other Equity

0.00

0.00

Total Liability And Equity

228,446,184.00

199,536,030.00

 

 

Profit and Loss Accounts

 

Unit: PHP

 

2011

2010

Operating Revenue

0.00

0.00

Sales Revenue

349,688,573.00

374,853,522.00

Interest Revenue

0.00

0.00

Other Revenue

1,233,547.00

726,544.00

Total Revenue

350,922,120.00

375,580,066.00

Sales Cost

286,071,537.00

306,573,025.00

Gross Profit

63,617,036.00

68,280,497.00

Sales Expenses

0.00

0.00

Management Expenses

60,476,141.00

59,350,601.00

Financial Expenses

0.00

0.00

Total Expenses

346,547,678.00

365,923,626.00

Operating Profit

4,374,442.00

9,656,440.00

Non Operating Profit

0.00

0.00

Profit Before Tax

4,374,442.00

9,656,440.00

Tax

1,312,333.00

2,896,932.00

Net Profit

3,062,109.00

6,759,508.00

 

 

Cash Flow

 

Unit: PHP

 

2009

2008

Operating Net Cash

5,065,438.00

17,496,353.00

Investment Net Cash

-1,255,279.00

-1,436,489.00

Finance Net Cash

-2,080,802.00

11,656,930.00

 

 

Bankers

 

This section contains credit exposure of one million and above transactions reported quarterly by banks and other financial institutions.

For quarter ending as of December 31, 2012

 

Subject: PHIL PHARMAWEALTH INC

NO

Collateral/Security

Co Maker's Name

Loan Type

Loan Status

Outstanding Amount

Market Gain/Loss

Secured Amount

Unsecured Amount

1.

 

 

Time Loans

Current

26,619,744.06

0.00

0.00

26,619,744.06

2.

Chattel Mortgage

 

Time Loans

Current

40,134.00

0.00

39,965.09

168.91

3.

Chattel Mortgage

 

Time Loans

Current

381,546.00

0.00

356,362.27

25,183.73

4.

Chattel Mortgage

 

Time Loans

Current

484,840.00

0.00

454,383.65

30,456.35

5.

Chattel Mortgage

 

Time Loans

Current

484,840.00

0.00

455,919.94

28,920.06

6.

Chattel Mortgage

 

Time Loans

Current

484,840.00

0.00

455,919.94

28,920.06

7.

Chattel Mortgage

 

Time Loans

Current

484,840.00

0.00

455,919.94

28,920.06

8.

Chattel Mortgage

 

Time Loans

Current

720,918.00

0.00

674,308.91

46,609.09

9.

Chattel Mortgage

 

Time Loans

Current

40,134.00

0.00

39,965.09

168.91

10.

Chattel Mortgage

BIRON HERNAN D

Time Loans

Current

1,383,200.00

0.00

1,383,200.00

0.00

11.

Chattel Mortgage

BIRON HERNAN D

Time Loans

Current

1,383,200.00

0.00

1,383,200.00

0.00

12.

Chattel Mortgage

BIRON HERNAN D

Time Loans

Current

474,630.00

0.00

425,419.03

49,210.97

13.

Chattel Mortgage

BIRON HERNAN D

Time Loans

Current

1,349,318.10

0.00

1,349,318.10

0.00

14.

Chattel Mortgage

BIRON HERNAN D

Time Loans

Current

878,730.00

0.00

786,364.03

92,365.97

15.

Chattel Mortgage

BIRON HERNAN D

Time Loans

Current

1,349,318.10

0.00

1,349,318.10

0.00

16.

Chattel Mortgage

BIRON HERNAN D

Time Loans

Current

1,383,200.00

0.00

1,383,200.00

0.00

17.

Chattel Mortgage

BIRON HERNAN D

Time Loans

Current

362,592.00

0.00

332,783.96

29,808.04

18.

Chattel Mortgage

BIRON HERNAN D

Time Loans

Current

362,592.00

0.00

332,783.96

29,808.04

 

 

 

 

Loans and Receivables

This section contains credit exposure of one million and above transactions reported quarterly by banks and other financial institutions. For quarter ending as of December 31, 2012

 

Subject: PHILIPPINE PHARMAWEALTH INC

NO

Collateral/Security

Co Maker's Name

Loan Type

Loan Status

Outstanding Amount

Market Gain/Loss

Secured Amount

Unsecured Amount

1.

REM - Not Insured by HFC

 

Time Loans

Current

25,000,000.00

0.00

25,000,000.00

0.00

2.

 

 

Import Bills Under Trust Receipts (TR)

Current

257,500.00

0.00

0.00

257,500.00

3.

 

 

Import Bills Under Trust Receipts (TR)

Current

504,989.10

0.00

0.00

504,989.10

4.

 

 

Import Bills Under Trust Receipts (TR)

Current

995,587.20

0.00

0.00

995,587.20

5.

 

 

Import Bills Under Trust Receipts (TR)

Current

380,197.12

0.00

0.00

380,197.12

6.

 

 

Import Bills Under Trust Receipts (TR)

Current

339,200.00

0.00

0.00

339,200.00

7.

 

 

Import Bills Under Trust Receipts (TR)

Current

153,975.30

0.00

0.00

153,975.30

8.

REM - Not Insured by HFC

 

Time Loans

Current

20,000,000.00

0.00

20,000,000.00

0.00

9.

REM - Not Insured by HFC

 

Time Loans

Current

5,000,000.00

0.00

5,000,000.00

0.00

10.

Other Securities

 

Bills Purchased - Clean

Current

1,103,386.70

0.00

0.00

1,103,386.70

11.

 

 

32 – Lease Contracts Receivable

Current

155,262.57

0.00

0.00

155,262.57

12.

 

 

32 – Lease Contracts Receivable

Current

1,226,085.36

0.00

0.00

1,226,085.36

13.

 

 

32 – Lease Contracts Receivable

Current

95,096.98

0.00

0.00

95,096.98

14.

 

 

32 – Lease Contracts Receivable

Current

89,032.18

0.00

0.00

89,032.18

15.

 

 

32 – Lease Contracts Receivable

Current

365,688.18

0.00

0.00

365,688.18

16.

 

 

32 – Lease Contracts Receivable

Current

2,931,844.52

0.00

0.00

2,931,844.52

17.

 

 

32 – Lease Contracts Receivable

Current

120,530.34

0.00

0.00

120,530.34

18.

 

 

32 – Lease Contracts Receivable

Current

138,286.33

0.00

0.00

138,286.33

19.

 

 

32 – Lease Contracts Receivable

Current

27,271.97

0.00

0.00

27,271.97

20.

 

 

32 – Lease Contracts Receivable

Current

1,382,428.93

0.00

0.00

1,382,428.93

21.

 

 

32 – Lease Contracts Receivable

Current

1,115,092.44

0.00

0.00

1,115,092.44

22.

 

 

32 – Lease Contracts Receivable

Current

1,185,523.20

0.00

0.00

1,185,523.20

23.

REM - Not Insured by HFC

 

Import Bills Under Trust Receipts (TR)

Current

256,767.77

0.00

256,767.77

0.00

24.

REM - Not Insured by HFC

 

Import Bills Under Trust Receipts (TR)

Current

255,835.13

0.00

255,835.13

0.00

25.

REM - Not Insured by HFC

 

Bills Purchased - Documentary

Current

644,458.82

0.00

644,458.82

0.00

26.

REM - Not Insured by HFC

 

Import Bills Under Trust Receipts (TR)

Current

1,400,296.95

0.00

1,400,296.95

0.00

27.

REM - Not Insured by HFC

 

Import Bills Under Trust Receipts (TR)

Current

5,580,463.35

0.00

5,580,463.35

0.00

28.

REM - Not Insured by HFC

 

Import Bills Under Trust Receipts (TR)

Current

5,133,150.00

0.00

5,133,150.00

0.00

29.

REM - Not Insured by HFC

 

Import Bills Under Trust Receipts (TR)

Current

5,001,497.33

0.00

5,001,497.33

0.00

30.

REM - Not Insured by HFC

 

Import Bills Under Trust Receipts (TR)

Current

2,340,508.91

0.00

2,340,508.91

0.00

31.

REM - Not Insured by HFC

 

Import Bills Under Trust Receipts (TR)

Current

231,566.86

0.00

231,566.86

0.00

32.

REM - Not Insured by HFC

 

Import Bills Under Trust Receipts (TR)

Current

1,008,420.00

0.00

1,008,420.00

0.00

33.

REM - Not Insured by HFC

 

Import Bills Under Trust Receipts (TR)

Current

266,885.49

0.00

266,885.49

0.00

34.

REM - Not Insured by HFC

 

Import Bills

Current

799,654.00

0.00

799,654.00

0.00

35.

REM - Not Insured by HFC

 

Import Bills Under Trust Receipts (TR)

Current

576,685.79

0.00

576,685.79

0.00

36.

REM - Not Insured by HFC

 

Bills Purchased - Documentary

Current

507,441.05

0.00

507,441.05

0.00

37.

REM - Not Insured by HFC

 

Import Bills Under Trust Receipts (TR)

Current

494,449.90

0.00

494,449.90

0.00

38.

REM - Not Insured by HFC

 

Import Bills Under Trust Receipts (TR)

Current

377,908.86

0.00

377,908.86

0.00

39.

REM - Not Insured by HFC

 

Import Bills Under Trust Receipts (TR)

Current

358,364.83

0.00

358,364.83

0.00

40.

REM - Not Insured by HFC

 

Import Bills Under Trust Receipts (TR)

Current

5,194,885.92

0.00

5,194,885.92

0.00

41.

REM - Not Insured by HFC

 

Import Bills Under Trust Receipts (TR)

Current

969,216.60

0.00

969,216.60

0.00

42.

 

 

Customers’ Liability for this Bank’s Acceptances Outstanding

Current

359,187.50

0.00

0.00

359,187.50

43.

 

 

Import Bills Under Trust Receipts (TR)

Current

77,853.95

0.00

0.00

77,853.95

44.

 

 

Import Bills Under Trust Receipts (TR)

Current

127,234.80

0.00

0.00

127,234.80

45.

 

 

Import Bills Under Trust Receipts (TR)

Current

138,461.40

0.00

0.00

138,461.40

46.

 

 

Import Bills Under Trust Receipts (TR)

Current

167,738.54

0.00

0.00

167,738.54

47.

 

 

Import Bills Under Trust Receipts (TR)

Current

271,496.43

0.00

0.00

271,496.43

48.

 

 

Import Bills Under Trust Receipts (TR)

Current

290,570.00

0.00

0.00

290,570.00

49.

 

 

Import Bills Under Trust Receipts (TR)

Current

354,016.88

0.00

0.00

354,016.88

50.

 

 

Import Bills Under Trust Receipts (TR)

Current

2,013,375.00

0.00

0.00

2,013,375.00

51.

 

 

Import Bills Under Trust Receipts (TR)

Current

413,153.40

0.00

0.00

413,153.40

52.

 

 

Import Bills Under Trust Receipts (TR)

Current

479,597.56

0.00

0.00

479,597.56

53.

 

 

Customers’ Liability for this Bank’s Acceptances Outstanding

Current

524,057.44

0.00

0.00

524,057.44

54.

 

 

Import Bills Under Trust Receipts (TR)

Current

673,790.24

0.00

0.00

673,790.24

55.

 

 

Customers’ Liability for this Bank’s Acceptances Outstanding

Current

715,091.00

0.00

0.00

715,091.00

56.

 

 

Import Bills Under Trust Receipts (TR)

Current

1,339,758.82

0.00

0.00

1,339,758.82

57.

 

 

Import Bills Under Trust Receipts (TR)

Current

14,515,565.60

0.00

0.00

14,515,565.60

58.

 

 

Import Bills Under Trust Receipts (TR)

Current

8,776,483.92

0.00

0.00

8,776,483.92

59.

 

 

Import Bills Under Trust Receipts (TR)

Current

3,878,595.60

0.00

0.00

3,878,595.60

60.

 

 

Import Bills Under Trust Receipts (TR)

Current

3,721,423.50

0.00

0.00

3,721,423.50

61.

 

 

Import Bills Under Trust Receipts (TR)

Current

322,047.90

0.00

0.00

322,047.90

62.

Chattel Mortgage

 

Mortgage Contract Receivable

Current

2,535,151.00

0.00

2,535,151.00

0.00

63.

 

 

Import Bills Under Trust Receipts (TR)

Current

1,430,694.72

0.00

0.00

1,430,694.72

64.

REM - Not Insured by HFC

BIRON HERNAN D AND BIRON FERJENEL G

Import Bills Under Trust Receipts (TR)

Current

1,956,873.60

0.00

1,956,873.60

0.00

65.

REM - Not Insured by HFC

BIRON HERNAN D AND BIRON FERJENEL G

Import Bills Under Trust Receipts (TR)

Current

1,905,417.60

0.00

1,874,491.98

30,925.62

66.

REM - Not Insured by HFC

BIRON HERNAN D AND BIRON FERJENEL G

Import Bills

Current

303,770.00

0.00

303,770.00

0.00

67.

REM - Not Insured by HFC

BIRON HERNAN D AND BIRON FERJENEL G

Import Bills Under Trust Receipts (TR)

Current

1,967,055.60

0.00

1,967,055.60

0.00

68.

REM - Not Insured by HFC

BIRON HERNAN D AND BIRON FERJENEL G

Import Bills

Current

3,988,348.22

0.00

3,988,348.22

0.00

69.

REM - Not Insured by HFC

BIRON HERNAN D AND BIRON FERJENEL G

Import Bills Under Trust Receipts (TR)

Current

90,261.60

0.00

90,261.60

0.00

 

Letters of Credit/Guarantee       

This section contains credit exposure records of one million and above transactions reported quarterly by banks and other financial institutions. For quarter ending as of December 31, 2012

 

Subject: PHILIPPINE PHARMAWEALTH INC

NO

Collateral/Security

Co Maker's Name

Loan Type

Loan Status

Outstanding Amount

Market Gain/Loss

1.

246,300.00

246,300.00

 

 

LETTERS OF CREDIT – Regular Letters of Credit

0.00

2.

751,830.75

751,830.75

 

 

LETTERS OF CREDIT – Regular Letters of Credit

0.00

3.

92,100.00

92,100.00

 

 

LETTERS OF CREDIT – Stand-by Letters of Credit

0.00

4.

985,200.00

6,305.28

 

 

LETTERS OF CREDIT – Regular Letters of Credit

0.00

5.

597,600.00

597,600.00

 

 

LETTERS OF CREDIT – Stand-by Letters of Credit

0.00

6.

35,000.00

35,000.00

 

 

LETTERS OF CREDIT – Stand-by Letters of Credit

0.00

7.

352,000.00

352,000.00

 

 

LETTERS OF CREDIT – Stand-by Letters of Credit

0.00

8.

1,500,000.00

1,500,000.00

 

 

LETTERS OF CREDIT – Stand-by Letters of Credit

0.00

9.

63,000.00

63,000.00

 

 

LETTERS OF CREDIT – Stand-by Letters of Credit

0.00

10.

29,499.20

29,499.20

 

 

LETTERS OF CREDIT – Stand-by Letters of Credit

0.00

11.

499,000.00

499,000.00

 

 

LETTERS OF CREDIT – Stand-by Letters of Credit

0.00

12.

880,000.00

880,000.00

 

 

LETTERS OF CREDIT – Stand-by Letters of Credit

0.00

13.

299,000.00

299,000.00

 

 

LETTERS OF CREDIT – Stand-by Letters of Credit

0.00

14.

24,000.00

24,000.00

 

 

LETTERS OF CREDIT – Stand-by Letters of Credit

0.00

15.

480,285.00

480,285.00

 

 

LETTERS OF CREDIT – Regular Letters of Credit

0.00

16.

4,997,888.79

38,743.74

 

 

LETTERS OF CREDIT – Regular Letters of Credit

0.00

17.

2,924,350.00

2,924,350.00

 

 

LETTERS OF CREDIT – Regular Letters of Credit

0.00

18.

2,375,267.50

2,375,267.50

 

 

LETTERS OF CREDIT – Regular Letters of Credit

0.00

19.

981,600.00

981,600.00

 

 

LETTERS OF CREDIT – Regular Letters of Credit

0.00

20.

382,730.67

19,840.59

 

 

LETTERS OF CREDIT – Regular Letters of Credit

0.00

21.

529,590.60

12,883.50

 

 

LETTERS OF CREDIT – Regular Letters of Credit

0.00

22.

1,431,711.23

3,047.04

 

 

LETTERS OF CREDIT – Regular Letters of Credit

0.00

23.

1,227,000.00

1,227,000.00

 

 

LETTERS OF CREDIT – Regular Letters of Credit

0.00

24.

23,370,175.50

7,700,980.00

REM – Insured by Home Financing Commission (HFC)

 

LETTERS OF CREDIT – Regular Letters of Credit

0.00

25.

7,203,864.24

7,203,864.24

 

 

LETTERS OF CREDIT – Regular Letters of Credit

0.00

26.

3,973,774.47

3,973,774.47

 

 

LETTERS OF CREDIT – Regular Letters of Credit

0.00

27.

1,380,375.00

1,380,375.00

 

 

LETTERS OF CREDIT – Regular Letters of Credit

0.00

28.

1,022,500.00

1,022,500.00

 

 

LETTERS OF CREDIT – Regular Letters of Credit

0.00

29.

667,488.00

667,488.00

 

 

LETTERS OF CREDIT – Regular Letters of Credit

0.00

30.

302,660.00

302,660.00

 

 

LETTERS OF CREDIT – Regular Letters of Credit

0.00

31.

302,660.00

302,660.00

 

 

GUARANTEES ISSUED – Shipside Bonds Guarantees Issued

0.00

 

 

Public Records

 

NEGATIVE RECORDS

COURT CASES RESULTS

     

PHILIPPINE PHARMAWEALTH INC

Case Number    : 04 754  

Courts              : REGIONAL TRIAL COURT  

Branch              : 138  

Case Type        : INFRINGEMENT  

Plaintiff Name   : PFIZER INC  

Action               : UNAVAILABLE  

Date Filed         : 7/1/2004  

Action Date       : NA  

City                  : MAKATI CITY  

    

PHILIPPINE PHARMAWEALTH INC ET AL

Case Number    : 05-1047  

Courts              : REGIONAL TRIAL COURT  

Branch              : 134  

Case Type        : CONTEMPT  

Plaintiff Name   : PFIZER INC  

Action               : UNAVAILABLE  

Date Filed         : 11/24/2005  

City                  : MAKATI CITY  

 

 

Special Note

 

Above information were based on the subject’s 2012 General Information Sheet, the latest available at the Securities and Exchange Commission and available databases.

 

Address verification per interview with Ms. Ronya De Recto, Sales Staff.


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.54.91

UK Pound

1

Rs.84.44

Euro

1

Rs.71.31

 

INFORMATION DETAILS

 

Report Prepared by :

SDA

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

----

NB

New Business

----

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.