MIRA INFORM REPORT

           

 

 

Report Date :

15.05.2013

 

IDENTIFICATION DETAILS

 

Name :

BC-GRUP INSAAT NAKLIYE PETROL MOBILYA ENERJI SANAYI VE TICARET LTD. STI.

 

 

Registered Office :

Ziya Gokalp Mah. Diyarbakir Cad. Turhan Apt. K:4 No:7  Batman

 

 

Country :

Turkey

 

 

Financials (as on) :

31.12.2012

 

 

Date of Incorporation :

14.03.2012

 

 

Com. Reg. No.:

6236

 

 

Legal Form :

Limited Company

 

 

Line of Business :

Wholesale trade of granite and marble. 

 

 

No. of Employees :

Not Available

 

RATING & COMMENTS

 

MIRA’s Rating :

NB

 

RATING

STATUS

PROPOSED CREDIT LINE

----

NB

New Business

----

 

Status :

New Business

 

 

Payment Behaviour :

Unknown

 

 

Litigation :

Clear

NOTES:

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – March, 31st, 2013

 

Country Name

Previous Rating

(31.12.2012)

Current Rating

(31.03.2013)

Turkey

B2

B2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 


 

TURKEY - ECONOMIC OVERVIEW

 

Turkey's largely free-market economy is increasingly driven by its industry and service sectors, although its traditional agriculture sector still accounts for about 25% of employment. An aggressive privatization program has reduced state involvement in basic industry, banking, transport, and communication, and an emerging cadre of middle-class entrepreneurs is adding dynamism to the economy and expanding production beyond the traditional textiles and clothing sectors. The automotive, construction, and electronics industries, are rising in importance and have surpassed textiles within Turkey's export mix. Oil began to flow through the Baku-Tbilisi-Ceyhan pipeline in May 2006, marking a major milestone that will bring up to 1 million barrels per day from the Caspian to market. Several gas pipelines projects also are moving forward to help transport Central Asian gas to Europe through Turkey, which over the long term will help address Turkey's dependence on imported oil and gas to meet 97% of its energy needs. After Turkey experienced a severe financial crisis in 2001, Ankara adopted financial and fiscal reforms as part of an IMF program. The reforms strengthened the country's economic fundamentals and ushered in an era of strong growth - averaging more than 6% annually until 2008. Global economic conditions and tighter fiscal policy caused GDP to contract in 2009, but Turkey's well-regulated financial markets and banking system helped the country weather the global financial crisis and GDP rebounded strongly to 9.2% in 2010, as exports returned to normal levels following the recession. Growth dropped to approximately 3% in 2012. Turkey's public sector debt to GDP ratio has fallen to about 40%, and at least one rating agency upgraded Turkey's debt to investment grade in 2012. Turkey remains dependent on often volatile, short-term investment to finance its large trade deficit. The stock value of FDI stood at $117 billion at year-end 2012. Inflows have slowed because of continuing economic turmoil in Europe, the source of much of Turkey's FDI. Turkey's relatively high current account deficit, uncertainty related to monetary policy-making, and political turmoil within Turkey's neighborhood leave the economy vulnerable to destabilizing shifts in investor confidence.

Source : CIA

 


COMPANY IDENTIFICATION

 

 

NAME

:

BC-GRUP INSAAT NAKLIYE PETROL MOBILYA ENERJI SANAYI VE TICARET LTD. STI.

HEAD OFFICE ADDRESS

:

Ziya Gokalp Mah. Diyarbakir Cad. Turhan Apt. K:4 No:7  Batman / Turkey

PHONE NUMBER

:

90-488-212 72 62

 

FAX NUMBER

:

90-488-212 72 63

 

 

 

LEGAL STATUS AND HISTORY

 

 

TAX OFFICE

:

Batman 

TAX NO

:

1600660718

REGISTRATION NUMBER

:

6236

REGISTERED OFFICE

:

Batman Chamber of Commerce and Industry

DATE ESTABLISHED

:

14.03.2012

ESTABLISHMENT GAZETTE DATE/NO

:

21.03.2012/8031

LEGAL FORM

:

Limited Company

TYPE OF COMPANY

:

Private

REGISTERED CAPITAL

:

TL   200.000

 

 

OWNERSHIP / MANAGEMENT

 

 

SHAREHOLDERS

:

Hayrettin Basaran

50 %

Emre Coskun

50 %

 

 

SISTER COMPANIES

:

Declared to be: None

 

SUBSIDIARIES

:

None

 

DIRECTORS

:

Emre Coskun

 

 

 

OPERATIONS

 

 

BUSINESS ACTIVITIES

:

Wholesale trade of granite and marble. 

 

The firm also deals with interior decoration works and provides brokering services to electricity production companies.  

 

NACE CODE

:

G .51.52

 

NET SALES

:

3.628 TL

(14.03-31.12.2012) 

 

 

IMPORT COUNTRIES

:

China

India

Vietnam

 

MERCHANDISE IMPORTED

:

Granite

Marble

 

EXPORT VALUE

:

0 TL

(14.03-31.12.2012)

0 TL

(01.01-30.04.2013)

 

 

HEAD OFFICE ADDRESS

:

Ziya Gokalp Mah. Diyarbakir Cad. Turhan Apt. K:4 No:7   Batman / Turkey

 

 

SIZE OF BUSINESS

:

Small

 

 

FINANCE

 

 

MAIN DEALING BANKS

:

Albaraka Turk Katilim Bankasi Batman Branch

Turk Ekonomi Bankasi Batman Branch

 

CREDIT FACILITIES

:

No credit facility has come our knowledge.

 

PAYMENT BEHAVIOUR

:

No payment delays have come to our knowledge.

 

KEY FINANCIAL ELEMENTS

:

 

(14.03-31.12.2012) TL

 

 

 

 

Net Sales

3.628

 

 

 

 

Profit (Loss) Before Tax

-4.768

 

 

 

 

Stockholders' Equity

-4.768

 

 

 

 

Total Assets

3.513

 

 

 

 

Current Assets

3.513

 

 

 

 

Non-Current Assets

0

 

 

 

 

Current Liabilities

8.281

 

 

 

 

Long-Term Liabilities

0

 

 

 

 

Gross Profit (loss)

3.628

 

 

 

 

Operating Profit (loss)

-4.768

 

 

 

 

Net Profit (loss)

-4.768

 

 

 

 

 

 

 

 

COMMENT ON FINANCIAL POSITION

 

Capitalization

Negative Stockholders’ Equity As of 31.12.2012

Remarks on Capitalization

A part of total liabilities and equity consist of loans from shareholders. 

Liquidity

High As of 31.12.2012

Remarks On Liquidity

A part of current liabilities consist of  short-term loans from shareholders rather than liabilities to third parties.

Profitability

Operating Loss (14.03-31.12.2012)

Net Loss (14.03-31.12.2012)

 

General Financial Position

Poor

 

 

Incr. in producers’ price index

 

Average USD/TL

Average EUR/TL

Average GBP/ TL

 ( 2012 )

2,45 %

1,7995

2,3265

2,8593

 ( 01.01-30.04.2013)

-0,01 %

1,7920

2,3566

2,7927

 

 

BALANCE SHEETS

 

 

 ( 31.12.2012 )  TL

 

CURRENT ASSETS

3.513

1,00

Not Detailed Current Assets

0

0,00

Cash and Banks

1.172

0,33

Marketable Securities

0

0,00

Account Receivable

0

0,00

Other Receivable

0

0,00

Inventories

2.150

0,61

Advances Given

0

0,00

Accumulated Construction Expense

0

0,00

Other Current Assets

191

0,05

NON-CURRENT ASSETS

0

0,00

Not Detailed Non-Current Assets

0

0,00

Long-term Receivable

0

0,00

Financial Assets

0

0,00

Tangible Fixed Assets (net)

0

0,00

Intangible Assets

0

0,00

Deferred Tax Assets

0

0,00

Other Non-Current Assets

0

0,00

TOTAL ASSETS

3.513

1,00

CURRENT LIABILITIES

8.281

2,36

Not Detailed Current Liabilities

0

0,00

Financial Loans

0

0,00

Accounts Payable

0

0,00

Loans from Shareholders

8.221

2,34

Other Short-term Payable

0

0,00

Advances from Customers

0

0,00

Accumulated Construction Income

0

0,00

Taxes Payable

60

0,02

Provisions

0

0,00

Other Current Liabilities

0

0,00

LONG-TERM LIABILITIES

0

0,00

Not Detailed Long-term Liabilities

0

0,00

Financial Loans

0

0,00

Securities Issued

0

0,00

Long-term Payable

0

0,00

Loans from Shareholders

0

0,00

Other Long-term Liabilities

0

0,00

Provisions

0

0,00

STOCKHOLDERS' EQUITY

-4.768

-1,36

Not Detailed Stockholders' Equity

0

0,00

Paid-in Capital

0

0,00

Cross Shareholding Adjustment of Capital

0

0,00

Inflation Adjustment of Capital

0

0,00

Equity of Consolidated Firms

0

0,00

Reserves

0

0,00

Revaluation Fund

0

0,00

Accumulated Losses(-)

0

0,00

Net Profit (loss)

-4.768

-1,36

TOTAL LIABILITIES AND EQUITY

3.513

1,00

 

REMARKS ON FINANCIAL STATEMENT

:

Companies have to pay 1/4 of the capital in 3 months following the establishment. The subject company was established on 14.03.2012 but at the balance sheet dated 31.12.2012, it appears that even 1/4 of the capital was not paid. 

 

At the financial statements according to TAS, "Cheques Received" and "Outstanding Cheques" figures are under "Cash And Banks" figure.  Beginning from the financial statements of 31.12.2011, "Cheques Received" and "Outstanding Cheques" figures are given under "Account Receivable" figure and "Account Payable" figure respectively.

 

INCOME STATEMENT

 

 

(14.03-31.12.2012) TL

 

Net Sales

3.628

1,00

Cost of Goods Sold

0

0,00

Gross Profit

3.628

1,00

Operating Expenses

8.396

2,31

Operating Profit

-4.768

-1,31

Other Income

0

0,00

Other Expenses

0

0,00

Financial Expenses

0

0,00

Minority Interests

0

0,00

Profit (loss) of consolidated firms

0

0,00

Profit (loss) Before Tax

-4.768

-1,31

Tax Payable

0

0,00

Postponed Tax Gain

0

0,00

Net Profit (loss)

-4.768

-1,31

 

 

FINANCIAL RATIOS

 

 

(14.03-31.12.2012)

LIQUIDITY RATIOS

 

Current Ratio

0,42

Acid-Test Ratio

0,14

Cash Ratio

0,14

ASSET STRUCTURE RATIOS

 

Inventory/Total Assets

0,61

Short-term Receivable/Total Assets

0,00

Tangible Assets/Total Assets

0,00

TURNOVER RATIOS

 

Inventory Turnover

0,00

Stockholders' Equity Turnover

-0,76

Asset Turnover

1,03

FINANCIAL STRUCTURE

 

Stockholders' Equity/Total Assets

-1,36

Current Liabilities/Total Assets

2,36

Financial Leverage

2,36

Gearing Percentage

-1,74

PROFITABILITY RATIOS

 

Net Profit/Stockholders' Eq.

1,00

Operating Profit Margin

-1,31

Net Profit Margin

-1,31

Interest Cover

 

COLLECTION-PAYMENT

 

Average Collection Period (days)

0,00

Average Payable Period (days)

 

WORKING CAPITAL

-4768,00


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.54.63

UK Pound

1

Rs.83.67

Euro

1

Rs.71.02

 

INFORMATION DETAILS

 

Report Prepared by :

SDA

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

----

NB

New Business

----

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.